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346 Lewis Rd
D Composite 43.47
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.9/15.0
  • Appreciation +10.0/10.0
  • Cash flow +7.5/30.0
  • Rent growth +3.7/5.0
  • Livability +3.7/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • DSCR +1.6/10.0
  • Schools +1.0/10.0

$315,000

346 Lewis Rd · New Britain, CT 06053
4 bd · 2.0 ba · 1,426 sqft · SingleFamily public records · 17 Days on market
Built 1958 8,276 sqft lot $221/sqft · 13% above area Est $341k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

Key facts

  • Private deck
  • Newer roof
  • Newer windows

Tags

UPDATED KITCHENPRIVATE DECKNEWER ROOFNEWER WINDOWS

Property features AI

Exterior

  • Parking: Detached garage (1); Driveway parking; Off-street paved parking — total 4 parking spaces
  • Utilities: Public water connected; Public sewer connected
  • Home design: Single-family home
  • Construction: Frame construction with aluminum siding (white); Concrete foundation; Asphalt shingle roof
  • Exterior features: Deck; Sloping lot; Paved driveway

Interior

  • Kitchen: Oven/Range; Refrigerator; Icemaker; Dishwasher; Disposal
  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard and steam heat (oil-fired); Hot water: oil domestic; Wall and window cooling units; Fuel tank located in basement; Energy Star rated features and thermopane windows
  • Interior features: Full basement; Attic with storage space and access via hatch; Six total rooms
  • Laundry & utility: Washer and electric dryer in lower-level/basement laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $315k.

Deal economics

  • At list price, monthly cash flow is $-396 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $245k (22.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (24.8% below list).
  • Recommended offer: $237k (24.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#67 in CT, #4,936 nationally) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A; Watch: crime D, employment D.
  • New Britain School District (suburban): math 6% / reading 17% proficiency, ranked #153 of 153 in CT (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Holmes Elementary School (math 11% / reading 23%, grade F, #459 of 553 statewide, top 84%, 460 students, 65% FRL); Pulaski Middle School (math 0% / reading 13%, grade F, #171 of 175 statewide, top 98%, 867 students, 80% FRL); New Britain High School (math 10% / reading 31%, grade F, #162 of 194 statewide, top 83%, 2,331 students, 71% FRL) — zoned schools at 72% FRL track the district average.
  • Market conditions: Rents rising fast (+4.9%/yr); 71 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 1,867 units permitted in Capitol Planning Region in 2024 (1,399 in 5+ unit buildings).
  • At $2,370/mo this rent would consume 45% of the median local household income ($63k/yr) (locally 1835% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$54k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $236,969 (24.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.78%
Cash-on-cash
-5.39%
DSCR
0.76
GRM
11.1

CMA / ARV

ARV (median comp)
$341,147
List price
$315,000
Delta
-7.66%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
57 Merigold Dr 0.09mi 4/2.0 1,296 (-9%) 2mo $385,000 $297 79
178 Alexander Rd 0.27mi 3/2.0 (-1) 1,458 (+2%) 0mo $360,000 $247 79
187 Miriam Rd 0.16mi 3/1.0 (-1) 1,352 (-5%) 6mo $220,000 $163 70
123 Merigold Dr 0.05mi 4/2.0 1,230 (-14%) 8mo $305,000 $248 69
23 Lewis Rd 0.41mi 4/2.0 1,306 (-8%) 2mo $339,900 $260 66
191 Batterson Dr 0.37mi 3/1.5 (-1) 1,470 (+3%) 9mo $230,000 $156 63
200 Belridge Rd 0.41mi 3/1.5 (-1) 1,470 (+3%) 7mo $390,000 $265 63
126 Belridge Rd 0.48mi 3/2.0 (-1) 1,476 (+4%) 9mo $355,000 $241 59
90 Country Club Rd 0.43mi 4/1.0 1,580 (+11%) 5mo $325,000 $206 54
28 Symco Dr 0.64mi 3/1.5 (-1) 1,492 (+5%) 8mo $360,000 $241 49
65 Belridge Rd 0.59mi 3/2.0 (-1) 1,562 (+10%) 5mo $370,000 $237 48
910 Farmington Ave 0.51mi 3/2.0 (-1) 1,244 (-13%) 6mo $327,000 $263 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.94% rent growth · sell at horizon

5-year hold
IRR
21.0%
Equity multiple
2.71×
Total profit
$151,111
Equity at exit
$283,777
10-year hold
IRR
19.5%
Equity multiple
6.39×
Total profit
$475,391
Equity at exit
$611,976

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06053

Home prices YoY
15.4%
Rents YoY
4.9%
Active inventory
71
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$2,370 high interval (Pro) →
Mortgage (P&I)
$1,652
Tax from tax record
$485 /mo · $5,825/yr
Insurance
$131
HOA
$0
Vacancy / Maint / Mgmt
$498
Net cashflow
$-396

Break-even live

Break-even rent $2,872
Max offer price $244,957
Occupancy floor

Sensitivity live

Price -10% $-218 -5% $-307 +0% $-396 +5% $-486 +10% $-575
Rent -10% $-584 -5% $-490 +0% $-396 +5% $-303 +10% $-209
Rate -1.0pp $-238 -0.5pp $-316 base $-396 +0.5pp $-478 +1.0pp $-561

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,750
Closing costs
$9,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
27 Janet Dr Unit 1st Floor New Britain, CT 3.0 1.0 1581 $2,300 $1.45 25d 1 0.57mi
143 Brittany Farms Rd Unit A New Britain, CT 3.0 2.5 1722 $2,750 $1.60 16d 1 0.77mi
125 Overlook Ave Unit 2nd Floor New Britain, CT 3.0 1.0 1166 $2,000 $1.72 5d 1 1.13mi
24 Dean Dr New Britain, CT 3.0 1.0 1200 $2,000 $1.67 3d 1 1.26mi
250 Oakland Ave #2 New Britain, CT 3.0 1.0 1160 $2,100 $1.81 4d 1 1.26mi
36 Stratford Rd New Britain, CT 4.0 1.0 1092 $2,400 $2.20 45d 1 1.35mi
170 Hillcrest Ave New Britain, CT 4.0 1.0 1118 $2,400 $2.15 3d 1 1.39mi
192 Allen St New Britain, CT 1.0–3.0 1.0 713 $1,970 $2.76 3d 15 1.44mi
27 Euston St New Britain, CT 4.0 1.0 1152 $2,400 $2.08 3d 1 1.46mi

Listing history 27 events

  1. 2026-05-15
    status Under Contract 581-char remark
  2. 2026-05-06
    status Active 581-char remark
  3. 2026-05-04
    historical Under Contract - Continue to Show 581-char remark
  4. 2026-04-27
    listed $315,000 Active 581-char remark
  5. 2025-05-16
    historical $2,750
  6. 2025-04-18
    listed $2,750
  7. 2023-10-26
    soldstatus $288,000
  8. 2023-10-25
    soldstatus $288,000 Closed 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  9. 2023-10-18
    status Under Contract 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  10. 2023-09-20
    historical Under Contract - Continue to Show 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  11. 2023-09-08
    status Active 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  12. 2023-09-03
    historical Under Contract - Continue to Show 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  13. 2023-08-26
    status Active 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  14. 2023-07-28
    historical Under Contract - Continue to Show 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  15. 2023-07-24
    listed $265,900 Active 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  16. 2023-07-17
    historical $265,900 545-char remark
    Show marketing remark (545 chars)

    BACK ON MARKET.....BUYER DID NOT GET MORTGAGE!!!!! BACK ON THE MARKET!!!! FARMINGTON LINE LOCATION, LOCATION, LOCATION! LOTS OF SPACE IN THIS 4 BEDROOM 2 FULL BATH CAPE COD STYLE HOME!! 2 BEDROOMS ON MAIN LEVEL AND 2 UP. NEW ROOF, NEW WINDOWS, UPDATED KITCHEN AND BATHROOMS. GRANITE COUNTERS, NEW REFRIGERATOR & DISHWASHER. ONE CAR GARAGE. DECK. LR HARDWOOD FLOORING. EASY ACCESS TO RT 84. ENJOY CONVENIENCE TO BATTERSON PARK, CCSU, UCONN, MALL, RESTAURANTS, GOLF..etc... NEW BRITAIN//FARMINGTON LINE LOCALE. Make the MOVE to Homeownership

  17. 2012-10-12
    soldstatus $138,000
  18. 2012-10-10
    soldstatus $138,000
    Show marketing remark (253 chars)

    Location!..Close to farmington line, ccsu, stanley qtr park, highways & shopping...Newly finished 2nd fl w 2 br's & full ba..Beautiful hw floors on 1st fl lr/ br's...Minor cosmetics needed in kitchen/2nd fl windows but a lot of house for the $$$

  19. 2011-10-15
    listed $144,900
    Show marketing remark (253 chars)

    Location!..Close to farmington line, ccsu, stanley qtr park, highways & shopping...Newly finished 2nd fl w 2 br's & full ba..Beautiful hw floors on 1st fl lr/ br's...Minor cosmetics needed in kitchen/2nd fl windows but a lot of house for the $$$

  20. 2011-07-31
    historical
  21. 2011-01-28
    listed $139,995
  22. 2008-03-03
    soldstatus $148,000
  23. 2008-02-29
    soldstatus $148,000
  24. 2007-09-04
    listed $152,000
  25. 2003-10-27
    soldstatus $119,900
  26. 2003-10-24
    soldstatus $119,900
  27. 2003-08-12
    listed $119,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$5,825 · $485/mo
Projected year-2 tax
$6,283 · $524/mo
Expected delta
+$458/yr (+$38/mo · 7.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,436
− Mortgage interest
−$17,645
− Property taxes
−$5,825
− Insurance
−$1,575
− Repairs & maintenance
−$2,275
− Management
−$2,275
− Depreciation
−$9,164
Taxable loss
−$10,322
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,477
After-tax cash flow
$-2,281/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Britain School District
NCES district ID
0902670
Math proficiency
6% ▼ -6.00%
Reading proficiency
17% ▼ -5.00%
Median HH income
$40,827
Composite
9.95/100
National rank
#9816
State rank
#153 of 153 in CT

Livability — New Britain

Score
74/100
State rank
#67
US rank
#4936

Category grades

Amenities C Commute B Cost of living A Crime D Employment D Housing A Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Britain, CT
County
Hartford County · 754,208 people
City population
66,322
Metro
Hartford-East Hartford-Middletown, CT
Population (ZIP)
36,774
Household income
$62,645
Rent vs Own
48.9% rent · 51.1% own
Severe rent burden
1835.0

Population outlook (Capitol County) Hauer SSP2

By 2040
1,063,519

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 47% Hispanic / Latino 36% Two or more races 13% Black 10% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 25% Dominican 4%
Common ancestry
Romanian 19% Lithuanian 3% Russian 1%
Foreign-born
22% · Canada, Vietnam, China
Languages at home
50% English-only · Spanish 26% Russian/Polish/Slavic 15% French/Haitian/Cajun 3%

Political lean MEDSL · Capitol

2024 margin
Strong D (+21.9) · D 60.1% · R 38.2% · Other 1.7%
All cycles
2024: D+21.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 65.76%
Current HPI
491.4724
Rent YoY
▲ 4.94%
Metro
Hartford-East Hartford-Middletown, CT
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+162.7% since first listed
27 events — show timeline
  • 2026-05-15 Pending Smart MLS
  • 2026-05-06 Relisted Smart MLS
  • 2026-05-04 Contingent Smart MLS
  • 2026-04-27 Listed $315,000 Smart MLS
  • 2025-05-16 Rental Removed $2,750 SMARTMLS
  • 2025-04-18 Listed for Rent $2,750 SMARTMLS
  • 2023-10-26 Sold (Public Records) $288,000 Public Records
  • 2023-10-25 Sold (MLS) $288,000 Smart MLS
  • 2023-10-18 Pending Smart MLS
  • 2023-09-20 Contingent Smart MLS
  • 2023-09-08 Relisted Smart MLS
  • 2023-09-03 Contingent Smart MLS
  • 2023-08-26 Relisted Smart MLS
  • 2023-07-28 Contingent Smart MLS
  • 2023-07-24 Listed $265,900 Smart MLS
  • 2023-07-17 Coming Soon $265,900 Smart MLS
  • 2012-10-12 Sold (Public Records) $138,000 Public Records
  • 2012-10-10 Sold (MLS) $138,000 Smart MLS
  • 2011-10-15 Listed $144,900 Smart MLS
  • 2011-07-31 Listing Removed Smart MLS
  • 2011-01-28 Listed $139,995 Smart MLS
  • 2008-03-03 Sold (Public Records) $148,000 Public Records
  • 2008-02-29 Sold (MLS) $148,000 Smart MLS
  • 2007-09-04 Listed $152,000 Smart MLS
  • 2003-10-27 Sold (Public Records) $119,900 Public Records
  • 2003-10-24 Sold (MLS) $119,900 Smart MLS
  • 2003-08-12 Listed $119,900 Smart MLS

Property tax history

+2.6%/yr

Latest (2025): $5,825 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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