26 Douglas Ct · Bloomingdale, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 97.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.9/30.0
- ARV discount +10.0/15.0
- DSCR +4.5/10.0
- 1% rule +3.3/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Rent growth +1.1/5.0
- Appreciation +0.0/10.0
$259,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
Key facts
- 0.31 acre lot
- Garage
- Built 1986
Property features AI
Exterior
- Parking: Has garage
- Utilities: Public water service; Public sewer service; Underground utilities
- Home design: Single-family residence; One-story; Located in Ottawa Estate subdivision; Zoned RA (single family)
- Construction: Frame construction with vinyl siding
- Exterior features: Public water; Public sewer; Underground utilities; Property has a view
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Gas water heater; Has central heating; Other heating system; Central electric cooling
- Laundry & utility: Laundry area in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $259k.
Deal economics
- At list price, monthly cash flow is $74 ($889/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (17.2% below list).
- Recommended offer: $214k (17.2% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 4.2% in Bloomingdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#344 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
- Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents falling (-5.5%/yr); 266 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
- This rent runs 37% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $95k; list at $259k implies a 173% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.64%
- Cash-on-cash
- 1.23%
- DSCR
- 1.05
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $274,470
- List price
- $259,000
- Delta
- -5.64%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 502 E Cregor St | 0.62mi | 3/1.0 | 1,473 (-6%) | 2mo | $251,500 | $171 | 55 |
| 105 Church St | 0.58mi | 3/1.0 | 1,749 (+11%) | 4mo | $315,000 | $180 | 47 |
| 307 Miller St | 0.74mi | 3/2.0 | 1,656 (+6%) | 12mo | $325,000 | $196 | 46 |
| 204 E Main St | 0.54mi | 3/1.0 | 1,410 (-10%) | 23mo | $251,000 | $178 | 35 |
| 306 Miller St | 0.75mi | 2/1.0 (-1) | 1,478 (-6%) | 20mo | $215,000 | $145 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.5%
- Equity multiple
- 0.40×
- Total profit
- $-43,606
- Equity at exit
- $38,618
- IRR
- -15.8%
- Equity multiple
- 0.22×
- Total profit
- $-56,468
- Equity at exit
- $22,394
Cash invested: $72,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31302
- Home prices YoY
- -18.5%
- Rents YoY
- -5.5%
- Active inventory
- 266
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,143 medium interval (Pro) →
- Mortgage (P&I)
- −$1,358
- Tax from tax record
- −$153 /mo · $1,837/yr
- Insurance
- −$108
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$450
- Net cashflow
- $74
Break-even live
Sensitivity live
| Price | -10% $221 | -5% $147 | +0% $74 | +5% $1 | +10% $-73 |
|---|---|---|---|---|---|
| Rent | -10% $-95 | -5% $-11 | +0% $74 | +5% $159 | +10% $243 |
| Rate | -1.0pp $204 | -0.5pp $140 | base $74 | +0.5pp $7 | +1.0pp $-61 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,750
- Closing costs
- $7,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 702 E US Highway 80 Bloomingdale, GA | 2.0 | 2.0 | 1043 | $1,560 | $1.49 | 15d | 10 | 0.13mi |
| 106 Hickory St Bloomingdale, GA | 3.0 | 1.0 | 1212 | $1,850 | $1.53 | 25d | 1 | 0.75mi |
Listing history 21 events
-
2026-06-07statusdays on market $259,000 Pending 37 DOM
-
2026-06-05days on market $259,000 Active Under Contract 36 DOM
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-06-03days on market $259,000 Active Under Contract 35 DOM
-
2026-06-02days on market $259,000 Active Under Contract 34 DOM
-
2026-06-01days on market $259,000 Active Under Contract 33 DOM
-
2026-05-31days on market $259,000 Active Under Contract 32 DOM
-
2026-05-30days on market $259,000 Active Under Contract 31 DOM
-
2026-05-14historical Active Under Contract 660-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-14historical Active Under Contract 654-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-14historical Active Under Contract
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-12status Back On Market 654-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-12status Active 660-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-12status Active
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-07historical Active Under Contract
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-07historical Active Under Contract 660-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-05-07historical Active Under Contract 654-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-03-31$259,000 Active 660-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-03-31$259,000 New 654-char remark
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
-
2026-03-31$259,000 Active
Show marketing remark (654 chars)
Welcome to 26 Douglas Ct, a beautifully renovated home in the heart of Bloomingdale. This move-in ready property offers a fresh, updated feel throughout and is perfect for buyers looking for comfort, convenience, and style. This home offers a peaceful setting while still being close to major shopping, dining, and everyday essentials in the surrounding Savannah and Pooler area. With its updated finishes and inviting layout, this home is ideal for those seeking a low-maintenance lifestyle in a great location. Don't miss the opportunity to own a fully renovated home that combines modern living with a convenient location. Schedule your showing today!
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2025-12-08soldstatus $95,000
-
2014-08-18soldstatus $92,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,837 · $153/mo
- Projected year-2 tax
- $2,383 · $199/mo
- Expected delta
- +$546/yr (+$46/mo · 29.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,720
- − Mortgage interest
- −$14,508
- − Property taxes
- −$1,837
- − Insurance
- −$1,295
- − Repairs & maintenance
- −$2,058
- − Management
- −$2,058
- − Depreciation
- −$7,535
- Taxable loss
- −$3,569
- Est. tax savings @ 24.0%
- +$857
- After-tax cash flow
- $1,745/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Savannah-Chatham County
- NCES district ID
- 1301020
- Math proficiency
- 20% ▼ -11.00%
- Reading proficiency
- 26% ▼ -5.00%
- Median HH income
- $47,443
- Composite
- 20.14/100
- National rank
- #8639
- State rank
- #134 of 174 in GA
Livability — Bloomingdale
- Score
- 61/100
- State rank
- #344
- US rank
- #17885
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bloomingdale, GA
- County
- Effingham County · 68,439 people
- City population
- 8,899
- Metro
- Savannah, GA
- Population (ZIP)
- 8,899
- Household income
- $68,998
- Rent vs Own
- Severe rent burden
- 188.0
Population outlook (Chatham County) Hauer SSP2
- Today (2025)
- 332,584 people
- By 2030
- 355,508 · +6.9%
- By 2040
- 400,030 · +20.3%
- By 2050
- 443,019 · +33.2%
- By 2075
- 534,579 · +60.7%
- By 2100
- 583,863 · +75.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Black 8% Two or more races 8% Hispanic / Latino 6%
- Hispanic origin (detail)
- Mexican 1%
- Common ancestry
- Serbian 2% Lithuanian 2% Italian 2%
- Foreign-born
- 3% · Canada, Dominican Republic
- Languages at home
- 96% English-only · Spanish 2% German/W. Germanic 1% Other Indo-European 1%
Political lean MEDSL · Chatham
- 2024 margin
- D (+18.0) · D 58.6% · R 40.6%
- 2008→2024 swing
- +3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
- All cycles
- 2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -66.89%
- Current HPI
- 293.9427
- Rent YoY
- ▼ -5.51%
- Metro
- Savannah, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+180.0% since first listed17 events — show timeline
- 2026-06-06 Pending — HABR
- 2026-06-05 Pending — GAMLS
- 2026-06-05 Pending — Hive MLS
- 2026-05-14 Contingent — Hive MLS
- 2026-05-14 Contingent — GAMLS
- 2026-05-14 Contingent — HABR
- 2026-05-12 Relisted — GAMLS
- 2026-05-12 Relisted — Hive MLS
- 2026-05-12 Relisted — HABR
- 2026-05-07 Contingent — HABR
- 2026-05-07 Contingent — Hive MLS
- 2026-05-07 Contingent — GAMLS
- 2026-03-31 Listed $259,000 Hive MLS
- 2026-03-31 Listed $259,000 GAMLS
- 2026-03-31 Listed $259,000 HABR
- 2025-12-08 Sold (Public Records) $95,000 Public Records
- 2014-08-18 Sold (Public Records) $92,500 Public Records
Property tax history
+8.4%/yrLatest (2025): $1,837 · -24.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…