1014 Daniels St · Dermott, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.4/30.0
- ARV discount +7.5/15.0
- DSCR +6.8/10.0
- 1% rule +5.6/10.0
- Appreciation +4.5/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.6/10.0
$120,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Well-maintained 4 bedroom, 3 full bath all-brick home giving comfortable living space on a spacious . 75 (+/-) acre corner lot. Built with solid bones and lovingly cared for over the years, this property provides the perfect blend of durability, space, and potential. Inside, you’ll find a functional layout with generous living areas and plenty of room for family and guests. The refrigerator, washer, and dryer all convey, making this home move-in ready and convenient for the next owner. Enjoy the privacy and extra outdoor space that comes with its own chicken coop. It also offers endless possibilities for gardening, entertaining, or future additions. A great opportunity to own a quality home with room to grow!
Key facts
- Gardening
- Outdoor space
- Corner lot
Tags
Property features AI
Exterior
- Parking: Attached garage; Carport; 1 covered parking space
- Utilities: Public sewer; Public water; Natural gas
- Home design: Brick exterior
- Construction: Architectural shingle roof; Crawl space foundation
- Exterior features: Level, corner lot; Cleared lot; Located in a subdivision; Inside city limits; Paved road
Interior
- Kitchen: Built-in stove; Gas range; Dishwasher; Refrigerator stays
- Flooring: Carpet; Vinyl; Tile
- Bathrooms: 3 full bathrooms
- Heating & cooling: Central electric heat; Central electric cooling
- Interior features: Washer stays; Dryer stays; Electric water heater; Walk-in closet(s); Ceiling fan(s); Walk-in shower
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $177 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#164 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
- Dermott School District (town): math 7% / reading 11% proficiency, ranked #234 of 238 in AR (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 98% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 31 active listings in the ZIP; 7 units permitted in Chicot County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Chicot County population projected at -31% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-1.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1933 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1933 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.06%
- Cash-on-cash
- 6.32%
- DSCR
- 1.28
- GRM
- 7.9
CMA / ARV
- ARV (on-the-fly)
- $35,530
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15 Maulding Dr | 0.61mi | 4/2.0 | 2,027 (-3%) | 3mo | $34,000 | $17 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.01% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.5%
- Equity multiple
- 1.07×
- Total profit
- $2,220
- Equity at exit
- $28,923
- IRR
- 8.1%
- Equity multiple
- 1.78×
- Total profit
- $26,265
- Equity at exit
- $30,334
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71638
- Home prices YoY
- -1.6%
- Active inventory
- 31
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $1,274 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax est. 1.5%
- −$150 /mo · $1,800/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$268
- Net cashflow
- $177
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-19days on market $120,000 Active 22 DOM
-
2026-06-18days on market $120,000 Active 21 DOM
-
2026-06-17days on market $120,000 Active 20 DOM
-
2026-06-16days on market $120,000 Active 19 DOM
-
2026-06-15days on market $120,000 Active 18 DOM
-
2026-06-14days on market $120,000 Active 16 DOM
-
2026-06-12days on market $120,000 Active 15 DOM
-
2026-06-09days on market $120,000 Active 12 DOM
-
2026-06-08days on market $120,000 Active 11 DOM
-
2026-06-07days on market $120,000 Active 10 DOM
-
2026-06-05statusdays on market $120,000 Active 8 DOM
-
2026-06-04days on market $120,000 New Listing 6 DOM
-
2026-06-02days on market $120,000 New Listing 5 DOM
-
2026-06-01days on market $120,000 New Listing 4 DOM
-
2026-05-31days on market $120,000 New Listing 3 DOM
-
2026-05-31days on market $120,000 New Listing 2 DOM
-
2026-05-28$120,000 New Listing
Show marketing remark (724 chars)
Well-maintained 4 bedroom, 3 full bath all-brick home giving comfortable living space on a spacious . 75 (+/-) acre corner lot. Built with solid bones and lovingly cared for over the years, this property provides the perfect blend of durability, space, and potential. Inside, you’ll find a functional layout with generous living areas and plenty of room for family and guests. The refrigerator, washer, and dryer all convey, making this home move-in ready and convenient for the next owner. Enjoy the privacy and extra outdoor space that comes with its own chicken coop. It also offers endless possibilities for gardening, entertaining, or future additions. A great opportunity to own a quality home with room to grow!
-
2026-05-28$120,000 Active 724-char remark
Show marketing remark (724 chars)
Well-maintained 4 bedroom, 3 full bath all-brick home giving comfortable living space on a spacious . 75 (+/-) acre corner lot. Built with solid bones and lovingly cared for over the years, this property provides the perfect blend of durability, space, and potential. Inside, you’ll find a functional layout with generous living areas and plenty of room for family and guests. The refrigerator, washer, and dryer all convey, making this home move-in ready and convenient for the next owner. Enjoy the privacy and extra outdoor space that comes with its own chicken coop. It also offers endless possibilities for gardening, entertaining, or future additions. A great opportunity to own a quality home with room to grow!
-
2026-05-28$120,000 Active 724-char remark
Show marketing remark (724 chars)
Well-maintained 4 bedroom, 3 full bath all-brick home giving comfortable living space on a spacious . 75 (+/-) acre corner lot. Built with solid bones and lovingly cared for over the years, this property provides the perfect blend of durability, space, and potential. Inside, you’ll find a functional layout with generous living areas and plenty of room for family and guests. The refrigerator, washer, and dryer all convey, making this home move-in ready and convenient for the next owner. Enjoy the privacy and extra outdoor space that comes with its own chicken coop. It also offers endless possibilities for gardening, entertaining, or future additions. A great opportunity to own a quality home with room to grow!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,286
- − Mortgage interest
- −$6,722
- − Property taxes
- −$1,800
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,223
- − Management
- −$1,223
- − Depreciation
- −$3,491
- Taxable income
- $228
- Est. tax owed @ 24.0%
- −$55
- After-tax cash flow
- $2,070/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dermott School District
- NCES district ID
- 0505170
- Math proficiency
- 7% ▼ -11.00%
- Reading proficiency
- 11% ▼ -10.00%
- Median HH income
- $25,589
- Composite
- 6.45/100
- National rank
- #9996
- State rank
- #234 of 238 in AR
Livability — Dermott
- Score
- 64/100
- State rank
- #164
- US rank
- #13856
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dermott, AR
- Population (ZIP)
- 3,313
Population outlook (Chicot County) Hauer SSP2
- Today (2025)
- 9,681 people
- By 2030
- 9,007 · -7.0%
- By 2040
- 7,744 · -20.0%
- By 2050
- 6,698 · -30.8%
- By 2075
- 4,745 · -51.0%
- By 2100
- 3,116 · -67.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (60%)
- Race & ethnicity
- Black 60% White 34% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Italian 1% Iranian 1%
- Foreign-born
- 0%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Chicot
- 2024 margin
- Toss-up / Even · D 51.5% · R 47.5% · Other 1.0%
- 2008→2024 swing
- -13.8pp toward R · 2008: 17.7pp · 2024: 4.0pp
- All cycles
- 2024: D+4.0 2020: D+12.4 2016: D+15.3 2012: D+22.4 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.01%
- Current HPI
- 62.1972
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
+0.0% since first listed3 events — show timeline
- 2026-05-28 Listed $120,000 WRVBOR
- 2026-05-28 Listed $120,000 NWARMLS
- 2026-05-28 Listed $120,000 CARMLS
Property tax history
-6.5%/yrLatest (2025): $192 · -10.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…