6303 Hyde Park Hvn · Jacksonville, FL 32210

$114,900

3 bd · 2.0 ba · 1,364 sqft · SingleFamily public records · 13 Days on market

Built 1955 9,583 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Owner/Agents offering this Westside pool home with updated electrical, newer HVAC, and totally modern kitchen with all appliances. Home features hardwood floors, brick fireplace, & a large family room. The private backyard features a 17 x 34 oval inground pool with a cool deck, large trees, & professional landscaping. *SEE ADDITIONAL PICTURES* Make this your happy home!

Key facts

• Separate dining room
• Owner's suite
• Private ensuite bath

Tags

• SPLIT-BEDROOM FLOOR PLAN
• OWNER'S SUITE
• PRIVATE ENSUITE BATH
• GENEROUSLY SIZED KITCHEN
• SEPARATE DINING ROOM
• COMFORTABLE LIVING ROOM

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Attached garage
• Utilities: Septic tank sewer; Electricity connected; Water available
• Home design: Single-family residence; Residential use
• Construction: Concrete and stucco construction; Shingle roof
• Exterior features: Back yard fenced with wood fencing; City street frontage; Asphalt road surface

Interior

• Kitchen: Dishwasher
• Bedrooms: 3 bedrooms
• Flooring: Vinyl flooring; Wood flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pump heating; Electric heating; Central air conditioning; Electric cooling
• Interior features: Wood-burning fireplace; Dishwasher
• Laundry & utility: Washer hookup; Electric dryer hookup (in garage)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $115k.

Deal economics

• At list price, monthly cash flow is $502 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $115k).
• Cap rate 11.5% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 31% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.1% rent growth), your $32k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,900

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 11.53%
• Cash-on-cash: 18.71%
• DSCR: 1.83
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $245,520
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2318 Barlad Dr	0.40mi	4/2.0 (+1)	1,318 (-3%)	2mo	$250,000	$190	69
2036 Bunting Dr	0.41mi	4/2.0 (+1)	1,409 (+3%)	5mo	$194,900	$138	66
6649 Pinnochio Dr	0.56mi	3/2.0	1,305 (-4%)	3mo	$199,990	$153	64
2114 Hugh Edwards Dr	0.33mi	3/2.0	1,188 (-13%)	2mo	$244,000	$205	61
5578 Shorewood Rd	0.55mi	3/1.0	1,264 (-7%)	2mo	$215,000	$170	56
6039 Hyde Park Cir	0.68mi	3/1.0	1,318 (-3%)	5mo	$295,000	$224	55
5358 Camille Ave	0.57mi	4/1.0 (+1)	1,420 (+4%)	4mo	$205,000	$144	54
2253 Barlad Dr	0.39mi	3/2.0	1,568 (+15%)	5mo	$282,000	$180	52
2528 Hyde Park Rd	0.69mi	3/2.0	1,457 (+7%)	6mo	$180,000	$124	51
2418 Lane Ave S	0.75mi	3/2.0	1,245 (-9%)	4mo	$224,900	$181	48
5321 Fremont St	0.53mi	3/1.0	1,166 (-14%)	1mo	$231,000	$198	46
6523 Cooper Ln	0.70mi	4/2.0 (+1)	1,562 (+14%)	6mo	$160,000	$102	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: 9.5%
• Equity multiple: 1.37×
• Total profit: $11,924
• Equity at exit: $17,132

10-year hold

• IRR: 17.9%
• Equity multiple: 2.43×
• Total profit: $45,867
• Equity at exit: $9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,563 high
• Mortgage (P&I): −$603
• Tax from tax record: −$83 /mo · $998/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$328
• Net cashflow: $502

Break-even live

Break-even rent $929

Max offer price $114,900

Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,725
• Closing costs: $3,447
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5821 San Juan Ave Jacksonville, FL	1.0–3.0	1.0–2.0	1056	$1,330	$1.26	3d	7	0.17mi
2039 Niblick Dr Jacksonville, FL	1.0–2.0	1.0–2.0	847	$1,275	$1.51	3d	10	0.18mi
5615 San Juan Ave #208 Jacksonville, FL	2.0	2.0	1115	$1,200	$1.08	23d	1	0.27mi
6595 San Juan Ave Jacksonville, FL	1.0–2.0	1.0	846	$1,250	$1.48	19d	4	0.42mi
5324 Fremont St Jacksonville, FL	3.0	2.0	1550	$1,495	$0.96	3d	1	0.54mi
6650 Pinnochio Dr Jacksonville, FL	4.0	3.0	1665	$2,250	$1.35	21d	1	0.56mi
5253 Janice Cir S Jacksonville, FL	4.0	1.0	1614	$1,471	$0.91	21d	1	0.68mi
6746 Jack Horner Ln Jacksonville, FL	3.0	1.0	975	$1,450	$1.49	23d	1	0.69mi
1756 Lane Ave S Unit 1 Jacksonville, FL	3.0	2.0	1254	$1,399	$1.12	7d	1	0.74mi
6822 McMullin St Jacksonville, FL	4.0	2.0	1760	$1,950	$1.11	14d	1	0.74mi
1591 Lane Ave S Jacksonville, FL	1.0–3.0	1.0–2.0	954	$1,485	$1.56	23d	1	0.74mi
6119 Wilson Blvd Jacksonville, FL	4.0	2.0	1302	$1,395	$1.07	23d	1	0.76mi
2640 Hugh Edwards Dr Jacksonville, FL	3.0	2.0	1816	$1,495	$0.82	23d	1	0.79mi
6066 Wilson Blvd Jacksonville, FL	3.0	3.0	1097	$1,800	$1.64	23d	1	0.80mi
6809 Miss Muffet Ln S Jacksonville, FL	3.0	1.0	1095	$1,475	$1.35	4d	1	0.81mi
3607 Colebrooke Dr Jacksonville, FL	3.0	2.0	1360	$1,590	$1.17	3d	1	0.81mi
3434 Blanding Blvd Jacksonville, FL	2.0–3.0	2.0	1101	$1,800	$1.63	3d	2	0.82mi
6026 Wilson Blvd Jacksonville, FL	4.0	3.0	1380	$700	$0.51	23d	1	0.83mi
5140 Janice Cir S Jacksonville, FL	3.0	1.0	1215	$1,335	$1.10	21d	1	0.84mi
3434 Blanding Blvd #201 Jacksonville, FL	3.0	2.0	1253	$1,800	$1.44	17d	1	0.85mi
5139 Camille Ave Jacksonville, FL	3.0	2.0	1100	$1,625	$1.48	1d	1	0.85mi
6863 Jack Horner Ln Jacksonville, FL	3.0	1.0	975	$1,095	$1.12	7d	1	0.85mi
3668 Jammes Rd Jacksonville, FL	3.0	2.0	1227	$1,540	$1.26	4d	1	0.85mi
6819 Lake Mist Ln Jacksonville, FL	3.0	2.5	1344	$1,745	$1.30	23d	1	0.85mi
5032 San Juan Ave Jacksonville, FL	4.0	2.0	1760	$1,789	$1.02	23d	1	0.87mi
1540 Lake Shore Blvd Jacksonville, FL	3.0	2.0	1180	$1,495	$1.27	7d	1	0.87mi
6851 Lake Mist Ln Unit A Jacksonville, FL	3.0	2.5	1350	$1,745	$1.29	23d	1	0.90mi
6171 Cedar Hills Blvd Jacksonville, FL	3.0	1.0	1560	$1,550	$0.99	7d	1	0.95mi
6161 Park St Jacksonville, FL	3.0	2.0	1209	$1,473	$1.22	16d	1	0.96mi
3740 Ballejo Ct W Jacksonville, FL	4.0	2.0	1590	$1,599	$1.01	23d	1	0.97mi
1570 Lane Ave S Jacksonville, FL	1.0–2.0	1.0–1.5	862	$1,425	$1.65	2d	10	1.00mi
4128 Arcot Cir Unit NA Jacksonville, FL	3.0	2.0	1640	$1,800	$1.10	23d	1	1.04mi
6037 Marsha Dr Jacksonville, FL	3.0	1.0	1296	$1,250	$0.96	14d	1	1.06mi
4020 Angol Pl Jacksonville, FL	3.0	1.0	1266	$1,845	$1.46	17d	1	1.06mi
2327 Looking Glass Ln Jacksonville, FL	3.0	2.0	1325	$1,495	$1.13	1d	1	1.07mi
4102 Angol Pl Jacksonville, FL	3.0	2.0	1470	$1,650	$1.12	4d	1	1.08mi
1465 Manotak Point Dr #105 Jacksonville, FL	2.0	2.0	940	$1,295	$1.38	17d	1	1.10mi
1406 Ellis Trace Dr W Jacksonville, FL	2.0	1.5	1028	$1,200	$1.17	16d	1	1.10mi
1374 Lake Shore Blvd Jacksonville, FL	4.0	2.0	1456	$2,150	$1.48	7d	2	1.11mi
7076 Queen of Hearts Ct Jacksonville, FL	3.0	2.0	1131	$1,500	$1.33	14d	1	1.11mi

Listing history 10 events

1. 2026-06-18
   days on market $114,900 Active 13 DOM
2. 2026-06-17
   days on market $114,900 Active 12 DOM
3. 2026-06-16
   days on market $114,900 Active 11 DOM
4. 2026-06-15
   days on market $114,900 Active 10 DOM
5. 2026-06-13
   days on market $114,900 Active 8 DOM
6. 2026-06-13
   days on market $114,900 Active 7 DOM
7. 2026-06-09
   days on market $114,900 Active 4 DOM
8. 2026-06-08
   days on market $114,900 Active 3 DOM
9. 2026-06-07
   remarks 699-char remark
10. 2026-06-07
    listed $114,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $998 · $83/mo
• Projected year-2 tax: $998 · $83/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,762
• − Mortgage interest: −$6,436
• − Property taxes: −$998
• − Insurance: −$574
• − Repairs & maintenance: −$1,501
• − Management: −$1,501
• − Depreciation: −$3,343
• Taxable income: $4,408
• Est. tax owed @ 24.0%: −$1,058
• After-tax cash flow: $4,961/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+128.0% since first listed

11 events — show timeline

• 2026-06-04 Listed $114,900 realMLS
• 2005-08-08 Sold (Public Records) $128,500 Public Records
• 2005-08-02 Sold (MLS) $128,500 realMLS
• 2005-06-28 Listed $124,500 realMLS
• 2005-05-02 Listing Removed — realMLS
• 2005-04-24 Sold (MLS) $89,000 realMLS
• 2005-02-16 Listed $87,500 realMLS
• 2004-11-05 Listing Removed — realMLS
• 2004-05-07 Listed $103,000 realMLS
• 1998-09-18 Sold (Public Records) $71,500 Public Records
• 1983-04-01 Sold (Public Records) $50,400 Public Records

Property tax history

+1.9%/yr

Latest (2025): $998 · +23.1% YoY. Source: county tax records.