741 105th Ave N · Naples Park, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 32 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +7.5/15.0
- DSCR +5.8/10.0
- Schools +5.0/10.0
- Rent growth +4.7/5.0
- 1% rule +4.2/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$614,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
Key facts
- Brick paver driveway
- Granite countertops
- 6,534 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $615k.
Deal economics
- At list price, monthly cash flow is $521 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $566k (8.0% below list).
- Recommended offer: $566k (8.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#696 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, employment B+; Watch: health & safety D, amenities F, commute F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Naples Park Elementary School (math 67% / reading 57%, grade B, #608 of 2,144 statewide, top 29%, 395 students, 48% FRL); Pine Ridge Middle School (math 74% / reading 70%, grade A, #52 of 571 statewide, top 10%, 832 students, 31% FRL); Barron Collier High School (math 62% / reading 68%, grade B, #76 of 667 statewide, top 11%, 1,650 students, 26% FRL) — zoned schools average 35% FRL vs 55% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+8.7%/yr); 686 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $5,655/mo this rent would consume 57% of the median local household income ($119k/yr) (locally 237% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $172k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($578k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago; this cycle's ask has dropped $55k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $420k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.44%
- Cash-on-cash
- 4.10%
- DSCR
- 1.18
- GRM
- 9.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -5.5%
- Equity multiple
- 0.79×
- Total profit
- $-36,656
- Equity at exit
- $91,684
- IRR
- 9.1%
- Equity multiple
- 1.85×
- Total profit
- $146,442
- Equity at exit
- $53,165
Cash invested: $172,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34108
- Rents YoY
- 8.7%
- Active inventory
- 686
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $5,655 high interval (Pro) →
- Mortgage (P&I)
- −$3,225
- Tax from tax record
- −$399 /mo · $4,788/yr
- Insurance
- −$256
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,188
- Net cashflow
- $521
Break-even live
Sensitivity live
| Price | -10% $869 | -5% $695 | +0% $521 | +5% $347 | +10% $173 |
|---|---|---|---|---|---|
| Rent | -10% $74 | -5% $298 | +0% $521 | +5% $745 | +10% $968 |
| Rate | -1.0pp $831 | -0.5pp $678 | base $521 | +0.5pp $362 | +1.0pp $200 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $153,725
- Closing costs
- $18,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 749 105th Ave N Naples, FL | 3.0 | 2.0 | 1394 | $4,000 | $2.87 | 26d | 1 | 0.04mi |
| 731 104th Ave N Naples, FL | 2.0 | 2.0 | 1388 | $12,000 | $8.65 | 26d | 1 | 0.05mi |
| 714 105th Ave N Naples, FL | 3.0 | 2.0 | 1491 | $4,150 | $2.78 | 26d | 1 | 0.05mi |
| 707 104th Ave N Naples, FL | 3.0 | 2.0 | 1745 | $14,500 | $8.31 | 26d | 1 | 0.08mi |
| 692 106th Ave N Unit 1387168P Naples, FL | 3.0 | 3.0 | 1356 | $6,573 | $4.85 | 16d | 1 | 0.12mi |
| 698 107th Ave N Naples, FL | 4.0 | 3.0 | 1487 | $3,800 | $2.56 | 26d | 1 | 0.15mi |
| 724 108th Ave N Unit 1073495P Naples, FL | 3.0 | 2.0 | 1151 | $4,915 | $4.27 | 16d | 1 | 0.17mi |
| 691 102nd Ave N Naples, FL | 3.0 | 2.0 | 1311 | $7,000 | $5.34 | 26d | 1 | 0.20mi |
| 663 106th Ave N Unit 1504161P Naples, FL | 3.0 | 2.0 | 1539 | $7,887 | $5.12 | 16d | 1 | 0.20mi |
| 673 107th Ave N Naples, FL | 3.0 | 2.0 | 1428 | $3,850 | $2.70 | 26d | 1 | 0.21mi |
| 792 108th Ave N Naples, FL | 3.0 | 2.0 | 1446 | $8,500 | $5.88 | 26d | 1 | 0.22mi |
| 669 107th Ave N Unit 1504183P Naples, FL | 3.0 | 2.0 | 1614 | $3,571 | $2.21 | 26d | 1 | 0.22mi |
| 800 108th Ave N Unit 1534808P Naples, FL | 2.0 | 2.0 | 914 | $5,897 | $6.45 | 16d | 1 | 0.24mi |
| 757 101st Ave N Naples, FL | 3.0 | 2.0 | 1366 | $3,900 | $2.86 | 26d | 1 | 0.24mi |
| 645 103rd Ave N Unit 1534775P Naples, FL | 4.0 | 2.0 | 1840 | $8,513 | $4.63 | 24d | 1 | 0.25mi |
| 650 103rd Ave N Naples, FL | 3.0 | 2.0 | 1025 | $2,700 | $2.63 | 26d | 1 | 0.26mi |
| 637 103rd Ave N Naples, FL | 3.0 | 2.0 | 1669 | $3,100 | $1.86 | 26d | 1 | 0.26mi |
| 829 107th Ave N Unit 1 Naples, FL | 2.0 | 2.0 | 1000 | $2,200 | $2.20 | 26d | 1 | 0.28mi |
| 744 110th Ave N Naples, FL | 3.0 | 2.0 | 1596 | $4,500 | $2.82 | 26d | 1 | 0.29mi |
| 751 100th Ave N Naples, FL | 2.0 | 1.0 | 912 | $4,000 | $4.39 | 26d | 1 | 0.30mi |
| 612 106th Ave N Unit 1073496P Naples, FL | 3.0 | 2.0 | 1550 | $6,772 | $4.37 | 16d | 1 | 0.30mi |
| 856 104th Ave N Naples, FL | 3.0 | 2.0 | 1398 | $3,750 | $2.68 | 26d | 1 | 0.32mi |
| 10580 6th St Naples, FL | 2.0 | 1.0 | 1000 | $2,300 | $2.30 | 26d | 1 | 0.33mi |
| 671 100th Ave N Naples, FL | 3.0 | 2.0 | 1164 | $5,500 | $4.73 | 26d | 1 | 0.33mi |
| 10022 8th St N Unit 22 Naples, FL | 2.0 | 2.0 | 1250 | $2,250 | $1.80 | 26d | 1 | 0.34mi |
| 772 100th Ave N Naples, FL | 3.0 | 2.0 | 1712 | $3,200 | $1.87 | 26d | 1 | 0.34mi |
| 663 100th Ave N Naples, FL | 2.0 | 1.0 | 1000 | $2,650 | $2.65 | 26d | 1 | 0.34mi |
| 690 100th Ave N Naples, FL | 3.0 | 2.0 | 1800 | $12,500 | $6.94 | 26d | 1 | 0.34mi |
| 838 109th Ave N Naples, FL | 3.0 | 2.0 | 1168 | $5,299 | $4.54 | 26d | 1 | 0.35mi |
| 699 110th Ave N Unit B Naples, FL | 2.0 | 2.0 | 910 | $2,250 | $2.47 | 26d | 1 | 0.35mi |
| 699 110th Ave N Unit A Naples, FL | 2.0 | 1.0 | 1000 | $2,150 | $2.15 | 26d | 1 | 0.35mi |
| 10022 8th St N Unit B Naples, FL | 2.0 | 2.0 | 1249 | $2,225 | $1.78 | 16d | 1 | 0.35mi |
| 706 111th Ave N Naples, FL | 2.0 | 2.0 | 1080 | $1,850 | $1.71 | 26d | 1 | 0.36mi |
| 593 106th Ave N Naples, FL | 3.0 | 2.0 | 1800 | $9,000 | $5.00 | 26d | 1 | 0.36mi |
| 604 102nd Ave N Naples, FL | 3.0 | 2.0 | 1197 | $3,150 | $2.63 | 16d | 1 | 0.37mi |
| 660 100th Ave N Unit 1404250P Naples, FL | 3.0 | 2.0 | 1571 | $6,068 | $3.86 | 16d | 1 | 0.37mi |
| 801 99th Ave N Naples, FL | 2.0 | 2.0 | 1781 | $3,500 | $1.97 | 26d | 1 | 0.40mi |
| 572 105th Ave N Naples, FL | 3.0 | 2.0 | 1485 | $9,250 | $6.23 | 26d | 1 | 0.41mi |
| 575 101st Ave N Naples, FL | 4.0 | 2.0 | 1800 | $12,500 | $6.94 | 26d | 1 | 0.45mi |
| 552 105th Ave N Naples, FL | 3.0 | 2.0 | 1614 | $7,500 | $4.65 | 26d | 1 | 0.46mi |
Listing history 16 events
-
2026-05-30status $614,900 Pending 67 DOM
-
2026-04-19status Pending With Contingencies
-
2026-04-13price $614,900
-
2026-03-20price $630,000
-
2026-02-24price $659,000
-
2026-02-11$670,000 Active
-
2021-02-03soldstatus $420,000
-
2021-02-01soldstatus $420,000 Sold 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
-
2021-01-07status Pending 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
-
2020-12-07status Pending With Contingencies 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
-
2020-10-26status Active 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
-
2020-10-25status Pending With Contingencies 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
-
2020-10-13price $424,900 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
-
2020-09-03$429,900 Active 1085-char remark
Show marketing remark (1085 chars)
ALL THE WORK HAS BEEN DONE FOR YOU!!!YOUR SEARCH IS OVER, LOOK NO FURTHER. Check out this beautifully maintained and updated coastal home. Features and updates include Vinyl Windows, Diagonal Plank Tile Flooring, brick paver driveway, screen porch, patio, fenced in back yard(room for a pool), white raised panel kitchen cabinets including a large pantry, Stainless Steel Appliances, glass bath enclosures, Granite kitchen and bathroom counter tops. After a long hot day, relax in your own gazebo covered heated hot tub and then enjoy a relaxing fire next to the fire pit and outdoor grilling center. Or you can take a short bike ride to the beach put your toes in the white cooling sand and experience those outstanding sunsets we all know and enjoy; you might even get to see the infamous Green Flash. Features installed within the past week include, washer, dryer, interior painting, baseboards, bedroom carpet, epoxy garage floor, Hot Water Tank, sod, landscaping and 4 zone yard irrigation system. The home has been professionally cleaned and is ready to be enjoyed TODAY!!!.
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2004-12-03soldstatus $239,600
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1983-06-01soldstatus $62,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,788 · $399/mo
- Projected year-2 tax
- $5,104 · $425/mo
- Expected delta
- +$315/yr (+$26/mo · 6.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 32 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $67,861
- − Mortgage interest
- −$34,444
- − Property taxes
- −$4,788
- − Insurance
- −$3,872
- − Repairs & maintenance
- −$5,429
- − Management
- −$5,429
- − Depreciation
- −$17,888
- Taxable loss
- −$3,989
- Est. tax savings @ 24.0%
- +$957
- After-tax cash flow
- $7,212/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Naples Park
- Score
- 64/100
- State rank
- #696
- US rank
- #14564
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Naples Park, FL
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 16,237
- Household income
- $119,212
- Rent vs Own
- Severe rent burden
- 237.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 8% Two or more races 7% Asian 1% Black 1%
- Hispanic origin (detail)
- Mexican 2% Cuban 3%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 3%
- Foreign-born
- 16% · Canada, Dominican Republic, South Korea
- Languages at home
- 86% English-only · Spanish 6% Russian/Polish/Slavic 2% Other Indo-European 2%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -587.97%
- Current HPI
- 275.1872
- Rent YoY
- ▲ 8.74%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+891.8% since first listed15 events — show timeline
- 2026-04-19 Pending — NAPLESMLS
- 2026-04-13 Price Changed $614,900 NAPLESMLS
- 2026-03-20 Price Changed $630,000 NAPLESMLS
- 2026-02-24 Price Changed $659,000 NAPLESMLS
- 2026-02-11 Listed $670,000 NAPLESMLS
- 2021-02-03 Sold (Public Records) $420,000 Public Records
- 2021-02-01 Sold (MLS) $420,000 NAPLESMLS
- 2021-01-07 Pending — NAPLESMLS
- 2020-12-07 Pending — NAPLESMLS
- 2020-10-26 Relisted — NAPLESMLS
- 2020-10-25 Pending — NAPLESMLS
- 2020-10-13 Price Changed $424,900 NAPLESMLS
- 2020-09-03 Listed $429,900 NAPLESMLS
- 2004-12-03 Sold (Public Records) $239,600 Public Records
- 1983-06-01 Sold (Public Records) $62,000 Public Records
Property tax history
+14.5%/yrLatest (2025): $4,788 · -19.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…