821 George St · Coraopolis, PA 15108

$130,000

2 bd · 1.5 ba · 1,146 sqft · SingleFamily public records · 191 Days on market

Built 1900 5,458 sqft lot $113/sqft · 31% below area Est $188k · 31% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.9/30.0
• ARV discount +15.0/15.0
• 1% rule +6.5/10.0
• DSCR +5.6/10.0
• Livability +4.0/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great investment opportunity in Coraopolis! This well-maintained 2-bedroom home is tenant-occupied with a one-year lease in place, allowing an investor to step in with immediate cash flow. The home features hardwood flooring throughout and an updated kitchen with granite countertops, offering a durable and attractive interior. Operating costs are kept low, as the tenant is responsible for gas, electric, and yard maintenance. The property is currently occupied by a long-term, reliable tenant, making this a truly turnkey investment. Whether you’re looking to expand your rental portfolio or secure a low-maintenance rental, 821 George St delivers reliable income from day one.

Key facts

• Hardwood flooring
• Updated kitchen
• Granite countertops

Tags

• UPDATED KITCHEN
• GRANITE COUNTERTOPS
• HARDWOOD FLOORING

🏷️ Possibly a rental listed for sale. The $130,000 price doesn't fit this home's estimated sale value (~$188,009) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $110 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $130k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 5.7% in Coraopolis — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 80/100 on livability (#193 in PA, #1,621 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, amenities B+.
• Cornell SD (suburban): math 16% / reading 39% proficiency, ranked #461 of 539 in PA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.1%/yr); 179 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent is only 18% of the median local income ($101k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 191 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $97k; 34% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 3.1% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $114,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 7.31%
• Cash-on-cash: 3.63%
• DSCR: 1.16
• GRM: 7.3

CMA / ARV

• ARV (median comp): $188,009
• List price: $130,000
• Delta: -30.85%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1717 Hiland Ave	0.03mi	2/1.0	1,082 (-6%)	6mo	$161,500	$149	83
1604 Edgewood Ave	0.12mi	2/1.0	1,112 (-3%)	14mo	$172,560	$155	76
415 Barn St	0.24mi	2/2.0	1,110 (-3%)	15mo	$175,000	$158	69
1412 4th Ave	0.32mi	2/2.0	1,056 (-8%)	5mo	$115,000	$109	66
615 Maple St	0.34mi	2/1.0	1,050 (-8%)	9mo	$52,000	$50	61
11 Brook St Unit A	0.24mi	3/1.5 (+1)	1,312 (+14%)	3mo	$229,900	$175	58
7301 Pine Way	0.56mi	2/1.5	1,088 (-5%)	10mo	$135,000	$124	58
1341 4th Ave	0.41mi	2/1.0	1,044 (-9%)	9mo	$178,000	$170	57
1228 Mccabe Ave	0.42mi	3/1.5 (+1)	1,080 (-6%)	14mo	$185,000	$171	54
1523 Woodcrest Ave	0.52mi	2/2.0	1,012 (-12%)	1mo	$259,900	$257	53
7116 Grand Ave	0.68mi	2/1.0	1,100 (-4%)	14mo	$120,000	$109	48
1629 Glenbrook Ave	0.54mi	3/1.5 (+1)	974 (-15%)	5mo	$169,000	$174	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.13% rent growth · sell at horizon

5-year hold

• IRR: -9.0%
• Equity multiple: 0.66×
• Total profit: $-12,213
• Equity at exit: $19,383

10-year hold

• IRR: 2.2%
• Equity multiple: 1.17×
• Total profit: $6,101
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15108

• Rents YoY: 4.1%
• Active inventory: 179
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,490 high
• Mortgage (P&I): −$682
• Tax from tax record: −$331 /mo · $3,970/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$313
• Net cashflow: $110

Break-even live

Break-even rent $1,350

Max offer price $130,000

Occupancy floor 88%

Sensitivity live

Price	-10% $184	-5% $147	+0% $110	+5% $73	+10% $37
Rent	-10% $-8	-5% $51	+0% $110	+5% $169	+10% $228
Rate	-1.0pp $176	-0.5pp $143	base $110	+0.5pp $76	+1.0pp $42

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1704 State Ave Coraopolis, PA	3.0	2.0	1456	$1,500	$1.03	8d	1	0.21mi
1865 Montour St Coraopolis, PA	3.0	1.5	1360	$1,499	$1.10	24d	1	0.29mi
1865 Montour St Coraopolis, PA	3.0	1.5	1360	$1,499	$1.10	44d	1	0.29mi
1886 Anderson Ave Coraopolis, PA	3.0	1.0	1014	$1,750	$1.73	2d	1	0.42mi
1110 5th Ave Coraopolis, PA	2.0	1.0	1000	$1,300	$1.30	18d	1	0.59mi
927 Vance Ave Unit A Coraopolis, PA	2.0	1.0	950	$1,600	$1.68	24d	1	0.76mi
906 Kable Way Coraopolis, PA	2.0	1.5	1064	$1,500	$1.41	13d	1	0.82mi
427 Mount Vernon Ave Coraopolis, PA	2.0	1.0	864	$1,100	$1.27	24d	1	1.34mi
423-425 Mount Vernon Ave Coraopolis, PA	2.0	1.5	864	$1,150	$1.33	15d	1	1.35mi

Listing history 25 events

1. 2026-06-21
   days on market $130,000 Active 191 DOM
2. 2026-06-18
   days on market $130,000 Active 188 DOM
3. 2026-06-17
   days on market $130,000 Active 187 DOM
4. 2026-06-16
   days on market $130,000 Active 186 DOM
5. 2026-06-15
   days on market $130,000 Active 185 DOM
6. 2026-06-13
   days on market $130,000 Active 183 DOM
7. 2026-06-09
   days on market $130,000 Active 179 DOM
8. 2026-06-08
   days on market $130,000 Active 178 DOM
9. 2026-06-07
   days on market $130,000 Active 177 DOM
10. 2026-06-03
    days on market $130,000 Active 173 DOM
11. 2026-06-02
    days on market $130,000 Active 172 DOM
12. 2026-06-01
    days on market $130,000 Active 171 DOM
13. 2026-05-31
    days on market $130,000 Active 170 DOM
14. 2025-12-12
    listed $130,000 Active 686-char remark

    Show marketing remark (686 chars)

    Great investment opportunity in Coraopolis! This well-maintained 2-bedroom home is tenant-occupied with a one-year lease in place, allowing an investor to step in with immediate cash flow. The home features hardwood flooring throughout and an updated kitchen with granite countertops, offering a durable and attractive interior. Operating costs are kept low, as the tenant is responsible for gas, electric, and yard maintenance. The property is currently occupied by a long-term, reliable tenant, making this a truly turnkey investment. Whether you’re looking to expand your rental portfolio or secure a low-maintenance rental, 821 George St delivers reliable income from day one.

15. 2020-11-05
    status Pending 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

16. 2020-11-04
    soldstatus $97,000 Closed 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

17. 2020-09-17
    historical Contingent 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

18. 2020-09-16
    price $99,888 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

19. 2020-08-24
    status Active 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

20. 2020-08-13
    historical Contingent 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

21. 2020-07-18
    listed $99,999 Active 277-char remark

    Show marketing remark (277 chars)

    Charming recently updated home on a tranquil-fenced in-corner-lot close to everything. 2 large bedrooms, hardwood floors, updated kitchen with granite counters, newer windows, fresh paint, covered front and rear porch, new concrete sidewalk, lovely views. .. .. Come see today!

22. 2004-02-10
    soldstatus $49,800
23. 2003-07-28
    soldstatus $49,800
24. 2003-04-13
    listed $46,900
25. 1981-10-26
    soldstatus $36,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,970 · $331/mo
• Projected year-2 tax: $3,970 · $331/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,877
• − Mortgage interest: −$7,282
• − Property taxes: −$3,970
• − Insurance: −$650
• − Repairs & maintenance: −$1,430
• − Management: −$1,430
• − Depreciation: −$3,782
• Taxable loss: −$668
• Est. tax savings @ 24.0%: +$160
• After-tax cash flow: $1,482/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cornell SD
• NCES district ID: 4206810
• Math proficiency: 16% ▼ -10.00%
• Reading proficiency: 39% ▼ -8.00%
• Median HH income: $36,558
• Composite: 22.75/100
• National rank: #8032
• State rank: #461 of 539 in PA

Livability — Coraopolis

• Score: 80/100
• State rank: #193
• US rank: #1621

Category grades

Amenities B+ Commute B Cost of living A+ Crime C+ Employment C Housing A+ Health & safety C+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coraopolis, PA
• County: Allegheny County · 1,022,028 people
• City population: 42,799
• Metro: Pittsburgh, PA
• Population (ZIP): 42,799
• Household income: $100,859
• Rent vs Own: 26.6% rent · 73.4% own
• Severe rent burden: 890.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Black 5% Two or more races 5% Asian 4% Hispanic / Latino 2%
• Common ancestry: Romanian 7% Subsaharan African 4% Slovak 2%
• Foreign-born: 6% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 2% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -220.09%
• Current HPI: 250.7623
• Rent YoY: ▲ 4.13%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+252.3% since first listed

12 events — show timeline

• 2025-12-12 Listed $130,000 West Penn MLS
• 2020-11-05 Pending — West Penn MLS
• 2020-11-04 Sold (MLS) $97,000 West Penn MLS
• 2020-09-17 Contingent — West Penn MLS
• 2020-09-16 Price Changed $99,888 West Penn MLS
• 2020-08-24 Relisted — West Penn MLS
• 2020-08-13 Contingent — West Penn MLS
• 2020-07-18 Listed $99,999 West Penn MLS
• 2004-02-10 Sold (Public Records) $49,800 Public Records
• 2003-07-28 Sold (MLS) $49,800 West Penn MLS
• 2003-04-13 Listed $46,900 West Penn MLS
• 1981-10-26 Sold (Public Records) $36,900 Public Records

Property tax history

+9.1%/yr

Latest (2026): $3,970 · +2.8% YoY. Source: county tax records.