1425 Staunton Dr · Columbus, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 76.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- DSCR +6.3/10.0
- 1% rule +5.1/10.0
- Rent growth +3.7/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$132,400
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Updated 4BR/1.5BA home in Columbus! Features fresh interior paint and brand-new flooring throughout. Kitchen includes granite countertops. Bathrooms have been updated. Architectural shingle roof. Move-in ready and perfect for homeowners or investors. Conveniently located near shopping, dining, and schools. Priced at $135,000—don't miss this opportunity!
Key facts
- Brand-new flooring
- Updated bathrooms
- Fresh interior paint
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $132k.
Deal economics
- At list price, monthly cash flow is $162 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $132k).
- Recommended offer: $124k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, crime F, commute F.
- Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Dorothy Height Elementary School (math 3% / reading 9%, grade F, #1,154 of 1,228 statewide, top 94%, 500 students, 97% FRL); Eddy Middle School (math 4% / reading 11%, grade F, #447 of 470 statewide, top 95%, 413 students, 97% FRL); Spencer High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 943 students, 97% FRL) — zoned schools average 97% FRL vs 61% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 6% at this address vs 26% district-wide (-19 pts) — the specific schools serving this property underperform the Muscogee County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+4.8%/yr); 274 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $915 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 86 days — a 6% lower offer ($124k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $113k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.76%
- Cash-on-cash
- 5.24%
- DSCR
- 1.23
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $93,116
- List price
- $132,400
- Delta
- 42.19%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4697 Old Cusseta Rd | 0.07mi | 3/2.0 (-1) | 1,195 (+2%) | 2mo | $169,000 | $141 | 84 |
| 4742 Toney Dr | 0.31mi | 3/1.0 (-1) | 1,222 (+4%) | 3mo | $96,900 | $79 | 69 |
| 1316 Schimek Dr | 0.41mi | 3/2.0 (-1) | 1,219 (+4%) | 1mo | $109,000 | $89 | 66 |
| 4642 Otis Jones Dr | 0.37mi | 4/2.0 | 1,175 (+0%) | 19mo | $125,000 | $106 | 64 |
| 1035 Bedford Ave | 0.35mi | 3/1.0 (-1) | 1,120 (-4%) | 13mo | $79,500 | $71 | 59 |
| 4618 Conner Rd | 0.37mi | 4/2.0 | 1,328 (+14%) | 9mo | $137,900 | $104 | 50 |
| 4615 Otis Jones Dr | 0.43mi | 4/2.0 | 1,292 (+10%) | 13mo | $139,500 | $108 | 50 |
| 4512 Lunsford St | 0.49mi | 3/1.0 (-1) | 1,328 (+14%) | 3mo | $105,500 | $79 | 45 |
| 4518 Moline Ave | 0.28mi | 3/1.0 (-1) | 999 (-14%) | 13mo | $77,500 | $78 | 45 |
| 1581 Ivan Ave | 0.74mi | 3/2.0 (-1) | 1,157 (-1%) | 16mo | $130,000 | $112 | 43 |
| 1492 Ivan Ave | 0.73mi | 3/1.0 (-1) | 1,012 (-13%) | 7mo | $30,000 | $30 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.82% rent growth · sell at horizon
- IRR
- -6.2%
- Equity multiple
- 0.77×
- Total profit
- $-8,663
- Equity at exit
- $19,741
- IRR
- 5.5%
- Equity multiple
- 1.44×
- Total profit
- $16,326
- Equity at exit
- $11,448
Cash invested: $37,072 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31907
- Rents YoY
- 4.8%
- Active inventory
- 274
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,333 high interval (Pro) →
- Mortgage (P&I)
- −$694
- Tax from tax record
- −$142 /mo · $1,700/yr
- Insurance
- −$55
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$280
- Net cashflow
- $162
Break-even live
Sensitivity live
| Price | -10% $237 | -5% $199 | +0% $162 | +5% $124 | +10% $87 |
|---|---|---|---|---|---|
| Rent | -10% $56 | -5% $109 | +0% $162 | +5% $214 | +10% $267 |
| Rate | -1.0pp $228 | -0.5pp $195 | base $162 | +0.5pp $127 | +1.0pp $93 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,100
- Closing costs
- $3,972
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4614 Old Cusseta Rd Columbus, GA | 3.0 | 1.0 | 948 | $1,250 | $1.32 | 15d | 1 | 0.25mi |
| 1167 Staunton Dr Columbus, GA | 3.0 | 1.0 | 1050 | $1,050 | $1.00 | 23d | 1 | 0.28mi |
| 1459 Ivan Ave Columbus, GA | 3.0 | 1.0 | 1003 | $975 | $0.97 | 45d | 1 | 0.80mi |
| 4224 Ridgefield Ct Columbus, GA | 4.0 | 2.0 | 1465 | $1,650 | $1.13 | 23d | 1 | 0.93mi |
| 909 Farr Rd Columbus, GA | 1.0–4.0 | 1.0–1.5 | 1200 | $840 | $0.70 | 23d | 1 | 0.95mi |
| 4464 Sims St Columbus, GA | 3.0 | 1.0 | 1014 | $1,095 | $1.08 | 23d | 1 | 1.33mi |
| 4 Dean Dr Columbus, GA | 3.0 | 1.5 | 1200 | $1,050 | $0.88 | 15d | 1 | 1.39mi |
| 4313 Sims St Columbus, GA | 4.0 | 1.5 | 1309 | $1,400 | $1.07 | 15d | 1 | 1.42mi |
| 50 Eddy Dr Columbus, GA | 3.0 | 1.0 | 1348 | $900 | $0.67 | 45d | 1 | 1.50mi |
Listing history 23 events
-
2026-06-22days on market $132,400 Active 86 DOM
-
2026-06-18days on market $132,400 Active 83 DOM
-
2026-06-17days on market $132,400 Active 82 DOM
-
2026-06-16days on market $132,400 Active 81 DOM
-
2026-06-15days on market $132,400 Active 80 DOM
-
2026-06-14days on market $132,400 Active 78 DOM
-
2026-06-13days on market $132,400 Active 77 DOM
-
2026-06-10days on market $132,400 Active 75 DOM
-
2026-06-09days on market $132,400 Active 74 DOM
-
2026-06-08days on market $132,400 Active 73 DOM
-
2026-06-07days on market $132,400 Active 72 DOM
-
2026-06-05days on market $132,400 Active 69 DOM
-
2026-06-03days on market $132,400 Active 68 DOM
-
2026-06-02days on market $132,400 Active 67 DOM
-
2026-06-01days on market $132,400 Active 66 DOM
-
2026-05-31days on market $132,400 Active 65 DOM
-
2026-05-30days on market $132,400 Active 64 DOM
-
2026-04-26price $134,900 361-char remark
Show marketing remark (361 chars)
Updated 4BR/1.5BA home in Columbus! Features fresh interior paint and brand-new flooring throughout. Kitchen includes granite countertops. Bathrooms have been updated. Architectural shingle roof. Move-in ready and perfect for homeowners or investors. Conveniently located near shopping, dining, and schools. Priced at $135,000—don't miss this opportunity!
-
2026-03-27$135,000 Active 361-char remark
Show marketing remark (361 chars)
Updated 4BR/1.5BA home in Columbus! Features fresh interior paint and brand-new flooring throughout. Kitchen includes granite countertops. Bathrooms have been updated. Architectural shingle roof. Move-in ready and perfect for homeowners or investors. Conveniently located near shopping, dining, and schools. Priced at $135,000—don't miss this opportunity!
-
2025-10-07price $120,000
-
2023-01-26soldstatus $113,000
-
2023-01-26soldstatus $113,000
-
2022-11-07$115,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,700 · $142/mo
- Projected year-2 tax
- $1,700 · $142/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 76% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,994
- − Mortgage interest
- −$7,416
- − Property taxes
- −$1,700
- − Insurance
- −$662
- − Repairs & maintenance
- −$1,279
- − Management
- −$1,279
- − Depreciation
- −$3,852
- Taxable loss
- −$196
- Est. tax savings @ 24.0%
- +$47
- After-tax cash flow
- $1,988/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Muscogee County
- NCES district ID
- 1303870
- Math proficiency
- 21% ▼ -11.00%
- Reading proficiency
- 30% ▼ -7.00%
- Median HH income
- $41,176
- Composite
- 21.6/100
- National rank
- #8297
- State rank
- #120 of 174 in GA
Livability — Columbus
- Score
- 64/100
- State rank
- #254
- US rank
- #14102
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Columbus, GA
- County
- Muscogee County · 180,764 people
- City population
- 180,764
- Metro
- Columbus, GA-AL
- Population (ZIP)
- 59,110
- Household income
- $54,453
- Rent vs Own
- Severe rent burden
- 2138.0
Population outlook (Muscogee County) Hauer SSP2
- Today (2025)
- 216,729 people
- By 2030
- 224,504 · +3.6%
- By 2040
- 238,318 · +10.0%
- By 2050
- 249,027 · +14.9%
- By 2075
- 264,862 · +22.2%
- By 2100
- 254,786 · +17.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (64%)
- Race & ethnicity
- Black 64% White 22% Two or more races 8% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Italian 1% Slovak 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 95% English-only · Spanish 3%
Political lean MEDSL · Muscogee
- 2024 margin
- Strong D (+23.4) · D 61.4% · R 38.0%
- 2008→2024 swing
- +3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -125.88%
- Current HPI
- 151.74
- Rent YoY
- ▲ 4.82%
- Metro
- Columbus, GA-AL
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+17.3% since first listed6 events — show timeline
- 2026-04-26 Price Changed $134,900 CBOR
- 2026-03-27 Listed $135,000 CBOR
- 2025-10-07 Price Changed $120,000 CBOR
- 2023-01-26 Sold (Public Records) $113,000 Public Records
- 2023-01-26 Sold (MLS) $113,000 CBOR
- 2022-11-07 Listed $115,000 CBOR
Property tax history
+9.0%/yrLatest (2025): $1,700 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…