11708 Raintree Village Blvd Unit A · Temple Terrace, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.6/30.0
- 1% rule +8.1/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- DSCR +2.7/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$118,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!
Key facts
- Mature oak trees
- Two swimming pools
- Tennis courts
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/2.0-bath condo listed at $119k.
Deal economics
- At list price, monthly cash flow is $-81 ($-967/yr) — negative.
- To cash-flow at today's rent, offer at most $105k (12.0% below list).
- Meets the 1% rule at list price ($2k rent vs $119k).
- Recommended offer: $105k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#123 in FL, #1,870 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, cost of living A-; Watch: crime D+, amenities F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.3%/yr); 282 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 37% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $822 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 195 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 30% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.31% ✓
- Cap rate
- 5.48%
- Cash-on-cash
- -2.91%
- DSCR
- 0.87
- GRM
- 6.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.6%
- Equity multiple
- 0.14×
- Total profit
- $-28,648
- Equity at exit
- $17,728
- IRR
- -56.6%
- Equity multiple
- -0.44×
- Total profit
- $-47,905
- Equity at exit
- $10,280
Cash invested: $33,292 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33617
- Rents YoY
- -0.3%
- Active inventory
- 282
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,560 high interval (Pro) →
- Mortgage (P&I)
- −$624
- Tax from tax record
- −$170 /mo · $2,042/yr
- Insurance
- −$50
- HOA
- −$470
- Vacancy / Maint / Mgmt
- −$328
- Net cashflow
- $-81
Break-even live
Sensitivity live
| Price | -10% $-13 | -5% $-47 | +0% $-81 | +5% $-114 | +10% $-148 |
|---|---|---|---|---|---|
| Rent | -10% $-204 | -5% $-142 | +0% $-81 | +5% $-19 | +10% $43 |
| Rate | -1.0pp $-21 | -0.5pp $-50 | base $-81 | +0.5pp $-111 | +1.0pp $-143 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,725
- Closing costs
- $3,567
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11716 Raintree Village Blvd Unit C Temple Terrace, FL | 1.0 | 1.0 | 800 | $1,399 | $1.75 | 25d | 1 | 0.02mi |
| 11720 Raintree Village Blvd Unit A Temple Terrace, FL | 2.0 | 2.0 | 960 | $1,595 | $1.66 | 10d | 1 | 0.03mi |
| 11720 Raintree Village Blvd Unit D Temple Terrace, FL | 2.0 | 2.0 | 960 | $2,400 | $2.50 | 5d | 1 | 0.03mi |
| 11703 Raintree Village Blvd Unit B Temple Terrace, FL | 2.0 | 2.0 | 960 | $1,675 | $1.74 | 18d | 1 | 0.06mi |
| 11809 Raintree Lake Ln Unit B Tampa, FL | 2.0 | 2.0 | 960 | $1,700 | $1.77 | 25d | 1 | 0.17mi |
| 11716 N 58th St Temple Terrace, FL | 1.0–2.0 | 1.0 | 635 | $1,029 | $1.62 | 3d | 29 | 0.17mi |
| 5902 E 122nd Ave Tampa, FL | 2.0 | 1.0 | 820 | $1,508 | $1.84 | 5d | 1 | 0.18mi |
| 6002 Laketree Ln Temple Terrace, FL | 2.0 | 2.0 | 1012 | $1,700 | $1.68 | 24d | 2 | 0.26mi |
| 6002 Laketree Ln Tampa, FL | 2.0 | 2.0 | 1012 | $1,675 | $1.66 | 22d | 1 | 0.26mi |
| 12216 N 59th St Apt E Tampa, FL | 2.0 | 1.5 | 850 | $1,330 | $1.56 | 11d | 1 | 0.28mi |
| 11359 Stratton Park Dr Temple Terrace, FL | 2.0 | 2.5 | 1110 | $2,100 | $1.89 | 25d | 1 | 0.28mi |
| 12216 N 59th St Unit B Tampa, FL | 2.0 | 1.5 | 850 | $1,330 | $1.56 | 15d | 1 | 0.28mi |
| 11857 Northtrail Ave Temple Terrace, FL | 2.0 | 1.5 | 1104 | $2,550 | $2.31 | 25d | 1 | 0.32mi |
| 12414 Touchton Dr #97 Tampa, FL | 2.0 | 1.5 | 1050 | $1,750 | $1.67 | 25d | 1 | 0.37mi |
| 12430 Touchton Dr #102 Tampa, FL | 2.0 | 1.5 | 1012 | $1,650 | $1.63 | 25d | 1 | 0.38mi |
| 5304 Mary Ct Tampa, FL | 2.0 | 2.0 | 1100 | $1,683 | $1.53 | 15d | 1 | 0.44mi |
| 11306 Rifka Ct Tampa, FL | 2.0 | 2.0 | 1100 | $1,683 | $1.53 | 18d | 1 | 0.46mi |
| 11301 Devorah Ct Tampa, FL | 2.0 | 2.0 | 1100 | $1,583 | $1.44 | 22d | 1 | 0.46mi |
| 11301 N 53rd St Temple Terrace, FL | 2.0–3.0 | 2.0 | 1242 | $1,583 | $1.27 | 3d | 3 | 0.47mi |
| 11304 Devorah Ct Tampa, FL | 2.0 | 2.0 | 1100 | $1,583 | $1.44 | 2d | 1 | 0.47mi |
| 12710 English Hills Ct Tampa, FL | 2.0 | 1.0 | 750 | $1,229 | $1.64 | 5d | 17 | 0.48mi |
| 11316 N 52nd St Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 22d | 1 | 0.60mi |
| 11110 N 56th St Temple Terrace, FL | 1.0–2.0 | 1.0–2.5 | 1130 | $1,400 | $1.24 | 18d | 5 | 0.61mi |
| 11314 N 52nd St Unit B5 Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 18d | 1 | 0.61mi |
| 11314 N 52nd St Unit B17 Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 5d | 1 | 0.61mi |
| 11314 N 52nd St Unit B13 Tampa, FL | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 25d | 1 | 0.61mi |
| 11314 N 52nd St Unit B12 Tampa, FL | 2.0 | 1.0 | 1000 | $1,500 | $1.50 | 5d | 1 | 0.61mi |
| 11316 N 52nd St Unit C14 Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 18d | 1 | 0.62mi |
| 11312 N 52nd St Unit A16 Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 18d | 1 | 0.62mi |
| 11312 N 52nd St Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 22d | 1 | 0.62mi |
| 11314 N 52nd St Tampa, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 22d | 1 | 0.64mi |
| 11314 N 52nd St Tampa, FL | 2.0 | 1.0 | 1000 | $1,250 | $1.25 | 25d | 1 | 0.64mi |
| 11048 Le Jardin Cir Apt 102 Temple Terrace, FL | 2.0 | 2.0 | 1100 | $1,583 | $1.44 | 2d | 1 | 0.69mi |
| 5326 Whiteway Dr Temple Terrace, FL | 2.0 | 1.0 | 856 | $900 | $1.05 | 25d | 1 | 0.69mi |
| 11024 Le Jardin Cir Unit 202 Temple Terrace, FL | 2.0 | 2.0 | 1100 | $1,683 | $1.53 | 5d | 1 | 0.69mi |
| 11014 Le Jardin Cir Apt 201 Temple Terrace, FL | 2.0 | 2.0 | 1100 | $1,683 | $1.53 | 25d | 1 | 0.70mi |
| 11014 Le Jardin Cir Apt 102 Temple Terrace, FL | 2.0 | 2.0 | 1100 | $1,683 | $1.53 | 17d | 1 | 0.70mi |
| 11078 Le Jardin Cir Apt 101 Temple Terrace, FL | 2.0 | 2.0 | 1100 | $1,583 | $1.44 | 22d | 1 | 0.71mi |
| 11074 Le Jardin Cir Apt 201 Temple Terrace, FL | 2.0 | 2.0 | 1100 | $1,683 | $1.53 | 24d | 1 | 0.72mi |
| 10605 N 56th St Temple Terrace, FL | 2.0–3.0 | 1.0–2.5 | 1212 | $1,425 | $1.18 | 3d | 5 | 0.72mi |
HOA detail condo
- Monthly dues
- $470 · $5,640/yr
- Likely covers
- poolparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 46 events
-
2026-06-18days on market $118,900 Active 195 DOM
-
2026-06-17days on market $118,900 Active 194 DOM
-
2026-06-16days on market $118,900 Active 193 DOM
-
2026-06-15days on market $118,900 Active 192 DOM
-
2026-06-13days on market $118,900 Active 190 DOM
-
2026-06-13days on market $118,900 Active 189 DOM
-
2026-06-09days on market $118,900 Active 186 DOM
-
2026-06-08days on market $118,900 Active 185 DOM
-
2026-06-07days on market $118,900 Active 184 DOM
-
2026-06-04days on market $118,900 Active 181 DOM
-
2026-06-03days on market $118,900 Active 180 DOM
-
2026-06-02days on market $118,900 Active 179 DOM
-
2026-06-01days on market $118,900 Active 178 DOM
-
2026-05-31days on market $118,900 Active 177 DOM
-
2026-05-11price $118,900 1534-char remark
Show marketing remark (1534 chars)
Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!
-
2026-01-20price $122,500 1534-char remark
Show marketing remark (1534 chars)
Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!
-
2025-12-05status Active 1534-char remark
Show marketing remark (1534 chars)
Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!
-
2025-12-05historical 1534-char remark
Show marketing remark (1534 chars)
Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!
-
2025-12-04$124,900 Active 1534-char remark
Show marketing remark (1534 chars)
Welcome to this roomy one-bedroom, one-and-a-half-bath condominium in the sought-after Raintree Village community near the University of South Florida. Ideal for college or graduate students or folks working near the university or surrounding hospital systems. This beautifully landscaped neighborhood features mature oak trees, tennis courts and two swimming pools. Inside, the unit offers stylish tile flooring in the main living areas and newer vinyl flooring in the generously sized bedroom. Natural light fills the spacious living room through a large front window, creating a bright and inviting atmosphere. The open dining area and kitchen provide the ideal setting for cooking and entertaining, with ample cabinet space, quality appliances and a new range (2024). The comfortable bedroom includes a fully updated en-suite bath with gleaming white subway tile walls along with access to a private, covered and screened patio, ideal for relaxing outdoors. A dedicated laundry room just off the patio includes a washer and dryer, both of which are included, along with all kitchen appliances. Recent updates include a new air conditioning unit (2024), and new window coverings, including plantation shutters in the bedroom. This condominium also comes with an assigned parking spot and plenty of guest parking nearby. Raintree Village offers a prime location near USF, Busch Gardens, VA and Moffitt Hospitals, Florida Hospital, MOSI, and a variety of shops and restaurants. Priced for a quick sale so schedule your showing today!
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2025-09-30historical
-
2025-09-29status Active
-
2025-09-25status Pending
-
2025-06-23price $129,900
-
2025-05-19price $138,500
-
2025-04-28$145,500 Active
-
2022-08-19soldstatus $145,000
-
2022-08-18soldstatus $145,000 Closed
-
2022-07-11status Pending
-
2022-07-07$137,000 Active
-
2018-04-21soldstatus $64,500
-
2018-04-17soldstatus $64,560 Sold
-
2018-04-14status Pending
-
2018-03-26status Pending
-
2018-02-15price $66,600
-
2018-01-31price $67,800
-
2017-12-29status Active
-
2017-12-04status Pending
-
2017-11-01price $69,000
-
2017-10-17$70,400 Active
-
2015-11-03soldstatus $42,000
-
2015-10-20soldstatus $42,000 Sold
-
2015-10-05status Pending
-
2015-09-11$44,900 Active
-
2013-02-12historical
-
2012-12-10$39,900
-
1985-10-01soldstatus $39,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,042 · $170/mo
- Projected year-2 tax
- $2,042 · $170/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,724
- − Mortgage interest
- −$6,660
- − Property taxes
- −$2,042
- − Insurance
- −$594
- − Repairs & maintenance
- −$1,498
- − Management
- −$1,498
- − HOA
- −$5,640
- − Depreciation
- −$3,459
- Taxable loss
- −$2,668
- Est. tax savings @ 24.0%
- +$640
- After-tax cash flow
- $-327/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Temple Terrace
- Score
- 80/100
- State rank
- #123
- US rank
- #1870
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Temple Terrace, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 65,509
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 47,851
- Household income
- $50,948
- Rent vs Own
- Severe rent burden
- 3295.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- Black 36% White 33% Hispanic / Latino 23% Two or more races 14% Asian 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7% Cuban 4% Dominican 2%
- Common ancestry
- Hispanic 3% Lithuanian 1% Romanian 1%
- Foreign-born
- 17% · Canada, Vietnam, Jamaica
- Languages at home
- 74% English-only · Spanish 15% Arabic 3% French/Haitian/Cajun 3%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -243.20%
- Current HPI
- 352.4572
- Rent YoY
- ▼ -0.33%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+201.0% since first listed32 events — show timeline
- 2026-05-11 Price Changed $118,900 Stellar MLS as Distributed by MLS Grid
- 2026-01-20 Price Changed $122,500 Stellar MLS as Distributed by MLS Grid
- 2025-12-05 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-12-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-12-04 Listed $124,900 Stellar MLS as Distributed by MLS Grid
- 2025-09-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-09-29 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-09-25 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-06-23 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
- 2025-05-19 Price Changed $138,500 Stellar MLS as Distributed by MLS Grid
- 2025-04-28 Listed $145,500 Stellar MLS as Distributed by MLS Grid
- 2022-08-19 Sold (Public Records) $145,000 Public Records
- 2022-08-18 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
- 2022-07-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-07-07 Listed $137,000 Stellar MLS as Distributed by MLS Grid
- 2018-04-21 Sold (Public Records) $64,500 Public Records
- 2018-04-17 Sold (MLS) $64,560 Stellar MLS as Distributed by MLS Grid
- 2018-04-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-03-26 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-02-15 Price Changed $66,600 Stellar MLS as Distributed by MLS Grid
- 2018-01-31 Price Changed $67,800 Stellar MLS as Distributed by MLS Grid
- 2017-12-29 Relisted — Stellar MLS as Distributed by MLS Grid
- 2017-12-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-11-01 Price Changed $69,000 Stellar MLS as Distributed by MLS Grid
- 2017-10-17 Listed $70,400 Stellar MLS as Distributed by MLS Grid
- 2015-11-03 Sold (Public Records) $42,000 Public Records
- 2015-10-20 Sold (MLS) $42,000 Stellar MLS as Distributed by MLS Grid
- 2015-10-05 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-09-11 Listed $44,900 Stellar MLS as Distributed by MLS Grid
- 2013-02-12 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2012-12-10 Listed $39,900 Stellar MLS as Distributed by MLS Grid
- 1985-10-01 Sold (Public Records) $39,500 Public Records
Property tax history
+10.9%/yrLatest (2025): $2,042 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…