19107 Longview Ave · Maple Heights, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- ARV discount +9.6/15.0
- DSCR +6.3/10.0
- 1% rule +5.9/10.0
- Rent growth +5.0/5.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Updated and income-producing bungalow in desirable Maple Heights! This well-maintained 3 bedroom, 2 bath home offers a great opportunity for investors or future owner-occupants alike. The property features updated finishes throughout, a spacious layout, and a finished basement providing additional living or recreational space. Currently tenant-occupied with rental income of $1,400 per month, but allowing for room to increase to market rate or sec 8 payment standards of $2,300! Making this a turnkey addition to any investment portfolio. Conveniently located near shopping, dining, schools, and highway access.
Key facts
- Tenant occupied
- Updated finishes
- Finished basement
Tags
Property features AI
Exterior
- Parking: Detached garage; 2 garage spaces
- Utilities: Public water; Public sewer
- Home design: 2-story home; Above-grade finished area reported as 1,032; Below-grade finished area reported as 416
- Construction: Aluminum and vinyl siding; Asphalt/fiberglass roof
- Exterior features: Lot recorded at 0.124 acres
Interior
- Bedrooms: 2 main-level bedrooms
- Bathrooms: 2 full bathrooms (1 on main level)
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Full finished basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $160 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $130k).
Location & tenants
- Location reads 70/100 on livability (#470 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime D, employment D.
- Maple Heights City (suburban): math 14% / reading 25% proficiency, ranked #630 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+14.8%/yr); 84 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
- This rent runs 32% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $56k; list at $130k implies a 133% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 7.77%
- Cash-on-cash
- 5.28%
- DSCR
- 1.23
- GRM
- 7.6
CMA / ARV
- ARV (on-the-fly)
- $136,448
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 20814 Watson Rd | 0.64mi | 3/1.0 (+1) | 840 (+1%) | 4mo | $131,000 | $156 | 60 |
| 18716 Fairway Ave | 0.14mi | 3/1.5 (+1) | 910 (+9%) | 15mo | $160,000 | $176 | 58 |
| 19241 Raymond St | 0.08mi | 3/1.5 (+1) | 936 (+12%) | 16mo | $92,000 | $98 | 55 |
| 19605 Fairway Ave | 0.21mi | 3/1.0 (+1) | 720 (-14%) | 12mo | $125,000 | $174 | 53 |
| 17914 Libby Rd | 0.61mi | 3/1.0 (+1) | 774 (-7%) | 3mo | $145,000 | $187 | 52 |
| 18207 Mapleboro Ave | 0.74mi | 3/1.5 (+1) | 788 (-5%) | 2mo | $129,000 | $164 | 48 |
| 21018 Raymond St | 0.73mi | 3/1.0 (+1) | 728 (-12%) | 16mo | $100,000 | $137 | 27 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -2.3%
- Equity multiple
- 0.91×
- Total profit
- $-3,287
- Equity at exit
- $19,383
- IRR
- 12.5%
- Equity multiple
- 2.23×
- Total profit
- $44,741
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44137
- Home prices YoY
- -34.7%
- Rents YoY
- 14.8%
- Active inventory
- 84
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,423 high interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$228 /mo · $2,735/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$299
- Net cashflow
- $160
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 19203 Nitra Ave Maple Heights, OH | 3.0 | 1.0 | 1050 | $1,350 | $1.29 | 4d | 1 | 0.13mi |
| 18509 Raymond St Maple Heights, OH | 3.0 | 1.0 | 1083 | $1,395 | $1.29 | 43d | 1 | 0.22mi |
| 19758 Maple Heights Blvd Unit UP Maple Heights, OH | 3.0 | 1.0 | 1095 | $1,495 | $1.37 | 3d | 1 | 0.32mi |
| 19500 Libby Rd Maple Heights, OH | 3.0 | 1.5 | 1092 | $2,300 | $2.11 | 1d | 1 | 0.45mi |
| 5333 Hollywood Ave Maple Heights, OH | 3.0 | 1.0 | 1092 | $1,450 | $1.33 | 43d | 1 | 0.50mi |
| 5246 Joseph St Maple Heights, OH | 3.0 | 1.5 | 890 | $1,300 | $1.46 | 3d | 1 | 0.51mi |
| 20600 Watson Rd Maple Heights, OH | 3.0 | 1.5 | 1092 | $1,953 | $1.79 | 1d | 1 | 0.52mi |
| 5331 South Blvd Maple Heights, OH | 3.0 | 2.0 | 1078 | $1,500 | $1.39 | 16d | 1 | 0.59mi |
| 18505 Maple Heights Blvd Maple Heights, OH | 3.0 | 1.0 | 989 | $1,411 | $1.43 | 43d | 1 | 0.65mi |
| 5440 Hollywood Ave Maple Heights, OH | 3.0 | 1.0 | 1080 | $1,445 | $1.34 | 21d | 1 | 0.68mi |
| 21111 Raymond St Maple Heights, OH | 3.0 | 1.0 | 1100 | $1,275 | $1.16 | 43d | 1 | 0.75mi |
| 5120 Clement Ave Maple Heights, OH | 3.0 | 1.0 | 1122 | $1,450 | $1.29 | 14d | 1 | 0.75mi |
| 21206 Hillgrove Ave Maple Heights, OH | 3.0 | 1.5 | 1056 | $1,375 | $1.30 | 43d | 1 | 0.80mi |
| 5535 Oakwood Ave Maple Heights, OH | 3.0 | 1.0 | 1116 | $1,350 | $1.21 | 7d | 1 | 0.81mi |
| 5535 Oakwood Ave Maple Heights, OH | 3.0 | 1.0 | 1116 | $1,350 | $1.21 | 4d | 1 | 0.81mi |
| 5566 Beechwood Ave Maple Heights, OH | 2.0 | 1.0 | 1000 | $1,800 | $1.80 | 19d | 1 | 0.90mi |
| 17206 Mapleboro Ave Maple Heights, OH | 3.0 | 1.0 | 1020 | $1,325 | $1.30 | 23d | 1 | 0.96mi |
| 5383 Sunnyslope Rd Maple Heights, OH | 1.0–2.0 | 1.0–1.5 | 847 | $1,075 | $1.27 | 4d | 2 | 0.96mi |
| 5383 Sunnyslope Rd Maple Heights, OH | 1.0 | 1.0 | 595 | $895 | $1.50 | 43d | 1 | 0.96mi |
| 17204 Mapleboro Ave Maple Heights, OH | 3.0 | 1.0 | 1074 | $1,475 | $1.37 | 43d | 1 | 0.96mi |
| 5383 Sunnyslope Rd Unit 17 Maple Heights, OH | 1.0 | 1.0 | 595 | $825 | $1.39 | 4d | 1 | 0.99mi |
| 5405 Sunnyslope Rd Unit 41 Maple Heights, OH | 1.0 | 1.0 | 595 | $895 | $1.50 | 43d | 1 | 1.01mi |
| 5141 Lee Rd Maple Heights, OH | 1.0–2.0 | 1.0 | 775 | $1,350 | $1.74 | 16d | 5 | 1.03mi |
| 5303 Northfield Rd Bedford Heights, OH | 2.0 | 1.0–2.0 | 712 | $1,210 | $1.70 | 2d | 28 | 1.16mi |
| 5327 Northfield Rd Bedford, OH | 2.0 | 1.5 | 850 | $950 | $1.12 | 16d | 1 | 1.19mi |
| 5445 Lee Rd Unit 6-R Maple Heights, OH | 2.0 | 1.0 | 800 | $1,299 | $1.62 | 7d | 1 | 1.23mi |
| 5445 Lee Rd Maple Heights, OH | 1.0 | 1.0 | 700 | $999 | $1.43 | 7d | 1 | 1.23mi |
| 5074 Miller Ave Maple Heights, OH | 3.0 | 1.0 | 962 | $1,400 | $1.46 | 43d | 1 | 1.38mi |
| 20763 Ellacott Pkwy Cleveland, OH | 2.0 | 1.0 | 672 | $955 | $1.42 | 43d | 1 | 1.48mi |
| 20859 Ellacott Pkwy Warrensville Heights, OH | 2.0 | 1.0 | 672 | $955 | $1.42 | 21d | 1 | 1.49mi |
| 20859 Ellacott Pkwy Warrensville Heights, OH | 2.0 | 1.0 | 672 | $955 | $1.42 | 43d | 1 | 1.49mi |
| 5200 Miller Ave Maple Heights, OH | 3.0 | 1.0 | 800 | $1,495 | $1.87 | 3d | 1 | 1.49mi |
Listing history 2 events
-
2026-05-21$130,000 Active
-
1989-09-27soldstatus $55,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $2,735 · $228/mo
- Projected year-2 tax
- $2,735 · $228/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,073
- − Mortgage interest
- −$7,282
- − Property taxes
- −$2,735
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,366
- − Management
- −$1,366
- − Depreciation
- −$3,782
- Taxable loss
- −$108
- Est. tax savings @ 24.0%
- +$26
- After-tax cash flow
- $1,947/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Maple Heights City
- NCES district ID
- 3904430
- Math proficiency
- 14% ▼ -22.00%
- Reading proficiency
- 25% ▼ -11.00%
- Median HH income
- $38,856
- Composite
- 16.39/100
- National rank
- #9197
- State rank
- #630 of 656 in OH
Livability — Maple Heights
- Score
- 70/100
- State rank
- #470
- US rank
- #7818
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Maple Heights, OH
- County
- Cuyahoga County · 1,090,369 people
- City population
- 23,285
- Metro
- Cleveland-Elyria, OH
- Population (ZIP)
- 23,285
- Household income
- $53,918
- Rent vs Own
- Severe rent burden
- 971.0
Population outlook (Cuyahoga County) Hauer SSP2
- Today (2025)
- 1,244,621 people
- By 2030
- 1,230,093 · -1.2%
- By 2040
- 1,189,108 · -4.5%
- By 2050
- 1,145,706 · -7.9%
- By 2075
- 1,076,557 · -13.5%
- By 2100
- 978,987 · -21.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (74%)
- Race & ethnicity
- Black 74% White 20% Two or more races 4% Hispanic / Latino 2%
- Common ancestry
- Romanian 3% Scotch-Irish 2%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Cuyahoga
- 2024 margin
- Solid D (+31.5) · D 65.4% · R 33.9%
- 2008→2024 swing
- -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
- All cycles
- 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -87.37%
- Current HPI
- 164.4326
- Rent YoY
- ▲ 14.82%
- Metro
- Cleveland-Elyria, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
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| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
|
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Price history
+132.6% since first listed2 events — show timeline
- 2026-05-21 Listed $130,000 MLSNOW
- 1989-09-27 Sold (Public Records) $55,900 Public Records
Property tax history
+14.4%/yrLatest (2025): $2,735 · -9.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…