Multi-family
46 Graham St · Cincinnati, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 4/10 · Minor
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.1/30.0
- ARV discount +11.6/15.0
- DSCR +8.8/10.0
- 1% rule +7.4/10.0
- Livability +4.0/5.0
- Rent growth +3.0/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
Key facts
- Zoned two-family
- Quiet cul-de-sac
- Ample street parking
Tags
Property features AI
Finance
- Other: Zoned residential, multi-family
- Financial info: Lease on property expires 7/31/26
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Natural gas
- Home design: Duplex; Two stories; Stone foundation; Facing/directions not specified
- Construction: Brick construction; Shingle roof
- Exterior features: Deck; Porch; Balcony; Public water; Public sewer
Interior
- Bedrooms: Unit 1: 2 bedrooms; Unit 2: 3 bedrooms
- Bathrooms: Unit 1: 1 full bathroom; Unit 2: 1 full bathroom
- Heating & cooling: Forced air gas heating; Window air conditioning units
- Interior features: Full basement; Individual laundry; Smoke alarm; Three fireplaces (currently inoperable)
- Laundry & utility: Individual laundry (separate for units); Separate furnaces for units; Separate air conditioning for units; Separate gas/electric metering
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath multifamily listed at $250k.
Deal economics
- At list price, monthly cash flow is $627 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $250k).
- Cap rate 9.3% vs local median 3.9% in Cincinnati — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#130 in OH, #1,856 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Cincinnati Public Schools (urban): math 25% / reading 36% proficiency, ranked #581 of 656 in OH (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.1%/yr); 71 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
- At $3,103/mo this rent would consume 104% of the median local household income ($36k/yr) (locally 2461% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 8 sale attempts since 29y ago; this cycle's ask has dropped $45k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1895 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1895 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.24% ✓
- Cap rate
- 9.30%
- Cash-on-cash
- 10.76%
- DSCR
- 1.48
- GRM
- 6.7
CMA / ARV
- ARV (on-the-fly)
- $275,352
- Comps found
- 11
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 221 Emming St | 0.24mi | 2/2.0 (-1) | 1,832 (+2%) | 9mo | $272,000 | $148 | 72 |
| 140 Warner St | 0.16mi | 4/2.0 (+1) | 1,596 (-11%) | 6mo | $320,000 | $201 | 65 |
| 2382 Ravine St | 0.59mi | 4/2.0 (+1) | 1,754 (-2%) | 3mo | $355,000 | $202 | 62 |
| 2213 Victor St | 0.41mi | 2/2.0 (-1) | 1,728 (-3%) | 18mo | $225,000 | $130 | 55 |
| 2346 Flora St | 0.50mi | 3/2.0 | 1,684 (-6%) | 17mo | $260,000 | $154 | 53 |
| 441 Klotter Ave | 0.57mi | 4/3.0 (+1) | 1,910 (+7%) | 4mo | $385,000 | $202 | 50 |
| 436 Dayton St | 0.54mi | 3/2.0 | 1,696 (-5%) | 20mo | $179,900 | $106 | 50 |
| 306 W Mcmicken Ave | 0.47mi | 2/2.5 (-1) | 1,576 (-12%) | 4mo | $315,000 | $200 | 48 |
| 2124 Highland Ave | 0.73mi | 2/2.0 (-1) | 1,584 (-11%) | 3mo | $80,000 | $51 | 39 |
| 2127 Highland Ave | 0.71mi | 2/2.0 (-1) | 1,712 (-4%) | 21mo | $289,900 | $169 | 38 |
| 2011 Highland Ave | 0.74mi | 2/2.0 (-1) | 1,520 (-15%) | 8mo | $85,000 | $56 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.07% rent growth · sell at horizon
- IRR
- -1.3%
- Equity multiple
- 0.95×
- Total profit
- $-3,321
- Equity at exit
- $37,276
- IRR
- 7.4%
- Equity multiple
- 1.53×
- Total profit
- $37,409
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45219
- Home prices YoY
- -28.3%
- Rents YoY
- 2.1%
- Active inventory
- 71
- Price-to-rent
- 15.6×
Monthly cashflow live
- Estimated rent
- $3,103 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$409 /mo · $4,905/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$652
- Net cashflow
- $627
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 1× unit | 2 | 1 | $1,338 |
| 1× unit | 3 | 1 | $1,766 |
| Total (2 units) | $3,103 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2271 Vine St Cincinnati, OH | 4.0 | 2.0 | 2268 | $1,525 | $0.67 | 4d | 1 | 0.11mi |
| 217 Emming St Unit 1 Cincinnati, OH | 4.0 | 2.0 | 1510 | $1,800 | $1.19 | 24d | 1 | 0.22mi |
| 107 E Clifton Ave Unit 1234537P Cincinnati, OH | 2.0–3.0 | 1.0–2.0 | 2260 | $6,619 | $2.93 | 15d | 2 | 0.28mi |
| 2332 Chickasaw St Unit 1 Cincinnati, OH | 3.0 | 1.0 | 2000 | $1,800 | $0.90 | 24d | 1 | 0.34mi |
| 55 Mulberry St Cincinnati, OH | 3.0 | 3.0 | 2500 | $3,500 | $1.40 | 24d | 1 | 0.34mi |
| 2386 Wheeler St Cincinnati, OH | 4.0 | 1.0 | 1740 | $2,700 | $1.55 | 24d | 1 | 0.35mi |
| 2388 Wheeler St Cincinnati, OH | 4.0 | 2.0 | 1740 | $2,700 | $1.55 | 24d | 1 | 0.35mi |
| 2235 Victor St Cincinnati, OH | 4.0 | 2.0 | 2043 | $2,250 | $1.10 | 24d | 1 | 0.40mi |
| 55 E Clifton Ave Unit B Cincinnati, OH | 2.0 | 2.0 | 1395 | $2,500 | $1.79 | 24d | 1 | 0.42mi |
| 2231 Flora St Cincinnati, OH | 4.0 | 2.0 | 1728 | $1,500 | $0.87 | 24d | 1 | 0.44mi |
| 1826 Republic St Unit 1056093P Cincinnati, OH | 2.0 | 1.0 | 1614 | $2,812 | $1.74 | 15d | 1 | 0.44mi |
| 216 Gilman Ave Unit 1363975P Cincinnati, OH | 3.0 | 1.0 | 1776 | $3,474 | $1.96 | 3d | 1 | 0.51mi |
| 348 Volkert Ave Cincinnati, OH | 4.0 | 2.5 | 1400 | $2,800 | $2.00 | 24d | 1 | 0.52mi |
| 236 Gilman Ave Cincinnati, OH | 3.0 | 2.5 | 1699 | $2,200 | $1.29 | 12d | 1 | 0.55mi |
| 111 W Elder St Unit 1056044P Cincinnati, OH | 1.0–4.0 | 1.0–4.0 | 1835 | $5,561 | $3.03 | 11d | 2 | 0.55mi |
| 472 Dayton St Cincinnati, OH | 2.0 | 1.5 | 2519 | $1,500 | $0.60 | 4d | 1 | 0.60mi |
| 421 Southview Ave Unit 2 Cincinnati, OH | 3.0 | 1.0 | 1350 | $1,800 | $1.33 | 24d | 1 | 0.62mi |
| 2521 Ravine St Cincinnati, OH | 3.0 | 3.5 | 1528 | $2,995 | $1.96 | 24d | 1 | 0.63mi |
| 812 Dayton St Unit 1056021P Cincinnati, OH | 3.0 | 1.0 | 1453 | $2,995 | $2.06 | 2d | 1 | 0.64mi |
| 1617 Elm St Cincinnati, OH | 3.0 | 1.0–2.0 | 1028 | $4,819 | $4.69 | 2d | 44 | 0.68mi |
| 205 William Howard Taft Rd Cincinnati, OH | 3.0 | 2.0 | 1300 | $1,300 | $1.00 | 24d | 1 | 0.68mi |
| 2800 Jefferson Ave Cincinnati, OH | 4.0 | 2.0 | 2500 | $625 | $0.25 | 20d | 1 | 0.70mi |
| 1537 Republic St Unit 1058850P Cincinnati, OH | 4.0 | 3.0 | 2421 | $10,677 | $4.41 | 21d | 1 | 0.71mi |
| 1 Foxhall Ct Unit 1 Cincinnati, OH | 2.0 | 2.5 | 1500 | $2,200 | $1.47 | 24d | 1 | 0.71mi |
| 1610 Sycamore St Cincinnati, OH | 2.0 | 2.0 | 1600 | $1,900 | $1.19 | 11d | 1 | 0.77mi |
| 1508 Pleasant St Unit 1495913P Cincinnati, OH | 1.0–3.0 | 1.0–2.0 | 1431 | $8,294 | $5.80 | 2d | 2 | 0.77mi |
| 1507 Race St Unit 1056026P Cincinnati, OH | 2.0 | 1.0 | 1453 | $3,630 | $2.50 | 15d | 1 | 0.78mi |
| 2025 Burnet Ave Unit 2 Cincinnati, OH | 3.0 | 2.0 | 1513 | $1,795 | $1.19 | 3d | 1 | 0.81mi |
| 1602 Mansfield St Unit 1056028P Cincinnati, OH | 2.0 | 2.0 | 1453 | $4,145 | $2.85 | 2d | 1 | 0.82mi |
| 1423 Pleasant St Unit 1056037P Cincinnati, OH | 2.0 | 1.0 | 1560 | $3,411 | $2.19 | 2d | 1 | 0.84mi |
| 1410 Mansfield St Apt 3 Cincinnati, OH | 3.0 | 2.0 | 1412 | $2,401 | $1.70 | 11d | 1 | 0.85mi |
| 1410 Mansfield St Apt 4 Cincinnati, OH | 3.0 | 2.0 | 1412 | $2,387 | $1.69 | 11d | 1 | 0.85mi |
| 1354 Broadway Unit 1056136P Cincinnati, OH | 4.0 | 3.0 | 2529 | $7,307 | $2.89 | 3d | 1 | 0.86mi |
| 424 Liberty Hl Unit 1056033P Cincinnati, OH | 3.0 | 2.0 | 1453 | $5,780 | $3.98 | 2d | 1 | 0.86mi |
| 2813 Gerard St Unit 1540075P Cincinnati, OH | 4.0 | 3.0 | 2152 | $6,281 | $2.92 | 20d | 1 | 0.87mi |
| 2704 W McMicken Ave Unit 2 Cincinnati, OH | 3.0 | 1.0 | 1760 | $1,500 | $0.85 | 24d | 1 | 0.88mi |
| 1925 Colerain Ave Unit 1056034P Cincinnati, OH | 2.0 | 1.0 | 1453 | $2,790 | $1.92 | 12d | 1 | 0.92mi |
| 1326 Broadway Unit 1324946P Cincinnati, OH | 1.0–3.0 | 1.0–3.0 | 1162 | $10,683 | $9.19 | 24d | 2 | 0.93mi |
| 1304 Broadway Unit 1056130P Cincinnati, OH | 1.0–5.0 | 1.0–4.0 | 2072 | $5,808 | $2.80 | 11d | 2 | 0.97mi |
| 3010 Eden Ave Cincinnati, OH | 1.0–2.0 | 1.0–2.0 | 1114 | $3,060 | $2.75 | 2d | 28 | 0.99mi |
Listing history 44 events
-
2026-06-18days on market $250,000 Active 2 DOM
-
2026-06-17pricedays on market $250,000 Active 1 DOM
-
2026-06-15days on market $270,000 Active 90 DOM
-
2026-06-13days on market $270,000 Active 88 DOM
-
2026-06-13days on market $270,000 Active 87 DOM
-
2026-06-09days on market $270,000 Active 84 DOM
-
2026-06-08days on market $270,000 Active 83 DOM
-
2026-06-07days on market $270,000 Active 82 DOM
-
2026-06-03days on market $270,000 Active 78 DOM
-
2026-06-02days on market $270,000 Active 77 DOM
-
2026-06-01days on market $270,000 Active 76 DOM
-
2026-05-31days on market $270,000 Active 75 DOM
-
2026-05-23price $270,000
-
2026-05-11status Active
-
2026-05-01historical Contingency Pending
-
2026-04-08price $285,000
-
2026-03-17$295,000 Active
-
2024-04-18historical $2,950
-
2024-03-27price $2,950
-
2024-03-06$2,995
-
2023-09-13price $221,000 415-char remark
Show marketing remark (415 chars)
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
-
2023-02-02soldstatus $221,000 Closed 415-char remark
Show marketing remark (415 chars)
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
-
2023-01-19status Pending 415-char remark
Show marketing remark (415 chars)
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
-
2022-12-19historical Contingency Pending 415-char remark
Show marketing remark (415 chars)
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
-
2022-12-18price $235,000 415-char remark
Show marketing remark (415 chars)
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
-
2022-12-09$235,000 Active 415-char remark
Show marketing remark (415 chars)
This 2 bed/1 bath & 3 bed/1 bath duplex is located on a quiet street near University of Cincinnati. The 2 bed unit features a 2020 renovated kitchen and bath, while the property as a whole boasts a new front porch and separate on-site laundry. Currently leased for $2,200/month through 7/31/23, the tenant pays for heat while the owner covers the water bill. Don't miss out on this great investment opportunity!
-
2022-04-27price $1,400
-
2015-04-03historical 229-char remark
Show marketing remark (229 chars)
2 Family - close to UC on quiet street next to Bellevue Park, All hardwood floors, 2 new furnaces, new H2O heater. 2 bed has updated kitchen and front porch. 3 bedroom has large deck on back. Both units have own washer and dryer
-
2015-03-05soldstatus $93,000
-
2015-03-02soldstatus $98,000 Sold 229-char remark
Show marketing remark (229 chars)
2 Family - close to UC on quiet street next to Bellevue Park, All hardwood floors, 2 new furnaces, new H2O heater. 2 bed has updated kitchen and front porch. 3 bedroom has large deck on back. Both units have own washer and dryer
-
2015-02-13status Pending 229-char remark
Show marketing remark (229 chars)
2 Family - close to UC on quiet street next to Bellevue Park, All hardwood floors, 2 new furnaces, new H2O heater. 2 bed has updated kitchen and front porch. 3 bedroom has large deck on back. Both units have own washer and dryer
-
2014-09-17$114,000 Active 229-char remark
Show marketing remark (229 chars)
2 Family - close to UC on quiet street next to Bellevue Park, All hardwood floors, 2 new furnaces, new H2O heater. 2 bed has updated kitchen and front porch. 3 bedroom has large deck on back. Both units have own washer and dryer
-
2012-10-30historical
-
2012-08-06$135,000
-
2010-05-25soldstatus $83,000
-
2010-05-17soldstatus $55,000
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2010-05-13soldstatus $55,000
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2010-02-03$79,900
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2000-10-24soldstatus $80,000
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1997-08-01soldstatus $72,500
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1997-07-29soldstatus $72,500
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1997-01-30$72,500
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1990-01-08soldstatus $70,000
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1987-08-20soldstatus $66,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $4,905 · $409/mo
- Projected year-2 tax
- $4,905 · $409/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,236
- − Mortgage interest
- −$14,004
- − Property taxes
- −$4,905
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,979
- − Management
- −$2,979
- − Depreciation
- −$7,273
- Taxable income
- $3,847
- Est. tax owed @ 24.0%
- −$923
- After-tax cash flow
- $6,606/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cincinnati Public Schools
- NCES district ID
- 3904375
- Math proficiency
- 25% ▼ -19.00%
- Reading proficiency
- 36% ▼ -14.00%
- Median HH income
- $35,743
- Composite
- 25.21/100
- National rank
- #7508
- State rank
- #581 of 656 in OH
Livability — Cincinnati
- Score
- 80/100
- State rank
- #130
- US rank
- #1856
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cincinnati, OH
- County
- Hamilton County · 701,295 people
- City population
- 505,555
- Metro
- Cincinnati, OH-KY-IN
- Population (ZIP)
- 20,012
- Household income
- $35,657
- Rent vs Own
- Severe rent burden
- 2461.0
Population outlook (Hamilton County) Hauer SSP2
- Today (2025)
- 826,054 people
- By 2030
- 830,947 · +0.6%
- By 2040
- 832,319 · +0.8%
- By 2050
- 822,428 · -0.4%
- By 2075
- 788,688 · -4.5%
- By 2100
- 710,674 · -14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (67%)
- Race & ethnicity
- White 67% Black 16% Asian 7% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Romanian 3% Italian 2% Slovak 1%
- Foreign-born
- 10% · China, Canada
- Languages at home
- 88% English-only · Chinese 3% Spanish 2% Other Indo-European 2%
Political lean MEDSL · Hamilton
- 2024 margin
- D (+14.9) · D 57.0% · R 42.1%
- 2008→2024 swing
- +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
- All cycles
- 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -134.46%
- Current HPI
- 340.1262
- Rent YoY
- ▲ 2.07%
- Metro
- Cincinnati, OH-KY-IN
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+309.1% since first listed32 events — show timeline
- 2026-05-23 Price Changed $270,000 Cincy MLS
- 2026-05-11 Relisted — Cincy MLS
- 2026-05-01 Contingent — Cincy MLS
- 2026-04-08 Price Changed $285,000 Cincy MLS
- 2026-03-17 Listed $295,000 Cincy MLS
- 2024-04-18 Rental Removed $2,950 Avail
- 2024-03-27 Price Changed $2,950 Avail
- 2024-03-06 Listed for Rent $2,995 Avail
- 2023-09-13 Price Changed $221,000 Cincy MLS
- 2023-02-02 Sold (MLS) $221,000 Cincy MLS
- 2023-01-19 Pending — Cincy MLS
- 2022-12-19 Contingent — Cincy MLS
- 2022-12-18 Price Changed $235,000 Cincy MLS
- 2022-12-09 Listed $235,000 Cincy MLS
- 2022-04-27 Price Changed $1,400 RENT.
- 2015-04-03 Listing Removed — Cincy MLS
- 2015-03-05 Sold (Public Records) $93,000 Public Records
- 2015-03-02 Sold (MLS) $98,000 Cincy MLS
- 2015-02-13 Pending — Cincy MLS
- 2014-09-17 Listed $114,000 Cincy MLS
- 2012-10-30 Listing Removed — Cincy MLS
- 2012-08-06 Listed $135,000 Cincy MLS
- 2010-05-25 Sold (Public Records) $83,000 Public Records
- 2010-05-17 Sold (Public Records) $55,000 Public Records
- 2010-05-13 Sold (MLS) $55,000 Cincy MLS
- 2010-02-03 Listed $79,900 Cincy MLS
- 2000-10-24 Sold (Public Records) $80,000 Public Records
- 1997-08-01 Sold (Public Records) $72,500 Public Records
- 1997-07-29 Sold (MLS) $72,500 Cincy MLS
- 1997-01-30 Listed $72,500 Cincy MLS
- 1990-01-08 Sold (Public Records) $70,000 Public Records
- 1987-08-20 Sold (Public Records) $66,000 Public Records
Property tax history
+7.6%/yrLatest (2025): $4,905 · +0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…