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5293 Beckton Rd 🌊 Lakefront
A- Composite 84.08
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.9/10.0
  • Schools +6.0/10.0
  • Appreciation +4.5/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.2/5.0
  • Livability +2.5/5.0

$335,000

5293 Beckton Rd · Ave Maria, FL 34142
3 bd · 2.0 ba · 929 sqft · Townhouse public records · 94 Days on market
Built 2015 Good condition 3,920 sqft lot 1-car garage $361/sqft · waterfront premium Est $404k · 17% under · waterfront $175/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

One or more photo(s) has been virtually staged, AI generated or rendered. Serene Lakeside Living in Maple Ridge. Experience the perfect blend of comfort and tranquility in this, 3-bedroom, 2-bathroom home. Situated on a peaceful lakefront lot, this residence offers stunning water views and a thoughtfully designed layout perfect for both relaxation and entertaining. The main level boasts a spacious, chef-friendly kitchen complete with a large pantry, flowing seamlessly into a dining/family room where you can enjoy the calming sights of the lake. Upstairs, the Master Suite features two generous walk-in closets.

Key facts

  • Water views
  • Lakeside living
  • Separate living area

Tags

LAKESIDE LIVINGWATER VIEWSCHEF FRIENDLY KITCHENLARGE PANTRYSEPARATE DINING AREASEPARATE LIVING AREA

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $335k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $335k).
  • Recommended offer: $305k (9.0% below list) — sets the bar for market timing.
  • Cap rate 10.8% vs local median 4.2% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade A — affects rentability + tenant quality, not the cash-flow math above.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
  • Market conditions: Rents rising (+3.0%/yr); 545 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $4,654/mo this rent would consume 90% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-1.1% appreciation + 3.0% rent growth), your $94k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($305k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $304,850 (9.0% below list)

Questions for the listing agent

  1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  6. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  7. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.39%
Cap rate
10.77%
Cash-on-cash
16.00%
DSCR
1.71
GRM
6.0

CMA / ARV

ARV (median comp)
$404,114
List price
$335,000
Delta
-17.10%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-1.05% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
12.7%
Equity multiple
1.57×
Total profit
$53,628
Equity at exit
$80,090
10-year hold
IRR
18.7%
Equity multiple
2.87×
Total profit
$175,434
Equity at exit
$83,442

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
17 active · 9 under contract
Months of supply
6.4 mo (16%/mo absorbed)
Median asking
$198,998 ($172/sqft)
Median days on market
11 d
This list price
100% of active listings are priced below it
ARV vs active asking
+152.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34142

Home prices YoY
-0.5%
Rents YoY
3.0%
Active inventory
545
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$4,654 high interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$355 /mo · $4,254/yr
Insurance
$140
HOA
$175
Vacancy / Maint / Mgmt
$977
Net cashflow
$1,251

Break-even live

Break-even rent $3,071
Max offer price $335,000
Occupancy floor 68%

Sensitivity live

Price -10% $1,441 -5% $1,346 +0% $1,251 +5% $1,156 +10% $1,061
Rent -10% $883 -5% $1,067 +0% $1,251 +5% $1,435 +10% $1,619
Rate -1.0pp $1,420 -0.5pp $1,336 base $1,251 +0.5pp $1,164 +1.0pp $1,076

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,750
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5360 Brin Way Ave Maria, FL 4.0 2.5 1088 $2,495 $2.29 72d 1 0.06mi
5527 Double Eagle Cir Unit 3815 Ave Maria, FL 2.0 2.0 1120 $5,795 $5.17 72d 1 0.83mi
5555 Double Eagle Cir #3914 Ave Maria, FL 2.0 2.0 1120 $5,795 $5.17 72d 1 0.89mi
5583 Double Eagle Cir #4135 Ave Maria, FL 2.0 2.0 1120 $2,195 $1.96 72d 1 0.96mi
5583 Double Eagle Cir Unit 4143 Ave Maria, FL 2.0 2.0 1120 $5,795 $5.17 72d 1 0.96mi
5835 Double Eagle CIR #4714 Ave Maria, FL 2.0 2.0 1120 $1,895 $1.69 72d 1 1.01mi
5629 Double Eagle Cir Ave Maria, FL 2.0 2.0 1120 $5,495 $4.91 72d 1 1.01mi
5715 Double Eagle Cir Ave Maria, FL 2.0 2.0 1120 $3,295 $2.94 72d 1 1.09mi
5807 Double Eagle Cir #4635 Ave Maria, FL 2.0 2.0 1120 $5,195 $4.64 72d 1 1.10mi
5749 Double Eagle Cir #4515 Ave Maria, FL 2.0 2.0 1120 $1,995 $1.78 70d 1 1.11mi
6058 National Blvd Ave Maria, FL 2.0–3.0 2.0 1210 $5,795 $4.79 72d 2 1.15mi
6058 National Blvd #335 Ave Maria, FL 2.0 2.0 1120 $5,795 $5.17 63d 1 1.15mi
6034 National Blvd Ave Maria, FL 2.0 2.0 1137 $4,046 $3.56 63d 3 1.17mi

Property features AI

Finance

Other
Multi-unit building: 2 units per building, 2 floors, 20 units in complexLot restrictions: No RVIrrigation: Central
HOA & community
Mandatory HOA with professional managementHOA fee $117 monthlyMandatory club fee $174 (quarterly)Community amenities include clubhouse, community pool, play area, shoppingNon-gated communityTotal annual recurring fees $2,100Total one-time fees $150

Exterior

Parking
1 assigned parking spaceAttached 1-car garage
Utilities
Central waterCentral sewerCable available
Home design
Residential townhouse2-storyRear exposure faces westBuilt in 2015Located in Ave Maria development
Construction
Stucco constructionShingle roofBuilt in 2015
Exterior features
Stucco exteriorShingle roofLake viewLake waterfrontStorm protection: see remarksWindows: see remarksDead-end road

Interior

Kitchen
Electric cooktopDishwasherGarbage disposalMicrowaveRefrigerator/Freezer
Bedrooms
3 bedroomsMaster bedroom upstairsSplit bedroom floor plan
Flooring
CarpetTile
Bathrooms
2 full bathroomsMaster bath with shower only
Heating & cooling
Central electric heatCentral electric air conditioningCeiling fans
Interior features
PantrySmoke detectorsIsland kitchenDining area open to livingEat-in kitchenLaundry in residenceFurnished
Laundry & utility
Laundry inside the residence

HOA detail $175/mo · $2,100/yr

Likely covers
water

Listing history 50 events

  1. 2026-08-08
    days on market $335,000 Active 94 DOM
  2. 2026-08-07
    days on market $335,000 Active 93 DOM
  3. 2026-08-06
    days on market $335,000 Active 92 DOM
  4. 2026-08-05
    days on market $335,000 Active 91 DOM
  5. 2026-08-04
    days on market $335,000 Active 90 DOM
  6. 2026-08-03
    days on market $335,000 Active 89 DOM
  7. 2026-07-31
    days on market $335,000 Active 86 DOM
  8. 2026-07-30
    days on market $335,000 Active 85 DOM
  9. 2026-07-29
    days on market $335,000 Active 84 DOM
  10. 2026-07-27
    days on market $335,000 Active 82 DOM
  11. 2026-07-25
    days on market $335,000 Active 80 DOM
  12. 2026-07-24
    days on market $335,000 Active 79 DOM
  13. 2026-07-23
    days on market $335,000 Active 78 DOM
  14. 2026-07-22
    days on market $335,000 Active 77 DOM
  15. 2026-07-22
    days on market $335,000 Active 76 DOM
  16. 2026-07-18
    days on market $335,000 Active 73 DOM
  17. 2026-07-16
    days on market $335,000 Active 71 DOM
  18. 2026-07-16
    days on market $335,000 Active 70 DOM
  19. 2026-07-14
    days on market $335,000 Active 69 DOM
  20. 2026-07-14
    days on market $335,000 Active 68 DOM
  21. 2026-07-12
    days on market $335,000 Active 67 DOM
  22. 2026-07-11
    days on market $335,000 Active 66 DOM
  23. 2026-07-10
    days on market $335,000 Active 65 DOM
  24. 2026-07-09
    days on market $335,000 Active 64 DOM
  25. 2026-07-08
    days on market $335,000 Active 63 DOM
  26. 2026-07-07
    days on market $335,000 Active 62 DOM
  27. 2026-07-06
    days on market $335,000 Active 61 DOM
  28. 2026-07-05
    days on market $335,000 Active 60 DOM
  29. 2026-07-04
    days on market $335,000 Active 59 DOM
  30. 2026-07-03
    days on market $335,000 Active 58 DOM
  31. 2026-07-02
    pricedays on market $335,000 Active 57 DOM
  32. 2026-07-01
    days on market $360,000 Active 56 DOM
  33. 2026-06-30
    days on market $360,000 Active 55 DOM
  34. 2026-06-29
    days on market $360,000 Active 54 DOM
  35. 2026-06-28
    days on market $360,000 Active 53 DOM
  36. 2026-06-28
    days on market $360,000 Active 52 DOM
  37. 2026-06-27
    days on market $360,000 Active 51 DOM
  38. 2026-06-25
    days on market $360,000 Active 49 DOM
  39. 2026-06-23
    days on market $360,000 Active 47 DOM
  40. 2026-06-21
    days on market $360,000 Active 46 DOM
  41. 2026-06-18
    days on market $360,000 Active 43 DOM
  42. 2026-06-17
    days on market $360,000 Active 42 DOM
  43. 2026-06-16
    days on market $360,000 Active 41 DOM
  44. 2026-06-15
    days on market $360,000 Active 40 DOM
  45. 2026-06-14
    days on market $360,000 Active 38 DOM
  46. 2026-06-10
    days on market $360,000 Active 35 DOM
  47. 2026-06-09
    days on market $360,000 Active 34 DOM
  48. 2026-06-08
    days on market $360,000 Active 33 DOM
  49. 2026-06-07
    days on market $360,000 Active 32 DOM
  50. 2026-06-03
    days on market $360,000 Active 28 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,254 · $355/mo
Projected year-2 tax
$4,254 · $355/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$55,851
− Mortgage interest
−$18,765
− Property taxes
−$4,254
− Insurance
−$1,675
− Repairs & maintenance
−$4,468
− Management
−$4,468
− HOA
−$2,100
− Depreciation
−$9,745
Taxable income
$10,375
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,490
After-tax cash flow
$12,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab Est. rehab $4,645–$13,935 screening

This well-maintained townhouse offers a serene lakeside living experience with good condition and minimal repairs needed.

Components & finishes AI

Roof tile · good Flooring tile Counters granite Appliances stainless steel HVAC central · new lt5

Value-add opportunities

  • Resale Paint exterior fence — Enhances curb appeal
  • Rental Replace patio furniture — Improves comfort and functionality

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 60/100

Zoned Schools

Elementary Estates Elementary School B+ FL #409/2,144 Nat'l #4,125/41,679 Middle Corkscrew Middle School B+ FL #109/571 Nat'l #1,406/14,009 High Palmetto Ridge High School D- FL #207/667 Nat'l #6,330/17,239

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Ave Maria

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Ave Maria, FL
County
Collier County · 420,858 people
Metro
Naples-Marco Island, FL
Population (ZIP)
35,149
Household income
$62,333
Rent vs Own
48.7% rent · 51.3% own
Severe rent burden
12% of renters

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
Hispanic origin (detail)
Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
Common ancestry
Hispanic 8% Slovak 1% Serbian 1%
Foreign-born
32% · Canada, Jamaica
Languages at home
34% English-only · Spanish 53% French/Haitian/Cajun 12%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Price history

+11900.0% since first listed
6 events — show timeline
  • 2026-05-06 Listed $360,000 NAPLESMLS
  • 2025-04-21 Rental Removed $2,100 NAPLESMLS
  • 2025-02-04 Price Changed $2,100 NAPLESMLS
  • 2024-10-24 Listed for Rent $2,300 NAPLESMLS
  • 2023-10-26 Rental Removed $3,000 LISTANZA
  • 2023-10-22 Listed for Rent $3,000 LISTANZA

Property tax history

+8.6%/yr

Latest (2025): $4,254 · +8.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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