3702 Reynosa Dr · Gulfport, MS 39501

$132,000

3 bd · 2.0 ba · 1,050 sqft · SingleFamily public records · 179 Days on market

Built 1971 7,840 sqft lot $126/sqft · 37% above area Est $98k · 35% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• DSCR +6.0/10.0
• Rent growth +5.0/5.0
• 1% rule +4.1/10.0
• Livability +3.7/5.0
• Schools +3.4/10.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

Key facts

• Stainless range hood
• New recess lights
• 7,840 sq ft lot

Tags

• NEWLY RENOVATED KITCHEN
• BUTCHER BLOCK KITCHEN ISLAND
• STAINLESS RANGE HOOD
• STAINLESS STEEL APPLIANCES
• NEW RECESS LIGHTS
• NEW CERAMIC TILE FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $132k.

Deal economics

• At list price, monthly cash flow is $141 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (8.5% below list).
• Recommended offer: $116k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 4.9% in Gulfport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#15 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• Gulfport School District (urban): math 41% / reading 42% proficiency, ranked #37 of 130 in MS (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Twenty Eighth St Elem (math 37% / reading 27%, grade F, #172 of 375 statewide, top 48%, 356 students, 100% FRL); Gulfport Central Middle School (math 20% / reading 23%, grade F, #109 of 179 statewide, top 62%, 585 students, 100% FRL); Gulfport High School (math 42% / reading 36%, grade F, #54 of 197 statewide, top 28%, 1,728 students, 100% FRL) — zoned schools average 100% FRL vs 67% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+10.5%/yr); 254 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
• This rent runs 42% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $913 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $37k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 179 days — a 12% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 13y ago; this cycle's ask has dropped $18k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $116,160 (12.0% below list)

Questions for the listing agent

1. It's been on market 179 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 7.58%
• Cash-on-cash: 4.58%
• DSCR: 1.20
• GRM: 9.1

CMA / ARV

• ARV (median comp): $98,136
• List price: $132,000
• Delta: 34.51%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4620 Redstart Dr	0.25mi	3/1.0	1,053 (+0%)	7mo	$95,900	$91	78
3802 Anita Dr	0.09mi	3/2.0	1,134 (+8%)	8mo	$131,000	$116	76
3918 Monterey Dr	0.21mi	3/1.5	1,075 (+2%)	11mo	$102,000	$95	75
4011 Sierra Dr	0.16mi	3/1.0	1,040 (-1%)	14mo	$95,000	$91	75
3902 Monterey Dr	0.11mi	3/1.5	1,075 (+2%)	17mo	$123,500	$115	75
3820 Monterey Dr	0.09mi	3/2.0	1,134 (+8%)	19mo	$118,000	$104	67
3502 Meadowlark Dr	0.35mi	3/1.5	1,100 (+5%)	9mo	$130,000	$118	67
4505 Heron St	0.20mi	3/1.0	1,170 (+11%)	2mo	$110,000	$94	66
16258 Hudson St	0.34mi	3/2.0	1,030 (-2%)	20mo	$82,500	$80	64
3508 Sabine St	0.44mi	3/2.0	1,020 (-3%)	14mo	$79,900	$78	63
4214 31st St	0.66mi	2/1.0 (-1)	1,073 (+2%)	11mo	$112,000	$104	47
4223 Wisconsin Ave	0.57mi	2/1.0 (-1)	1,177 (+12%)	14mo	$59,000	$50	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -4.2%
• Equity multiple: 0.84×
• Total profit: $-6,058
• Equity at exit: $19,682

10-year hold

• IRR: 10.2%
• Equity multiple: 1.95×
• Total profit: $35,176
• Equity at exit: $11,413

Cash invested: $36,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39501

• Home prices YoY: -34.5%
• Rents YoY: 10.5%
• Active inventory: 254
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,207 high
• Mortgage (P&I): −$692
• Tax from tax record: −$65 /mo · $786/yr
• Insurance: −$55
• HOA: −$0
• Vacancy / Maint / Mgmt: −$254
• Net cashflow: $141

Break-even live

Break-even rent $1,029

Max offer price $132,000

Occupancy floor 83%

Sensitivity live

Price	-10% $216	-5% $179	+0% $141	+5% $104	+10% $66
Rent	-10% $46	-5% $94	+0% $141	+5% $189	+10% $237
Rate	-1.0pp $208	-0.5pp $175	base $141	+0.5pp $107	+1.0pp $72

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,000
• Closing costs: $3,960
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3625 Meadowlark Dr Gulfport, MS	3.0	1.0	1315	$1,200	$0.91	15d	1	0.18mi
3712 37th Ave Gulfport, MS	3.0	2.0	1144	$1,175	$1.03	15d	1	0.22mi
4605 Michigan Ave Gulfport, MS	2.0	1.0	700	$850	$1.21	45d	1	0.66mi
4609 Michigan Ave Gulfport, MS	2.0	1.0	800	$825	$1.03	15d	1	0.67mi
3008 50th Ave Gulfport, MS	3.0	2.0	1054	$1,050	$1.00	15d	1	0.95mi
3401 54th Ave Gulfport, MS	2.0	1.0	767	$895	$1.17	15d	1	1.12mi
2414 34th Ave Gulfport, MS	2.0	1.0	912	$1,125	$1.23	23d	1	1.25mi
2317 30th St Gulfport, MS	2.0	1.0	1164	$2,150	$1.85	23d	1	1.29mi
2110 30th St Gulfport, MS	2.0	2.0	950	$950	$1.00	23d	1	1.42mi
2986 58th Ave Gulfport, MS	3.0	2.0	1153	$1,295	$1.12	15d	1	1.47mi

Listing history 34 events

1. 2026-06-16
   status $132,000 Pending 179 DOM
2. 2026-06-16
   days on market $132,000 Active 179 DOM
3. 2026-06-15
   days on market $132,000 Active 178 DOM
4. 2026-06-14
   days on market $132,000 Active 176 DOM
5. 2026-06-13
   days on market $132,000 Active 175 DOM
6. 2026-06-10
   days on market $132,000 Active 173 DOM
7. 2026-06-09
   days on market $132,000 Active 172 DOM
8. 2026-06-08
   days on market $132,000 Active 171 DOM
9. 2026-06-07
   days on market $132,000 Active 170 DOM
10. 2026-06-05
    days on market $132,000 Active 167 DOM
11. 2026-06-02
    days on market $132,000 Active 165 DOM
12. 2026-06-01
    days on market $132,000 Active 164 DOM
13. 2026-05-31
    days on market $132,000 Active 163 DOM
14. 2026-05-30
    days on market $132,000 Active 162 DOM
15. 2026-04-27
    price $132,000 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

16. 2026-03-10
    status Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

17. 2026-02-26
    status Pending 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

18. 2026-02-19
    price $135,000 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

19. 2026-01-24
    price $144,900 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

20. 2026-01-22
    status Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

21. 2026-01-18
    status Pending 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

22. 2025-12-31
    status Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

23. 2025-12-21
    status Pending 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

24. 2025-12-08
    status Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

25. 2025-11-22
    status Pending 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

26. 2025-11-06
    listed $149,900 Active 1106-char remark

    Show marketing remark (1106 chars)

    Welcome to this newly remodeled/updated 3 bedroom 2 full bath cozy home located near shopping and few minutes drive to the beautiful MS Gulfcoast Beach! This home features the newly renovated kitchen with gorgeous butcher block kitchen island, new white soft close kitchen cabenits, stainless range hood, stainless steel appliances; fridge and stove/range, new recess lights and new lighting fixtures in dining and new ceramic tile flooring. Also features the updated bathrooms, new vanity, new shower, new tub and lighting fixtures. All new vinyl and ceramic tile flooring, new interior paint throughout and new exterior paint, new plumbing and new modern texturized ceilings. The roof is 3 year old. This home has wood fenced in back yard giving you privacy with mature trees in the back and in the front, a separate laundry/utility room by the carport. The open floor plan in this stunningly updated home is great for everyday living or entertaning. This is perfect for a starter home or to add to your investment portfolio. Don't wait! Schedule your showing today before its too late!

27. 2021-10-01
    historical
28. 2021-09-15
    historical
29. 2016-10-26
    soldstatus
30. 2016-08-05
    soldstatus
31. 2016-05-31
    listed $33,500
32. 2015-09-29
    listed $44,000
33. 2015-02-25
    soldstatus
34. 2013-11-09
    listed $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $786 · $65/mo
• Projected year-2 tax: $1,043 · $87/mo
• Expected delta: +$257/yr (+$21/mo · 32.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,490
• − Mortgage interest: −$7,394
• − Property taxes: −$786
• − Insurance: −$660
• − Repairs & maintenance: −$1,159
• − Management: −$1,159
• − Depreciation: −$3,840
• Taxable loss: −$508
• Est. tax savings @ 24.0%: +$122
• After-tax cash flow: $1,817/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gulfport School District
• NCES district ID: 2801710
• Math proficiency: 41% ▼ -15.00%
• Reading proficiency: 42% ▼ -6.00%
• Median HH income: $35,712
• Composite: 34.38/100
• National rank: #5213
• State rank: #37 of 130 in MS

Livability — Gulfport

• Score: 73/100
• State rank: #15
• US rank: #5010

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Gulfport, MS
• County: Harrison County · 178,171 people
• City population: 96,188
• Metro: Gulfport-Biloxi, MS
• Population (ZIP): 22,565
• Household income: $34,758
• Rent vs Own: 60.3% rent · 39.7% own
• Severe rent burden: 1516.0

Population outlook (Harrison County) Hauer SSP2

• Today (2025): 228,444 people
• By 2030: 241,942 · +5.9%
• By 2040: 267,531 · +17.1%
• By 2050: 291,062 · +27.4%
• By 2075: 346,711 · +51.8%
• By 2100: 378,165 · +65.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 59% White 29% Two or more races 7% Hispanic / Latino 5%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Lithuanian 2% Serbian 1% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Harrison

• 2024 margin: Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
• 2008→2024 swing: -2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
• All cycles: 2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.16%
• Current HPI: 208.998
• Rent YoY: ▲ 10.49%
• Metro: Gulfport-Biloxi, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+500.0% since first listed

20 events — show timeline

• 2026-04-27 Price Changed $132,000 MLSU
• 2026-03-10 Relisted — MLSU
• 2026-02-26 Pending — MLSU
• 2026-02-19 Price Changed $135,000 MLSU
• 2026-01-24 Price Changed $144,900 MLSU
• 2026-01-22 Relisted — MLSU
• 2026-01-18 Pending — MLSU
• 2025-12-31 Relisted — MLSU
• 2025-12-21 Pending — MLSU
• 2025-12-08 Relisted — MLSU
• 2025-11-22 Pending — MLSU
• 2025-11-06 Listed $149,900 MLSU
• 2021-10-01 Listing Removed — MLSU
• 2021-09-15 Listing Removed — MLSU
• 2016-10-26 Sold (Public Records) — Public Records
• 2016-08-05 Sold (MLS) — MLSU
• 2016-05-31 Listed $33,500 MLSU
• 2015-09-29 Listed $44,000 MLSU
• 2015-02-25 Sold (Public Records) — Public Records
• 2013-11-09 Listed $22,000 MLSU

Property tax history

-0.8%/yr

Latest (2025): $786 · +4.5% YoY. Source: county tax records.