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4415 Ord St NE
C Composite 58.21
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.0/10.0
  • 1% rule +4.5/10.0
  • Rent growth +4.0/5.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$314,999

4415 Ord St NE · Washington, DC 20019
3 bd · 1.5 ba · 1,879 sqft · SingleFamily public records · 2 Days on market
Built 1912 6,000 sqft lot Est $470k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Coming Soon!!!!! Do not miss an opportunity to get your piece of DC. Oozing with equity and potential bring your imagination and an offer. Cash, Private Funds, or 203K's. Serious inquiries only. Seller Preferred Title Company - KTL Title.

Key facts

  • 6,000 sq ft lot
  • Garage
  • Built 1912

Property features AI

Exterior

  • Parking: Detached front-entry garage (1 space); On-street parking
  • Security: Secure storage
  • Utilities: Public water; Public sewer; Electric available; Natural gas available
  • Home design: Detached property; Corner lot; Front yard, rear yard and side yards; Level and cleared lot
  • Construction: Brick construction; Architectural shingle roof; Concrete perimeter foundation; Double-hung windows with screens
  • Exterior features: Exterior lighting; Gutter system; Sidewalks; Secure storage; Street lighting; Deck(s); Porch(es) including an enclosed/screened porch; Shed

Interior

  • Kitchen: Refrigerator; Built-in microwave; Dishwasher; Garbage disposal; Gas oven/range; Stainless steel appliances
  • Bedrooms: Three bedrooms on the upper level; Master bedroom
  • Flooring: Hardwood; Carpet; Ceramic tile
  • Bathrooms: Two full bathrooms
  • Heating & cooling: 90% efficient forced air heating (natural gas); Central air conditioning (electric); Natural gas hot water
  • Interior features: Tub and stall showers; Storm door(s); Drywall and high ceilings; Fully finished basement with windows, interior access, walkout stairs and outside entrance; Screened porch
  • Laundry & utility: Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $315k.

Deal economics

  • At list price, monthly cash flow is $328 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $299k (5.1% below list).
  • Recommended offer: $299k (5.1% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.1%/yr); 276 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
  • At $2,989/mo this rent would consume 62% of the median local household income ($58k/yr) (locally 5115% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $298,856 (5.1% below list)

Questions for the listing agent

  1. Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.54%
Cash-on-cash
4.46%
DSCR
1.20
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$469,750
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4308 Nannie Helen Burroughs Ave NE 0.51mi 4/3.0 (+1) 1,882 (+0%) 1mo $475,000 $252 64
4519 Douglas St NE 0.13mi 4/3.0 (+1) 2,070 (+10%) 6mo $550,000 $266 61
4229 Lane Pl NE 0.32mi 3/2.0 1,646 (-12%) 5mo $449,500 $273 58
4601 Jay St NE 0.50mi 3/1.5 2,100 (+12%) 3mo $345,000 $164 54
1015 48th St NE 0.44mi 3/2.5 1,656 (-12%) 3mo $495,000 $299 54
1308 Cougar Ln 0.58mi 4/2.5 (+1) 1,920 (+2%) 8mo $625,000 $326 53
4029 Gault Pl NE 0.72mi 4/2.0 (+1) 1,802 (-4%) 2mo $415,000 $230 51
921 48th St NE 0.51mi 4/1.5 (+1) 1,672 (-11%) 3mo $355,000 $212 51
4227 Gault Pl NE 0.66mi 3/2.0 2,040 (+9%) 3mo $315,000 $154 50
4225 Gault Pl NE 0.66mi 3/2.5 2,040 (+9%) 4mo $250,000 $123 48
4839 Jay St NE 0.60mi 3/1.5 1,602 (-15%) 9mo $399,999 $250 40
5030 Lee St NE 0.70mi 4/2.5 (+1) 2,064 (+10%) 7mo $440,000 $213 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.06% rent growth · sell at horizon

5-year hold
IRR
-6.1%
Equity multiple
0.77×
Total profit
$-20,714
Equity at exit
$46,967
10-year hold
IRR
6.7%
Equity multiple
1.57×
Total profit
$50,125
Equity at exit
$27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State District of Columbia
12 Strongly Tenant-Friendly · D+43
County
— inherits STATE
City Washington
0 Strongly Tenant-Friendly · D+43
Rent Stabilization Program; TOPA gives tenants right of first refusal.

ZIP-level market 20019

Rents YoY
6.1%
Active inventory
276
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,989 high interval (Pro) →
Mortgage (P&I)
$1,652
Tax from tax record
$250 /mo · $2,998/yr
Insurance
$131
HOA
$0
Vacancy / Maint / Mgmt
$628
Net cashflow
$328

Break-even live

Break-even rent $2,573
Max offer price $314,999
Occupancy floor 84%

Sensitivity live

Price -10% $506 -5% $417 +0% $328 +5% $239 +10% $150
Rent -10% $92 -5% $210 +0% $328 +5% $446 +10% $564
Rate -1.0pp $487 -0.5pp $408 base $328 +0.5pp $246 +1.0pp $163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,750
Closing costs
$9,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1009 46th St NE Unit 2 Washington, DC 2.0 1.0 1512 $2,250 $1.49 8d 1 0.35mi
1009 46th St NE Unit 1 Washington, DC 2.0 1.0 1512 $1,900 $1.26 11d 1 0.35mi
1316 Eastern Ave NE Washington, DC 4.0 2.0 1548 $3,200 $2.07 24d 1 0.52mi
4950 Just St NE Washington, DC 3.0 2.0 1437 $4,000 $2.78 24d 1 0.58mi
721 Parkside Pl NE Washington, DC 4.0 3.5 2100 $5,500 $2.62 24d 1 0.74mi
4802 Leroy Gorham Dr Capitol Heights, MD 4.0 3.5 1482 $3,500 $2.36 3d 1 0.82mi
4802 Leroy Gorham Dr Capitol Heights, MD 4.0 3.5 2000 $3,250 $1.62 18d 1 0.82mi
621 Parkside Pl NE Washington, DC 4.0 4.5 1818 $4,000 $2.20 24d 1 0.85mi
4800 Addison Rd Capitol Heights, MD 1.0–3.0 1.0–3.0 998 $2,737 $2.74 2d 40 0.86mi
4523 Dix St NE Washington, DC 3.0 3.0 1292 $3,000 $2.32 8d 1 0.95mi
4253 Brooks St NE Unit 1 Washington, DC 2.0 1.0 2447 $2,300 $0.94 24d 1 1.01mi
5501 Jay St NE Washington, DC 4.0 3.0 1848 $3,300 $1.79 24d 1 1.11mi
4011 Blaine St NE Washington, DC 3.0 1.0 1632 $2,500 $1.53 24d 1 1.20mi
809 Eastern Ave Fairmount Heights, MD 3.0 2.0 1246 $2,400 $1.93 5d 1 1.21mi
5032 E Capitol St NE Washington, DC 2.0 3.5 1775 $2,950 $1.66 13d 1 1.36mi
3634 Commodore Joshua Barney Dr NE Washington, DC 4.0 4.5 2100 $4,100 $1.95 24d 1 1.36mi
3423 Baker St NE Washington, DC 2.0 1.5 1300 $2,100 $1.62 24d 1 1.43mi
5347 Ames St NE Washington, DC 3.0 2.0 1428 $3,000 $2.10 24d 1 1.44mi
3351 Clay St NE Washington, DC 2.0 1.5 1312 $2,500 $1.91 24d 1 1.45mi
1105 61st Ave Fairmount Heights, MD 4.0 3.5 1352 $2,500 $1.85 18d 1 1.46mi
5074 Central Ave SE Washington, DC 4.0 2.0 1349 $5,200 $3.85 22d 1 1.48mi
5704 Euclid St Cheverly, MD 4.0 2.0 1260 $2,300 $1.83 13d 1 1.50mi

Listing history 3 events

  1. 2026-06-18
    days on market $314,999 Coming Soon 2 DOM
  2. 2026-06-17
    remarks 239-char remark
  3. 2026-06-17
    listed $314,999 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast DC · Partial reset (capped growth)

Current annual tax
$2,998 · $250/mo
Projected year-2 tax
$2,998 · $250/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,863
− Mortgage interest
−$17,645
− Property taxes
−$2,998
− Insurance
−$1,575
− Repairs & maintenance
−$2,869
− Management
−$2,869
− Depreciation
−$9,164
Taxable loss
−$1,257
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$302
After-tax cash flow
$4,238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
District Of Columbia Public Schools
NCES district ID
1100030
Math proficiency
33% ▲ 3.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$67,671
Composite
35.84/100
National rank
#9606
State rank
#8 of 32 in DC

Livability — Washington

Score
73/100
State rank
#1
US rank
#5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, DC
County
District of Columbia · 671,873 people
City population
671,873
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
63,380
Household income
$58,296
Rent vs Own
58.2% rent · 41.8% own
Severe rent burden
5115.0

Population outlook (District of Columbia County) Hauer SSP2

Today (2025)
821,926 people
By 2030
899,517 · +9.4%
By 2040
1,061,162 · +29.1%
By 2050
1,231,493 · +49.8%
By 2075
1,603,312 · +95.1%
By 2100
1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (87%)
Race & ethnicity
Black 87% Hispanic / Latino 7% Two or more races 4% White 2%
Hispanic origin (detail)
Mexican 1% Dominican 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · District of Columbia

2024 margin
Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
2008→2024 swing
+0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
All cycles
2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -416.91%
Current HPI
326.4481
Rent YoY
▲ 6.06%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 1.33%
F500 in state
6

Industry mix (Fortune 500 HQ in DC)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-16 Coming Soon $314,999 BRIGHT MLS

Property tax history

+7.3%/yr

Latest (2025): $2,998 · +1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…