149 Motega Dr · Tunkhannock, PA 18210

$270,000

3 bd · 1.0 ba · 1,388 sqft · SingleFamily public records · 89 Days on market

Built 1992 $195/sqft · 20% above area Est $280k · at est.

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.9/30.0
• ARV discount +9.1/15.0
• DSCR +4.5/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• 1% rule +3.8/10.0
• Appreciation +3.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Enjoy the best of the Pocono Mountains while staying within reach of NEW YORK and NEW JERSEY. This cozy home in the Indian Mountain Lake community offers a peaceful setting surrounded by natural beauty. Great for a young family with kids or anyone looking for a peaceful place to call home.

Key facts

• Parking
• Built 1992
• Listed 88 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $78 ($932/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (12.3% below list).
• Recommended offer: $237k (12.3% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 5.1% in Tunkhannock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#371 in PA, #3,219 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: employment D+, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 453 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $190k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $236,698 (12.3% below list)

Questions for the listing agent

1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.64%
• Cash-on-cash: 1.23%
• DSCR: 1.05
• GRM: 9.5

CMA / ARV

• ARV (median comp): $279,678
• List price: $270,000
• Delta: -3.46%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
104 Tall Oak Rd	0.17mi	3/1.0	1,372 (-1%)	19mo	$241,000	$176	74
349 Mountain Rd	0.23mi	3/1.5	1,421 (+2%)	21mo	$268,000	$189	66
20 Lakeview Dr	0.46mi	3/2.0	1,480 (+7%)	8mo	$332,000	$224	57
483 Mountain Rd	0.64mi	3/2.0	1,456 (+5%)	11mo	$295,000	$203	48
100 Clearbrook Dr	0.55mi	2/1.0 (-1)	1,248 (-10%)	6mo	$200,000	$160	48
283 Brittany Dr	0.69mi	4/1.5 (+1)	1,361 (-2%)	14mo	$309,920	$228	46
67 Twin Lake Rd	0.59mi	3/1.0	1,188 (-14%)	4mo	$225,000	$189	46
64 Beaver Dr	0.71mi	3/1.5	1,548 (+12%)	1mo	$339,900	$220	45
144 N Shore Dr	0.70mi	3/1.0	1,316 (-5%)	16mo	$180,000	$137	45
477 N Shore Dr	0.67mi	3/1.0	1,440 (+4%)	24mo	$220,000	$153	43
54 Skyline Dr	0.74mi	3/2.0	1,220 (-12%)	9mo	$300,000	$246	34
39 Quincy Ln	0.72mi	3/2.0	1,248 (-10%)	22mo	$192,500	$154	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.7%
• Equity multiple: 0.50×
• Total profit: $-37,533
• Equity at exit: $41,619

10-year hold

• IRR: -5.0%
• Equity multiple: 0.67×
• Total profit: $-25,260
• Equity at exit: $25,689

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18210

• Home prices YoY: -1.4%
• Active inventory: 453
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,367 medium
• Mortgage (P&I): −$1,416
• Tax from tax record: −$264 /mo · $3,166/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$497
• Net cashflow: $78

Break-even live

Break-even rent $2,269

Max offer price $270,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
182 Mountain Rd Albrightsville, PA	3.0	1.0	960	$2,100	$2.19	3d	1	0.83mi
147 Winding Way Albrightsville, PA	4.0	2.0	1800	$2,500	$1.39	23d	1	0.99mi
35 Grouse Trl Albrightsville, PA	3.0	2.0	1399	$2,500	$1.79	14d	1	1.12mi

Listing history 28 events

1. 2026-06-18
   days on market $270,000 Active 89 DOM
2. 2026-06-17
   days on market $270,000 Active 88 DOM
3. 2026-06-16
   days on market $270,000 Active 87 DOM
4. 2026-06-15
   days on market $270,000 Active 86 DOM
5. 2026-06-14
   days on market $270,000 Active 84 DOM
6. 2026-06-13
   days on market $270,000 Active 83 DOM
7. 2026-06-10
   days on market $270,000 Active 81 DOM
8. 2026-06-08
   days on market $270,000 Active 79 DOM
9. 2026-06-07
   days on market $270,000 Active 78 DOM
10. 2026-06-02
    days on market $270,000 Active 73 DOM
11. 2026-06-01
    days on market $270,000 Active 72 DOM
12. 2026-05-31
    days on market $270,000 Active 71 DOM
13. 2026-05-30
    days on market $270,000 Active 70 DOM
14. 2026-03-13
    price $270,000 290-char remark

    Show marketing remark (290 chars)

    Enjoy the best of the Pocono Mountains while staying within reach of NEW YORK and NEW JERSEY. This cozy home in the Indian Mountain Lake community offers a peaceful setting surrounded by natural beauty. Great for a young family with kids or anyone looking for a peaceful place to call home.

15. 2026-03-01
    price $275,000 290-char remark

    Show marketing remark (290 chars)

    Enjoy the best of the Pocono Mountains while staying within reach of NEW YORK and NEW JERSEY. This cozy home in the Indian Mountain Lake community offers a peaceful setting surrounded by natural beauty. Great for a young family with kids or anyone looking for a peaceful place to call home.

16. 2026-01-22
    listed $270,000 Active 223-char remark

    Show marketing remark (223 chars)

    Enjoy the best Pocono Mountains while staying within reach of New York and New Jersey. This cozy home in the Indian Mountain Lake Community offers a peaceful setting surrounded by natural beauty. Great for family with kids.

17. 2026-01-21
    listed $289,900 Active 290-char remark

    Show marketing remark (290 chars)

    Enjoy the best of the Pocono Mountains while staying within reach of NEW YORK and NEW JERSEY. This cozy home in the Indian Mountain Lake community offers a peaceful setting surrounded by natural beauty. Great for a young family with kids or anyone looking for a peaceful place to call home.

18. 2025-08-14
    historical
19. 2025-08-14
    price $289,900
20. 2025-08-07
    price $289,900
21. 2025-03-25
    listed $299,800 Active
22. 2021-08-16
    soldstatus $190,000
23. 2021-08-12
    soldstatus $190,000
24. 2021-08-12
    soldstatus $190,000
25. 2021-06-18
    listed $189,900
26. 2021-06-18
    listed $189,900
27. 2004-05-19
    soldstatus $90,000
28. 1998-08-10
    soldstatus $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,166 · $264/mo
• Projected year-2 tax: $3,716 · $310/mo
• Expected delta: +$550/yr (+$46/mo · 17.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,404
• − Mortgage interest: −$15,124
• − Property taxes: −$3,166
• − Insurance: −$1,350
• − Repairs & maintenance: −$2,272
• − Management: −$2,272
• − Depreciation: −$7,855
• Taxable loss: −$3,635
• Est. tax savings @ 24.0%: +$872
• After-tax cash flow: $1,805/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Tunkhannock

• Score: 77/100
• State rank: #371
• US rank: #3219

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing A Health & safety A- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Indian Mountain Lake, PA
• Population (ZIP): 7,879

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 22% Two or more races 11% Black 6% Native American 1% Asian 1%
• Hispanic origin (detail): Puerto Rican 12% Cuban 2% Dominican 1%
• Common ancestry: Romanian 8% Russian 4% Iranian 2%
• Foreign-born: 12% · Canada
• Languages at home: 81% English-only · Spanish 10% Russian/Polish/Slavic 7% Other Indo-European 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.89%
• Current HPI: 203.8099
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+315.4% since first listed

15 events — show timeline

• 2026-03-13 Price Changed $270,000 LCAR
• 2026-03-01 Price Changed $275,000 LCAR
• 2026-01-22 Listed $270,000 GLVRMLS
• 2026-01-21 Listed $289,900 LCAR
• 2025-08-14 Listing Removed — GLVRMLS
• 2025-08-14 Price Changed $289,900 GLVRMLS
• 2025-08-07 Price Changed $289,900 LCAR
• 2025-03-25 Listed $299,800 GLVRMLS
• 2021-08-16 Sold (Public Records) $190,000 Public Records
• 2021-08-12 Sold (MLS) $190,000 GLVRMLS
• 2021-08-12 Sold (MLS) $190,000 PMAR
• 2021-06-18 Listed $189,900 GLVRMLS
• 2021-06-18 Listed $189,900 PMAR
• 2004-05-19 Sold (Public Records) $90,000 Public Records
• 1998-08-10 Sold (Public Records) $65,000 Public Records

Property tax history

-0.1%/yr

Latest (2026): $3,166 · +14.1% YoY. Source: county tax records.