2802 Clifton Park Ter · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.6/30.0
- DSCR +5.5/10.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- 1% rule +3.6/10.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- ARV discount +0.0/15.0
$199,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Property needs a full renovation. 2802 Clifton Park Terrace is located in the Belair-Edison neighborhood of northeast Baltimore City. As described by LiveBaltimore. com, “Belair-Edison in Northeast Baltimore is nestled between multiple green spaces. The 300-acre Herring Run Park runs along its north side, Lake Montebello to the west and Clifton Park to the southwest. The neighborhood contains more than 6,900 porch-front, park-front and detached homes, many with yards and off-street parking. Belair-Edison is home to a revitalizing business district along Belair Road and Erdman Avenue, shopping centers and a micro-brewery. ” Commuting to Baltimore City and surrounding areas is convenient with Belair Road being a major thoroughfare for north/south traffic, Moravia Road for east/west traffic and I-95 within 2.5 miles. Major employers nearby include Johns Hopkins East Baltimore and Bayview Campuses, as well as those in the Orangeville, I-95 and I-895 corridors.
Key facts
- Built 1923
- Listed 46 days
Property features AI
Finance
- Other: Fee simple ownership
Exterior
- Parking: On-street parking
- Utilities: 220 volt electric service; Natural gas heating and cooling; Public water and sewer
- Home design: Semi-detached home; Above-grade and below-grade living areas; Building not winterized
- Construction: Brick construction; Brick/mortar foundation; Double-hung windows; Effective year of major renovation: 2026
- Exterior features: Public water; Public sewer; Municipal trash service; Not in a federal flood zone; Annual ground rent payment
Interior
- Bedrooms: 2 bedrooms on the first upper level
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (natural gas); 60+ gallon hot water tank
- Interior features: ENERGY STAR qualified doors; Daylight, full basement; Not furnished; Two or more access exits
- Laundry & utility: In-unit laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $199k.
Deal economics
- At list price, monthly cash flow is $158 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $171k (13.8% below list).
- Recommended offer: $171k (13.8% below list) — sets the bar for 1% rule.
- Cap rate 7.2% vs local median 6.0% in Baltimore — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 40% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $246 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $56k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 47 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $39k; list at $199k implies a 410% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1923 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 47 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 7.25%
- Cash-on-cash
- 3.40%
- DSCR
- 1.15
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $133,052
- List price
- $199,000
- Delta
- 49.57%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2902 Clifton Park Ter | 0.06mi | 3/1.5 (+1) | 1,344 (0%) | 1mo | $66,000 | $49 | 90 |
| 2821 Erdman Ave | 0.04mi | 2/2.0 | 1,260 (-6%) | 0mo | $75,000 | $60 | 88 |
| 3114 Mareco Ave | 0.23mi | 3/2.0 (+1) | 1,410 (+5%) | 2mo | $125,000 | $89 | 75 |
| 3444 Belair Rd | 0.28mi | 3/2.0 (+1) | 1,428 (+6%) | 2mo | $131,000 | $92 | 70 |
| 3533 Elmley Ave | 0.49mi | 3/1.5 (+1) | 1,344 (0%) | 1mo | $70,000 | $52 | 69 |
| 3316 Cardenas Ave | 0.09mi | 2/1.0 | 1,150 (-14%) | 2mo | $63,000 | $55 | 66 |
| 3406 Ramona Ave | 0.73mi | 3/2.0 (+1) | 1,408 (+5%) | 0mo | $85,000 | $60 | 52 |
| 3436 Cliftmont Ave | 0.51mi | 3/1.5 (+1) | 1,200 (-11%) | 2mo | $120,000 | $100 | 50 |
| 3211 Chesterfield Ave | 0.51mi | 2/1.0 | 1,509 (+12%) | 3mo | $150,000 | $99 | 50 |
| 3564 Elmora Ave | 0.60mi | 3/1.5 (+1) | 1,478 (+10%) | 1mo | $133,500 | $90 | 47 |
| 3238 Ravenwood Ave | 0.50mi | 3/1.5 (+1) | 1,158 (-14%) | 0mo | $70,000 | $60 | 46 |
| 3532 Cliftmont Ave | 0.69mi | 3/2.0 (+1) | 1,200 (-11%) | 2mo | $168,000 | $140 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.05×
- Total profit
- $2,878
- Equity at exit
- $52,196
- IRR
- 8.7%
- Equity multiple
- 1.94×
- Total profit
- $52,505
- Equity at exit
- $58,440
Cash invested: $55,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,714 high interval (Pro) →
- Mortgage (P&I)
- −$1,044
- Tax from tax record
- −$70 /mo · $839/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$360
- Net cashflow
- $158
Break-even live
Sensitivity live
| Price | -10% $271 | -5% $214 | +0% $158 | +5% $102 | +10% $45 |
|---|---|---|---|---|---|
| Rent | -10% $23 | -5% $90 | +0% $158 | +5% $226 | +10% $294 |
| Rate | -1.0pp $258 | -0.5pp $209 | base $158 | +0.5pp $107 | +1.0pp $54 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,750
- Closing costs
- $5,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3436 Cardenas Ave Baltimore, MD | 2.0 | 1.0 | 1146 | $1,395 | $1.22 | 44d | 1 | 0.17mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 5d | 1 | 0.20mi |
| 3515 Parklawn Ave Baltimore, MD | 3.0 | 2.0 | 1240 | $1,700 | $1.37 | 3d | 1 | 0.24mi |
| 2817 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1464 | $1,950 | $1.33 | 24d | 1 | 0.31mi |
| 2735 Chesterfield Ave Baltimore, MD | 3.0 | 2.5 | 1536 | $2,000 | $1.30 | 11d | 1 | 0.34mi |
| 2848 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,700 | $1.46 | 44d | 1 | 0.35mi |
| 3213 Elmley Ave Baltimore, MD | 2.0 | 1.0 | 1188 | $1,395 | $1.17 | 44d | 1 | 0.43mi |
| 3222 Lyndale Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1500 | $2,200 | $1.47 | 13d | 1 | 0.44mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 24d | 1 | 0.44mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 44d | 1 | 0.46mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 18d | 1 | 0.46mi |
| 3335 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1344 | $1,600 | $1.19 | 24d | 1 | 0.46mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 24d | 1 | 0.46mi |
| 3326 Elmora Ave Baltimore, MD | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 24d | 1 | 0.48mi |
| 2113 Belair Rd Baltimore, MD | 3.0 | 1.0 | 1344 | $1,795 | $1.34 | 44d | 1 | 0.49mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 44d | 1 | 0.50mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 44d | 1 | 0.50mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 24d | 1 | 0.52mi |
| 3551 Elmley Ave Baltimore, MD | 3.0 | 1.5 | 1872 | $2,095 | $1.12 | 24d | 1 | 0.53mi |
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 18d | 1 | 0.54mi |
| 3512 Elmora Ave Baltimore, MD | 3.0 | 1.5 | 1472 | $1,900 | $1.29 | 21d | 1 | 0.56mi |
| 3610 Elmley Ave Baltimore, MD | 2.0 | 1.5 | 1200 | $1,550 | $1.29 | 21d | 1 | 0.58mi |
| 3519 Kentucky Ave Baltimore, MD | 3.0 | 2.0 | 1536 | $2,100 | $1.37 | 11d | 1 | 0.63mi |
| 3305 Dudley Ave Baltimore, MD | 3.0 | 2.0 | 1413 | $1,950 | $1.38 | 44d | 1 | 0.64mi |
| 3525 Kentucky Ave Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 44d | 1 | 0.64mi |
| 1832 E 28th St Baltimore, MD | 3.0 | 1.0 | 1066 | $1,495 | $1.40 | 24d | 1 | 0.69mi |
| 1802 E 28th St Baltimore, MD | 3.0 | 1.0 | 1300 | $1,600 | $1.23 | 24d | 1 | 0.73mi |
| 3572 Juneway Unit 1 Baltimore, MD | 2.0 | 1.0 | 1800 | $1,200 | $0.67 | 44d | 1 | 0.73mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 24d | 1 | 0.73mi |
| 3544 Chesterfield Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,635 | $1.36 | 44d | 1 | 0.74mi |
| 3611 Ravenwood Ave #2 Baltimore, MD | 1.0 | 1.0 | 1566 | $975 | $0.62 | 44d | 1 | 0.75mi |
| 3914 Erdman Ave #1 Baltimore, MD | 3.0 | 1.0 | 1200 | $1,319 | $1.10 | 18d | 1 | 0.75mi |
| 4024 Eierman Ave Baltimore, MD | 3.0 | 2.0 | 1136 | $1,825 | $1.61 | 44d | 1 | 0.78mi |
| 4104 Erdman Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 1566 | $1,075 | $0.69 | 5d | 1 | 0.81mi |
| 4320 Sheldon Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 24d | 1 | 0.83mi |
| 1702 E 32nd St Baltimore, MD | 3.0 | 2.0 | 1344 | $2,300 | $1.71 | 44d | 1 | 0.84mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 24d | 1 | 0.84mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 24d | 1 | 0.85mi |
| 4400 Asbury Ave Baltimore, MD | 3.0 | 2.0 | 1270 | $1,995 | $1.57 | 5d | 1 | 0.85mi |
| 2125 Cliftwood Ave Baltimore, MD | 1.0 | 2.0 | 1020 | $1,450 | $1.42 | 44d | 1 | 0.88mi |
Listing history 49 events
-
2026-06-21days on market $199,000 Active 47 DOM
-
2026-06-18days on market $199,000 Active 44 DOM
-
2026-06-17days on market $199,000 Active 43 DOM
-
2026-06-16days on market $199,000 Active 42 DOM
-
2026-06-15days on market $199,000 Active 41 DOM
-
2026-06-13days on market $199,000 Active 39 DOM
-
2026-06-09days on market $199,000 Active 35 DOM
-
2026-06-08days on market $199,000 Active 34 DOM
-
2026-06-07days on market $199,000 Active 33 DOM
-
2026-06-04days on market $199,000 Active 30 DOM
-
2026-06-03days on market $199,000 Active 29 DOM
-
2026-06-02days on market $199,000 Active 28 DOM
-
2026-06-01days on market $199,000 Active 27 DOM
-
2026-05-31days on market $199,000 Active 26 DOM
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2026-05-05$199,000 Active 253-char remark
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2026-04-23historical
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2026-03-29price $250,000
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2026-02-27$299,000 Active
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2026-02-25historical
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2024-01-17soldstatus $39,000 Closed
Show marketing remark (982 chars)
Property needs a full renovation. 2802 Clifton Park Terrace is located in the Belair-Edison neighborhood of northeast Baltimore City. As described by LiveBaltimore. com, “Belair-Edison in Northeast Baltimore is nestled between multiple green spaces. The 300-acre Herring Run Park runs along its north side, Lake Montebello to the west and Clifton Park to the southwest. The neighborhood contains more than 6,900 porch-front, park-front and detached homes, many with yards and off-street parking. Belair-Edison is home to a revitalizing business district along Belair Road and Erdman Avenue, shopping centers and a micro-brewery. ” Commuting to Baltimore City and surrounding areas is convenient with Belair Road being a major thoroughfare for north/south traffic, Moravia Road for east/west traffic and I-95 within 2.5 miles. Major employers nearby include Johns Hopkins East Baltimore and Bayview Campuses, as well as those in the Orangeville, I-95 and I-895 corridors.
-
2023-12-15status Pending
Show marketing remark (982 chars)
Property needs a full renovation. 2802 Clifton Park Terrace is located in the Belair-Edison neighborhood of northeast Baltimore City. As described by LiveBaltimore. com, “Belair-Edison in Northeast Baltimore is nestled between multiple green spaces. The 300-acre Herring Run Park runs along its north side, Lake Montebello to the west and Clifton Park to the southwest. The neighborhood contains more than 6,900 porch-front, park-front and detached homes, many with yards and off-street parking. Belair-Edison is home to a revitalizing business district along Belair Road and Erdman Avenue, shopping centers and a micro-brewery. ” Commuting to Baltimore City and surrounding areas is convenient with Belair Road being a major thoroughfare for north/south traffic, Moravia Road for east/west traffic and I-95 within 2.5 miles. Major employers nearby include Johns Hopkins East Baltimore and Bayview Campuses, as well as those in the Orangeville, I-95 and I-895 corridors.
-
2023-12-14price $40,000
Show marketing remark (982 chars)
Property needs a full renovation. 2802 Clifton Park Terrace is located in the Belair-Edison neighborhood of northeast Baltimore City. As described by LiveBaltimore. com, “Belair-Edison in Northeast Baltimore is nestled between multiple green spaces. The 300-acre Herring Run Park runs along its north side, Lake Montebello to the west and Clifton Park to the southwest. The neighborhood contains more than 6,900 porch-front, park-front and detached homes, many with yards and off-street parking. Belair-Edison is home to a revitalizing business district along Belair Road and Erdman Avenue, shopping centers and a micro-brewery. ” Commuting to Baltimore City and surrounding areas is convenient with Belair Road being a major thoroughfare for north/south traffic, Moravia Road for east/west traffic and I-95 within 2.5 miles. Major employers nearby include Johns Hopkins East Baltimore and Bayview Campuses, as well as those in the Orangeville, I-95 and I-895 corridors.
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2023-11-16$20,000 Active
Show marketing remark (982 chars)
Property needs a full renovation. 2802 Clifton Park Terrace is located in the Belair-Edison neighborhood of northeast Baltimore City. As described by LiveBaltimore. com, “Belair-Edison in Northeast Baltimore is nestled between multiple green spaces. The 300-acre Herring Run Park runs along its north side, Lake Montebello to the west and Clifton Park to the southwest. The neighborhood contains more than 6,900 porch-front, park-front and detached homes, many with yards and off-street parking. Belair-Edison is home to a revitalizing business district along Belair Road and Erdman Avenue, shopping centers and a micro-brewery. ” Commuting to Baltimore City and surrounding areas is convenient with Belair Road being a major thoroughfare for north/south traffic, Moravia Road for east/west traffic and I-95 within 2.5 miles. Major employers nearby include Johns Hopkins East Baltimore and Bayview Campuses, as well as those in the Orangeville, I-95 and I-895 corridors.
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2023-09-30historical
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2023-09-01price $59,500
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2023-06-21price $65,000
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2023-04-18$69,000 Active
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2021-09-01soldstatus $93,500
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2021-05-07soldstatus $46,750 Closed
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2021-02-21$50,000 Active
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2020-11-04historical
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2020-10-07status Active
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2020-10-01historical
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2020-08-11$75,000 Active
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2019-01-02historical
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2018-11-11$24,500 Active
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2015-11-30soldstatus $12,500
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2015-11-30soldstatus $12,500 Sold
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2015-11-11status Contract
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2015-11-02price $12,000
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2015-09-28$15,250 Active
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1997-09-03soldstatus $53,500
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1997-06-24historical
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1997-03-26
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1997-02-21historical
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1996-09-25historical
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1996-04-03
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1996-04-03
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1992-01-10soldstatus $27,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $839 · $70/mo
- Projected year-2 tax
- $1,504 · $125/mo
- Expected delta
- +$665/yr (+$55/mo · 79.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,574
- − Mortgage interest
- −$11,147
- − Property taxes
- −$839
- − Insurance
- −$995
- − Repairs & maintenance
- −$1,646
- − Management
- −$1,646
- − Depreciation
- −$5,789
- Taxable loss
- −$1,488
- Est. tax savings @ 24.0%
- +$357
- After-tax cash flow
- $2,254/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+637.0% since first listed35 events — show timeline
- 2026-05-05 Listed $199,000 BRIGHT MLS
- 2026-04-23 Listing Removed — BRIGHT MLS
- 2026-03-29 Price Changed $250,000 BRIGHT MLS
- 2026-02-27 Listed $299,000 BRIGHT MLS
- 2026-02-25 Coming Soon — BRIGHT MLS
- 2024-01-17 Sold (MLS) $39,000 BRIGHT MLS
- 2023-12-15 Pending — BRIGHT MLS
- 2023-12-14 Price Changed $40,000 BRIGHT MLS
- 2023-11-16 Listed $20,000 BRIGHT MLS
- 2023-09-30 Listing Removed — BRIGHT MLS
- 2023-09-01 Price Changed $59,500 BRIGHT MLS
- 2023-06-21 Price Changed $65,000 BRIGHT MLS
- 2023-04-18 Listed $69,000 BRIGHT MLS
- 2021-09-01 Sold (Public Records) $93,500 Public Records
- 2021-05-07 Sold (MLS) $46,750 BRIGHT MLS
- 2021-02-21 Listed $50,000 BRIGHT MLS
- 2020-11-04 Listing Removed — BRIGHT MLS
- 2020-10-07 Relisted — BRIGHT MLS
- 2020-10-01 Listing Removed — BRIGHT MLS
- 2020-08-11 Listed $75,000 BRIGHT MLS
- 2019-01-02 Listing Removed — BRIGHT MLS
- 2018-11-11 Listed $24,500 BRIGHT MLS
- 2015-11-30 Sold (MLS) $12,500 MRIS
- 2015-11-30 Sold (MLS) $12,500 BRIGHT MLS
- 2015-11-11 Pending — MRIS
- 2015-11-02 Price Changed $12,000 MRIS
- 2015-09-28 Listed $15,250 MRIS
- 1997-09-03 Sold (Public Records) $53,500 Public Records
- 1997-06-24 Delisted — MRIS
- 1997-03-26 Listed — MRIS
- 1997-02-21 Delisted — MRIS
- 1996-09-25 Delisted — MRIS
- 1996-04-03 Listed — MRIS
- 1996-04-03 Listed — MRIS
- 1992-01-10 Sold (Public Records) $27,000 Public Records
Property tax history
-6.5%/yrLatest (2025): $839 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…