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19107 Longview Ave
C- Composite 54.59
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • ARV discount +9.6/15.0
  • DSCR +6.3/10.0
  • 1% rule +5.9/10.0
  • Rent growth +5.0/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$130,000

19107 Longview Ave · Maple Heights, OH 44137
2 bd · 1.0 ba · 832 sqft · SingleFamily public records · 6 Days on market
Built 1955 5,401 sqft lot Est $136k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Updated and income-producing bungalow in desirable Maple Heights! This well-maintained 3 bedroom, 2 bath home offers a great opportunity for investors or future owner-occupants alike. The property features updated finishes throughout, a spacious layout, and a finished basement providing additional living or recreational space. Currently tenant-occupied with rental income of $1,400 per month, but allowing for room to increase to market rate or sec 8 payment standards of $2,300! Making this a turnkey addition to any investment portfolio. Conveniently located near shopping, dining, schools, and highway access.

Key facts

  • Tenant occupied
  • Updated finishes
  • Finished basement

Tags

INCOME PRODUCING BUNGALOWUPDATED FINISHESFINISHED BASEMENTTENANT OCCUPIEDRENTAL INCOMETURNKEY ADDITION

Property features AI

Exterior

  • Parking: Detached garage; 2 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Above-grade finished area reported as 1,032; Below-grade finished area reported as 416
  • Construction: Aluminum and vinyl siding; Asphalt/fiberglass roof
  • Exterior features: Lot recorded at 0.124 acres

Interior

  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 2 full bathrooms (1 on main level)
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Full finished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $160 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).

Location & tenants

  • Location reads 70/100 on livability (#470 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime D, employment D.
  • Maple Heights City (suburban): math 14% / reading 25% proficiency, ranked #630 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+14.8%/yr); 84 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $56k; list at $130k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $130,000

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
7.77%
Cash-on-cash
5.28%
DSCR
1.23
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$136,448
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20814 Watson Rd 0.64mi 3/1.0 (+1) 840 (+1%) 4mo $131,000 $156 60
18716 Fairway Ave 0.14mi 3/1.5 (+1) 910 (+9%) 15mo $160,000 $176 58
19241 Raymond St 0.08mi 3/1.5 (+1) 936 (+12%) 16mo $92,000 $98 55
19605 Fairway Ave 0.21mi 3/1.0 (+1) 720 (-14%) 12mo $125,000 $174 53
17914 Libby Rd 0.61mi 3/1.0 (+1) 774 (-7%) 3mo $145,000 $187 52
18207 Mapleboro Ave 0.74mi 3/1.5 (+1) 788 (-5%) 2mo $129,000 $164 48
21018 Raymond St 0.73mi 3/1.0 (+1) 728 (-12%) 16mo $100,000 $137 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-2.3%
Equity multiple
0.91×
Total profit
$-3,287
Equity at exit
$19,383
10-year hold
IRR
12.5%
Equity multiple
2.23×
Total profit
$44,741
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44137

Home prices YoY
-34.7%
Rents YoY
14.8%
Active inventory
84
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,423 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$228 /mo · $2,735/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$299
Net cashflow
$160

Break-even live

Break-even rent $1,220
Max offer price $130,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19203 Nitra Ave Maple Heights, OH 3.0 1.0 1050 $1,350 $1.29 4d 1 0.13mi
18509 Raymond St Maple Heights, OH 3.0 1.0 1083 $1,395 $1.29 43d 1 0.22mi
19758 Maple Heights Blvd Unit UP Maple Heights, OH 3.0 1.0 1095 $1,495 $1.37 3d 1 0.32mi
19500 Libby Rd Maple Heights, OH 3.0 1.5 1092 $2,300 $2.11 1d 1 0.45mi
5333 Hollywood Ave Maple Heights, OH 3.0 1.0 1092 $1,450 $1.33 43d 1 0.50mi
5246 Joseph St Maple Heights, OH 3.0 1.5 890 $1,300 $1.46 3d 1 0.51mi
20600 Watson Rd Maple Heights, OH 3.0 1.5 1092 $1,953 $1.79 1d 1 0.52mi
5331 South Blvd Maple Heights, OH 3.0 2.0 1078 $1,500 $1.39 16d 1 0.59mi
18505 Maple Heights Blvd Maple Heights, OH 3.0 1.0 989 $1,411 $1.43 43d 1 0.65mi
5440 Hollywood Ave Maple Heights, OH 3.0 1.0 1080 $1,445 $1.34 21d 1 0.68mi
21111 Raymond St Maple Heights, OH 3.0 1.0 1100 $1,275 $1.16 43d 1 0.75mi
5120 Clement Ave Maple Heights, OH 3.0 1.0 1122 $1,450 $1.29 14d 1 0.75mi
21206 Hillgrove Ave Maple Heights, OH 3.0 1.5 1056 $1,375 $1.30 43d 1 0.80mi
5535 Oakwood Ave Maple Heights, OH 3.0 1.0 1116 $1,350 $1.21 7d 1 0.81mi
5535 Oakwood Ave Maple Heights, OH 3.0 1.0 1116 $1,350 $1.21 4d 1 0.81mi
5566 Beechwood Ave Maple Heights, OH 2.0 1.0 1000 $1,800 $1.80 19d 1 0.90mi
17206 Mapleboro Ave Maple Heights, OH 3.0 1.0 1020 $1,325 $1.30 23d 1 0.96mi
5383 Sunnyslope Rd Maple Heights, OH 1.0–2.0 1.0–1.5 847 $1,075 $1.27 4d 2 0.96mi
5383 Sunnyslope Rd Maple Heights, OH 1.0 1.0 595 $895 $1.50 43d 1 0.96mi
17204 Mapleboro Ave Maple Heights, OH 3.0 1.0 1074 $1,475 $1.37 43d 1 0.96mi
5383 Sunnyslope Rd Unit 17 Maple Heights, OH 1.0 1.0 595 $825 $1.39 4d 1 0.99mi
5405 Sunnyslope Rd Unit 41 Maple Heights, OH 1.0 1.0 595 $895 $1.50 43d 1 1.01mi
5141 Lee Rd Maple Heights, OH 1.0–2.0 1.0 775 $1,350 $1.74 16d 5 1.03mi
5303 Northfield Rd Bedford Heights, OH 2.0 1.0–2.0 712 $1,210 $1.70 2d 28 1.16mi
5327 Northfield Rd Bedford, OH 2.0 1.5 850 $950 $1.12 16d 1 1.19mi
5445 Lee Rd Unit 6-R Maple Heights, OH 2.0 1.0 800 $1,299 $1.62 7d 1 1.23mi
5445 Lee Rd Maple Heights, OH 1.0 1.0 700 $999 $1.43 7d 1 1.23mi
5074 Miller Ave Maple Heights, OH 3.0 1.0 962 $1,400 $1.46 43d 1 1.38mi
20763 Ellacott Pkwy Cleveland, OH 2.0 1.0 672 $955 $1.42 43d 1 1.48mi
20859 Ellacott Pkwy Warrensville Heights, OH 2.0 1.0 672 $955 $1.42 21d 1 1.49mi
20859 Ellacott Pkwy Warrensville Heights, OH 2.0 1.0 672 $955 $1.42 43d 1 1.49mi
5200 Miller Ave Maple Heights, OH 3.0 1.0 800 $1,495 $1.87 3d 1 1.49mi

Listing history 2 events

  1. 2026-05-21
    listed $130,000 Active
  2. 1989-09-27
    soldstatus $55,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,735 · $228/mo
Projected year-2 tax
$2,735 · $228/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,073
− Mortgage interest
−$7,282
− Property taxes
−$2,735
− Insurance
−$650
− Repairs & maintenance
−$1,366
− Management
−$1,366
− Depreciation
−$3,782
Taxable loss
−$108
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$26
After-tax cash flow
$1,947/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Maple Heights City
NCES district ID
3904430
Math proficiency
14% ▼ -22.00%
Reading proficiency
25% ▼ -11.00%
Median HH income
$38,856
Composite
16.39/100
National rank
#9197
State rank
#630 of 656 in OH

Livability — Maple Heights

Score
70/100
State rank
#470
US rank
#7818

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D Housing A Health & safety A- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maple Heights, OH
County
Cuyahoga County · 1,090,369 people
City population
23,285
Metro
Cleveland-Elyria, OH
Population (ZIP)
23,285
Household income
$53,918
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
971.0

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (74%)
Race & ethnicity
Black 74% White 20% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Romanian 3% Scotch-Irish 2%
Foreign-born
2% · Canada, China
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.37%
Current HPI
164.4326
Rent YoY
▲ 14.82%
Metro
Cleveland-Elyria, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+132.6% since first listed
2 events — show timeline
  • 2026-05-21 Listed $130,000 MLSNOW
  • 1989-09-27 Sold (Public Records) $55,900 Public Records

Property tax history

+14.4%/yr

Latest (2025): $2,735 · -9.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…