🌊 Lakefront
5293 Beckton Rd · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Schools +6.0/10.0
- Appreciation +4.5/10.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$335,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
One or more photo(s) has been virtually staged, AI generated or rendered. Serene Lakeside Living in Maple Ridge. Experience the perfect blend of comfort and tranquility in this, 3-bedroom, 2-bathroom home. Situated on a peaceful lakefront lot, this residence offers stunning water views and a thoughtfully designed layout perfect for both relaxation and entertaining. The main level boasts a spacious, chef-friendly kitchen complete with a large pantry, flowing seamlessly into a dining/family room where you can enjoy the calming sights of the lake. Upstairs, the Master Suite features two generous walk-in closets.
Key facts
- Water views
- Lakeside living
- Separate living area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $335k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($15k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $335k).
- Recommended offer: $305k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.8% vs local median 4.2% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade A — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 545 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $4,654/mo this rent would consume 90% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.1% appreciation + 3.0% rent growth), your $94k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 94 days — a 9% lower offer ($305k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 10.77%
- Cash-on-cash
- 16.00%
- DSCR
- 1.71
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $404,114
- List price
- $335,000
- Delta
- -17.10%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
- IRR
- 12.7%
- Equity multiple
- 1.57×
- Total profit
- $53,628
- Equity at exit
- $80,090
- IRR
- 18.7%
- Equity multiple
- 2.87×
- Total profit
- $175,434
- Equity at exit
- $83,442
Cash invested: $93,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 17 active · 9 under contract
- Months of supply
- 6.4 mo (16%/mo absorbed)
- Median asking
- $198,998 ($172/sqft)
- Median days on market
- 11 d
- This list price
- 100% of active listings are priced below it
- ARV vs active asking
- +152.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 545
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $4,654 high interval (Pro) →
- Mortgage (P&I)
- −$1,757
- Tax from tax record
- −$355 /mo · $4,254/yr
- Insurance
- −$140
- HOA
- −$175
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$977
- Net cashflow
- $1,251
Break-even live
Sensitivity live
| Price | -10% $1,441 | -5% $1,346 | +0% $1,251 | +5% $1,156 | +10% $1,061 |
|---|---|---|---|---|---|
| Rent | -10% $883 | -5% $1,067 | +0% $1,251 | +5% $1,435 | +10% $1,619 |
| Rate | -1.0pp $1,420 | -0.5pp $1,336 | base $1,251 | +0.5pp $1,164 | +1.0pp $1,076 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,750
- Closing costs
- $10,050
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5360 Brin Way Ave Maria, FL | 4.0 | 2.5 | 1088 | $2,495 | $2.29 | 72d | 1 | 0.06mi |
| 5527 Double Eagle Cir Unit 3815 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 72d | 1 | 0.83mi |
| 5555 Double Eagle Cir #3914 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 72d | 1 | 0.89mi |
| 5583 Double Eagle Cir #4135 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,195 | $1.96 | 72d | 1 | 0.96mi |
| 5583 Double Eagle Cir Unit 4143 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 72d | 1 | 0.96mi |
| 5835 Double Eagle CIR #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 72d | 1 | 1.01mi |
| 5629 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,495 | $4.91 | 72d | 1 | 1.01mi |
| 5715 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1120 | $3,295 | $2.94 | 72d | 1 | 1.09mi |
| 5807 Double Eagle Cir #4635 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,195 | $4.64 | 72d | 1 | 1.10mi |
| 5749 Double Eagle Cir #4515 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,995 | $1.78 | 70d | 1 | 1.11mi |
| 6058 National Blvd Ave Maria, FL | 2.0–3.0 | 2.0 | 1210 | $5,795 | $4.79 | 72d | 2 | 1.15mi |
| 6058 National Blvd #335 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 63d | 1 | 1.15mi |
| 6034 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1137 | $4,046 | $3.56 | 63d | 3 | 1.17mi |
Property features AI
Finance
- Other
- Multi-unit building: 2 units per building, 2 floors, 20 units in complexLot restrictions: No RVIrrigation: Central
- HOA & community
- Mandatory HOA with professional managementHOA fee $117 monthlyMandatory club fee $174 (quarterly)Community amenities include clubhouse, community pool, play area, shoppingNon-gated communityTotal annual recurring fees $2,100Total one-time fees $150
Exterior
- Parking
- 1 assigned parking spaceAttached 1-car garage
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential townhouse2-storyRear exposure faces westBuilt in 2015Located in Ave Maria development
- Construction
- Stucco constructionShingle roofBuilt in 2015
- Exterior features
- Stucco exteriorShingle roofLake viewLake waterfrontStorm protection: see remarksWindows: see remarksDead-end road
Interior
- Kitchen
- Electric cooktopDishwasherGarbage disposalMicrowaveRefrigerator/Freezer
- Bedrooms
- 3 bedroomsMaster bedroom upstairsSplit bedroom floor plan
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathroomsMaster bath with shower only
- Heating & cooling
- Central electric heatCentral electric air conditioningCeiling fans
- Interior features
- PantrySmoke detectorsIsland kitchenDining area open to livingEat-in kitchenLaundry in residenceFurnished
- Laundry & utility
- Laundry inside the residence
HOA detail $175/mo · $2,100/yr
- Likely covers
- water
Listing history 50 events
-
2026-08-08days on market $335,000 Active 94 DOM
-
2026-08-07days on market $335,000 Active 93 DOM
-
2026-08-06days on market $335,000 Active 92 DOM
-
2026-08-05days on market $335,000 Active 91 DOM
-
2026-08-04days on market $335,000 Active 90 DOM
-
2026-08-03days on market $335,000 Active 89 DOM
-
2026-07-31days on market $335,000 Active 86 DOM
-
2026-07-30days on market $335,000 Active 85 DOM
-
2026-07-29days on market $335,000 Active 84 DOM
-
2026-07-27days on market $335,000 Active 82 DOM
-
2026-07-25days on market $335,000 Active 80 DOM
-
2026-07-24days on market $335,000 Active 79 DOM
-
2026-07-23days on market $335,000 Active 78 DOM
-
2026-07-22days on market $335,000 Active 77 DOM
-
2026-07-22days on market $335,000 Active 76 DOM
-
2026-07-18days on market $335,000 Active 73 DOM
-
2026-07-16days on market $335,000 Active 71 DOM
-
2026-07-16days on market $335,000 Active 70 DOM
-
2026-07-14days on market $335,000 Active 69 DOM
-
2026-07-14days on market $335,000 Active 68 DOM
-
2026-07-12days on market $335,000 Active 67 DOM
-
2026-07-11days on market $335,000 Active 66 DOM
-
2026-07-10days on market $335,000 Active 65 DOM
-
2026-07-09days on market $335,000 Active 64 DOM
-
2026-07-08days on market $335,000 Active 63 DOM
-
2026-07-07days on market $335,000 Active 62 DOM
-
2026-07-06days on market $335,000 Active 61 DOM
-
2026-07-05days on market $335,000 Active 60 DOM
-
2026-07-04days on market $335,000 Active 59 DOM
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2026-07-03days on market $335,000 Active 58 DOM
-
2026-07-02pricedays on market $335,000 Active 57 DOM
-
2026-07-01days on market $360,000 Active 56 DOM
-
2026-06-30days on market $360,000 Active 55 DOM
-
2026-06-29days on market $360,000 Active 54 DOM
-
2026-06-28days on market $360,000 Active 53 DOM
-
2026-06-28days on market $360,000 Active 52 DOM
-
2026-06-27days on market $360,000 Active 51 DOM
-
2026-06-25days on market $360,000 Active 49 DOM
-
2026-06-23days on market $360,000 Active 47 DOM
-
2026-06-21days on market $360,000 Active 46 DOM
-
2026-06-18days on market $360,000 Active 43 DOM
-
2026-06-17days on market $360,000 Active 42 DOM
-
2026-06-16days on market $360,000 Active 41 DOM
-
2026-06-15days on market $360,000 Active 40 DOM
-
2026-06-14days on market $360,000 Active 38 DOM
-
2026-06-10days on market $360,000 Active 35 DOM
-
2026-06-09days on market $360,000 Active 34 DOM
-
2026-06-08days on market $360,000 Active 33 DOM
-
2026-06-07days on market $360,000 Active 32 DOM
-
2026-06-03days on market $360,000 Active 28 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,254 · $355/mo
- Projected year-2 tax
- $4,254 · $355/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $55,851
- − Mortgage interest
- −$18,765
- − Property taxes
- −$4,254
- − Insurance
- −$1,675
- − Repairs & maintenance
- −$4,468
- − Management
- −$4,468
- − HOA
- −$2,100
- − Depreciation
- −$9,745
- Taxable income
- $10,375
- Est. tax owed @ 24.0%
- −$2,490
- After-tax cash flow
- $12,522/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This well-maintained townhouse offers a serene lakeside living experience with good condition and minimal repairs needed.
Components & finishes AI
Value-add opportunities
- Resale Paint exterior fence — Enhances curb appeal ↑
- Rental Replace patio furniture — Improves comfort and functionality ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+11900.0% since first listed6 events — show timeline
- 2026-05-06 Listed $360,000 NAPLESMLS
- 2025-04-21 Rental Removed $2,100 NAPLESMLS
- 2025-02-04 Price Changed $2,100 NAPLESMLS
- 2024-10-24 Listed for Rent $2,300 NAPLESMLS
- 2023-10-26 Rental Removed $3,000 LISTANZA
- 2023-10-22 Listed for Rent $3,000 LISTANZA
Property tax history
+8.6%/yrLatest (2025): $4,254 · +8.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…