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710 NW Arlington Ave
C- Composite 51.77
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.4/10.0
  • 1% rule +4.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$150,000

710 NW Arlington Ave · Lawton, OK 73507
4 bd · 3.0 ba · 2,498 sqft · SingleFamily public records · 101 Days on market
Built 1932 Est $212k · 29% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lots of potential for this space machine! Complete with 4 bedrooms, 3 baths, 2 living areas, formal dining, and office. Sold AS IS! Bank owned! Make offers.

Key facts

  • 2 garage spots
  • Built 1932
  • Listed 101 days

Property features AI

Exterior

  • Parking: Three total parking spaces; Two-car garage with garage door opener (garage faces rear); One carport space
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Single family residence; Two levels; Stucco exterior
  • Construction: Composition roof; Slab foundation; Built with stucco exterior
  • Exterior features: Covered patio/porch; Deck; Porch; Wood fencing; Storm door(s)

Interior

  • Kitchen: Dishwasher; Refrigerator; Oven; Electric water heater
  • Flooring: Ceramic tile; Vinyl; Carpet; Hardwood
  • Bathrooms: Two full bathrooms; One three-quarter bathroom
  • Heating & cooling: Central heating (natural gas); Fireplace heating option; Central air conditioning; Ceiling fans; Electric cooling components
  • Interior features: Double-pane windows with window coverings; Smoke detectors; Crawl space basement; Fireplace
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $108 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (10.2% below list).
  • Recommended offer: $135k (10.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Lincoln Es (math 8% / reading 8%, grade F, #741 of 845 statewide, top 89%, 401 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents flat; 209 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 101 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $120k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1932 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,758 (10.2% below list)

Questions for the listing agent

  1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  2. Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
7.16%
Cash-on-cash
3.08%
DSCR
1.14
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$212,330
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
610 NW Dearborn Ave 0.26mi 3/2.0 (-1) 2,529 (+1%) 14mo $69,900 $28 65
1108 NW Lake Ave 0.36mi 3/3.0 (-1) 2,700 (+8%) 2mo $230,000 $85 63
502 NW Arlington Ave 0.22mi 3/2.5 (-1) 2,700 (+8%) 24mo $48,500 $18 50
1206 NW Lake Ave 0.43mi 4/2.0 2,139 (-14%) 12mo $218,000 $102 42
1306 NW Ash Ave 0.70mi 3/3.0 (-1) 2,200 (-12%) 16mo $220,000 $100 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.50×
Total profit
$-21,093
Equity at exit
$22,365
10-year hold
IRR
-10.5%
Equity multiple
0.43×
Total profit
$-23,730
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73507

Home prices YoY
-23.2%
Rents YoY
0.2%
Active inventory
209
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,348 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$108 /mo · $1,291/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$283
Net cashflow
$108

Break-even live

Break-even rent $1,211
Max offer price $150,000
Occupancy floor 87%

Sensitivity live

Price -10% $193 -5% $150 +0% $108 +5% $65 +10% $23
Rent -10% $1 -5% $55 +0% $108 +5% $161 +10% $214
Rate -1.0pp $183 -0.5pp $146 base $108 +0.5pp $69 +1.0pp $29

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-21
    days on market $150,000 Active 101 DOM
  2. 2026-06-19
    days on market $150,000 Active 99 DOM
  3. 2026-06-18
    days on market $150,000 Active 98 DOM
  4. 2026-06-17
    days on market $150,000 Active 97 DOM
  5. 2026-06-16
    days on market $150,000 Active 96 DOM
  6. 2026-06-15
    days on market $150,000 Active 95 DOM
  7. 2026-06-14
    days on market $150,000 Active 93 DOM
  8. 2026-06-13
    days on market $150,000 Active 92 DOM
  9. 2026-06-10
    days on market $150,000 Active 90 DOM
  10. 2026-06-09
    days on market $150,000 Active 89 DOM
  11. 2026-06-08
    days on market $150,000 Active 88 DOM
  12. 2026-06-07
    days on market $150,000 Active 87 DOM
  13. 2026-06-05
    days on market $150,000 Active 84 DOM
  14. 2026-06-03
    days on market $150,000 Active 83 DOM
  15. 2026-06-02
    days on market $150,000 Active 82 DOM
  16. 2026-06-01
    days on market $150,000 Active 81 DOM
  17. 2026-05-31
    days on market $150,000 Active 80 DOM
  18. 2026-05-30
    days on market $150,000 Active 79 DOM
  19. 2026-03-16
    status Active
  20. 2026-03-06
    listed $150,000 Active
  21. 2017-12-27
    soldstatus $119,900 156-char remark
    Show marketing remark (156 chars)

    Lots of potential for this space machine! Complete with 4 bedrooms, 3 baths, 2 living areas, formal dining, and office. Sold AS IS! Bank owned! Make offers.

  22. 2017-11-07
    listed $119,900 156-char remark
    Show marketing remark (156 chars)

    Lots of potential for this space machine! Complete with 4 bedrooms, 3 baths, 2 living areas, formal dining, and office. Sold AS IS! Bank owned! Make offers.

  23. 2012-12-14
    soldstatus $165,000
  24. 2003-05-09
    soldstatus $119,000
  25. 1994-03-04
    soldstatus $85,000
  26. 1992-08-13
    soldstatus $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,291 · $108/mo
Projected year-2 tax
$1,350 · $112/mo
Expected delta
+$59/yr (+$5/mo · 4.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,171
− Mortgage interest
−$8,402
− Property taxes
−$1,291
− Insurance
−$750
− Repairs & maintenance
−$1,294
− Management
−$1,294
− Depreciation
−$4,364
Taxable loss
−$1,223
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$294
After-tax cash flow
$1,588/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
21,046
Household income
$62,132
Rent vs Own
42.1% rent · 57.9% own
Severe rent burden
979.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
5% · Canada, South Korea
Languages at home
89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.48%
Current HPI
127.057
Rent YoY
▲ 0.25%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+87.5% since first listed
8 events — show timeline
  • 2026-03-16 Relisted LBRMLS
  • 2026-03-06 Listed $150,000 LBRMLS
  • 2017-12-27 Sold (MLS) $119,900 LBRMLS
  • 2017-11-07 Listed $119,900 LBRMLS
  • 2012-12-14 Sold (Public Records) $165,000 Public Records
  • 2003-05-09 Sold (Public Records) $119,000 Public Records
  • 1994-03-04 Sold (Public Records) $85,000 Public Records
  • 1992-08-13 Sold (Public Records) $80,000 Public Records

Property tax history

-2.2%/yr

Latest (2025): $1,291 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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