4638 Suffolk Ave · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.0/30.0
- ARV discount +10.5/15.0
- Livability +4.2/5.0
- 1% rule +4.0/10.0
- DSCR +3.9/10.0
- Schools +3.9/10.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
Key facts
- 7,405 sq ft lot
- Built 1955
- Listed 142 days
Property features AI
Finance
- HOA & community: Not a senior community
Exterior
- Parking: Additional parking available; Off-street parking; On-street parking
- Utilities: Cable available
- Home design: Single-family residence; One level
- Exterior features: Fenced backyard; Many trees on the lot; City street frontage; Asphalt road access
Interior
- Bedrooms: 4 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Microwave; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $-10 ($-120/yr) — negative.
- To cash-flow at today's rent, offer at most $173k (1.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (10.0% below list).
- Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.2% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Jean Ribault Middle School (math 28% / reading 24%, grade F, #506 of 571 statewide, top 89%, 679 students, 78% FRL); Jean Ribault High School (math 22% / reading 25%, grade F, #533 of 667 statewide, top 80%, 1,385 students, 71% FRL) — zoned schools average 74% FRL vs 49% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 25% at this address vs 46% district-wide (-21 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-1.4%/yr); 293 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
- At $1,575/mo this rent would consume 46% of the median local household income ($41k/yr) (locally 1765% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 142 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 8y ago; this cycle's ask is 10636% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.22%
- Cash-on-cash
- -0.25%
- DSCR
- 0.99
- GRM
- 9.3
CMA / ARV
- ARV (on-the-fly)
- $187,520
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9635 Norfolk Blvd | 0.43mi | 4/2.0 | 1,412 (-4%) | 5mo | $189,900 | $134 | 70 |
| 3906 Beverly Ave | 0.57mi | 4/2.0 | 1,444 (-1%) | 2mo | $92,000 | $64 | 69 |
| 3965 Beverly Ave | 0.51mi | 3/2.0 (-1) | 1,512 (+3%) | 3mo | $177,500 | $117 | 64 |
| 9035 Devonshire Blvd Blvd | 0.51mi | 3/2.0 (-1) | 1,550 (+6%) | 2mo | $130,000 | $84 | 60 |
| 4824 Portsmouth Ave | 0.25mi | 4/2.0 | 1,248 (-15%) | 6mo | $125,000 | $100 | 59 |
| 9264 Norfolk Blvd | 0.16mi | 3/1.0 (-1) | 1,255 (-14%) | 4mo | $134,000 | $107 | 56 |
| 4903 Fredericksburg Ave | 0.31mi | 3/1.0 (-1) | 1,312 (-10%) | 8mo | $108,600 | $83 | 53 |
| 5115 Chivalry Dr | 0.61mi | 3/2.0 (-1) | 1,381 (-6%) | 6mo | $198,000 | $143 | 52 |
| 4368 Bedivere Rd | 0.42mi | 3/2.0 (-1) | 1,274 (-13%) | 2mo | $162,500 | $128 | 52 |
| 4400 Bedivere Rd | 0.42mi | 3/2.0 (-1) | 1,308 (-11%) | 7mo | $220,000 | $168 | 51 |
| 9019 Greenleaf Rd | 0.64mi | 4/2.0 | 1,631 (+11%) | 4mo | $255,000 | $156 | 48 |
| 4419 Crossbow Rd | 0.53mi | 3/2.0 (-1) | 1,274 (-13%) | 5mo | $179,000 | $141 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -20.2%
- Equity multiple
- 0.32×
- Total profit
- $-33,559
- Equity at exit
- $26,093
- IRR
- -22.2%
- Equity multiple
- 0.03×
- Total profit
- $-47,671
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32208
- Home prices YoY
- -33.6%
- Rents YoY
- -1.4%
- Active inventory
- 293
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $1,575 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$263 /mo · $3,161/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$331
- Net cashflow
- $-10
Break-even live
Sensitivity live
| Price | -10% $89 | -5% $40 | +0% $-10 | +5% $-60 | +10% $-109 |
|---|---|---|---|---|---|
| Rent | -10% $-134 | -5% $-72 | +0% $-10 | +5% $52 | +10% $114 |
| Rate | -1.0pp $78 | -0.5pp $34 | base $-10 | +0.5pp $-55 | +1.0pp $-101 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4643 Williamsburg Ave Jacksonville, FL | 3.0 | 2.0 | 1209 | $1,496 | $1.24 | 4d | 1 | 0.11mi |
| 9348 Culpeper Ave Jacksonville, FL | 3.0 | 1.0 | 882 | $1,195 | $1.35 | 24d | 1 | 0.15mi |
| 4737 Portsmouth Ave Jacksonville, FL | 4.0 | 2.0 | 1396 | $1,148 | $0.82 | 24d | 1 | 0.18mi |
| 4662 Roanoke Blvd Jacksonville, FL | 3.0 | 2.0 | 1104 | $1,195 | $1.08 | 15d | 1 | 0.21mi |
| 4935 Portsmouth Ave Jacksonville, FL | 3.0 | 1.0 | 894 | $1,163 | $1.30 | 11d | 1 | 0.37mi |
| 9561 Norfolk Blvd Jacksonville, FL | 3.0 | 1.5 | 934 | $1,350 | $1.45 | 2d | 1 | 0.38mi |
| 9436 Gisborne Dr Jacksonville, FL | 3.0 | 1.5 | 950 | $1,440 | $1.52 | 21d | 1 | 0.52mi |
| 9658 Gibson Ave Jacksonville, FL | 3.0 | 1.5 | 977 | $1,225 | $1.25 | 24d | 1 | 0.53mi |
| 4819 Arrowsmith Rd Unit 1 Jacksonville, FL | 3.0 | 2.0 | 1285 | $1,500 | $1.17 | 15d | 1 | 0.59mi |
| 4895 Churchill Dr Jacksonville, FL | 3.0 | 2.0 | 1303 | $1,900 | $1.46 | 24d | 1 | 0.60mi |
| 9206 Greenleaf Rd Jacksonville, FL | 3.0 | 1.5 | 888 | $1,400 | $1.58 | 18d | 1 | 0.64mi |
| 3848 Soutel Dr Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,541 | $1.25 | 8d | 1 | 0.66mi |
| 8645 Samona Dr W Jacksonville, FL | 4.0 | 1.0 | 1196 | $1,250 | $1.05 | 24d | 1 | 0.69mi |
| 9340 Sibbald Rd Jacksonville, FL | 4.0 | 2.0 | 1228 | $1,606 | $1.31 | 5d | 1 | 0.70mi |
| 8534 Addison Rd Jacksonville, FL | 4.0 | 2.0 | 1410 | $1,995 | $1.41 | 24d | 1 | 0.72mi |
| 8509 Addison Rd Jacksonville, FL | 4.0 | 2.0 | 1494 | $1,675 | $1.12 | 24d | 1 | 0.77mi |
| 8516 Bermuda Rd Jacksonville, FL | 3.0 | 2.0 | 1492 | $1,625 | $1.09 | 21d | 1 | 0.80mi |
| 8367 Tubman Ct Jacksonville, FL | 4.0 | 1.5 | 1398 | $1,790 | $1.28 | 18d | 1 | 0.83mi |
| 3636 Turton Ave Jacksonville, FL | 4.0 | 2.0 | 1728 | $2,100 | $1.22 | 24d | 1 | 0.93mi |
| 3344 Soutel Dr Jacksonville, FL | 3.0 | 1.0 | 1142 | $1,325 | $1.16 | 24d | 1 | 1.04mi |
| 3250 Soutel Dr Jacksonville, FL | 3.0 | 2.0 | 1352 | $1,525 | $1.13 | 24d | 1 | 1.18mi |
| 9517 Fraser Fir Ct Jacksonville, FL | 4.0 | 2.0 | 1526 | $1,745 | $1.14 | 8d | 1 | 1.24mi |
| 8036 Mattox Ave Jacksonville, FL | 4.0 | 2.0 | 1160 | $1,480 | $1.28 | 17d | 1 | 1.25mi |
| 10373 Marsh Hawk Dr Jacksonville, FL | 3.0 | 2.0 | 1868 | $2,020 | $1.08 | 4d | 1 | 1.32mi |
| 3015 Lansdell Dr Jacksonville, FL | 3.0 | 1.0 | 1150 | $1,350 | $1.17 | 24d | 1 | 1.33mi |
| 4334 Woodley Creek Rd Jacksonville, FL | 3.0 | 2.0 | 1634 | $2,100 | $1.29 | 2d | 1 | 1.36mi |
| 2389 Hilly Rd Jacksonville, FL | 3.0 | 1.0 | 908 | $1,650 | $1.82 | 24d | 1 | 1.41mi |
| 9148 13th Ave Jacksonville, FL | 3.0 | 1.0 | 1126 | $1,136 | $1.01 | 5d | 1 | 1.42mi |
| 9346 10th Ave Jacksonville, FL | 3.0 | 1.0 | 985 | $1,825 | $1.85 | 24d | 1 | 1.44mi |
| 4910 Rhode Island Dr N Jacksonville, FL | 3.0 | 2.0 | 1300 | $1,696 | $1.30 | 24d | 1 | 1.44mi |
| 9141 12th Ave Jacksonville, FL | 3.0 | 2.0 | 1209 | $1,598 | $1.32 | 21d | 1 | 1.49mi |
Listing history 38 events
-
2026-06-21days on market $175,000 Active 142 DOM
-
2026-06-18days on market $175,000 Active 139 DOM
-
2026-06-17days on market $175,000 Active 138 DOM
-
2026-06-16days on market $175,000 Active 137 DOM
-
2026-06-15days on market $175,000 Active 136 DOM
-
2026-06-10days on market $175,000 Active 130 DOM
-
2026-06-08days on market $175,000 Active 129 DOM
-
2026-06-07days on market $175,000 Active 128 DOM
-
2026-06-03days on market $175,000 Active 124 DOM
-
2026-06-02days on market $175,000 Active 123 DOM
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2026-06-01days on market $175,000 Active 122 DOM
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2026-05-31days on market $175,000 Active 121 DOM
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2026-05-02historical $1,630
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2026-03-12price $175,000
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2026-03-07$1,630
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2026-01-30$180,000 Active
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2025-05-31historical 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
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2025-04-24historical $1,550
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2025-03-14$1,550
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2025-03-13historical $1,550
-
2025-01-14status Active 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
-
2024-12-31historical 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
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2024-11-24price $1,550
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2024-10-03price $180,000 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
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2024-09-28price $195,000 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
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2024-09-06$1,850
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2024-08-07price $189,000 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
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2024-06-21$190,000 Active 715-char remark
Show marketing remark (715 chars)
Location. Location.. Location...No HOA! No CDD! Cute and cozy 4 bedroom 2 bath home located in an established and quiet neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large private back yard, perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Investment or your main home? First your first home or investment, this house checks your boxes. Seller paid: Home warranty transferrable, available for the new buyer! This is a great Buy! Schedule your tour today!
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2021-10-15soldstatus $154,000 Sold 461-char remark
Show marketing remark (461 chars)
Cute and cozy 4 bedroom 2 bath home located in an established neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large back yard perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Schedule your tour today!
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2021-09-01status Pending 461-char remark
Show marketing remark (461 chars)
Cute and cozy 4 bedroom 2 bath home located in an established neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large back yard perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Schedule your tour today!
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2021-08-27historical Active - Contingent 461-char remark
Show marketing remark (461 chars)
Cute and cozy 4 bedroom 2 bath home located in an established neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large back yard perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Schedule your tour today!
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2021-08-16$160,000 Active 461-char remark
Show marketing remark (461 chars)
Cute and cozy 4 bedroom 2 bath home located in an established neighborhood. You are welcome immediately into living room area which features tile flooring. The kitchen is equipped with a refrigerator and stove. This split floor plan offers a master suite with a tub/shower combo bath, laundry room, and a large back yard perfect for enjoying the beautiful Florida Sunshine! Conveniently located to shopping, dining and entertainment. Schedule your tour today!
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2019-01-31historical
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2018-10-24price $109,900
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2018-10-17price $114,900
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2018-09-12price $119,900
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2018-08-23price $129,900
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2018-08-22$139,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,161 · $263/mo
- Projected year-2 tax
- $3,161 · $263/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,897
- − Mortgage interest
- −$9,803
- − Property taxes
- −$3,161
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,512
- − Management
- −$1,512
- − Depreciation
- −$5,091
- Taxable loss
- −$3,056
- Est. tax savings @ 24.0%
- +$734
- After-tax cash flow
- $613/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 32,699
- Household income
- $41,324
- Rent vs Own
- Severe rent burden
- 1765.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% White 16% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -110.56%
- Current HPI
- 217.9706
- Rent YoY
- ▼ -1.36%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-98.8% since first listed26 events — show timeline
- 2026-05-02 Rental Removed $1,630 NEFLMLS
- 2026-03-12 Price Changed $175,000 realMLS
- 2026-03-07 Listed for Rent $1,630 NEFLMLS
- 2026-01-30 Listed $180,000 realMLS
- 2025-05-31 Listing Removed — realMLS
- 2025-04-24 Rental Removed $1,550 RENTSPREE
- 2025-03-14 Listed for Rent $1,550 RENTSPREE
- 2025-03-13 Rental Removed $1,550 NEFLMLS
- 2025-01-14 Relisted — realMLS
- 2024-12-31 Listing Removed — realMLS
- 2024-11-24 Price Changed $1,550 NEFLMLS
- 2024-10-03 Price Changed $180,000 realMLS
- 2024-09-28 Price Changed $195,000 realMLS
- 2024-09-06 Listed for Rent $1,850 NEFLMLS
- 2024-08-07 Price Changed $189,000 realMLS
- 2024-06-21 Listed $190,000 realMLS
- 2021-10-15 Sold (MLS) $154,000 realMLS
- 2021-09-01 Pending — realMLS
- 2021-08-27 Contingent — realMLS
- 2021-08-16 Listed $160,000 realMLS
- 2019-01-31 Listing Removed — realMLS
- 2018-10-24 Price Changed $109,900 realMLS
- 2018-10-17 Price Changed $114,900 realMLS
- 2018-09-12 Price Changed $119,900 realMLS
- 2018-08-23 Price Changed $129,900 realMLS
- 2018-08-22 Listed $139,900 realMLS
Property tax history
+9.0%/yrLatest (2025): $3,161 · +7.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…