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8755 Sunview
D- Composite 39.55
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.5/30.0
  • ARV discount +6.7/15.0
  • Livability +4.0/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.6/10.0
  • Schools +1.4/10.0

$254,900

8755 Sunview · San Antonio, TX 78224
3 bd · 2.5 ba · 2,173 sqft · SingleFamily public records · 107 Days on market
Built 2007 5,401 sqft lot $117/sqft · at area comps Est $250k · at est. $25/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

*Seller is entertaining a VA Loan Assumption. Buyer does not need to be a Veteran to Assume Loan* Open Concept Home Features Two Spacious Living Areas, Breakfast Area, Stainless Steel Appliances. Downstairs with Laminate Flooring. Upper area fully Carpeting. Home also features a Spacious Loft, could be used as a Game Room or an Office Area. Master Suite comes with a Garden Tub, separate Shower and Spacious Walk in closet. Second Bedroom comes with 2 walk in closets. Relax and enjoy the large Fenced Backyard. Water softener included in home. Two Car Garage.

Key facts

  • Laminate flooring
  • Spacious loft
  • Open concept home

Tags

OPEN CONCEPT HOMESPACIOUS LIVING AREASBREAKFAST AREASTAINLESS STEEL APPLIANCESLAMINATE FLOORINGSPACIOUS LOFT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $-319 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $199k (22.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (17.7% below list).
  • Recommended offer: $199k (22.1% below list) — sets the bar for cash-flow.
  • Cap rate 4.8% vs local median 3.8% in San Antonio — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • South San Antonio ISD (urban): math 13% / reading 20% proficiency, ranked #804 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents flat; 274 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$44k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $198,526 (22.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
4.79%
Cash-on-cash
-5.37%
DSCR
0.76
GRM
10.1

CMA / ARV

ARV (median comp)
$250,208
List price
$254,900
Delta
1.88%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2218 Flora Vis 0.29mi 4/2.5 (+1) 2,229 (+3%) 6mo $275,000 $123 72
8938 Victoria Lk 0.30mi 4/3.0 (+1) 2,245 (+3%) 2mo $285,000 $127 71
1418 Sunbend 0.18mi 3/2.5 2,429 (+12%) 3mo $293,000 $121 70
8943 Rhoda Ave 0.18mi 3/2.5 2,072 (-5%) 22mo $250,000 $121 65
2535 Sundrop Bay 0.40mi 3/2.5 1,920 (-12%) 1mo $219,900 $115 61
1318 Sunbend 0.18mi 4/2.5 (+1) 2,429 (+12%) 10mo $284,000 $117 59
1726 Claudia Vis 0.62mi 4/3.0 (+1) 2,195 (+1%) 6mo $430,000 $196 58
1626 Sunbend Fls 0.19mi 4/2.5 (+1) 2,429 (+12%) 11mo $270,000 $111 57
1915 Calais 0.31mi 4/1.5 (+1) 2,032 (-6%) 15mo $176,000 $87 53
1431 W Ackard Pl 0.69mi 4/3.0 (+1) 2,032 (-6%) 8mo $168,000 $83 43
2219 Sundrop Bay 0.28mi 4/2.5 (+1) 2,496 (+15%) 22mo $279,500 $112 39
8322 Kingley 0.58mi 4/2.0 (+1) 1,920 (-12%) 11mo $85,000 $44 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.83% rent growth · sell at horizon

5-year hold
IRR
19.8%
Equity multiple
2.60×
Total profit
$114,179
Equity at exit
$229,634
10-year hold
IRR
17.7%
Equity multiple
5.82×
Total profit
$344,227
Equity at exit
$495,215

Cash invested: $71,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78224

Home prices YoY
12.4%
Rents YoY
0.8%
Active inventory
274
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,099 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$509 /mo · $6,114/yr
Insurance
$106
HOA
$25
Vacancy / Maint / Mgmt
$441
Net cashflow
$-319

Break-even live

Break-even rent $2,503
Max offer price $198,526
Occupancy floor

Sensitivity live

Price -10% $-175 -5% $-247 +0% $-319 +5% $-391 +10% $-463
Rent -10% $-485 -5% $-402 +0% $-319 +5% $-236 +10% $-153
Rate -1.0pp $-191 -0.5pp $-254 base $-319 +0.5pp $-385 +1.0pp $-452

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,725
Closing costs
$7,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2115 Sundrop Bay San Antonio, TX 4.0 2.5 2314 $1,965 $0.85 2d 1 0.19mi
2219 Sundrop Bay San Antonio, TX 4.0 2.5 2496 $2,850 $1.14 3d 1 0.27mi
1243 Gillette Blvd San Antonio, TX 3.0 2.0 1456 $1,500 $1.03 24d 1 0.48mi
9514 Veronica St San Antonio, TX 3.0 2.0 1455 $1,450 $1.00 3d 1 0.98mi
1202 W Formosa Blvd Unit 3 San Antonio, TX 2.0 1.0 2772 $900 $0.32 44d 1 1.07mi
546 E Petaluma Blvd San Antonio, TX 3.0 2.0 1895 $1,650 $0.87 24d 1 1.33mi
2111 Bigmouth Rod San Antonio, TX 4.0 2.5 1917 $1,700 $0.89 44d 1 1.48mi
2107 Bigmouth Rod San Antonio, TX 3.0 2.5 1777 $1,675 $0.94 44d 1 1.48mi
2115 Bigmouth Rod San Antonio, TX 4.0 2.5 1847 $1,755 $0.95 44d 1 1.49mi

HOA detail

Monthly dues
$25 · $300/yr
Likely covers
water

Listing history 31 events

  1. 2026-06-18
    days on market $254,900 Active 107 DOM
  2. 2026-06-17
    days on market $254,900 Active 106 DOM
  3. 2026-06-16
    days on market $254,900 Active 105 DOM
  4. 2026-06-15
    days on market $254,900 Active 104 DOM
  5. 2026-06-13
    days on market $254,900 Active 102 DOM
  6. 2026-06-09
    days on market $254,900 Active 98 DOM
  7. 2026-06-08
    days on market $254,900 Active 97 DOM
  8. 2026-06-07
    days on market $254,900 Active 96 DOM
  9. 2026-06-04
    days on market $254,900 Active 93 DOM
  10. 2026-06-03
    days on market $254,900 Active 92 DOM
  11. 2026-06-02
    days on market $254,900 Active 91 DOM
  12. 2026-06-01
    days on market $254,900 Active 90 DOM
  13. 2026-05-31
    days on market $254,900 Active 89 DOM
  14. 2026-03-03
    listed $254,900 New 563-char remark
    Show marketing remark (563 chars)

    *Seller is entertaining a VA Loan Assumption. Buyer does not need to be a Veteran to Assume Loan* Open Concept Home Features Two Spacious Living Areas, Breakfast Area, Stainless Steel Appliances. Downstairs with Laminate Flooring. Upper area fully Carpeting. Home also features a Spacious Loft, could be used as a Game Room or an Office Area. Master Suite comes with a Garden Tub, separate Shower and Spacious Walk in closet. Second Bedroom comes with 2 walk in closets. Relax and enjoy the large Fenced Backyard. Water softener included in home. Two Car Garage.

  15. 2026-02-18
    price $1,795
  16. 2026-02-01
    listed $1,875
  17. 2026-01-30
    status Back on Market
  18. 2026-01-30
    historical
  19. 2026-01-22
    historical $1,700
  20. 2026-01-10
    price $1,700
  21. 2025-10-21
    historical
  22. 2025-08-09
    price $1,800
  23. 2025-07-20
    price $1,995
  24. 2025-05-31
    listed $2,150
  25. 2025-04-24
    listed $245,000 New
  26. 2022-11-19
    historical
  27. 2022-11-14
    soldstatus Sold
  28. 2022-11-14
    soldstatus
  29. 2022-10-14
    status Pending
  30. 2022-10-02
    historical Active Option
  31. 2022-09-23
    listed $249,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,114 · $509/mo
Projected year-2 tax
$6,114 · $509/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,189
− Mortgage interest
−$14,278
− Property taxes
−$6,114
− Insurance
−$1,274
− Repairs & maintenance
−$2,015
− Management
−$2,015
− HOA
−$300
− Depreciation
−$7,415
Taxable loss
−$8,223
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,974
After-tax cash flow
$-1,856/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South San Antonio ISD
NCES district ID
4840680
Math proficiency
13% ▼ -20.00%
Reading proficiency
20% ▼ -10.00%
Median HH income
$35,460
Composite
13.6/100
National rank
#9511
State rank
#804 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
22,232
Household income
$59,891
Rent vs Own
42.3% rent · 57.7% own
Severe rent burden
721.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (90%)
Race & ethnicity
Hispanic / Latino 90% Two or more races 24% White 6% Native American 2% Asian 2%
Hispanic origin (detail)
Mexican 75%
Common ancestry
Italian 1%
Foreign-born
18% · Canada, Vietnam, China
Languages at home
44% English-only · Spanish 55% Chinese 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 29.95%
Current HPI
272.0709
Rent YoY
▲ 0.83%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+2.0% since first listed
18 events — show timeline
  • 2026-03-03 Listed $254,900 LERA
  • 2026-02-18 Price Changed $1,795 SABOR
  • 2026-02-01 Listed for Rent $1,875 SABOR
  • 2026-01-30 Relisted LERA
  • 2026-01-30 Listing Removed LERA
  • 2026-01-22 Rental Removed $1,700 BUILDIUM
  • 2026-01-10 Price Changed $1,700 BUILDIUM
  • 2025-10-21 Listing Removed LERA
  • 2025-08-09 Price Changed $1,800 BUILDIUM
  • 2025-07-20 Price Changed $1,995 BUILDIUM
  • 2025-05-31 Listed for Rent $2,150 BUILDIUM
  • 2025-04-24 Listed $245,000 LERA
  • 2022-11-19 Listing Removed LERA
  • 2022-11-14 Sold (MLS) LERA
  • 2022-11-14 Sold (Public Records) Public Records
  • 2022-10-14 Pending LERA
  • 2022-10-02 Contingent LERA
  • 2022-09-23 Listed $249,900 LERA

Property tax history

+5.4%/yr

Latest (2025): $6,114 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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