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5250 U.s. 89 #148
B Composite 72.66
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.1/5.0
  • Rent growth +2.9/5.0
  • Appreciation +2.5/10.0
  • Schools +1.8/10.0
  • Manufactured-home adj. -6.3

$49,000

5250 U.s. 89 #148 · Flagstaff, AZ 86004
1 bd · 1.0 ba · 616 sqft · Manufactured · 178 Days on market
Manufactured home Built 1995 Good condition $80/sqft · 41% below area Est $83k · 41% under ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy affordable, low-maintenance living in this well-maintained singlewide manufactured home featuring 1 bedroom and 1 full bathroom. The open living room offers a functional and comfortable layout, while the bedroom has been updated with brand-new carpet. All utilities convey, including an updated LG stacker washer and dryer, as well as a mini-split air conditioning system for efficient year-round comfort, making this a truly move-in ready opportunity. Buyers must be approved by Colony Mobile Home Park before submitting an offer.

Key facts

  • Built 1995
  • Listed 177 days

Tags

MOVE IN READY OPPORTUNITY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $49k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $705 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $49k).
  • Recommended offer: $43k (12.0% below list) — sets the bar for market timing.
  • Cap rate 23.6% vs local median 2.4% in Flagstaff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#167 in AZ) — a middle-class / working-renter tenant base. Strengths: housing B; Watch: employment C-, crime D-, amenities F.
  • Flagstaff Unified District (4192) (urban): math 18% / reading 29% proficiency, ranked #158 of 249 in AZ (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Weitzel'S Puente De Hozho Bilingual Magnet School (math 27% / reading 37%, grade F, #505 of 1,109 statewide, top 47%, 438 students, 42% FRL); Sinagua Middle School (math 12% / reading 22%, grade F, #147 of 218 statewide, top 69%, 1,016 students, 40% FRL); Coconino High School (math 12% / reading 17%, grade F, #267 of 381 statewide, top 72%, 1,528 students, 33% FRL) — zoned schools at 38% FRL track the district average.
  • Market conditions: Rents rising (+1.6%/yr); 514 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 698 units permitted in Coconino County in 2024 (354 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $339 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Coconino County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 178 days — a 12% lower offer ($43k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $43,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 178 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.70% ✓
Cap rate
23.56%
Cash-on-cash
61.68%
DSCR
3.74
GRM
3.1

CMA / ARV

ARV (median comp)
$83,000
List price
$49,000
Delta
-40.96%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4343 E Soliere Ave #1032 1.36mi 1/1.0 758 (+23%) 5mo $310,000 $409 36
7155 Us-89 #12 0.97mi 1/1.0 516 (-16%) 11mo $82,000 $159 31
4343 E Soliere Ave #1055 1.44mi 1/1.0 769 (+25%) 13mo $261,000 $339 29
4343 E Soliere Ave #1065 1.47mi 1/1.0 725 (+18%) 19mo $278,000 $383 24
4343 E Soliere Ave #1029 1.34mi 1/1.0 725 (+18%) 19mo $275,000 $379 24
4343 E Soliere Ave #1067 1.44mi 1/1.0 725 (+18%) 19mo $275,000 $379 24
4343 E Soliere Ave #1050 1.42mi 1/1.0 725 (+18%) 23mo $275,000 $379 20
4343 E Soliere Ave #1092 1.38mi 1/1.0 758 (+23%) 27mo $274,800 $363 20
4343 E Soliere Ave #1032 1.36mi 1/1.0 758 (+23%) 28mo $295,000 $389 20
4343 E Soliere Ave #1071 1.43mi 1/1.0 758 (+23%) 29mo $303,850 $401 20
4519 N Bonner St 0.68mi 2/1.0 (+1) 520 (-16%) 27mo $175,000 $337 18
4449 N Hamblin St 0.79mi 2/1.0 (+1) 700 (+14%) 26mo $170,000 $243 17

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.59% rent growth · sell at horizon

5-year hold
IRR
59.0%
Equity multiple
3.56×
Total profit
$35,146
Equity at exit
$7,306
10-year hold
IRR
63.2%
Equity multiple
6.91×
Total profit
$81,147
Equity at exit
$4,237

Cash invested: $13,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Active competition Active MLS

For sale now
1 active
Median asking
$70,000 ($98/sqft)
Median days on market
72 d
This list price
lowest-priced of the active set
ARV vs active asking
+37.4% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 86004

Rents YoY
1.6%
Active inventory
514
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,321 high interval (Pro) →
Mortgage (P&I)
−$257
Tax est. 1.5%
−$61 /mo · $735/yr
Insurance
−$20
HOA
−$0
Lot rent leased land?
−$0
Vacancy / Maint / Mgmt
−$277
Net cashflow
$705

Break-even live

Break-even rent $429
Max offer price $49,000
Occupancy floor 42%

Sensitivity live

Price -10% $739 -5% $722 +0% $705 +5% $688 +10% $671
Rent -10% $601 -5% $653 +0% $705 +5% $757 +10% $810
Rate -1.0pp $730 -0.5pp $718 base $705 +0.5pp $693 +1.0pp $680

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,250
Closing costs
$1,470
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5404 E Cortland Blvd Flagstaff, AZ 1.0–2.0 1.0–2.0 763 $1,700 $2.23 8d 1 0.99mi
5250 E Cortland Blvd Flagstaff, AZ 1.0–2.0 1.0–2.0 731 $1,620 $2.21 1d 1 1.08mi
5303 E Cortland Blvd Flagstaff, AZ 1.0–2.0 1.0–2.0 763 $1,700 $2.23 1d 1 1.13mi
4343 E Soliere Ave Flagstaff, AZ 1.0–3.0 1.0–2.0 1000 $1,750 $1.75 0d 9 1.21mi
5205 E Cortland Blvd Flagstaff, AZ 1.0–2.0 1.0–1.5 712 $1,759 $2.47 0d 11 1.27mi
4255 E Soliere Ave Flagstaff, AZ 1.0–2.0 1.0–2.0 837 $1,721 $2.05 2d 11 1.48mi

Property features AI

Finance

Other
Located in Colony Mobile Home ParkAddress: 5250 U.S. 89 #148, Flagstaff, AZ 86004Directions: North on Highway 89 from downtown Flagstaff. Turn right into Colony mobile home park. Turn left after the office and property will be on your right #148Parcel number: 11316002dLand lease: Yes
HOA & community
Has associationCommunity playground

Exterior

Utilities
Phone service available
Home design
Modular single-wide home
Construction
Built year source: County
Exterior features
Shed(s)Paved road accessLevel topographyMountain view

Interior

Kitchen
Gas range
Flooring
CarpetLaminateVinyl
Bathrooms
1 bathroom total
Heating & cooling
Has coolingCeiling fan(s)
Interior features
Gas rangeCeiling fan(s)
Laundry & utility
Laundry in hall

Listing history 50 events

  1. 2026-11-08
    days on market $49,000 Active 178 DOM
  2. 2026-11-07
    days on market $49,000 Active 177 DOM
  3. 2026-11-06
    days on market $49,000 Active 176 DOM
  4. 2026-11-05
    days on market $49,000 Active 175 DOM
  5. 2026-11-04
    days on market $49,000 Active 174 DOM
  6. 2026-11-02
    days on market $49,000 Active 172 DOM
  7. 2026-11-01
    days on market $49,000 Active 171 DOM
  8. 2026-10-31
    days on market $49,000 Active 170 DOM
  9. 2026-10-30
    days on market $49,000 Active 169 DOM
  10. 2026-10-29
    days on market $49,000 Active 168 DOM
  11. 2026-10-28
    days on market $49,000 Active 167 DOM
  12. 2026-10-27
    days on market $49,000 Active 166 DOM
  13. 2026-10-26
    days on market $49,000 Active 165 DOM
  14. 2026-10-25
    days on market $49,000 Active 164 DOM
  15. 2026-10-24
    days on market $49,000 Active 163 DOM
  16. 2026-10-23
    days on market $49,000 Active 162 DOM
  17. 2026-10-22
    days on market $49,000 Active 161 DOM
  18. 2026-10-21
    days on market $49,000 Active 160 DOM
  19. 2026-10-20
    days on market $49,000 Active 159 DOM
  20. 2026-10-19
    days on market $49,000 Active 158 DOM
  21. 2026-10-18
    days on market $49,000 Active 157 DOM
  22. 2026-10-17
    days on market $49,000 Active 156 DOM
  23. 2026-10-16
    days on market $49,000 Active 155 DOM
  24. 2026-10-15
    days on market $49,000 Active 154 DOM
  25. 2026-10-14
    days on market $49,000 Active 153 DOM
  26. 2026-10-13
    days on market $49,000 Active 152 DOM
  27. 2026-10-12
    days on market $49,000 Active 151 DOM
  28. 2026-10-11
    days on market $49,000 Active 150 DOM
  29. 2026-10-10
    days on market $49,000 Active 149 DOM
  30. 2026-10-09
    days on market $49,000 Active 148 DOM
  31. 2026-10-08
    days on market $49,000 Active 147 DOM
  32. 2026-10-07
    days on market $49,000 Active 146 DOM
  33. 2026-10-06
    days on market $49,000 Active 145 DOM
  34. 2026-10-05
    days on market $49,000 Active 144 DOM
  35. 2026-10-04
    days on market $49,000 Active 143 DOM
  36. 2026-10-04
    days on market $49,000 Active 142 DOM
  37. 2026-10-02
    days on market $49,000 Active 141 DOM
  38. 2026-10-01
    days on market $49,000 Active 140 DOM
  39. 2026-09-30
    days on market $49,000 Active 139 DOM
  40. 2026-09-29
    days on market $49,000 Active 138 DOM
  41. 2026-09-28
    days on market $49,000 Active 137 DOM
  42. 2026-09-27
    days on market $49,000 Active 136 DOM
  43. 2026-09-26
    days on market $49,000 Active 135 DOM
  44. 2026-09-25
    days on market $49,000 Active 134 DOM
  45. 2026-09-24
    days on market $49,000 Active 133 DOM
  46. 2026-09-24
    days on market $49,000 Active 132 DOM
  47. 2026-09-22
    days on market $49,000 Active 131 DOM
  48. 2026-09-21
    days on market $49,000 Active 130 DOM
  49. 2026-09-20
    days on market $49,000 Active 129 DOM
  50. 2026-09-19
    days on market $49,000 Active 128 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 2/10 Low 7 d/yr ≥88°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,856
− Mortgage interest
−$2,745
− Property taxes
−$735
− Insurance
−$245
− Repairs & maintenance
−$1,268
− Management
−$1,268
− Depreciation
−$1,425
Taxable income
$8,169
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,960
After-tax cash flow
$6,502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 24 photos

Good 75/100 Cosmetic rehab Est. rehab $3,080–$9,240 screening

This well-maintained singlewide manufactured home is move-in ready with minor cosmetic updates needed to enhance its curb appeal and interior aesthetics.

Repairs flagged

  • Minor Kitchen cabinets — Worn appearance
  • Minor Bathroom cleaning — Dirty tub and shower curtain

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Replace worn kitchen cabinets — New cabinets improve functionality and appearance ↑
  • Both Replace worn carpet in bedrooms — Fresh carpet improves comfort and appearance ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 18/100

Zoned Schools

Elementary Sturgeon Cromer Elementary School F AZ #687/1,109 Nat'l #32,000/41,679 Middle Sinagua Middle School F AZ #147/218 Nat'l #12,279/14,009 High Coconino High School F AZ #267/381 Nat'l #15,534/17,239

Schools (NCES district)

District
Flagstaff Unified District (4192)
NCES district ID
0402860
Math proficiency
18% ▼ -16.00%
Reading proficiency
29% ▼ -10.00%
Median HH income
$53,510
Composite
21.11/100
National rank
#8437
State rank
#158 of 249 in AZ
C Composite livability gradescore 61/100

Livability — Flagstaff

Score
61/100
State rank
#167
US rank
#18308

Category grades

Amenities F Commute F Cost of living F Crime D- Employment C- Housing B Health & safety C+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Flagstaff, AZ
County
Coconino County · 150,645 people
City population
91,667
Metro
Flagstaff, AZ
Population (ZIP)
36,394
Household income
$81,172
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
5% of renters

Population outlook (Coconino County) Hauer SSP2

Today (2025)
150,645 people
By 2030
156,857 · +4.1%
By 2040
168,714 · +12.0%
By 2050
181,082 · +20.2%
By 2075
218,399 · +45.0%
By 2100
238,853 · +58.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 59% Hispanic / Latino 21% Two or more races 13% Native American 12% Asian 1% Black 1%
Hispanic origin (detail)
Mexican 15%
Languages at home
80% English-only · Spanish 12% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Coconino

2024 margin
D (+19.9) · D 59.2% · R 39.4% · Other 1.4%
2008→2024 swing
+2.9pp toward D · 2008: 17.0pp · 2024: 19.9pp
All cycles
2024: D+19.9 2020: D+24.1 2016: D+19.4 2012: D+14.9 2008: D+17.0

Not yet ingested

Civics
—

Price history

-5.5% since first listed
2 events — show timeline
  • 2026-06-09 Price Changed $52,000 NAZMLS
  • 2026-05-14 Listed $55,000 NAZMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…