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244 Westmoreland Ct
D- Composite 39.43
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.3/15.0
  • Cash flow +9.9/30.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • 1% rule +1.9/10.0
  • Appreciation +0.0/10.0

$380,000

244 Westmoreland Ct · Dacula, GA 30043
3 bd · 2.5 ba · 2,124 sqft · SingleFamily public records · 72 Days on market
Built 2010 5,227 sqft lot $179/sqft · 13% below area Est $437k · 13% under $50/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs-ideal as a dining room, living room, or home office. Upstairs, you'll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

Key facts

  • Inviting family room
  • Spacious kitchen
  • Fenced-in backyard

Tags

SPACIOUS KITCHENINVITING FAMILY ROOMFLEXIBLE MAIN-LEVEL SPACEATTACHED SITTING ROOMFENCED-IN BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $380k.

Deal economics

  • At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $338k (11.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (30.8% below list).
  • Recommended offer: $263k (30.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.1% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.8%/yr); 593 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($357k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $202k; list at $380k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $263,091 (30.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
5.55%
Cash-on-cash
-2.66%
DSCR
0.88
GRM
12.0

CMA / ARV

ARV (median comp)
$436,646
List price
$380,000
Delta
-12.97%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1001 Autumn Glen Ct 0.22mi 3/2.0 2,102 (-1%) 2mo $380,000 $181 84
982 Gather Dr 0.24mi 4/2.5 (+1) 2,064 (-3%) 2mo $399,000 $193 77
918 Harvest Brook Dr 0.27mi 3/2.0 2,110 (-1%) 10mo $375,000 $178 76
1002 Gather Dr 0.26mi 4/2.5 (+1) 2,064 (-3%) 3mo $347,500 $168 76
257 Collingsworth Trce 0.07mi 4/2.5 (+1) 2,318 (+9%) 2mo $418,000 $180 75
1112 Autumn Glen Way 0.23mi 3/2.0 2,191 (+3%) 13mo $389,000 $178 71
869 Nichols Landing Ln 0.48mi 3/2.0 2,298 (+8%) 6mo $370,000 $161 57
854 Nichols Landing Ln 0.47mi 3/2.0 2,248 (+6%) 14mo $400,000 $178 55
1056 Fern Valley Way 0.34mi 3/2.0 2,388 (+12%) 12mo $395,000 $165 51
1245 Mulberry Mill Ln 0.55mi 3/2.0 1,852 (-13%) 5mo $380,000 $205 47
1105 Amhearst Oaks Dr 0.70mi 3/2.5 1,894 (-11%) 6mo $355,000 $187 44
1342 Elderberry Run Cv 0.68mi 3/2.0 2,306 (+9%) 10mo $413,000 $179 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-23.7%
Equity multiple
0.21×
Total profit
$-84,449
Equity at exit
$56,659
10-year hold
IRR
-28.1%
Equity multiple
-0.16×
Total profit
$-123,280
Equity at exit
$32,855

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30043

Home prices YoY
-34.9%
Rents YoY
-1.8%
Active inventory
593
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$2,631 high interval (Pro) →
Mortgage (P&I)
$1,993
Tax from tax record
$113 /mo · $1,356/yr
Insurance
$158
HOA
$50
Vacancy / Maint / Mgmt
$552
Net cashflow
$-236

Break-even live

Break-even rent $2,929
Max offer price $338,365
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$95,000
Closing costs
$11,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1341 Jordan Brook Dr Lawrenceville, GA 4.0 3.0 2784 $2,800 $1.01 5d 1 0.42mi
1721 Jordan Brook Dr Lawrenceville, GA 4.0 3.0 2729 $3,500 $1.28 44d 1 0.50mi
2187 Peach Shoals Cir Dacula, GA 4.0 2.5 2344 $2,399 $1.02 44d 1 0.60mi
2007 Peach Shoals Cir Dacula, GA 4.0 2.5 2428 $2,550 $1.05 44d 1 0.61mi
1418 Dulwich Ct Lawrenceville, GA 4.0 2.0 2756 $2,475 $0.90 12d 1 1.05mi
2180 Castle Royale Dr Lawrenceville, GA 4.0 3.0 2322 $2,475 $1.07 21d 1 1.06mi
1985 Castle Royale Dr Lawrenceville, GA 4.0 2.5 1919 $2,121 $1.11 5d 1 1.16mi
1392 Weatherbrook Cir Lawrenceville, GA 4.0 2.5 2554 $2,350 $0.92 44d 1 1.23mi
2455 Beckenham Pl Dacula, GA 4.0 2.5 2458 $2,900 $1.18 18d 1 1.32mi
1595 Wellston Dr Lawrenceville, GA 4.0 2.5 2486 $2,895 $1.16 44d 1 1.43mi

HOA detail

Monthly dues
$50 · $600/yr

Listing history 20 events

  1. 2026-05-31
    days on market $380,000 Active 72 DOM
  2. 2026-05-01
    price $380,000 692-char remark
    Show marketing remark (704 chars)

    Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

  3. 2026-05-01
    price $380,000 704-char remark
    Show marketing remark (704 chars)

    Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

  4. 2026-04-17
    price $389,900 692-char remark
    Show marketing remark (704 chars)

    Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

  5. 2026-04-17
    price $389,900 704-char remark
    Show marketing remark (704 chars)

    Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

  6. 2026-03-20
    listed $399,900 New 692-char remark
    Show marketing remark (704 chars)

    Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

  7. 2026-03-20
    listed $399,900 Active 704-char remark
    Show marketing remark (704 chars)

    Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!

  8. 2017-05-19
    soldstatus $202,000
  9. 2017-04-24
    soldstatus $202,000 Sold
  10. 2017-03-05
    historical Contingent (Kick Out)
  11. 2017-03-03
    listed $199,900 Active
  12. 2011-01-05
    historical
  13. 2010-12-30
    soldstatus $168,900 Sold
  14. 2010-11-17
    status Pending
  15. 2010-11-02
    price $168,900
  16. 2010-11-01
    price $170,632
  17. 2010-08-19
    price $170,052 Increased
  18. 2010-08-18
    price $170,052
  19. 2010-07-07
    listed $165,052 Active
  20. 2010-05-24
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,356 · $113/mo
Projected year-2 tax
$3,496 · $291/mo
Expected delta
+$2,140/yr (+$178/mo · 157.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,571
− Mortgage interest
−$21,286
− Property taxes
−$1,356
− Insurance
−$1,900
− Repairs & maintenance
−$2,526
− Management
−$2,526
− HOA
−$600
− Depreciation
−$11,055
Taxable loss
−$9,677
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,322
After-tax cash flow
$-506/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
87,929
Household income
$94,096
Rent vs Own
32.5% rent · 67.5% own
Severe rent burden
3172.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.76)
Race & ethnicity
White 33% Black 24% Hispanic / Latino 22% Asian 16% Two or more races 14%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Romanian 2% Italian 1% Slovak 1%
Foreign-born
28% · Canada, South Korea, Jamaica
Languages at home
63% English-only · Spanish 19% Other Indo-European 5% Korean 3%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -128.80%
Current HPI
240.231
Rent YoY
▼ -1.84%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+660.0% since first listed
19 events — show timeline
  • 2026-05-01 Price Changed $380,000 GAMLS
  • 2026-05-01 Price Changed $380,000 FMLS
  • 2026-04-17 Price Changed $389,900 GAMLS
  • 2026-04-17 Price Changed $389,900 FMLS
  • 2026-03-20 Listed $399,900 FMLS
  • 2026-03-20 Listed $399,900 GAMLS
  • 2017-05-19 Sold (Public Records) $202,000 Public Records
  • 2017-04-24 Sold (MLS) $202,000 FMLS
  • 2017-03-05 Contingent FMLS
  • 2017-03-03 Listed $199,900 FMLS
  • 2011-01-05 Listing Removed FMLS
  • 2010-12-30 Sold (MLS) $168,900 FMLS
  • 2010-11-17 Pending FMLS
  • 2010-11-02 Price Changed $168,900 FMLS
  • 2010-11-01 Price Changed $170,632 FMLS
  • 2010-08-19 Price Changed $170,052 GAMLS
  • 2010-08-18 Price Changed $170,052 FMLS
  • 2010-07-07 Listed $165,052 FMLS
  • 2010-05-24 Sold (Public Records) $50,000 Public Records

Property tax history

+6.1%/yr

Latest (2025): $1,356 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…