1714 Highland Ave · New Castle, PA 16105

$135,000

4 bd · 2.0 ba · 1,828 sqft · Other public records · 36 Days on market

Built 1925 9,583 sqft lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.9/30.0
• DSCR +8.7/10.0
• 1% rule +7.8/10.0
• ARV discount +7.5/15.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

Key facts

• Private half bath
• Walk-in closet
• Additional storage

Tags

• FINISHED BEDROOM IN ATTIC
• WALK-IN CLOSET
• PRIVATE HALF BATH
• SECOND-FLOOR LAUNDRY AREA
• ADDITIONAL STORAGE
• FULL BATHROOM ON SECOND FLOOR

Property features AI

Exterior

• Parking: Detached garage (2 parking spaces)
• Utilities: Public water; Public sewer
• Home design: 2-story residence; Resale property
• Construction: Built with vinyl siding; Asphalt roof
• Exterior features: Vinyl siding

Interior

• Kitchen: Kitchen (Main) — 18x10
• Bedrooms: Bedroom 2 (Upper) — 12x12; Bedroom 3 (Upper) — 12x11; Bedroom 4 (Upper) — 16x12; Additional bedroom-sized room (Upper) — 12x13
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Forced air heating (gas)
• Interior features: Full basement; Fireplace (1)
• Laundry & utility: Laundry room (Upper)

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath other listed at $135k.

Deal economics

• At list price, monthly cash flow is $334 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $135k).
• Recommended offer: $131k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 82/100 on livability (#137 in PA, #1,120 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities F, employment F.
• New Castle Area SD (town): math 9% / reading 19% proficiency, ranked #519 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 107 active listings in the ZIP; 51 units permitted in Lawrence County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Lawrence County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $58k; list at $135k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $130,950 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.26%
• Cash-on-cash: 10.59%
• DSCR: 1.47
• GRM: 6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.4%
• Equity multiple: 0.99×
• Total profit: $-536
• Equity at exit: $20,129

10-year hold

• IRR: 9.3%
• Equity multiple: 1.72×
• Total profit: $27,259
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 16105

• Home prices YoY: -26.5%
• Active inventory: 107
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,732 medium
• Mortgage (P&I): −$708
• Tax from tax record: −$271 /mo · $3,247/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$364
• Net cashflow: $334

Break-even live

Break-even rent $1,310

Max offer price $135,000

Occupancy floor 76%

Sensitivity live

Price	-10% $410	-5% $372	+0% $334	+5% $295	+10% $257
Rent	-10% $197	-5% $265	+0% $334	+5% $402	+10% $471
Rate	-1.0pp $402	-0.5pp $368	base $334	+0.5pp $299	+1.0pp $263

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Listing history 33 events

1. 2026-06-09
   days on market $135,000 Active 36 DOM
2. 2026-06-08
   days on market $135,000 Active 35 DOM
3. 2026-06-07
   days on market $135,000 Active 34 DOM
4. 2026-06-03
   days on market $135,000 Active 30 DOM
5. 2026-06-02
   days on market $135,000 Active 29 DOM
6. 2026-06-01
   days on market $135,000 Active 28 DOM
7. 2026-05-31
   days on market $135,000 Active 27 DOM
8. 2026-05-30
   days on market $135,000 Active 26 DOM
9. 2026-05-04
   listed $139,000 Active 1002-char remark
10. 2023-02-17
    soldstatus $58,000
11. 2023-02-08
    status Pending 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

12. 2023-02-08
    soldstatus $58,000 Closed 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

13. 2022-12-05
    historical Contingent 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

14. 2022-11-23
    status Active 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

15. 2022-11-02
    status Pending 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

16. 2022-10-31
    status Active 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

17. 2022-10-12
    status Active 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

18. 2022-08-27
    historical Contingent 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

19. 2022-08-22
    listed $60,000 Active 322-char remark

    Show marketing remark (322 chars)

    Welcome to 1714 Highland Avenue located in New Castle's North Hill community. This 4 bedroom home offers oversized rooms, with 2.5 bathrooms. The 3rd floor attic space has been finished and could easily be used as a mater suite, or family game room. Paved driveway with a 3 car garage situated at the rear of the property.

20. 2014-11-12
    soldstatus $56,900
21. 2014-10-07
    price $38,500

    Show marketing remark (258 chars)

    Gorgeous well maintained 2 story home. 4 bedrooms and 2 baths! Lots of storage space and light. Open floor plan great for entertaining. Charming fireplace and large front porch. Amazing potential. HUD home is Equal Housing Opportunity. Square feet aprox 1610

22. 2014-10-07
    soldstatus $32,800

    Show marketing remark (258 chars)

    Gorgeous well maintained 2 story home. 4 bedrooms and 2 baths! Lots of storage space and light. Open floor plan great for entertaining. Charming fireplace and large front porch. Amazing potential. HUD home is Equal Housing Opportunity. Square feet aprox 1610

23. 2014-04-28
    listed $32,800

    Show marketing remark (258 chars)

    Gorgeous well maintained 2 story home. 4 bedrooms and 2 baths! Lots of storage space and light. Open floor plan great for entertaining. Charming fireplace and large front porch. Amazing potential. HUD home is Equal Housing Opportunity. Square feet aprox 1610

24. 2011-11-08
    soldstatus $67,900
25. 2011-11-04
    price $68,900
26. 2011-11-04
    soldstatus $67,900
27. 2011-08-25
    listed $67,900
28. 2010-08-16
    listed $69,984
29. 2010-03-30
    soldstatus $27,750
30. 2010-03-26
    soldstatus $17,000
31. 2010-03-26
    soldstatus $17,000
32. 2003-11-17
    soldstatus $65,000
33. 1994-05-16
    soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,247 · $271/mo
• Projected year-2 tax: $3,247 · $271/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,787
• − Mortgage interest: −$7,562
• − Property taxes: −$3,247
• − Insurance: −$675
• − Repairs & maintenance: −$1,663
• − Management: −$1,663
• − Depreciation: −$3,927
• Taxable income: $2,049
• Est. tax owed @ 24.0%: −$492
• After-tax cash flow: $3,512/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: New Castle Area SD
• NCES district ID: 4216620
• Math proficiency: 9% ▼ -13.00%
• Reading proficiency: 19% ▼ -23.00%
• Median HH income: $30,967
• Composite: 11.08/100
• National rank: #9736
• State rank: #519 of 539 in PA

Livability — New Castle

• Score: 82/100
• State rank: #137
• US rank: #1120

Category grades

Amenities F Commute A+ Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Castle, PA
• City population: 30,767
• Population (ZIP): 15,195

Population outlook (Lawrence County) Hauer SSP2

• Today (2025): 81,781 people
• By 2030: 77,978 · -4.7%
• By 2040: 69,522 · -15.0%
• By 2050: 61,344 · -25.0%
• By 2075: 45,027 · -44.9%
• By 2100: 31,305 · -61.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Black 3% Hispanic / Latino 2% Two or more races 1%
• Common ancestry: Romanian 9% Serbian 3% Lithuanian 3%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Other Indo-European 1% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Lawrence

• 2024 margin: Solid R (+33.8) · D 32.8% · R 66.5%
• 2008→2024 swing: -28.7pp toward R · 2008: -5.1pp · 2024: -33.8pp
• All cycles: 2024: R+33.8 2020: R+29.6 2016: R+28.1 2012: R+9.0 2008: R+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -62.26%
• Current HPI: 173.0332
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+650.0% since first listed

26 events — show timeline

• 2026-05-19 Price Changed $135,000 West Penn MLS
• 2026-05-04 Listed $139,000 West Penn MLS
• 2023-02-17 Sold (Public Records) $58,000 Public Records
• 2023-02-08 Pending — West Penn MLS
• 2023-02-08 Sold (MLS) $58,000 West Penn MLS
• 2022-12-05 Contingent — West Penn MLS
• 2022-11-23 Relisted — West Penn MLS
• 2022-11-02 Pending — West Penn MLS
• 2022-10-31 Relisted — West Penn MLS
• 2022-10-12 Relisted — West Penn MLS
• 2022-08-27 Contingent — West Penn MLS
• 2022-08-22 Listed $60,000 West Penn MLS
• 2014-11-12 Sold (Public Records) $56,900 Public Records
• 2014-10-07 Sold (MLS) $32,800 West Penn MLS
• 2014-10-07 Price Changed $38,500 West Penn MLS
• 2014-04-28 Listed $32,800 West Penn MLS
• 2011-11-08 Sold (Public Records) $67,900 Public Records
• 2011-11-04 Sold (MLS) $67,900 West Penn MLS
• 2011-11-04 Price Changed $68,900 West Penn MLS
• 2011-08-25 Listed $67,900 West Penn MLS
• 2010-08-16 Listed $69,984 West Penn MLS
• 2010-03-30 Sold (Public Records) $27,750 Public Records
• 2010-03-26 Sold (Public Records) $17,000 Public Records
• 2010-03-26 Sold (MLS) $17,000 AVBREALTORS
• 2003-11-17 Sold (Public Records) $65,000 Public Records
• 1994-05-16 Sold (Public Records) $18,000 Public Records

Property tax history

+1.4%/yr

Latest (2026): $3,247 · +1.9% YoY. Source: county tax records.