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4080 Pedley Rd #211
B+ Composite 75.87
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.1/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

4080 Pedley Rd #211 · Jurupa Valley, CA 92509
2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 192 Days on market
Built 1985 $109/sqft · 35% below area Est $178k · 35% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.

Key facts

  • Community pool
  • Built 1985
  • Listed 191 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $115k.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $115k).
  • Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
  • Cap rate 20.4% vs local median 2.9% in Jurupa Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,170 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, employment A-; Watch: schools F, amenities F, commute F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.3%/yr); 202 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $32k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 192 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 192 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.23%
Cap rate
20.42%
Cash-on-cash
50.45%
DSCR
3.24
GRM
3.7

CMA / ARV

ARV (median comp)
$177,500
List price
$115,000
Delta
-35.21%
Verdict
UNDERPRICED
Comps
11 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4080 Pedley Rd #139 0.00mi 2/2.0 1,056 (0%) 0mo $98,000 $93 100
4041 Pedley Rd #13 0.23mi 3/2.0 (+1) 1,080 (+2%) 10mo $150,000 $139 72
4080 Pedley Rd #186 0.07mi 2/2.0 1,152 (+9%) 22mo $115,000 $100 64
3700 Quartz Canyon Rd #15 0.59mi 3/2.0 (+1) 1,176 (+11%) 10mo $200,000 $170 40
3700 Quartz Canyon Rd #22 0.57mi 3/2.0 (+1) 1,156 (+10%) 17mo $175,000 $151 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold
IRR
46.4%
Equity multiple
2.96×
Total profit
$63,256
Equity at exit
$17,147
10-year hold
IRR
51.4%
Equity multiple
5.63×
Total profit
$148,928
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92509

Rents YoY
1.3%
Active inventory
202
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$2,569 medium interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$24 /mo · $293/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$539
Net cashflow
$1,354

Break-even live

Break-even rent $855
Max offer price $115,000
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8554 Wild Pony Dr Riverside, CA 3.0 2.0 1200 $3,000 $2.50 43d 1 0.38mi
4254 Avon St Riverside, CA 2.0 1.0 825 $2,195 $2.66 43d 1 0.38mi
5100 Agate St Riverside, CA 2.0 1.0 800 $2,400 $3.00 43d 1 1.29mi

Listing history 38 events

  1. 2026-06-18
    days on market $115,000 Active 192 DOM
  2. 2026-06-17
    days on market $115,000 Active 191 DOM
  3. 2026-06-16
    days on market $115,000 Active 190 DOM
  4. 2026-06-15
    days on market $115,000 Active 189 DOM
  5. 2026-06-13
    days on market $115,000 Active 187 DOM
  6. 2026-06-13
    days on market $115,000 Active 186 DOM
  7. 2026-06-09
    days on market $115,000 Active 183 DOM
  8. 2026-06-08
    days on market $115,000 Active 182 DOM
  9. 2026-06-07
    days on market $115,000 Active 181 DOM
  10. 2026-06-04
    days on market $115,000 Active 178 DOM
  11. 2026-06-03
    days on market $115,000 Active 177 DOM
  12. 2026-06-02
    days on market $115,000 Active 176 DOM
  13. 2026-06-01
    days on market $115,000 Active 175 DOM
  14. 2026-05-31
    days on market $115,000 Active 174 DOM
  15. 2026-03-17
    price $117,000 425-char remark
    Show marketing remark (425 chars)

    Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.

  16. 2025-12-08
    status Active 425-char remark
    Show marketing remark (425 chars)

    Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.

  17. 2025-12-04
    status Active 425-char remark
    Show marketing remark (425 chars)

    Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.

  18. 2025-11-04
    status Active 425-char remark
    Show marketing remark (425 chars)

    Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.

  19. 2025-08-26
    historical $130,000 425-char remark
    Show marketing remark (425 chars)

    Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.

  20. 2023-01-23
    soldstatus $95,000 Closed Sale 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  21. 2023-01-11
    status Pending Sale 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  22. 2022-12-05
    historical Active Under Contract 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  23. 2022-10-04
    price $110,000 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  24. 2022-08-12
    status Active 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  25. 2022-07-19
    status Active 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  26. 2022-07-17
    status Active 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  27. 2022-07-16
    listed $120,000 Active 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  28. 2022-07-10
    historical $120,000 384-char remark
    Show marketing remark (384 chars)

    Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.

  29. 2022-04-26
    soldstatus $115,000 Closed Sale
  30. 2022-03-23
    historical Active Under Contract
  31. 2022-03-13
    status Active
  32. 2022-03-11
    historical Active Under Contract
  33. 2022-02-26
    listed $115,000 Active
  34. 2013-11-01
    historical
  35. 2013-08-30
    price $28,000
  36. 2013-06-01
    listed $30,000 Active
  37. 2008-05-13
    historical
  38. 2008-01-12
    listed $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$293 · $24/mo
Projected year-2 tax
$874 · $73/mo
Expected delta
+$581/yr (+$48/mo · 198.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 28 unhealthy d/yr today · 34 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,822
− Mortgage interest
−$6,442
− Property taxes
−$293
− Insurance
−$575
− Repairs & maintenance
−$2,466
− Management
−$2,466
− Depreciation
−$3,345
Taxable income
$15,236
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,657
After-tax cash flow
$12,588/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA

Livability — Jurupa Valley

Score
49/100
State rank
#1170
US rank
#25915

Category grades

Amenities F Commute F Cost of living F Crime C+ Employment A- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jurupa Valley, CA
County
Riverside County · 2,287,001 people
City population
119,165
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
81,182
Household income
$95,355
Rent vs Own
28.7% rent · 71.3% own
Severe rent burden
1694.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (74%)
Race & ethnicity
Hispanic / Latino 74% White 17% Two or more races 16% Black 4% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Lithuanian 1%
Foreign-born
28% · Canada, China, Vietnam
Languages at home
42% English-only · Spanish 54% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -374.91%
Current HPI
464.8939
Rent YoY
▲ 1.31%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+234.3% since first listed
24 events — show timeline
  • 2026-03-17 Price Changed $117,000 CRMLS
  • 2025-12-08 Relisted CRMLS
  • 2025-12-04 Relisted CRMLS
  • 2025-11-04 Relisted CRMLS
  • 2025-08-26 Coming Soon $130,000 CRMLS
  • 2023-01-23 Sold (MLS) $95,000 CRMLS
  • 2023-01-11 Pending CRMLS
  • 2022-12-05 Contingent CRMLS
  • 2022-10-04 Price Changed $110,000 CRMLS
  • 2022-08-12 Relisted CRMLS
  • 2022-07-19 Relisted CRMLS
  • 2022-07-17 Relisted CRMLS
  • 2022-07-16 Listed $120,000 CRMLS
  • 2022-07-10 Coming Soon $120,000 CRMLS
  • 2022-04-26 Sold (MLS) $115,000 CRMLS
  • 2022-03-23 Contingent CRMLS
  • 2022-03-13 Relisted CRMLS
  • 2022-03-11 Contingent CRMLS
  • 2022-02-26 Listed $115,000 CRMLS
  • 2013-11-01 Listing Removed CRMLS
  • 2013-08-30 Price Changed $28,000 CRMLS
  • 2013-06-01 Listed $30,000 CRMLS
  • 2008-05-13 Listing Removed CRMLS
  • 2008-01-12 Listed $35,000 CRMLS

Property tax history

-0.1%/yr

Latest (2025): $293 · -22.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…