4080 Pedley Rd #211 · Jurupa Valley, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 28 days/yr
- Unhealthy air days in 30 yrs
- 34 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.1/10.0
- Rent growth +2.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.
Key facts
- Community pool
- Built 1985
- Listed 191 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $115k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
- Cap rate 20.4% vs local median 2.9% in Jurupa Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 49/100 on livability (#1,170 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, employment A-; Watch: schools F, amenities F, commute F.
- Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 202 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- This rent runs 32% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.3% rent growth), your $32k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 192 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $95k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 192 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.23% ✓
- Cap rate
- 20.42%
- Cash-on-cash
- 50.45%
- DSCR
- 3.24
- GRM
- 3.7
CMA / ARV
- ARV (median comp)
- $177,500
- List price
- $115,000
- Delta
- -35.21%
- Verdict
- UNDERPRICED
- Comps
- 11 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4080 Pedley Rd #139 | 0.00mi | 2/2.0 | 1,056 (0%) | 0mo | $98,000 | $93 | 100 |
| 4041 Pedley Rd #13 | 0.23mi | 3/2.0 (+1) | 1,080 (+2%) | 10mo | $150,000 | $139 | 72 |
| 4080 Pedley Rd #186 | 0.07mi | 2/2.0 | 1,152 (+9%) | 22mo | $115,000 | $100 | 64 |
| 3700 Quartz Canyon Rd #15 | 0.59mi | 3/2.0 (+1) | 1,176 (+11%) | 10mo | $200,000 | $170 | 40 |
| 3700 Quartz Canyon Rd #22 | 0.57mi | 3/2.0 (+1) | 1,156 (+10%) | 17mo | $175,000 | $151 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.31% rent growth · sell at horizon
- IRR
- 46.4%
- Equity multiple
- 2.96×
- Total profit
- $63,256
- Equity at exit
- $17,147
- IRR
- 51.4%
- Equity multiple
- 5.63×
- Total profit
- $148,928
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92509
- Rents YoY
- 1.3%
- Active inventory
- 202
- Price-to-rent
- 3.7×
Monthly cashflow live
- Estimated rent
- $2,569 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$24 /mo · $293/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$539
- Net cashflow
- $1,354
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8554 Wild Pony Dr Riverside, CA | 3.0 | 2.0 | 1200 | $3,000 | $2.50 | 43d | 1 | 0.38mi |
| 4254 Avon St Riverside, CA | 2.0 | 1.0 | 825 | $2,195 | $2.66 | 43d | 1 | 0.38mi |
| 5100 Agate St Riverside, CA | 2.0 | 1.0 | 800 | $2,400 | $3.00 | 43d | 1 | 1.29mi |
Listing history 38 events
-
2026-06-18days on market $115,000 Active 192 DOM
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2026-06-17days on market $115,000 Active 191 DOM
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2026-06-16days on market $115,000 Active 190 DOM
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2026-06-15days on market $115,000 Active 189 DOM
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2026-06-13days on market $115,000 Active 187 DOM
-
2026-06-13days on market $115,000 Active 186 DOM
-
2026-06-09days on market $115,000 Active 183 DOM
-
2026-06-08days on market $115,000 Active 182 DOM
-
2026-06-07days on market $115,000 Active 181 DOM
-
2026-06-04days on market $115,000 Active 178 DOM
-
2026-06-03days on market $115,000 Active 177 DOM
-
2026-06-02days on market $115,000 Active 176 DOM
-
2026-06-01days on market $115,000 Active 175 DOM
-
2026-05-31days on market $115,000 Active 174 DOM
-
2026-03-17price $117,000 425-char remark
Show marketing remark (425 chars)
Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.
-
2025-12-08status Active 425-char remark
Show marketing remark (425 chars)
Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.
-
2025-12-04status Active 425-char remark
Show marketing remark (425 chars)
Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.
-
2025-11-04status Active 425-char remark
Show marketing remark (425 chars)
Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.
-
2025-08-26historical $130,000 425-char remark
Show marketing remark (425 chars)
Welcome home to this charming 2-bedroom, 2-bath residence in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway, this home features a comfortable and functional open floor plan with 1,056 sq. ft. of living space. Offering both comfort and convenience, it’s the perfect opportunity for those seeking a well-situated home with easy access to nearby shopping, dining, and commuter routes.
-
2023-01-23soldstatus $95,000 Closed Sale 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2023-01-11status Pending Sale 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-12-05historical Active Under Contract 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-10-04price $110,000 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-08-12status Active 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-07-19status Active 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-07-17status Active 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-07-16$120,000 Active 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
-
2022-07-10historical $120,000 384-char remark
Show marketing remark (384 chars)
Welcome home to this charming 2-bedroom 2 bath in the lovely community of Bravo Estates. Conveniently located right off the 60 freeway. The home has a nice open floor plan with recently updated flooring throughout the home. The front yard includes artificial turf to help keep water bill down. Don’t miss out on this lovely home. Easy to show! Land lease for new owner is $1500.
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2022-04-26soldstatus $115,000 Closed Sale
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2022-03-23historical Active Under Contract
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2022-03-13status Active
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2022-03-11historical Active Under Contract
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2022-02-26$115,000 Active
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2013-11-01historical
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2013-08-30price $28,000
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2013-06-01$30,000 Active
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2008-05-13historical
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2008-01-12$35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $293 · $24/mo
- Projected year-2 tax
- $874 · $73/mo
- Expected delta
- +$581/yr (+$48/mo · 198.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 8/10 Severe 7 d/yr ≥103°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 28 unhealthy d/yr today · 34 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,822
- − Mortgage interest
- −$6,442
- − Property taxes
- −$293
- − Insurance
- −$575
- − Repairs & maintenance
- −$2,466
- − Management
- −$2,466
- − Depreciation
- −$3,345
- Taxable income
- $15,236
- Est. tax owed @ 24.0%
- −$3,657
- After-tax cash flow
- $12,588/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jurupa Unified
- NCES district ID
- 0619260
- Math proficiency
- 25% ▲ 2.00%
- Reading proficiency
- 38% ▲ 2.00%
- Median HH income
- $58,100
- Composite
- 30.97/100
- National rank
- #11327
- State rank
- #953 of 1400 in CA
Livability — Jurupa Valley
- Score
- 49/100
- State rank
- #1170
- US rank
- #25915
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jurupa Valley, CA
- County
- Riverside County · 2,287,001 people
- City population
- 119,165
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 81,182
- Household income
- $95,355
- Rent vs Own
- Severe rent burden
- 1694.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (74%)
- Race & ethnicity
- Hispanic / Latino 74% White 17% Two or more races 16% Black 4% Asian 4% Native American 1%
- Hispanic origin (detail)
- Mexican 67%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 28% · Canada, China, Vietnam
- Languages at home
- 42% English-only · Spanish 54% Other Indo-European 1% Tagalog/Filipino 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -374.91%
- Current HPI
- 464.8939
- Rent YoY
- ▲ 1.31%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+234.3% since first listed24 events — show timeline
- 2026-03-17 Price Changed $117,000 CRMLS
- 2025-12-08 Relisted — CRMLS
- 2025-12-04 Relisted — CRMLS
- 2025-11-04 Relisted — CRMLS
- 2025-08-26 Coming Soon $130,000 CRMLS
- 2023-01-23 Sold (MLS) $95,000 CRMLS
- 2023-01-11 Pending — CRMLS
- 2022-12-05 Contingent — CRMLS
- 2022-10-04 Price Changed $110,000 CRMLS
- 2022-08-12 Relisted — CRMLS
- 2022-07-19 Relisted — CRMLS
- 2022-07-17 Relisted — CRMLS
- 2022-07-16 Listed $120,000 CRMLS
- 2022-07-10 Coming Soon $120,000 CRMLS
- 2022-04-26 Sold (MLS) $115,000 CRMLS
- 2022-03-23 Contingent — CRMLS
- 2022-03-13 Relisted — CRMLS
- 2022-03-11 Contingent — CRMLS
- 2022-02-26 Listed $115,000 CRMLS
- 2013-11-01 Listing Removed — CRMLS
- 2013-08-30 Price Changed $28,000 CRMLS
- 2013-06-01 Listed $30,000 CRMLS
- 2008-05-13 Listing Removed — CRMLS
- 2008-01-12 Listed $35,000 CRMLS
Property tax history
-0.1%/yrLatest (2025): $293 · -22.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…