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11708 Raintree Village Blvd Unit A
D Composite 41.0
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.6/30.0
  • 1% rule +8.1/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$118,900

11708 Raintree Village Blvd Unit A · Temple Terrace, FL 33617
1 bd · 2.0 ba · 800 sqft · Condo public records · 195 Days on market
Built 1985 $470/mo HOA · 30% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!

Key facts

  • Mature oak trees
  • Two swimming pools
  • Tennis courts

Tags

RAINTREE VILLAGE COMMUNITYMATURE OAK TREESTENNIS COURTSTWO SWIMMING POOLSSTYLISH TILE FLOORINGNEWER VINYL FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $119k.

Deal economics

  • At list price, monthly cash flow is $-81 ($-967/yr) — negative.
  • To cash-flow at today's rent, offer at most $105k (12.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $119k).
  • Recommended offer: $105k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 80/100 on livability (#123 in FL, #1,870 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, cost of living A-; Watch: crime D+, amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 282 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $822 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 195 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 30% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $104,632 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.31%
Cap rate
5.48%
Cash-on-cash
-2.91%
DSCR
0.87
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.6%
Equity multiple
0.14×
Total profit
$-28,648
Equity at exit
$17,728
10-year hold
IRR
-56.6%
Equity multiple
-0.44×
Total profit
$-47,905
Equity at exit
$10,280

Cash invested: $33,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33617

Rents YoY
-0.3%
Active inventory
282
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,560 high interval (Pro) →
Mortgage (P&I)
$624
Tax from tax record
$170 /mo · $2,042/yr
Insurance
$50
HOA
$470
Vacancy / Maint / Mgmt
$328
Net cashflow
$-81

Break-even live

Break-even rent $1,662
Max offer price $104,660
Occupancy floor

Sensitivity live

Price -10% $-13 -5% $-47 +0% $-81 +5% $-114 +10% $-148
Rent -10% $-204 -5% $-142 +0% $-81 +5% $-19 +10% $43
Rate -1.0pp $-21 -0.5pp $-50 base $-81 +0.5pp $-111 +1.0pp $-143

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,725
Closing costs
$3,567
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11716 Raintree Village Blvd Unit C Temple Terrace, FL 1.0 1.0 800 $1,399 $1.75 25d 1 0.02mi
11720 Raintree Village Blvd Unit A Temple Terrace, FL 2.0 2.0 960 $1,595 $1.66 10d 1 0.03mi
11720 Raintree Village Blvd Unit D Temple Terrace, FL 2.0 2.0 960 $2,400 $2.50 5d 1 0.03mi
11703 Raintree Village Blvd Unit B Temple Terrace, FL 2.0 2.0 960 $1,675 $1.74 18d 1 0.06mi
11809 Raintree Lake Ln Unit B Tampa, FL 2.0 2.0 960 $1,700 $1.77 25d 1 0.17mi
11716 N 58th St Temple Terrace, FL 1.0–2.0 1.0 635 $1,029 $1.62 3d 29 0.17mi
5902 E 122nd Ave Tampa, FL 2.0 1.0 820 $1,508 $1.84 5d 1 0.18mi
6002 Laketree Ln Temple Terrace, FL 2.0 2.0 1012 $1,700 $1.68 24d 2 0.26mi
6002 Laketree Ln Tampa, FL 2.0 2.0 1012 $1,675 $1.66 22d 1 0.26mi
12216 N 59th St Apt E Tampa, FL 2.0 1.5 850 $1,330 $1.56 11d 1 0.28mi
11359 Stratton Park Dr Temple Terrace, FL 2.0 2.5 1110 $2,100 $1.89 25d 1 0.28mi
12216 N 59th St Unit B Tampa, FL 2.0 1.5 850 $1,330 $1.56 15d 1 0.28mi
11857 Northtrail Ave Temple Terrace, FL 2.0 1.5 1104 $2,550 $2.31 25d 1 0.32mi
12414 Touchton Dr #97 Tampa, FL 2.0 1.5 1050 $1,750 $1.67 25d 1 0.37mi
12430 Touchton Dr #102 Tampa, FL 2.0 1.5 1012 $1,650 $1.63 25d 1 0.38mi
5304 Mary Ct Tampa, FL 2.0 2.0 1100 $1,683 $1.53 15d 1 0.44mi
11306 Rifka Ct Tampa, FL 2.0 2.0 1100 $1,683 $1.53 18d 1 0.46mi
11301 Devorah Ct Tampa, FL 2.0 2.0 1100 $1,583 $1.44 22d 1 0.46mi
11301 N 53rd St Temple Terrace, FL 2.0–3.0 2.0 1242 $1,583 $1.27 3d 3 0.47mi
11304 Devorah Ct Tampa, FL 2.0 2.0 1100 $1,583 $1.44 2d 1 0.47mi
12710 English Hills Ct Tampa, FL 2.0 1.0 750 $1,229 $1.64 5d 17 0.48mi
11316 N 52nd St Tampa, FL 2.0 1.0 1000 $1,400 $1.40 22d 1 0.60mi
11110 N 56th St Temple Terrace, FL 1.0–2.0 1.0–2.5 1130 $1,400 $1.24 18d 5 0.61mi
11314 N 52nd St Unit B5 Tampa, FL 2.0 1.0 1000 $1,400 $1.40 18d 1 0.61mi
11314 N 52nd St Unit B17 Tampa, FL 2.0 1.0 1000 $1,400 $1.40 5d 1 0.61mi
11314 N 52nd St Unit B13 Tampa, FL 2.0 1.0 1000 $1,300 $1.30 25d 1 0.61mi
11314 N 52nd St Unit B12 Tampa, FL 2.0 1.0 1000 $1,500 $1.50 5d 1 0.61mi
11316 N 52nd St Unit C14 Tampa, FL 2.0 1.0 1000 $1,400 $1.40 18d 1 0.62mi
11312 N 52nd St Unit A16 Tampa, FL 2.0 1.0 1000 $1,400 $1.40 18d 1 0.62mi
11312 N 52nd St Tampa, FL 2.0 1.0 1000 $1,400 $1.40 22d 1 0.62mi
11314 N 52nd St Tampa, FL 2.0 1.0 1000 $1,400 $1.40 22d 1 0.64mi
11314 N 52nd St Tampa, FL 2.0 1.0 1000 $1,250 $1.25 25d 1 0.64mi
11048 Le Jardin Cir Apt 102 Temple Terrace, FL 2.0 2.0 1100 $1,583 $1.44 2d 1 0.69mi
5326 Whiteway Dr Temple Terrace, FL 2.0 1.0 856 $900 $1.05 25d 1 0.69mi
11024 Le Jardin Cir Unit 202 Temple Terrace, FL 2.0 2.0 1100 $1,683 $1.53 5d 1 0.69mi
11014 Le Jardin Cir Apt 201 Temple Terrace, FL 2.0 2.0 1100 $1,683 $1.53 25d 1 0.70mi
11014 Le Jardin Cir Apt 102 Temple Terrace, FL 2.0 2.0 1100 $1,683 $1.53 17d 1 0.70mi
11078 Le Jardin Cir Apt 101 Temple Terrace, FL 2.0 2.0 1100 $1,583 $1.44 22d 1 0.71mi
11074 Le Jardin Cir Apt 201 Temple Terrace, FL 2.0 2.0 1100 $1,683 $1.53 24d 1 0.72mi
10605 N 56th St Temple Terrace, FL 2.0–3.0 1.0–2.5 1212 $1,425 $1.18 3d 5 0.72mi

HOA detail condo

Monthly dues
$470 · $5,640/yr
Likely covers
poolparking
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 46 events

  1. 2026-06-18
    days on market $118,900 Active 195 DOM
  2. 2026-06-17
    days on market $118,900 Active 194 DOM
  3. 2026-06-16
    days on market $118,900 Active 193 DOM
  4. 2026-06-15
    days on market $118,900 Active 192 DOM
  5. 2026-06-13
    days on market $118,900 Active 190 DOM
  6. 2026-06-13
    days on market $118,900 Active 189 DOM
  7. 2026-06-09
    days on market $118,900 Active 186 DOM
  8. 2026-06-08
    days on market $118,900 Active 185 DOM
  9. 2026-06-07
    days on market $118,900 Active 184 DOM
  10. 2026-06-04
    days on market $118,900 Active 181 DOM
  11. 2026-06-03
    days on market $118,900 Active 180 DOM
  12. 2026-06-02
    days on market $118,900 Active 179 DOM
  13. 2026-06-01
    days on market $118,900 Active 178 DOM
  14. 2026-05-31
    days on market $118,900 Active 177 DOM
  15. 2026-05-11
    price $118,900 1534-char remark
    Show marketing remark (1534 chars)

    Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!

  16. 2026-01-20
    price $122,500 1534-char remark
    Show marketing remark (1534 chars)

    Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!

  17. 2025-12-05
    status Active 1534-char remark
    Show marketing remark (1534 chars)

    Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!

  18. 2025-12-05
    historical 1534-char remark
    Show marketing remark (1534 chars)

    Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!

  19. 2025-12-04
    listed $124,900 Active 1534-char remark
    Show marketing remark (1534 chars)

    Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!

  20. 2025-09-30
    historical
  21. 2025-09-29
    status Active
  22. 2025-09-25
    status Pending
  23. 2025-06-23
    price $129,900
  24. 2025-05-19
    price $138,500
  25. 2025-04-28
    listed $145,500 Active
  26. 2022-08-19
    soldstatus $145,000
  27. 2022-08-18
    soldstatus $145,000 Closed
  28. 2022-07-11
    status Pending
  29. 2022-07-07
    listed $137,000 Active
  30. 2018-04-21
    soldstatus $64,500
  31. 2018-04-17
    soldstatus $64,560 Sold
  32. 2018-04-14
    status Pending
  33. 2018-03-26
    status Pending
  34. 2018-02-15
    price $66,600
  35. 2018-01-31
    price $67,800
  36. 2017-12-29
    status Active
  37. 2017-12-04
    status Pending
  38. 2017-11-01
    price $69,000
  39. 2017-10-17
    listed $70,400 Active
  40. 2015-11-03
    soldstatus $42,000
  41. 2015-10-20
    soldstatus $42,000 Sold
  42. 2015-10-05
    status Pending
  43. 2015-09-11
    listed $44,900 Active
  44. 2013-02-12
    historical
  45. 2012-12-10
    listed $39,900
  46. 1985-10-01
    soldstatus $39,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,042 · $170/mo
Projected year-2 tax
$2,042 · $170/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,724
− Mortgage interest
−$6,660
− Property taxes
−$2,042
− Insurance
−$594
− Repairs & maintenance
−$1,498
− Management
−$1,498
− HOA
−$5,640
− Depreciation
−$3,459
Taxable loss
−$2,668
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$640
After-tax cash flow
$-327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Temple Terrace

Score
80/100
State rank
#123
US rank
#1870

Category grades

Amenities F Commute A+ Cost of living A- Crime D+ Employment B Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Temple Terrace, FL
County
Hillsborough County · 1,540,968 people
City population
65,509
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
47,851
Household income
$50,948
Rent vs Own
56.8% rent · 43.2% own
Severe rent burden
3295.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 36% White 33% Hispanic / Latino 23% Two or more races 14% Asian 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7% Cuban 4% Dominican 2%
Common ancestry
Hispanic 3% Lithuanian 1% Romanian 1%
Foreign-born
17% · Canada, Vietnam, Jamaica
Languages at home
74% English-only · Spanish 15% Arabic 3% French/Haitian/Cajun 3%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -243.20%
Current HPI
352.4572
Rent YoY
▼ -0.33%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+201.0% since first listed
32 events — show timeline
  • 2026-05-11 Price Changed $118,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-20 Price Changed $122,500 Stellar MLS as Distributed by MLS Grid
  • 2025-12-05 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-12-05 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-12-04 Listed $124,900 Stellar MLS as Distributed by MLS Grid
  • 2025-09-30 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-09-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-09-25 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-06-23 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2025-05-19 Price Changed $138,500 Stellar MLS as Distributed by MLS Grid
  • 2025-04-28 Listed $145,500 Stellar MLS as Distributed by MLS Grid
  • 2022-08-19 Sold (Public Records) $145,000 Public Records
  • 2022-08-18 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
  • 2022-07-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-07-07 Listed $137,000 Stellar MLS as Distributed by MLS Grid
  • 2018-04-21 Sold (Public Records) $64,500 Public Records
  • 2018-04-17 Sold (MLS) $64,560 Stellar MLS as Distributed by MLS Grid
  • 2018-04-14 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-03-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-02-15 Price Changed $66,600 Stellar MLS as Distributed by MLS Grid
  • 2018-01-31 Price Changed $67,800 Stellar MLS as Distributed by MLS Grid
  • 2017-12-29 Relisted Stellar MLS as Distributed by MLS Grid
  • 2017-12-04 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-11-01 Price Changed $69,000 Stellar MLS as Distributed by MLS Grid
  • 2017-10-17 Listed $70,400 Stellar MLS as Distributed by MLS Grid
  • 2015-11-03 Sold (Public Records) $42,000 Public Records
  • 2015-10-20 Sold (MLS) $42,000 Stellar MLS as Distributed by MLS Grid
  • 2015-10-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-09-11 Listed $44,900 Stellar MLS as Distributed by MLS Grid
  • 2013-02-12 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2012-12-10 Listed $39,900 Stellar MLS as Distributed by MLS Grid
  • 1985-10-01 Sold (Public Records) $39,500 Public Records

Property tax history

+10.9%/yr

Latest (2025): $2,042 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…