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C- Composite 51.91
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.2/15.0
  • Cash flow +11.5/30.0
  • 1% rule +7.5/10.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • DSCR +3.5/10.0
  • Rent growth +3.0/5.0
  • Appreciation +0.0/10.0

$100,000

None · Margate, FL 33063
1 bd · 1.5 ba · 728 sqft · Townhouse · 196 Days on market
55+ age-restricted Built 1974 Good condition $137/sqft · 15% below area Est $117k · 15% under $614/mo HOA · 40% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Lovely well maintained 1ST FLOOR - 1 Bedroom 1.5 Bathroom unit. New A. C. , New Water Heater, New refridgerator, and Hurracaine Windows. Move in Ready. HOPA Community is great for independant senior living - 55 +; it has many ammenities, resort style living, bus service available, lovely pool area and Clubhouse ful of actvities. Condo fees are inclusive of water, sewer, building maintenance, trash, Internet, cable and landscaping. The Condo association will hold 6 months of monthly fee in escrow for 18 months.

Key facts

  • 1st floor
  • Hurricane windows
  • New water heater

Tags

1ST FLOORNEW A.C.NEW WATER HEATERNEW REFRIGERATORHURRICANE WINDOWSLOVELY POOL AREA

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath townhouse listed at $100k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-104 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $85k (15.1% below list).
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $85k (15.1% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 81/100 on livability (#85 in FL, #1,398 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Margate Elementary School (math 35% / reading 43%, grade F, #1,560 of 2,144 statewide, top 73%, 1,023 students, 68% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Coral Springs High School (math 16% / reading 38%, grade F, #478 of 667 statewide, top 73%, 2,320 students, 59% FRL).
  • Market conditions: Rents rising (+1.9%/yr); 840 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 77d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 196 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 40% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 1→2/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $84,885 (15.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 196 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.52%
Cap rate
5.04%
Cash-on-cash
-4.48%
DSCR
0.80
GRM
5.5

CMA / ARV

ARV (median comp)
$117,410
List price
$100,000
Delta
-14.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
0.00mi 1/1.0 862 (+18%) 6mo $189,000 $219 68
6750 Royal Palm Blvd Unit 310e 0.73mi 1/1.5 720 (-1%) 2mo $80,000 $111 63
6505 Winfield Blvd Unit B-5 0.63mi 1/1.0 720 (-1%) 14mo $112,000 $156 55
6503 Winfield Blvd Unit 225-D 0.62mi 1/1.5 800 (+10%) 10mo $94,000 $118 47
6503 Winfield Blvd Unit 228-D 0.62mi 1/1.5 800 (+10%) 17mo $142,500 $178 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.94% rent growth · sell at horizon

5-year hold
IRR
-25.7%
Equity multiple
0.14×
Total profit
$-24,061
Equity at exit
$14,910
10-year hold
IRR
-28.5%
Equity multiple
-0.23×
Total profit
$-34,336
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
39 active · 7 under contract
Months of supply
117.0 mo (1%/mo absorbed)
Median asking
$109,900 ($153/sqft)
Median days on market
114 d
This list price
36% of active listings are priced below it
ARV vs active asking
+5.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33063

Home prices YoY
-18.1%
Rents YoY
1.9%
Active inventory
840
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,520 high interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,500/yr
Insurance
$42
HOA
$614
Vacancy / Maint / Mgmt
$319
Net cashflow
$-104

Break-even live

Break-even rent $1,652
Max offer price $84,885
Occupancy floor

Sensitivity live

Price -10% $-35 -5% $-70 +0% $-104 +5% $-139 +10% $-174
Rent -10% $-225 -5% $-164 +0% $-104 +5% $-44 +10% $16
Rate -1.0pp $-54 -0.5pp $-79 base $-104 +0.5pp $-130 +1.0pp $-157

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6550 Royal Palm Blvd Unit 105A Margate, FL 1.0 1.0 540 $1,500 $2.78 120d 1 0.59mi
6550 Royal Palm Blvd Unit 304A Margate, FL 1.0 1.5 720 $1,500 $2.08 38d 1 0.59mi
6501 Winfield Blvd Unit A26 Margate, FL 1.0 1.0 720 $1,500 $2.08 61d 1 0.59mi
6501 Winfield Blvd Unit A33 Margate, FL 1.0 1.0 720 $1,400 $1.94 120d 1 0.59mi
6501 Winfield Blvd Unit A53 Margate, FL 1.0 1.0 720 $1,550 $2.15 77d 1 0.59mi
6501 Winfield Blvd Unit A53 Margate, FL 1.0 1.0 720 $1,550 $2.15 120d 1 0.59mi
6501 Winfield Blvd Unit A26 Margate, FL 1.0 1.0 720 $1,500 $2.08 37d 1 0.59mi
6501 Winfield Blvd Unit A50 Margate, FL 1.0 1.0 720 $1,395 $1.94 109d 1 0.59mi
2698 NW 65th Ave Unit 2704 Margate, FL 1.0 1.0 700 $1,775 $2.54 120d 1 0.60mi
6505 Winfield Blvd Margate, FL 1.0 1.0 720 $1,450 $2.01 106d 2 0.64mi
6505 Winfield Blvd Margate, FL 1.0 1.0 720 $1,450 $2.01 116d 2 0.64mi
6505 Winfield Blvd Margate, FL 1.0–2.0 1.0–2.0 860 $1,350 $1.57 12d 3 0.64mi
6505 Winfield Blvd Unit B45 Margate, FL 1.0 1.0 720 $1,400 $1.94 109d 1 0.64mi
6505 Winfield Blvd Unit 53B Margate, FL 1.0 1.0 720 $1,500 $2.08 109d 1 0.64mi
6505 Winfield Blvd Unit B45 Margate, FL 1.0 1.0 720 $1,350 $1.88 75d 1 0.64mi
6505 Winfield Blvd Unit B14 Margate, FL 1.0 1.0 720 $1,345 $1.87 70d 1 0.64mi
6650 Royal Palm Blvd Unit 110C Margate, FL 1.0 1.0 540 $1,450 $2.69 103d 1 0.66mi
6507 Winfield Blvd Margate, FL 1.0 1.0 649 $1,200 $1.85 6d 1 0.68mi
6507 Winfield Blvd Margate, FL 1.0 1.0–1.5 740 $1,475 $1.99 81d 2 0.68mi
6700 Royal Palm Blvd Unit 210D Margate, FL 1.0 1.5 720 $1,450 $2.01 99d 1 0.69mi
6670 Royal Palm Blvd Unit 206K Margate, FL 1.0 1.5 720 $1,300 $1.81 6d 1 0.70mi
6670 Royal Palm Blvd Unit 205K Margate, FL 1.0 1.5 720 $1,250 $1.74 75d 1 0.70mi
6670 Royal Palm Blvd Unit 206K Margate, FL 1.0 1.5 720 $1,450 $2.01 120d 1 0.70mi
6670 Royal Palm Blvd Margate, FL 1.0 1.5 720 $1,325 $1.84 75d 2 0.73mi
6750 Royal Palm Blvd Unit 209E Margate, FL 1.0 1.5 720 $1,000 $1.39 98d 1 0.74mi
6750 Royal Palm Blvd Margate, FL 1.0 2.0 720 $1,500 $2.08 24d 1 0.74mi
6750 Royal Palm Blvd Margate, FL 1.0 1.5–2.0 720 $1,250 $1.74 32d 2 0.74mi
5137 NW 28th St Margate, FL 1.0 1.0 400 $1,350 $3.38 99d 1 0.83mi
5137 NW 28th St Margate, FL 1.0 1.0 400 $1,350 $3.38 120d 1 0.83mi
1251 W River Dr Unit 3 Margate, FL 1.0 1.0 500 $1,500 $3.00 109d 1 0.83mi
6890 Royal Palm Blvd Unit 209H Margate, FL 1.0 1.5 720 $1,300 $1.81 20d 1 0.84mi
2442 NW 49th Ter #4319 Coconut Creek, FL 1.0 1.0 718 $1,750 $2.44 32d 1 0.85mi
6870 Royal Palm Blvd Unit 111M Margate, FL 1.0 1.5 720 $1,500 $2.08 64d 1 0.86mi
5800 Margate Blvd Unit 132-1 Margate, FL 1.0 1.0 728 $1,500 $2.06 88d 1 0.86mi
5800 Margate Blvd Unit 411-4 Margate, FL 1.0 1.0 728 $1,650 $2.27 120d 1 0.86mi
5215 Coconut Creek Pkwy Margate, FL 1.0–3.0 1.0–2.0 916 $2,125 $2.32 1d 84 0.88mi
5750 Lakeside Dr Margate, FL 1.0–3.0 1.0–2.0 862 $1,793 $2.08 0d 18 0.89mi
7030 NW 22nd Way Margate, FL 1.0 1.0 575 $1,600 $2.78 69d 1 0.94mi
6711 NW 30th St Margate, FL 1.0 1.0 456 $1,399 $3.07 76d 1 1.00mi
6008 NW 10th St Unit 2 Margate, FL 1.0 1.0 483 $1,450 $3.00 6d 1 1.01mi

Property features AI

Finance

Other
Senior community
HOA & community
Monthly HOA feeCommunity clubhouseFitness centerCommunity poolShuffleboard courtPickleball court(s)Courtesy busLibraryInternet includedParking includedHOA covers insurance, grounds and structure maintenance, pest control, sewer, trash, water, common areas, elevator, and roof repairs

Exterior

Parking
Community parking available
Security
On-site security features
Utilities
Cable available
Home design
CondominiumResaleBuilding faces westThree-story buildingEntry on level 1
Construction
CBS construction
Exterior features
First-floor entryHandicap accessibleNot waterfront

Interior

Kitchen
DishwasherElectric rangeMicrowaveRefrigerator
Bedrooms
One bedroom on the main level
Flooring
CarpetTile
Bathrooms
One full bathroomOne half bathroom
Heating & cooling
Central electric heatingCentral air conditioningAttic fan
Interior features
Walk-in closet(s)Negotiable furnished status

HOA detail $614/mo · $7,368/yr

Likely covers
watersewertrashinternetcablelandscapingpool

Listing history 50 events

  1. 2026-09-23
    days on market $100,000 Active 196 DOM
  2. 2026-09-22
    days on market $100,000 Active 195 DOM
  3. 2026-09-20
    days on market $100,000 Active 193 DOM
  4. 2026-09-18
    days on market $100,000 Active 191 DOM
  5. 2026-09-17
    days on market $100,000 Active 190 DOM
  6. 2026-09-16
    days on market $100,000 Active 189 DOM
  7. 2026-09-15
    days on market $100,000 Active 188 DOM
  8. 2026-09-14
    days on market $100,000 Active 187 DOM
  9. 2026-09-13
    days on market $100,000 Active 186 DOM
  10. 2026-09-12
    days on market $100,000 Active 185 DOM
  11. 2026-09-11
    pricedays on market $100,000 Active 184 DOM
  12. 2026-09-05
    days on market $110,000 Active 178 DOM
  13. 2026-09-04
    days on market $110,000 Active 177 DOM
  14. 2026-08-31
    days on market $110,000 Active 173 DOM
  15. 2026-08-29
    days on market $110,000 Active 171 DOM
  16. 2026-08-28
    days on market $110,000 Active 170 DOM
  17. 2026-08-27
    days on market $110,000 Active 169 DOM
  18. 2026-08-25
    days on market $110,000 Active 167 DOM
  19. 2026-08-24
    days on market $110,000 Active 166 DOM
  20. 2026-08-23
    pricedays on market $110,000 Active 165 DOM
  21. 2026-08-22
    days on market $114,999 Active 164 DOM
  22. 2026-08-21
    days on market $114,999 Active 163 DOM
  23. 2026-08-20
    days on market $114,999 Active 162 DOM
  24. 2026-08-19
    days on market $114,999 Active 161 DOM
  25. 2026-08-18
    days on market $114,999 Active 160 DOM
  26. 2026-08-16
    days on market $114,999 Active 158 DOM
  27. 2026-08-15
    days on market $114,999 Active 157 DOM
  28. 2026-08-14
    days on market $114,999 Active 156 DOM
  29. 2026-08-13
    days on market $114,999 Active 155 DOM
  30. 2026-08-12
    days on market $114,999 Active 154 DOM
  31. 2026-08-11
    days on market $114,999 Active 153 DOM
  32. 2026-08-10
    days on market $114,999 Active 152 DOM
  33. 2026-08-09
    days on market $114,999 Active 151 DOM
  34. 2026-08-08
    days on market $114,999 Active 150 DOM
  35. 2026-08-06
    days on market $114,999 Active 148 DOM
  36. 2026-08-05
    days on market $114,999 Active 147 DOM
  37. 2026-08-03
    days on market $114,999 Active 145 DOM
  38. 2026-07-31
    days on market $114,999 Active 142 DOM
  39. 2026-07-28
    days on market $114,999 Active 139 DOM
  40. 2026-07-24
    days on market $114,999 Active 135 DOM
  41. 2026-07-23
    days on market $114,999 Active 134 DOM
  42. 2026-07-22
    days on market $114,999 Active 133 DOM
  43. 2026-07-21
    days on market $114,999 Active 132 DOM
  44. 2026-07-20
    days on market $114,999 Active 131 DOM
  45. 2026-07-16
    days on market $114,999 Active 127 DOM
  46. 2026-07-15
    pricedays on market $114,999 Active 126 DOM
  47. 2026-07-14
    days on market $120,000 Active 125 DOM
  48. 2026-07-13
    days on market $120,000 Active 124 DOM
  49. 2026-07-13
    days on market $120,000 Active 123 DOM
  50. 2026-07-11
    days on market $120,000 Active 122 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 1 d/yr ≥106°F today · 2 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,237
− Mortgage interest
−$5,602
− Property taxes
−$1,500
− Insurance
−$500
− Repairs & maintenance
−$1,459
− Management
−$1,459
− HOA
−$7,368
− Depreciation
−$2,909
Taxable loss
−$2,559
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$614
After-tax cash flow
$-639/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 14 photos

Good 80/100 Cosmetic rehab Est. rehab $3,640–$10,920 screening

This well-maintained townhouse is in good condition and ready for move-in. It offers a good balance of curb appeal and interior functionality, making it an attractive option for both resale and rental.

Value-add opportunities

  • Resale Paint the exterior walls — A fresh coat of paint can significantly enhance the curb appeal and resale value of the property.
  • Rental Replace worn-out flooring — Upgrading the flooring can improve the overall living experience and attract more renters.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 42/100

Zoned Schools

Elementary Margate Elementary School F FL #1,560/2,144 Nat'l #20,819/41,679 Middle Nova Middle School C- FL #274/571 Nat'l #3,846/14,009 High Nova High School F FL #312/667 Nat'l #8,724/17,239

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL
A Composite livability gradescore 81/100

Livability — Margate

Score
81/100
State rank
#85
US rank
#1398

Category grades

Amenities F Commute A+ Cost of living A- Crime B- Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Margate, FL
County
Broward County · 2,207,033 people
City population
55,466
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
55,466
Household income
$62,918
Rent vs Own
26.3% rent · 73.7% own
Severe rent burden
20% of renters

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
White 34% Hispanic / Latino 29% Black 28% Two or more races 18% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7% Cuban 3% Dominican 3%
Common ancestry
Hispanic 6% Romanian 2% Estonian 2%
Foreign-born
36% · Canada, Jamaica, Vietnam
Languages at home
61% English-only · Spanish 24% French/Haitian/Cajun 7% Other Indo-European 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Price history

-4.0% since first listed
2 events — show timeline
  • 2026-04-02 Price Changed $120,000 Beaches MLS
  • 2026-01-16 Listed $125,000 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…