244 Westmoreland Ct · Dacula, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.3/15.0
- Cash flow +9.9/30.0
- Schools +3.7/10.0
- Livability +3.2/5.0
- DSCR +2.8/10.0
- Condition / age +2.5/5.0
- Rent growth +2.0/5.0
- 1% rule +1.9/10.0
- Appreciation +0.0/10.0
$380,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs-ideal as a dining room, living room, or home office. Upstairs, you'll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
Key facts
- Inviting family room
- Spacious kitchen
- Fenced-in backyard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $380k.
Deal economics
- At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $338k (11.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (30.8% below list).
- Recommended offer: $263k (30.8% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 4.1% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.8%/yr); 593 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
- This rent runs 34% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 72 days — a 6% lower offer ($357k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $202k; list at $380k implies a 88% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 72 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 5.55%
- Cash-on-cash
- -2.66%
- DSCR
- 0.88
- GRM
- 12.0
CMA / ARV
- ARV (median comp)
- $436,646
- List price
- $380,000
- Delta
- -12.97%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1001 Autumn Glen Ct | 0.22mi | 3/2.0 | 2,102 (-1%) | 2mo | $380,000 | $181 | 84 |
| 982 Gather Dr | 0.24mi | 4/2.5 (+1) | 2,064 (-3%) | 2mo | $399,000 | $193 | 77 |
| 918 Harvest Brook Dr | 0.27mi | 3/2.0 | 2,110 (-1%) | 10mo | $375,000 | $178 | 76 |
| 1002 Gather Dr | 0.26mi | 4/2.5 (+1) | 2,064 (-3%) | 3mo | $347,500 | $168 | 76 |
| 257 Collingsworth Trce | 0.07mi | 4/2.5 (+1) | 2,318 (+9%) | 2mo | $418,000 | $180 | 75 |
| 1112 Autumn Glen Way | 0.23mi | 3/2.0 | 2,191 (+3%) | 13mo | $389,000 | $178 | 71 |
| 869 Nichols Landing Ln | 0.48mi | 3/2.0 | 2,298 (+8%) | 6mo | $370,000 | $161 | 57 |
| 854 Nichols Landing Ln | 0.47mi | 3/2.0 | 2,248 (+6%) | 14mo | $400,000 | $178 | 55 |
| 1056 Fern Valley Way | 0.34mi | 3/2.0 | 2,388 (+12%) | 12mo | $395,000 | $165 | 51 |
| 1245 Mulberry Mill Ln | 0.55mi | 3/2.0 | 1,852 (-13%) | 5mo | $380,000 | $205 | 47 |
| 1105 Amhearst Oaks Dr | 0.70mi | 3/2.5 | 1,894 (-11%) | 6mo | $355,000 | $187 | 44 |
| 1342 Elderberry Run Cv | 0.68mi | 3/2.0 | 2,306 (+9%) | 10mo | $413,000 | $179 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -23.7%
- Equity multiple
- 0.21×
- Total profit
- $-84,449
- Equity at exit
- $56,659
- IRR
- -28.1%
- Equity multiple
- -0.16×
- Total profit
- $-123,280
- Equity at exit
- $32,855
Cash invested: $106,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30043
- Home prices YoY
- -34.9%
- Rents YoY
- -1.8%
- Active inventory
- 593
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $2,631 high interval (Pro) →
- Mortgage (P&I)
- −$1,993
- Tax from tax record
- −$113 /mo · $1,356/yr
- Insurance
- −$158
- HOA
- −$50
- Vacancy / Maint / Mgmt
- −$552
- Net cashflow
- $-236
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $95,000
- Closing costs
- $11,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1341 Jordan Brook Dr Lawrenceville, GA | 4.0 | 3.0 | 2784 | $2,800 | $1.01 | 5d | 1 | 0.42mi |
| 1721 Jordan Brook Dr Lawrenceville, GA | 4.0 | 3.0 | 2729 | $3,500 | $1.28 | 44d | 1 | 0.50mi |
| 2187 Peach Shoals Cir Dacula, GA | 4.0 | 2.5 | 2344 | $2,399 | $1.02 | 44d | 1 | 0.60mi |
| 2007 Peach Shoals Cir Dacula, GA | 4.0 | 2.5 | 2428 | $2,550 | $1.05 | 44d | 1 | 0.61mi |
| 1418 Dulwich Ct Lawrenceville, GA | 4.0 | 2.0 | 2756 | $2,475 | $0.90 | 12d | 1 | 1.05mi |
| 2180 Castle Royale Dr Lawrenceville, GA | 4.0 | 3.0 | 2322 | $2,475 | $1.07 | 21d | 1 | 1.06mi |
| 1985 Castle Royale Dr Lawrenceville, GA | 4.0 | 2.5 | 1919 | $2,121 | $1.11 | 5d | 1 | 1.16mi |
| 1392 Weatherbrook Cir Lawrenceville, GA | 4.0 | 2.5 | 2554 | $2,350 | $0.92 | 44d | 1 | 1.23mi |
| 2455 Beckenham Pl Dacula, GA | 4.0 | 2.5 | 2458 | $2,900 | $1.18 | 18d | 1 | 1.32mi |
| 1595 Wellston Dr Lawrenceville, GA | 4.0 | 2.5 | 2486 | $2,895 | $1.16 | 44d | 1 | 1.43mi |
HOA detail
- Monthly dues
- $50 · $600/yr
Listing history 20 events
-
2026-05-31days on market $380,000 Active 72 DOM
-
2026-05-01price $380,000 692-char remark
Show marketing remark (704 chars)
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
-
2026-05-01price $380,000 704-char remark
Show marketing remark (704 chars)
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
-
2026-04-17price $389,900 692-char remark
Show marketing remark (704 chars)
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
-
2026-04-17price $389,900 704-char remark
Show marketing remark (704 chars)
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
-
2026-03-20$399,900 New 692-char remark
Show marketing remark (704 chars)
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
-
2026-03-20$399,900 Active 704-char remark
Show marketing remark (704 chars)
Welcome to this 3-bedroom, 2.5-bath home offering both comfort and versatility. The spacious kitchen overlooks the inviting family room, creating an open-concept feel perfect for everyday living and entertaining. A flexible main-level space can be tailored to your needs—ideal as a dining room, living room, or home office. Upstairs, you’ll find all three bedrooms, including a generous primary suite featuring an attached sitting room, perfect for a private retreat, nursery, or workspace. Step outside to enjoy the fenced-in backyard, offering privacy and plenty of room for outdoor activities. This home combines functional living spaces with thoughtful design, making it a must-see!
-
2017-05-19soldstatus $202,000
-
2017-04-24soldstatus $202,000 Sold
-
2017-03-05historical Contingent (Kick Out)
-
2017-03-03$199,900 Active
-
2011-01-05historical
-
2010-12-30soldstatus $168,900 Sold
-
2010-11-17status Pending
-
2010-11-02price $168,900
-
2010-11-01price $170,632
-
2010-08-19price $170,052 Increased
-
2010-08-18price $170,052
-
2010-07-07$165,052 Active
-
2010-05-24soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,356 · $113/mo
- Projected year-2 tax
- $3,496 · $291/mo
- Expected delta
- +$2,140/yr (+$178/mo · 157.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,571
- − Mortgage interest
- −$21,286
- − Property taxes
- −$1,356
- − Insurance
- −$1,900
- − Repairs & maintenance
- −$2,526
- − Management
- −$2,526
- − HOA
- −$600
- − Depreciation
- −$11,055
- Taxable loss
- −$9,677
- Est. tax savings @ 24.0%
- +$2,322
- After-tax cash flow
- $-506/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Dacula
- Score
- 65/100
- State rank
- #211
- US rank
- #12728
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gwinnett County · 952,346 people
- City population
- 51,162
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 87,929
- Household income
- $94,096
- Rent vs Own
- Severe rent burden
- 3172.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.76)
- Race & ethnicity
- White 33% Black 24% Hispanic / Latino 22% Asian 16% Two or more races 14%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2%
- Common ancestry
- Romanian 2% Italian 1% Slovak 1%
- Foreign-born
- 28% · Canada, South Korea, Jamaica
- Languages at home
- 63% English-only · Spanish 19% Other Indo-European 5% Korean 3%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -128.80%
- Current HPI
- 240.231
- Rent YoY
- ▼ -1.84%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+660.0% since first listed19 events — show timeline
- 2026-05-01 Price Changed $380,000 GAMLS
- 2026-05-01 Price Changed $380,000 FMLS
- 2026-04-17 Price Changed $389,900 GAMLS
- 2026-04-17 Price Changed $389,900 FMLS
- 2026-03-20 Listed $399,900 FMLS
- 2026-03-20 Listed $399,900 GAMLS
- 2017-05-19 Sold (Public Records) $202,000 Public Records
- 2017-04-24 Sold (MLS) $202,000 FMLS
- 2017-03-05 Contingent — FMLS
- 2017-03-03 Listed $199,900 FMLS
- 2011-01-05 Listing Removed — FMLS
- 2010-12-30 Sold (MLS) $168,900 FMLS
- 2010-11-17 Pending — FMLS
- 2010-11-02 Price Changed $168,900 FMLS
- 2010-11-01 Price Changed $170,632 FMLS
- 2010-08-19 Price Changed $170,052 GAMLS
- 2010-08-18 Price Changed $170,052 FMLS
- 2010-07-07 Listed $165,052 FMLS
- 2010-05-24 Sold (Public Records) $50,000 Public Records
Property tax history
+6.1%/yrLatest (2025): $1,356 · +0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…