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2020 Wooley Way
D+ Composite 45.14
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.3/30.0
  • 1% rule +4.8/10.0
  • Livability +3.6/5.0
  • DSCR +3.3/10.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$237,500

2020 Wooley Way · Seagoville, TX 75159
3 bd · 2.0 ba · 1,798 sqft · SingleFamily public records · 113 Days on market
Built 2020 5,576 sqft lot Est $286k · 17% under $31/mo HOA · 1% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

Key facts

  • Close to schools
  • Spacious kitchen
  • Lovely backyard

Tags

COMFORTABLE LIVING AREASPACIOUS KITCHENLOVELY BACKYARDCONVENIENTLY LOCATEDCLOSE TO SCHOOLSCLOSE TO SHOPPING CENTERS

Property features AI

Finance

  • Other: Property listed as Real Estate Owned; Listing terms: Cash or Conventional
  • HOA & community: Mandatory HOA (managed by LEGECY SOUTHWEST); HOA fee includes management fees; HOA fee due annually

Exterior

  • Parking: Attached 2-car garage (garage faces front)
  • Security: Security features: Unknown
  • Utilities: City water; City sewer; Electricity connected; Cable available; Asphalt roads and curbs
  • Home design: Single family residence; One-story; Residential property; Built in 2020; Not attached to another property
  • Construction: Brick and wood construction with other materials; Slab foundation
  • Exterior features: Wood fencing; Other exterior features; Grassed vegetation; Interior lot in a subdivision; Easements present

Interior

  • Kitchen: Electric cooktop
  • Bedrooms: 4 bedrooms (all on main level); Primary bedroom with walk-in closet
  • Flooring: Carpet; Ceramic tile; Laminate
  • Bathrooms: 2 full bathrooms; 2 half bathrooms (4 total bathrooms)
  • Heating & cooling: Central heating (electric); Central air (electric)
  • Interior features: Cable TV available; Other interior features
  • Laundry & utility: Full-size washer/dryer area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $238k.

Deal economics

  • At list price, monthly cash flow is $-86 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $222k (6.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (1.7% below list).
  • Recommended offer: $216k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#319 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety D-.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Seagoville El (math 19% / reading 24%, grade F, #3,470 of 4,322 statewide, top 81%, 607 students, 92% FRL); Seagoville Middle (math 18% / reading 23%, grade F, #1,407 of 1,662 statewide, top 86%, 1,419 students, 88% FRL); Seagoville H S (math 15% / reading 21%, grade F, #1,445 of 1,632 statewide, top 89%, 1,779 students, 87% FRL).
  • Zoned-school proficiency averages 20% at this address vs 34% district-wide (-14 pts) — the specific schools serving this property underperform the Dallas ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.9%/yr); 282 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 113 days — a 9% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $216,125 (9.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
5.86%
Cash-on-cash
-1.55%
DSCR
0.93
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$285,882
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
528 Aqueduct Dr 0.21mi 3/2.5 1,707 (-5%) 2mo $270,000 $158 78
425 Tobin Dr 0.19mi 4/2.0 (+1) 1,721 (-4%) 3mo $319,900 $186 76
2013 Churchill Downs Dr 0.04mi 3/2.5 1,707 (-5%) 18mo $265,000 $155 72
1713 Woodhaven Dr 0.32mi 3/2.0 1,679 (-7%) 7mo $200,000 $119 68
746 Layton Ct 0.51mi 3/2.0 1,668 (-7%) 0mo $339,900 $204 64
648 Aqueduct Dr 0.36mi 4/2.0 (+1) 1,798 (0%) 20mo $314,900 $175 61
629 Myers St 0.07mi 4/2.0 (+1) 2,006 (+12%) 18mo $295,000 $147 57
804 Brandon Dr 0.59mi 4/2.0 (+1) 1,733 (-4%) 12mo $295,000 $170 51
805 Brandon Dr 0.57mi 3/2.5 2,015 (+12%) 1mo $287,500 $143 50
1624 Makayla Ln 0.64mi 3/2.0 1,662 (-8%) 18mo $265,000 $159 42
1631 Emily Ln 0.65mi 3/2.0 1,542 (-14%) 6mo $275,000 $178 41
713 Saint Lawrence Dr 0.73mi 4/2.0 (+1) 2,003 (+11%) 10mo $300,290 $150 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-22.8%
Equity multiple
0.24×
Total profit
$-50,583
Equity at exit
$35,412
10-year hold
IRR
-30.5%
Equity multiple
-0.15×
Total profit
$-76,663
Equity at exit
$20,535

Cash invested: $66,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75159

Home prices YoY
-13.8%
Rents YoY
-2.9%
Active inventory
282
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,334 high interval (Pro) →
Mortgage (P&I)
$1,245
Tax from tax record
$554 /mo · $6,653/yr
Insurance
$99
HOA
$31
Vacancy / Maint / Mgmt
$490
Net cashflow
$-86

Break-even live

Break-even rent $2,443
Max offer price $222,328
Occupancy floor 99%

Sensitivity live

Price -10% $49 -5% $-19 +0% $-86 +5% $-153 +10% $-220
Rent -10% $-270 -5% $-178 +0% $-86 +5% $6 +10% $99
Rate -1.0pp $34 -0.5pp $-25 base $-86 +0.5pp $-147 +1.0pp $-210

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,375
Closing costs
$7,125
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1927 Churchill Downs Dr Seagoville, TX 3.0 2.5 1707 $2,300 $1.35 3d 1 0.08mi
1914 Madison Dr Seagoville, TX 4.0 2.5 2587 $2,399 $0.93 45d 1 0.15mi
620 Fountain Dr Seagoville, TX 4.0 2.5 2588 $2,300 $0.89 22d 1 0.23mi
612 Aqueduct Dr Seagoville, TX 4.0 2.0 2006 $2,095 $1.04 45d 1 0.26mi
2030 Delta Downs Dr Seagoville, TX 4.0 2.5 2209 $2,185 $0.99 9d 1 0.28mi
639 Arlington Park Ct Seagoville, TX 4.0 2.0 2006 $2,299 $1.15 24d 1 0.29mi
2033 Hialeah Dr Seagoville, TX 4.0 2.5 2209 $2,680 $1.21 9d 1 0.30mi
324 Greenhaven Dr Seagoville, TX 4.0 2.0 1740 $2,300 $1.32 22d 1 0.33mi
1933 Belmont Dr Seagoville, TX 4.0 2.5 2209 $2,189 $0.99 4d 1 0.35mi
1921 Belmont Dr Seagoville, TX 4.0 2.0 1772 $1,995 $1.13 9d 1 0.36mi
1610 Parkhaven Dr Seagoville, TX 4.0 1.5 1450 $1,695 $1.17 16d 1 0.42mi
752 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,349 $1.06 19d 1 0.42mi
752 Saratoga Ln Seagoville, TX 4.0 2.5 2209 $2,349 $1.06 21d 1 0.42mi
718 Dakota Ln Seagoville, TX 3.0–5.0 2.0–2.5 2167 $2,400 $1.11 0d 1 0.48mi
1432 Baylee St Seagoville, TX 3.0 2.0 2101 $2,000 $0.95 45d 1 0.52mi
1630 Emily Ln Seagoville, TX 3.0 2.0 1546 $1,849 $1.20 9d 1 0.66mi
813 Huddleston Ct Seagoville, TX 3.0 2.0 1460 $1,855 $1.27 4d 1 0.68mi
1304 Riverview Ln Seagoville, TX 3.0 2.0 1490 $1,899 $1.27 26d 1 1.38mi
707 Shadybrook Ln Seagoville, TX 3.0 2.0 1344 $1,950 $1.45 45d 1 1.40mi
1928 Laurel Park Ln Seagoville, TX 3.0 2.0 1889 $2,450 $1.30 0d 1 1.48mi

HOA detail

Monthly dues
$31 · $372/yr

Listing history 12 events

  1. 2026-05-01
    status Pending
  2. 2026-03-24
    historical Active Option Contract
  3. 2026-02-17
    price $237,500
  4. 2026-01-06
    listed $247,500 Active
  5. 2021-03-05
    soldstatus Sold 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  6. 2021-01-25
    status Pending 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  7. 2021-01-21
    price $246,900 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  8. 2021-01-18
    status Active 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  9. 2021-01-11
    status Pending 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  10. 2021-01-11
    status Active 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  11. 2020-10-05
    status Pending 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

  12. 2020-10-01
    listed $241,900 Active 538-char remark
    Show marketing remark (538 chars)

    The Reed plan by LGI Homes has 4 bedrooms, 2 baths, an open family room, a spacious kitchen with a large dining room and more, all on one level! This thoughtfully designed home comes with a plethora incredible upgrades already included like granite countertops, energy-efficient appliances, 36” upper wood cabinets, a beautifully landscaped front yard and an attached two-car garage. Ideally located in Seagoville, homeowners at Seagoville Farms will have quick access to incredible amenities, local schools and nearby conveniences.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,653 · $554/mo
Projected year-2 tax
$6,653 · $554/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,010
− Mortgage interest
−$13,304
− Property taxes
−$6,653
− Insurance
−$1,188
− Repairs & maintenance
−$2,241
− Management
−$2,241
− HOA
−$372
− Depreciation
−$6,909
Taxable loss
−$4,897
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,175
After-tax cash flow
$145/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Seagoville

Score
71/100
State rank
#319
US rank
#7103

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seagoville, TX
County
Dallas County · 2,612,404 people
City population
23,456
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
23,456
Household income
$72,897
Rent vs Own
19.0% rent · 81.0% own
Severe rent burden
422.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 46% White 32% Two or more races 20% Black 17%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Romanian 1% Slovak 1% Italian 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.45%
Current HPI
321.2065
Rent YoY
▼ -2.86%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-1.8% since first listed
12 events — show timeline
  • 2026-05-01 Pending NTREIS
  • 2026-03-24 Contingent NTREIS
  • 2026-02-17 Price Changed $237,500 NTREIS
  • 2026-01-06 Listed $247,500 NTREIS
  • 2021-03-05 Sold (MLS) NTREIS
  • 2021-01-25 Pending NTREIS
  • 2021-01-21 Price Changed $246,900 NTREIS
  • 2021-01-18 Relisted NTREIS
  • 2021-01-11 Pending NTREIS
  • 2021-01-11 Relisted NTREIS
  • 2020-10-05 Pending NTREIS
  • 2020-10-01 Listed $241,900 NTREIS

Property tax history

+0.9%/yr

Latest (2025): $6,653 · -9.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…