🌊 Lakefront
5293 Beckton Rd · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.1/30.0
- ARV discount +15.0/15.0
- Schools +6.0/10.0
- DSCR +5.0/10.0
- 1% rule +4.8/10.0
- Appreciation +4.5/10.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$335,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
One or more photo(s) has been virtually staged, AI generated or rendered. Serene Lakeside Living in Maple Ridge. Experience the perfect blend of comfort and tranquility in this, 3-bedroom, 2-bathroom home. Situated on a peaceful lakefront lot, this residence offers stunning water views and a thoughtfully designed layout perfect for both relaxation and entertaining. The main level boasts a spacious, chef-friendly kitchen complete with a large pantry, flowing seamlessly into a dining/family room where you can enjoy the calming sights of the lake. Upstairs, the Master Suite features two generous walk-in closets.
Key facts
- Water views
- Lakeside living
- Separate living area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $335k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $174 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $329k (1.7% below list).
- Recommended offer: $295k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 3.9% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 695 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,292/mo this rent would consume 63% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 186 days — a 12% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 186 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 6.92%
- Cash-on-cash
- 2.23%
- DSCR
- 1.10
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $428,250
- List price
- $335,000
- Delta
- -21.77%
- Verdict
- UNDERPRICED
- Comps
- 10 within 3.0 mi
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
- IRR
- -3.6%
- Equity multiple
- 0.84×
- Total profit
- $-14,888
- Equity at exit
- $80,090
- IRR
- 3.1%
- Equity multiple
- 1.30×
- Total profit
- $27,683
- Equity at exit
- $83,442
Cash invested: $93,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active · 1 under contract
- Median asking
- $334,990 ($296/sqft)
- Median days on market
- 584 d
- This list price
- 100% of active listings are priced below it
- ARV vs active asking
- +55.9% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 695
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $3,292 high interval (Pro) →
- Mortgage (P&I)
- −$1,757
- Tax from tax record
- −$355 /mo · $4,254/yr
- Insurance
- −$140
- HOA
- −$175
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$691
- Net cashflow
- $174
Break-even live
Sensitivity live
| Price | -10% $364 | -5% $269 | +0% $174 | +5% $80 | +10% $-15 |
|---|---|---|---|---|---|
| Rent | -10% $-86 | -5% $44 | +0% $174 | +5% $304 | +10% $435 |
| Rate | -1.0pp $343 | -0.5pp $260 | base $174 | +0.5pp $88 | +1.0pp $-1 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,750
- Closing costs
- $10,050
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5360 Brin Way Ave Maria, FL | 4.0 | 3.0 | 1088 | $2,495 | $2.29 | 10d | 1 | 0.06mi |
| 5360 Brin Way Ave Maria, FL | 4.0 | 2.5 | 1088 | $2,495 | $2.29 | 164d | 1 | 0.06mi |
| 5527 Double Eagle Cir #3815 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,495 | $2.23 | 6d | 1 | 0.83mi |
| 5527 Double Eagle Cir Unit 3815 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 164d | 1 | 0.83mi |
| 5555 Double Eagle Cir #3944 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 6d | 1 | 0.89mi |
| 5555 Double Eagle Cir #3914 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 164d | 1 | 0.89mi |
| 5555 Double Eagle Cir #3914 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,495 | $2.23 | 10d | 1 | 0.89mi |
| 5555 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 850 | $2,750 | $3.24 | 10d | 1 | 0.89mi |
| 5583 Double Eagle Cir #4115 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,100 | $1.88 | 6d | 1 | 0.94mi |
| 5583 Double Eagle Cir Unit 4143 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 164d | 1 | 0.96mi |
| 5583 Double Eagle Cir #4135 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,195 | $1.96 | 164d | 1 | 0.96mi |
| 5583 Double Eagle Cir #4125 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,995 | $1.78 | 51d | 1 | 0.96mi |
| 5629 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,495 | $4.91 | 164d | 1 | 1.01mi |
| 5715 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1120 | $3,295 | $2.94 | 10d | 1 | 1.09mi |
| 5835 Double Eagle Cir #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 21d | 1 | 1.10mi |
| 5835 Double Eagle Cir #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 10d | 1 | 1.10mi |
| 5835 Double Eagle Cir #4744 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,495 | $4.91 | 51d | 1 | 1.10mi |
| 5835 Double Eagle Cir #4744 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,495 | $4.91 | 10d | 1 | 1.10mi |
| 5807 Double Eagle Cir #4635 Ave Maria, FL | 2.0 | 2.0 | 1120 | $2,095 | $1.87 | 6d | 1 | 1.10mi |
| 5807 Double Eagle Cir #4635 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,195 | $4.64 | 14d | 1 | 1.10mi |
| 5749 Double Eagle Cir #4515 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,995 | $1.78 | 162d | 1 | 1.11mi |
| 6058 National Blvd Ave Maria, FL | 2.0–3.0 | 2.0 | 1210 | $5,795 | $4.79 | 164d | 2 | 1.15mi |
| 6058 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1157 | $3,248 | $2.81 | 8d | 3 | 1.15mi |
| 6058 National Blvd #335 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 154d | 1 | 1.15mi |
| 6034 National Blvd Ave Maria, FL | 2.0–3.0 | 2.0 | 1210 | $5,795 | $4.79 | 0d | 4 | 1.17mi |
| 6034 National Blvd Ave Maria, FL | 2.0–3.0 | 2.0 | 1210 | $5,795 | $4.79 | 22d | 3 | 1.17mi |
| 6034 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1137 | $4,395 | $3.87 | 26d | 2 | 1.17mi |
Property features AI
Finance
- Other
- Multi-unit building: 2 units per building, 2 floors, 20 units in complexLot restrictions: No RVIrrigation: Central
- HOA & community
- Mandatory HOA with professional managementHOA fee $117 monthlyMandatory club fee $174 (quarterly)Community amenities include clubhouse, community pool, play area, shoppingNon-gated communityTotal annual recurring fees $2,100Total one-time fees $150
Exterior
- Parking
- 1 assigned parking spaceAttached 1-car garage
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential townhouse2-storyRear exposure faces westBuilt in 2015Located in Ave Maria development
- Construction
- Stucco constructionShingle roofBuilt in 2015
- Exterior features
- Stucco exteriorShingle roofLake viewLake waterfrontStorm protection: see remarksWindows: see remarksDead-end road
Interior
- Kitchen
- Electric cooktopDishwasherGarbage disposalMicrowaveRefrigerator/Freezer
- Bedrooms
- 3 bedroomsMaster bedroom upstairsSplit bedroom floor plan
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathroomsMaster bath with shower only
- Heating & cooling
- Central electric heatCentral electric air conditioningCeiling fans
- Interior features
- PantrySmoke detectorsIsland kitchenDining area open to livingEat-in kitchenLaundry in residenceFurnished
- Laundry & utility
- Laundry inside the residence
HOA detail $175/mo · $2,100/yr
- Likely covers
- water
Listing history 50 events
-
2026-11-08days on market $335,000 Active 186 DOM
-
2026-11-07days on market $335,000 Active 185 DOM
-
2026-11-06days on market $335,000 Active 184 DOM
-
2026-11-05days on market $335,000 Active 183 DOM
-
2026-11-04days on market $335,000 Active 182 DOM
-
2026-11-02days on market $335,000 Active 180 DOM
-
2026-11-01days on market $335,000 Active 179 DOM
-
2026-10-31days on market $335,000 Active 178 DOM
-
2026-10-30days on market $335,000 Active 177 DOM
-
2026-10-29days on market $335,000 Active 176 DOM
-
2026-10-28days on market $335,000 Active 175 DOM
-
2026-10-27days on market $335,000 Active 174 DOM
-
2026-10-26days on market $335,000 Active 173 DOM
-
2026-10-25days on market $335,000 Active 172 DOM
-
2026-10-24days on market $335,000 Active 171 DOM
-
2026-10-23days on market $335,000 Active 170 DOM
-
2026-10-22days on market $335,000 Active 169 DOM
-
2026-10-21days on market $335,000 Active 168 DOM
-
2026-10-20days on market $335,000 Active 167 DOM
-
2026-10-19days on market $335,000 Active 166 DOM
-
2026-10-18days on market $335,000 Active 165 DOM
-
2026-10-17days on market $335,000 Active 164 DOM
-
2026-10-16days on market $335,000 Active 163 DOM
-
2026-10-15days on market $335,000 Active 162 DOM
-
2026-10-14days on market $335,000 Active 161 DOM
-
2026-10-13days on market $335,000 Active 160 DOM
-
2026-10-12days on market $335,000 Active 159 DOM
-
2026-10-11days on market $335,000 Active 158 DOM
-
2026-10-10days on market $335,000 Active 157 DOM
-
2026-10-09days on market $335,000 Active 156 DOM
-
2026-10-08days on market $335,000 Active 155 DOM
-
2026-10-07days on market $335,000 Active 154 DOM
-
2026-10-07days on market $335,000 Active 153 DOM
-
2026-10-05days on market $335,000 Active 152 DOM
-
2026-10-04days on market $335,000 Active 151 DOM
-
2026-10-04days on market $335,000 Active 150 DOM
-
2026-10-02days on market $335,000 Active 149 DOM
-
2026-10-01days on market $335,000 Active 148 DOM
-
2026-09-30days on market $335,000 Active 147 DOM
-
2026-09-29days on market $335,000 Active 146 DOM
-
2026-09-28days on market $335,000 Active 145 DOM
-
2026-09-27days on market $335,000 Active 144 DOM
-
2026-09-26days on market $335,000 Active 143 DOM
-
2026-09-25days on market $335,000 Active 142 DOM
-
2026-09-24days on market $335,000 Active 141 DOM
-
2026-09-23days on market $335,000 Active 140 DOM
-
2026-09-22days on market $335,000 Active 139 DOM
-
2026-09-21days on market $335,000 Active 138 DOM
-
2026-09-20days on market $335,000 Active 137 DOM
-
2026-09-18days on market $335,000 Active 135 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,254 · $355/mo
- Projected year-2 tax
- $4,254 · $355/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,499
- − Mortgage interest
- −$18,765
- − Property taxes
- −$4,254
- − Insurance
- −$1,675
- − Repairs & maintenance
- −$3,160
- − Management
- −$3,160
- − HOA
- −$2,100
- − Depreciation
- −$9,745
- Taxable loss
- −$3,361
- Est. tax savings @ 24.0%
- +$807
- After-tax cash flow
- $2,900/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This well-maintained townhouse offers a serene lakeside living experience with good condition and minimal repairs needed.
Components & finishes AI
Value-add opportunities
- Resale Paint exterior fence — Enhances curb appeal ↑
- Rental Replace patio furniture — Improves comfort and functionality ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+11900.0% since first listed6 events — show timeline
- 2026-05-06 Listed $360,000 NAPLESMLS
- 2025-04-21 Rental Removed $2,100 NAPLESMLS
- 2025-02-04 Price Changed $2,100 NAPLESMLS
- 2024-10-24 Listed for Rent $2,300 NAPLESMLS
- 2023-10-26 Rental Removed $3,000 LISTANZA
- 2023-10-22 Listed for Rent $3,000 LISTANZA
Property tax history
+8.6%/yrLatest (2025): $4,254 · +8.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…