804 Wrightsville Ave · East Dublin, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- ARV discount +15.0/15.0
- DSCR +8.4/10.0
- 1% rule +5.7/10.0
- Schools +3.5/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$99,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great investment or starter house. Lot of potential!
Key facts
- 0.54 acre lot
- Built 1982
- Listed 113 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $99k.
Deal economics
- At list price, monthly cash flow is $229 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $99k).
- Recommended offer: $90k (9.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 5.9% in East Dublin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#326 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools D-, amenities F, commute F.
- Laurens County (rural): math 45% / reading 39% proficiency, ranked #42 of 174 in GA (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 32 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 55 units permitted in Laurens County in 2024 (24 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Laurens County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 114 days — a 9% lower offer ($90k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $70k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 9.06%
- Cash-on-cash
- 9.90%
- DSCR
- 1.44
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $138,018
- List price
- $99,000
- Delta
- -28.27%
- Verdict
- UNDERPRICED
- Comps
- 11 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 330 Bradley Ct | 0.20mi | 3/2.0 (+1) | 1,232 (+11%) | 6mo | $151,000 | $123 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -1.4%
- Equity multiple
- 0.95×
- Total profit
- $-1,509
- Equity at exit
- $14,761
- IRR
- 8.2%
- Equity multiple
- 1.62×
- Total profit
- $17,318
- Equity at exit
- $8,560
Cash invested: $27,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31027
- Home prices YoY
- -7.6%
- Active inventory
- 32
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,062 medium interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax from tax record
- −$50 /mo · $595/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$223
- Net cashflow
- $229
Break-even live
Sensitivity live
| Price | -10% $285 | -5% $257 | +0% $229 | +5% $201 | +10% $173 |
|---|---|---|---|---|---|
| Rent | -10% $145 | -5% $187 | +0% $229 | +5% $271 | +10% $313 |
| Rate | -1.0pp $279 | -0.5pp $254 | base $229 | +0.5pp $203 | +1.0pp $177 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,750
- Closing costs
- $2,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 151 Circle Dr East Dublin, GA | 2.0 | 1.0 | 750 | $995 | $1.33 | 44d | 1 | 1.33mi |
| 99 Celia Dr Unit 2 East Dublin, GA | 3.0 | 2.0 | 1300 | $1,195 | $0.92 | 44d | 1 | 1.34mi |
| 159 Circle Dr East Dublin, GA | 2.0 | 1.0 | 750 | $1,095 | $1.46 | 44d | 1 | 1.37mi |
| 103 Celia Dr East Dublin, GA | 3.0 | 1.0 | 936 | $950 | $1.01 | 44d | 1 | 1.39mi |
Listing history 27 events
-
2026-06-19days on market $99,000 Active 114 DOM
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2026-06-18days on market $99,000 Active 113 DOM
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2026-06-17days on market $99,000 Active 112 DOM
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2026-06-16days on market $99,000 Active 111 DOM
-
2026-06-15days on market $99,000 Active 110 DOM
-
2026-06-14days on market $99,000 Active 108 DOM
-
2026-06-12days on market $99,000 Active 107 DOM
-
2026-06-09days on market $99,000 Active 104 DOM
-
2026-06-08days on market $99,000 Active 103 DOM
-
2026-06-07days on market $99,000 Active 102 DOM
-
2026-06-07days on market $99,000 Active 101 DOM
-
2026-06-03days on market $99,000 Active 98 DOM
-
2026-06-02days on market $99,000 Active 97 DOM
-
2026-06-01days on market $99,000 Active 96 DOM
-
2026-05-31days on market $99,000 Active 95 DOM
-
2026-05-30days on market $99,000 Active 94 DOM
-
2026-04-02status Back On Market 52-char remark
Show marketing remark (52 chars)
Great investment or starter house. Lot of potential!
-
2026-04-01historical 52-char remark
Show marketing remark (52 chars)
Great investment or starter house. Lot of potential!
-
2026-02-24$99,000 New 52-char remark
Show marketing remark (52 chars)
Great investment or starter house. Lot of potential!
-
2021-12-30historical 80-char remark
Show marketing remark (80 chars)
INVESTMENT OPPORTUNITY! 2 br/1.5 ba. Currently rented. Call today for more info!
-
2021-12-30soldstatus $70,000
Show marketing remark (80 chars)
INVESTMENT OPPORTUNITY! 2 br/1.5 ba. Currently rented. Call today for more info!
-
2021-12-28soldstatus $70,000 Sold 80-char remark
Show marketing remark (80 chars)
INVESTMENT OPPORTUNITY! 2 br/1.5 ba. Currently rented. Call today for more info!
-
2021-11-29status Under Contract 80-char remark
Show marketing remark (80 chars)
INVESTMENT OPPORTUNITY! 2 br/1.5 ba. Currently rented. Call today for more info!
-
2021-09-01$85,000 New 80-char remark
Show marketing remark (80 chars)
INVESTMENT OPPORTUNITY! 2 br/1.5 ba. Currently rented. Call today for more info!
-
2018-10-10soldstatus $48,000
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2018-10-08soldstatus $48,000
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2018-04-18$59,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $595 · $50/mo
- Projected year-2 tax
- $911 · $76/mo
- Expected delta
- +$316/yr (+$26/mo · 53.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,739
- − Mortgage interest
- −$5,546
- − Property taxes
- −$595
- − Insurance
- −$495
- − Repairs & maintenance
- −$1,019
- − Management
- −$1,019
- − Depreciation
- −$2,880
- Taxable income
- $1,185
- Est. tax owed @ 24.0%
- −$284
- After-tax cash flow
- $2,459/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Laurens County
- NCES district ID
- 1301890
- Math proficiency
- 45% ▼ -8.00%
- Reading proficiency
- 39% ▼ -8.00%
- Median HH income
- $38,220
- Composite
- 35.06/100
- National rank
- #5030
- State rank
- #42 of 174 in GA
Livability — East Dublin
- Score
- 62/100
- State rank
- #326
- US rank
- #17266
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- East Dublin, GA
- Population (ZIP)
- 10,879
Population outlook (Laurens County) Hauer SSP2
- Today (2025)
- 45,685 people
- By 2030
- 44,056 · -3.6%
- By 2040
- 40,270 · -11.9%
- By 2050
- 36,094 · -21.0%
- By 2075
- 26,275 · -42.5%
- By 2100
- 17,160 · -62.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 54% Black 35% Hispanic / Latino 8% Two or more races 3%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 8%
Political lean MEDSL · Laurens
- 2024 margin
- Solid R (+32.7) · D 33.5% · R 66.2%
- 2008→2024 swing
- -11.2pp toward R · 2008: -21.5pp · 2024: -32.7pp
- All cycles
- 2024: R+32.7 2020: R+28.2 2016: R+29.1 2012: R+22.7 2008: R+21.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.67%
- Current HPI
- 202.153
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+67.8% since first listed11 events — show timeline
- 2026-04-02 Relisted — GAMLS
- 2026-04-01 Listing Removed — GAMLS
- 2026-02-24 Listed $99,000 GAMLS
- 2021-12-30 Listing Removed — GAMLS
- 2021-12-30 Sold (Public Records) $70,000 Public Records
- 2021-12-28 Sold (MLS) $70,000 GAMLS
- 2021-11-29 Pending — GAMLS
- 2021-09-01 Listed $85,000 GAMLS
- 2018-10-10 Sold (Public Records) $48,000 Public Records
- 2018-10-08 Sold (MLS) $48,000 GAMLS
- 2018-04-18 Listed $59,000 GAMLS
Property tax history
+4.7%/yrLatest (2025): $595 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…