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6656 Rosecrans Ave Unit N10
B Composite 72.18
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.2/5.0
  • Appreciation +2.5/10.0
  • Rent growth +2.3/5.0
  • Schools +1.8/10.0
  • Manufactured-home adj. -6.3

$135,000

6656 Rosecrans Ave Unit N10 · Paramount, CA 90723
4 bd · 1.0 ba · 900 sqft · Manufactured · 134 Days on market
Manufactured home Built 1967 Good condition $150/sqft · 19% below area Est $167k · 19% under ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity! 4 bedrooms, 1 bath manufactured home located in an established community in Paramount. The home features fresh interior paint and important exterior updates, including wood siding and roof replaced approximately 7 years ago. Offering added durability and helping reduce immediate major maintenance expenses. Washer and dryer hookups are included for everyday convenience. Situated directly across from the community clubhouse and pool, the location offers easy access to amenities within the park. Conveniently located near major freeways, shopping centers, and parks, making commuting and daily errands accessible.

Key facts

  • Community pool
  • Community clubhouse
  • Wood siding

Tags

FRESH INTERIOR PAINTWOOD SIDINGROOF REPLACEDWASHER AND DRYER HOOKUPSCOMMUNITY CLUBHOUSECOMMUNITY POOL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath manufactured listed at $135k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $993 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.1% vs local median 3.2% in Paramount — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#432 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+; Watch: schools D, crime F, amenities F.
  • Paramount Unified (suburban): math 15% / reading 34% proficiency, ranked #416 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.0%/yr); 62 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $38k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 134 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.81%
Cap rate
15.12%
Cash-on-cash
31.52%
DSCR
2.40
GRM
4.6

CMA / ARV

ARV (median comp)
$167,221
List price
$135,000
Delta
-19.27%
Verdict
UNDERPRICED
Comps
5 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4934 E San Rafael 0.45mi 4/2.0 928 (+3%) 3mo $635,000 $684 67
6610 San Carlos St 0.08mi 3/2.0 (-1) 1,052 (+17%) 1mo $799,000 $760 61
5501 Rayborn 0.46mi 3/1.0 (-1) 816 (-9%) 3mo $700,000 $858 56
13942 Anderson 1.46mi 3/1.0 (-1) 876 (-3%) 1mo $615,000 $702 55
7101 Rosecrans E #84 0.38mi 3/2.0 (-1) 1,056 (+17%) 1mo $235,000 $223 47
4810 E San Luis St 0.67mi 3/1.0 (-1) 1,017 (+13%) 3mo $610,000 $600 40
8215 Elburg St 1.45mi 3/1.0 (-1) 1,060 (+18%) 0mo $618,000 $583 35
1106 S Washington 1.32mi 3/1.0 (-1) 1,036 (+15%) 2mo $722,500 $697 33
5230 Lavinia Ave 0.77mi 3/1.0 (-1) 1,056 (+17%) 3mo $720,000 $682 33
1613 E Ezmirlian 1.46mi 3/1.0 (-1) 1,048 (+16%) 4mo $540,000 $515 32
511 S Pannes 1.47mi 3/2.0 (-1) 1,076 (+20%) 1mo $650,000 $604 30
16600 Orange Ave #130 1.35mi 3/2.0 (-1) 1,040 (+16%) 3mo $244,000 $235 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
23.0%
Equity multiple
1.91×
Total profit
$34,260
Equity at exit
$20,129
10-year hold
IRR
28.9%
Equity multiple
3.22×
Total profit
$83,808
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
2 active · 1 under contract
Months of supply
12.0 mo (8%/mo absorbed)
Median asking
$182,000 ($214/sqft)
Median days on market
40 d
This list price
lowest-priced of the active set
ARV vs active asking
-13.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 90723

Rents YoY
-1.0%
Active inventory
62
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$2,438 high interval (Pro) →
Mortgage (P&I)
$708
Tax est. 1.5%
$169 /mo · $2,025/yr
Insurance
$56
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$512
Net cashflow
$993

Break-even live

Break-even rent $1,181
Max offer price $135,000
Occupancy floor 54%

Sensitivity live

Price -10% $1,086 -5% $1,040 +0% $993 +5% $946 +10% $900
Rent -10% $800 -5% $897 +0% $993 +5% $1,089 +10% $1,186
Rate -1.0pp $1,061 -0.5pp $1,027 base $993 +0.5pp $958 +1.0pp $922

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7317 Richfield St Unit 7317 Paramount, CA 3.0 1.0 924 $3,200 $3.46 93d 1 0.55mi
13842 3/4 Arthur Ave Paramount, CA 3.0 1.0 905 $2,795 $3.09 55d 1 1.05mi
13840 Arthur Ave Paramount, CA 3.0 1.0 905 $2,795 $3.09 12d 1 1.05mi
11515 Virginia Ave Lynwood, CA 3.0 1.0 1100 $3,450 $3.14 93d 1 1.22mi
409 S Harris Ave Unit 409 Compton, CA 3.0 1.0 920 $2,695 $2.93 30d 1 1.28mi
4339 Walnut Ave Lynwood, CA 3.0 2.0 900 $2,895 $3.22 0d 1 1.31mi
13930 Anderson St Paramount, CA 3.0 1.0 1000 $3,500 $3.50 4d 1 1.44mi
1310 S Atlantic Dr Unit A Compton, CA 3.0 1.0 869 $3,200 $3.68 48d 1 1.44mi
15334 Orizaba Ave Paramount, CA 3.0 1.0 1116 $3,095 $2.77 93d 1 1.46mi
1515 E Rosecrans Ave Compton, CA 1.0–4.0 1.0–2.5 932 $2,595 $2.78 0d 5 1.48mi
15142 Georgia Ave Paramount, CA 3.0 2.0 864 $3,200 $3.70 56d 1 1.49mi

Listing history 36 events

  1. 2026-07-11
    days on market $135,000 Active 134 DOM
  2. 2026-07-10
    days on market $135,000 Active 133 DOM
  3. 2026-07-09
    days on market $135,000 Active 132 DOM
  4. 2026-07-07
    days on market $135,000 Active 130 DOM
  5. 2026-07-06
    days on market $135,000 Active 129 DOM
  6. 2026-07-06
    days on market $135,000 Active 128 DOM
  7. 2026-07-05
    days on market $135,000 Active 127 DOM
  8. 2026-07-03
    days on market $135,000 Active 126 DOM
  9. 2026-07-02
    days on market $135,000 Active 125 DOM
  10. 2026-07-01
    days on market $135,000 Active 124 DOM
  11. 2026-06-30
    days on market $135,000 Active 123 DOM
  12. 2026-06-29
    days on market $135,000 Active 122 DOM
  13. 2026-06-28
    days on market $135,000 Active 121 DOM
  14. 2026-06-27
    days on market $135,000 Active 120 DOM
  15. 2026-06-26
    days on market $135,000 Active 119 DOM
  16. 2026-06-24
    days on market $135,000 Active 117 DOM
  17. 2026-06-22
    days on market $135,000 Active 115 DOM
  18. 2026-06-21
    days on market $135,000 Active 114 DOM
  19. 2026-06-18
    days on market $135,000 Active 111 DOM
  20. 2026-06-17
    days on market $135,000 Active 110 DOM
  21. 2026-06-16
    days on market $135,000 Active 109 DOM
  22. 2026-06-15
    days on market $135,000 Active 108 DOM
  23. 2026-06-13
    days on market $135,000 Active 106 DOM
  24. 2026-06-13
    days on market $135,000 Active 105 DOM
  25. 2026-06-09
    days on market $135,000 Active 102 DOM
  26. 2026-06-08
    days on market $135,000 Active 101 DOM
  27. 2026-06-07
    days on market $135,000 Active 100 DOM
  28. 2026-06-04
    days on market $135,000 Active 97 DOM
  29. 2026-06-03
    days on market $135,000 Active 96 DOM
  30. 2026-06-02
    days on market $135,000 Active 95 DOM
  31. 2026-06-01
    days on market $135,000 Active 94 DOM
  32. 2026-05-31
    days on market $135,000 Active 93 DOM
  33. 2026-04-27
    price $135,000 634-char remark
    Show marketing remark (634 chars)

    Great opportunity! 4 bedrooms, 1 bath manufactured home located in an established community in Paramount. The home features fresh interior paint and important exterior updates, including wood siding and roof replaced approximately 7 years ago. Offering added durability and helping reduce immediate major maintenance expenses. Washer and dryer hookups are included for everyday convenience. Situated directly across from the community clubhouse and pool, the location offers easy access to amenities within the park. Conveniently located near major freeways, shopping centers, and parks, making commuting and daily errands accessible.

  34. 2026-04-27
    price $110,000 634-char remark
    Show marketing remark (634 chars)

    Great opportunity! 4 bedrooms, 1 bath manufactured home located in an established community in Paramount. The home features fresh interior paint and important exterior updates, including wood siding and roof replaced approximately 7 years ago. Offering added durability and helping reduce immediate major maintenance expenses. Washer and dryer hookups are included for everyday convenience. Situated directly across from the community clubhouse and pool, the location offers easy access to amenities within the park. Conveniently located near major freeways, shopping centers, and parks, making commuting and daily errands accessible.

  35. 2026-04-06
    price $135,000 634-char remark
    Show marketing remark (634 chars)

    Great opportunity! 4 bedrooms, 1 bath manufactured home located in an established community in Paramount. The home features fresh interior paint and important exterior updates, including wood siding and roof replaced approximately 7 years ago. Offering added durability and helping reduce immediate major maintenance expenses. Washer and dryer hookups are included for everyday convenience. Situated directly across from the community clubhouse and pool, the location offers easy access to amenities within the park. Conveniently located near major freeways, shopping centers, and parks, making commuting and daily errands accessible.

  36. 2026-02-27
    listed $160,000 Active 634-char remark
    Show marketing remark (634 chars)

    Great opportunity! 4 bedrooms, 1 bath manufactured home located in an established community in Paramount. The home features fresh interior paint and important exterior updates, including wood siding and roof replaced approximately 7 years ago. Offering added durability and helping reduce immediate major maintenance expenses. Washer and dryer hookups are included for everyday convenience. Situated directly across from the community clubhouse and pool, the location offers easy access to amenities within the park. Conveniently located near major freeways, shopping centers, and parks, making commuting and daily errands accessible.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X · 27% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥91°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,255
− Mortgage interest
−$7,562
− Property taxes
−$2,025
− Insurance
−$675
− Repairs & maintenance
−$2,340
− Management
−$2,340
− Depreciation
−$3,927
Taxable income
$10,385
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,492
After-tax cash flow
$9,424/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 75/100 Cosmetic rehab Est. rehab $4,500–$13,500 screening

This manufactured home is in good condition with fresh paint and a recently replaced roof. It offers a good starting point for cosmetic updates to the kitchen and exterior to increase its value.

Repairs flagged

  • Moderate kitchen cabinets — dated and in need of updating
  • Minor kitchen flooring — tile flooring could be replaced with more modern options

Value-add opportunities

  • Both update kitchen cabinets and flooring — modernizing the kitchen would appeal to both buyers and renters
  • Both paint exterior — fresh paint would improve curb appeal and home value
  • Both replace carpet in bedrooms — upgrading the flooring in bedrooms would enhance the overall living experience

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 18/100

Zoned Schools

Elementary Howard Tanner F CA #1,329/1,571 Nat'l #34,936/41,679

Schools (NCES district)

District
Paramount Unified
NCES district ID
0629850
Math proficiency
15% ▼ -14.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$46,631
Composite
21.25/100
National rank
#8398
State rank
#416 of 517 in CA
C Composite livability gradescore 64/100

Livability — Paramount

Score
64/100
State rank
#432
US rank
#14664

Category grades

Amenities F Commute A+ Cost of living F Crime F Employment C+ Housing B- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Paramount, CA
County
Los Angeles County · 10,940,515 people
City population
52,050
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
52,050
Household income
$75,250
Rent vs Own
57.0% rent · 43.0% own
Severe rent burden
18% of renters

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (82%)
Race & ethnicity
Hispanic / Latino 82% Two or more races 26% Black 9% White 4% Asian 3% Native American 2%
Hispanic origin (detail)
Mexican 71%
Foreign-born
36% · Canada
Languages at home
29% English-only · Spanish 67% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Price history

-15.6% since first listed
4 events — show timeline
  • 2026-04-27 Price Changed $135,000 CRMLS
  • 2026-04-27 Price Changed $110,000 CRMLS
  • 2026-04-06 Price Changed $135,000 CRMLS
  • 2026-02-27 Listed $160,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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