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1425 Staunton Dr
D Composite 42.94
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • DSCR +6.3/10.0
  • 1% rule +5.1/10.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$132,400

1425 Staunton Dr · Columbus, GA 31907
4 bd · 1.5 ba · 1,169 sqft · SingleFamily public records · 86 Days on market
Built 1970 0.40 ac lot $113/sqft · 42% above area Est $93k · 42% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Updated 4BR/1.5BA home in Columbus! Features fresh interior paint and brand-new flooring throughout. Kitchen includes granite countertops. Bathrooms have been updated. Architectural shingle roof. Move-in ready and perfect for homeowners or investors. Conveniently located near shopping, dining, and schools. Priced at $135,000—don't miss this opportunity!

Key facts

  • Brand-new flooring
  • Updated bathrooms
  • Fresh interior paint

Tags

FRESH INTERIOR PAINTBRAND-NEW FLOORINGGRANITE COUNTERTOPSUPDATED BATHROOMSARCHITECTURAL SHINGLE ROOF

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $132k.

Deal economics

  • At list price, monthly cash flow is $162 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $132k).
  • Recommended offer: $124k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, crime F, commute F.
  • Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Dorothy Height Elementary School (math 3% / reading 9%, grade F, #1,154 of 1,228 statewide, top 94%, 500 students, 97% FRL); Eddy Middle School (math 4% / reading 11%, grade F, #447 of 470 statewide, top 95%, 413 students, 97% FRL); Spencer High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 943 students, 97% FRL) — zoned schools average 97% FRL vs 61% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 6% at this address vs 26% district-wide (-19 pts) — the specific schools serving this property underperform the Muscogee County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.8%/yr); 274 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $915 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($124k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $113k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $124,456 (6.0% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.76%
Cash-on-cash
5.24%
DSCR
1.23
GRM
8.3

CMA / ARV

ARV (median comp)
$93,116
List price
$132,400
Delta
42.19%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4697 Old Cusseta Rd 0.07mi 3/2.0 (-1) 1,195 (+2%) 2mo $169,000 $141 84
4742 Toney Dr 0.31mi 3/1.0 (-1) 1,222 (+4%) 3mo $96,900 $79 69
1316 Schimek Dr 0.41mi 3/2.0 (-1) 1,219 (+4%) 1mo $109,000 $89 66
4642 Otis Jones Dr 0.37mi 4/2.0 1,175 (+0%) 19mo $125,000 $106 64
1035 Bedford Ave 0.35mi 3/1.0 (-1) 1,120 (-4%) 13mo $79,500 $71 59
4618 Conner Rd 0.37mi 4/2.0 1,328 (+14%) 9mo $137,900 $104 50
4615 Otis Jones Dr 0.43mi 4/2.0 1,292 (+10%) 13mo $139,500 $108 50
4512 Lunsford St 0.49mi 3/1.0 (-1) 1,328 (+14%) 3mo $105,500 $79 45
4518 Moline Ave 0.28mi 3/1.0 (-1) 999 (-14%) 13mo $77,500 $78 45
1581 Ivan Ave 0.74mi 3/2.0 (-1) 1,157 (-1%) 16mo $130,000 $112 43
1492 Ivan Ave 0.73mi 3/1.0 (-1) 1,012 (-13%) 7mo $30,000 $30 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.82% rent growth · sell at horizon

5-year hold
IRR
-6.2%
Equity multiple
0.77×
Total profit
$-8,663
Equity at exit
$19,741
10-year hold
IRR
5.5%
Equity multiple
1.44×
Total profit
$16,326
Equity at exit
$11,448

Cash invested: $37,072 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31907

Rents YoY
4.8%
Active inventory
274
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,333 high interval (Pro) →
Mortgage (P&I)
$694
Tax from tax record
$142 /mo · $1,700/yr
Insurance
$55
HOA
$0
Vacancy / Maint / Mgmt
$280
Net cashflow
$162

Break-even live

Break-even rent $1,128
Max offer price $132,400
Occupancy floor 83%

Sensitivity live

Price -10% $237 -5% $199 +0% $162 +5% $124 +10% $87
Rent -10% $56 -5% $109 +0% $162 +5% $214 +10% $267
Rate -1.0pp $228 -0.5pp $195 base $162 +0.5pp $127 +1.0pp $93

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,100
Closing costs
$3,972
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4614 Old Cusseta Rd Columbus, GA 3.0 1.0 948 $1,250 $1.32 15d 1 0.25mi
1167 Staunton Dr Columbus, GA 3.0 1.0 1050 $1,050 $1.00 23d 1 0.28mi
1459 Ivan Ave Columbus, GA 3.0 1.0 1003 $975 $0.97 45d 1 0.80mi
4224 Ridgefield Ct Columbus, GA 4.0 2.0 1465 $1,650 $1.13 23d 1 0.93mi
909 Farr Rd Columbus, GA 1.0–4.0 1.0–1.5 1200 $840 $0.70 23d 1 0.95mi
4464 Sims St Columbus, GA 3.0 1.0 1014 $1,095 $1.08 23d 1 1.33mi
4 Dean Dr Columbus, GA 3.0 1.5 1200 $1,050 $0.88 15d 1 1.39mi
4313 Sims St Columbus, GA 4.0 1.5 1309 $1,400 $1.07 15d 1 1.42mi
50 Eddy Dr Columbus, GA 3.0 1.0 1348 $900 $0.67 45d 1 1.50mi

Listing history 23 events

  1. 2026-06-22
    days on market $132,400 Active 86 DOM
  2. 2026-06-18
    days on market $132,400 Active 83 DOM
  3. 2026-06-17
    days on market $132,400 Active 82 DOM
  4. 2026-06-16
    days on market $132,400 Active 81 DOM
  5. 2026-06-15
    days on market $132,400 Active 80 DOM
  6. 2026-06-14
    days on market $132,400 Active 78 DOM
  7. 2026-06-13
    days on market $132,400 Active 77 DOM
  8. 2026-06-10
    days on market $132,400 Active 75 DOM
  9. 2026-06-09
    days on market $132,400 Active 74 DOM
  10. 2026-06-08
    days on market $132,400 Active 73 DOM
  11. 2026-06-07
    days on market $132,400 Active 72 DOM
  12. 2026-06-05
    days on market $132,400 Active 69 DOM
  13. 2026-06-03
    days on market $132,400 Active 68 DOM
  14. 2026-06-02
    days on market $132,400 Active 67 DOM
  15. 2026-06-01
    days on market $132,400 Active 66 DOM
  16. 2026-05-31
    days on market $132,400 Active 65 DOM
  17. 2026-05-30
    days on market $132,400 Active 64 DOM
  18. 2026-04-26
    price $134,900 361-char remark
    Show marketing remark (361 chars)

    Updated 4BR/1.5BA home in Columbus! Features fresh interior paint and brand-new flooring throughout. Kitchen includes granite countertops. Bathrooms have been updated. Architectural shingle roof. Move-in ready and perfect for homeowners or investors. Conveniently located near shopping, dining, and schools. Priced at $135,000—don't miss this opportunity!

  19. 2026-03-27
    listed $135,000 Active 361-char remark
    Show marketing remark (361 chars)

    Updated 4BR/1.5BA home in Columbus! Features fresh interior paint and brand-new flooring throughout. Kitchen includes granite countertops. Bathrooms have been updated. Architectural shingle roof. Move-in ready and perfect for homeowners or investors. Conveniently located near shopping, dining, and schools. Priced at $135,000—don't miss this opportunity!

  20. 2025-10-07
    price $120,000
  21. 2023-01-26
    soldstatus $113,000
  22. 2023-01-26
    soldstatus $113,000
  23. 2022-11-07
    listed $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,700 · $142/mo
Projected year-2 tax
$1,700 · $142/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,994
− Mortgage interest
−$7,416
− Property taxes
−$1,700
− Insurance
−$662
− Repairs & maintenance
−$1,279
− Management
−$1,279
− Depreciation
−$3,852
Taxable loss
−$196
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$47
After-tax cash flow
$1,988/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Muscogee County
NCES district ID
1303870
Math proficiency
21% ▼ -11.00%
Reading proficiency
30% ▼ -7.00%
Median HH income
$41,176
Composite
21.6/100
National rank
#8297
State rank
#120 of 174 in GA

Livability — Columbus

Score
64/100
State rank
#254
US rank
#14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, GA
County
Muscogee County · 180,764 people
City population
180,764
Metro
Columbus, GA-AL
Population (ZIP)
59,110
Household income
$54,453
Rent vs Own
42.2% rent · 57.8% own
Severe rent burden
2138.0

Population outlook (Muscogee County) Hauer SSP2

Today (2025)
216,729 people
By 2030
224,504 · +3.6%
By 2040
238,318 · +10.0%
By 2050
249,027 · +14.9%
By 2075
264,862 · +22.2%
By 2100
254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 22% Two or more races 8% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Italian 1% Slovak 1%
Foreign-born
4% · Canada, South Korea
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Muscogee

2024 margin
Strong D (+23.4) · D 61.4% · R 38.0%
2008→2024 swing
+3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.88%
Current HPI
151.74
Rent YoY
▲ 4.82%
Metro
Columbus, GA-AL
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+17.3% since first listed
6 events — show timeline
  • 2026-04-26 Price Changed $134,900 CBOR
  • 2026-03-27 Listed $135,000 CBOR
  • 2025-10-07 Price Changed $120,000 CBOR
  • 2023-01-26 Sold (Public Records) $113,000 Public Records
  • 2023-01-26 Sold (MLS) $113,000 CBOR
  • 2022-11-07 Listed $115,000 CBOR

Property tax history

+9.0%/yr

Latest (2025): $1,700 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…