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1222 W Daugherty St
D Composite 43.79
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.0/15.0
  • Cash flow +11.8/30.0
  • Schools +4.8/10.0
  • Livability +3.9/5.0
  • DSCR +3.5/10.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • Appreciation +0.0/10.0

$219,900

1222 W Daugherty St · Webb City, MO 64870
4 bd · 2.0 ba · 2,135 sqft · Other · 51 Days on market
Built 1940 7,500 sqft lot $103/sqft · 10% below area Est $244k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Abundant Charm and Character throughout. Completely remodeled and updated. Fantastic refinished hardwoods throughout. Entry foyer with original pocket doors. Living room with ornamental fireplace and built in book cases. Formal dining room. Remodeled kitchen with new cabinets, high definition counter tops, tile back splash and stainless front Kenmore appliances including refrigerator. Main floor master suite with new bathroom that includes new custom cabinets, onyx countertop, and 3x5 custom polystone walk in shower. Upstairs 3 bedrooms and remodeled bath with custom cabinets and onyx countertop. New Pex plumbing throughout. New hot water heater and Delta plumbing fixtures. New Low E Argon filled windows. New insulation blown in attic, entire interior and exterior repainted metal siding, new heat/air duct work. New upstairs heat/air unit, downstairs unit upgraded, most electrical updated, updated light fixtures, new roof on house and new roof on detached garage - Tamko Heritage shingles, new garage doors and openers, plus much more!

Key facts

  • Newer roof
  • 7,500 sq ft lot
  • 2 garage spots

Tags

NEWER ROOFBRAND NEW HVAC SYSTEMWEBB CITY SCHOOL DISTRICT

Property features AI

Exterior

  • Parking: 2-car garage; RV parking; 2-car detached garage
  • Utilities: Electricity available; Public sewer
  • Home design: Single-family residence; Freestanding; Residential property
  • Construction: Vinyl siding; Block foundation; Shingle roof; Built area above grade: 2,135
  • Exterior features: Front porch; Chain link fence

Interior

  • Kitchen: Electric range; Microwave; Dishwasher
  • Bedrooms: Total rooms: 7
  • Flooring: Carpet; Vinyl; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating; Central heating; Cooling (central)
  • Interior features: Walk-in closets; Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $220k.

Deal economics

  • At list price, monthly cash flow is $-59 ($-706/yr) — negative.
  • To cash-flow at today's rent, offer at most $209k (4.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (27.7% below list).
  • Recommended offer: $159k (27.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 77/100 on livability (#35 in MO, #3,062 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities D-, commute F.
  • Webb City R-VII (suburban): math 53% / reading 60% proficiency, ranked #21 of 324 in MO (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Webster Primary Ctr. (407 students, 58% FRL); Webb City Middle (math 53% / reading 55%, grade B-, #46 of 391 statewide, top 12%, 696 students, 47% FRL); Webb City High (math 30% / reading 59%, grade F, #179 of 521 statewide, top 39%, 1,349 students, 40% FRL).
  • Market conditions: Rents rising (+2.5%/yr); 124 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,001 (27.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.97%
Cash-on-cash
-1.15%
DSCR
0.95
GRM
11.5

CMA / ARV

ARV (median comp)
$244,271
List price
$219,900
Delta
-9.98%
Verdict
FAIR
Comps
12 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.49% rent growth · sell at horizon

5-year hold
IRR
-18.7%
Equity multiple
0.35×
Total profit
$-40,297
Equity at exit
$32,788
10-year hold
IRR
-12.2%
Equity multiple
0.29×
Total profit
$-43,629
Equity at exit
$19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64870

Home prices YoY
-8.3%
Rents YoY
2.5%
Active inventory
124
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$1,590 high interval (Pro) →
Mortgage (P&I)
$1,153
Tax from tax record
$70 /mo · $842/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$334
Net cashflow
$-59

Break-even live

Break-even rent $1,665
Max offer price $209,499
Occupancy floor 99%

Sensitivity live

Price -10% $66 -5% $3 +0% $-59 +5% $-121 +10% $-183
Rent -10% $-184 -5% $-122 +0% $-59 +5% $4 +10% $67
Rate -1.0pp $52 -0.5pp $-3 base $-59 +0.5pp $-116 +1.0pp $-174

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,975
Closing costs
$6,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1405 W Aylor St Webb City, MO 4.0 2.0 1460 $1,450 $0.99 45d 1 0.33mi
214 S Tom St Webb City, MO 3.0 2.0 1556 $1,400 $0.90 23d 1 0.92mi
1411 S Jefferson Ave Webb City, MO 3.0 2.0 1424 $1,650 $1.16 45d 1 1.08mi
1407 S Jefferson Ave Webb City, MO 3.0 2.0 1424 $1,650 $1.16 45d 1 1.08mi
1301 S Jefferson St Webb City, MO 3.0 2.0 1424 $1,650 $1.16 45d 1 1.10mi
612 Easton Unit B Webb City, MO 3.0 2.0 1560 $1,300 $0.83 23d 1 1.14mi

Listing history 26 events

  1. 2026-06-22
    days on market $219,900 Active 51 DOM
  2. 2026-06-19
    days on market $219,900 Active 49 DOM
  3. 2026-06-18
    days on market $219,900 Active 48 DOM
  4. 2026-06-17
    days on market $219,900 Active 47 DOM
  5. 2026-06-16
    days on market $219,900 Active 46 DOM
  6. 2026-06-15
    days on market $219,900 Active 45 DOM
  7. 2026-06-14
    days on market $219,900 Active 43 DOM
  8. 2026-06-13
    days on market $219,900 Active 42 DOM
  9. 2026-06-10
    days on market $219,900 Active 40 DOM
  10. 2026-06-09
    days on market $219,900 Active 39 DOM
  11. 2026-06-08
    days on market $219,900 Active 38 DOM
  12. 2026-06-07
    days on market $219,900 Active 37 DOM
  13. 2026-06-05
    days on market $219,900 Active 34 DOM
  14. 2026-06-02
    days on market $219,900 Active 32 DOM
  15. 2026-06-01
    days on market $219,900 Active 31 DOM
  16. 2026-05-31
    days on market $219,900 Active 30 DOM
  17. 2026-05-30
    days on market $219,900 Active 29 DOM
  18. 2026-05-15
    price $219,900 770-char remark
  19. 2026-05-01
    listed $228,900 Active 770-char remark
  20. 2019-12-12
    soldstatus
  21. 2018-05-24
    soldstatus 1048-char remark
    Show marketing remark (226 chars)

    Abundant Charm and Character throughout. New Pex plumbing throughout. New hot water heater and Delta plumbing fixtures. New Low E Argon filled windows. New insulation blown in attic, entire interior and exterior repainted, met

  22. 2018-05-24
    soldstatus
    Show marketing remark (226 chars)

    Abundant Charm and Character throughout. New Pex plumbing throughout. New hot water heater and Delta plumbing fixtures. New Low E Argon filled windows. New insulation blown in attic, entire interior and exterior repainted, met

  23. 2018-05-24
    soldstatus
    Show marketing remark (226 chars)

    Abundant Charm and Character throughout. New Pex plumbing throughout. New hot water heater and Delta plumbing fixtures. New Low E Argon filled windows. New insulation blown in attic, entire interior and exterior repainted, met

  24. 2017-07-31
    listed $139,900 1048-char remark
    Show marketing remark (226 chars)

    Abundant Charm and Character throughout. New Pex plumbing throughout. New hot water heater and Delta plumbing fixtures. New Low E Argon filled windows. New insulation blown in attic, entire interior and exterior repainted, met

  25. 2017-07-31
    listed $139,900
    Show marketing remark (226 chars)

    Abundant Charm and Character throughout. New Pex plumbing throughout. New hot water heater and Delta plumbing fixtures. New Low E Argon filled windows. New insulation blown in attic, entire interior and exterior repainted, met

  26. 1995-07-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$842 · $70/mo
Projected year-2 tax
$2,133 · $178/mo
Expected delta
+$1,291/yr (+$108/mo · 153.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,080
− Mortgage interest
−$12,318
− Property taxes
−$842
− Insurance
−$1,100
− Repairs & maintenance
−$1,526
− Management
−$1,526
− Depreciation
−$6,397
Taxable loss
−$4,629
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,111
After-tax cash flow
$405/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Webb City R-VII
NCES district ID
2931500
Math proficiency
53% ▼ -1.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$45,022
Composite
47.68/100
National rank
#2244
State rank
#21 of 324 in MO

Livability — Webb City

Score
77/100
State rank
#35
US rank
#3062

Category grades

Amenities D- Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Webb City, MO
County
Jasper County · 79,035 people
City population
16,186
Metro
Joplin, MO
Population (ZIP)
16,186
Household income
$68,300
Rent vs Own
35.4% rent · 64.6% own
Severe rent burden
427.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
120,033 people
By 2030
120,091 · +0.0%
By 2040
119,297 · -0.6%
By 2050
117,705 · -1.9%
By 2075
110,402 · -8.0%
By 2100
99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 8% Hispanic / Latino 4% Asian 2% Black 2%
Common ancestry
Lithuanian 2% Slovak 2% Italian 2%
Foreign-born
2% · Canada, China
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
2008→2024 swing
-13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -24.29%
Current HPI
267.5318
Rent YoY
▲ 2.49%
Metro
Joplin, MO
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+57.2% since first listed
9 events — show timeline
  • 2026-05-15 Price Changed $219,900 OGAR
  • 2026-05-01 Listed $228,900 OGAR
  • 2019-12-12 Sold (Public Records) Public Records
  • 2018-05-24 Sold (Public Records) Public Records
  • 2018-05-24 Sold (MLS) SOMO
  • 2018-05-24 Sold (MLS) OGAR
  • 2017-07-31 Listed $139,900 SOMO
  • 2017-07-31 Listed $139,900 OGAR
  • 1995-07-06 Sold (Public Records) Public Records

Property tax history

+7.5%/yr

Latest (2025): $842 · +12.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…