1020 Vail View Dr Unit 2412-14 · Vail, CO
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 1/10 · Minimal
- Hot days now (above 76°F)
- 14 days/yr
- Hot days in 30 yrs
- 37 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Appreciation +9.4/10.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.6/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$6,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular creek-side 1 bedroom+ Loft, 3 bathroom condo is yours during week 14 every year---in 2025 you own April 5-12, 2025. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or relaxing on your private deck overlooking Sandstone Creek. Sleeps 8 people and has a balcony, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets. Images show finish level and not necessarily the unit itself. Week 13 is for sale as well for $6,000.
Key facts
- Private deck
- Full kitchen
- Hot tubs
Tags
Property features AI
Finance
- HOA & community: Has association with quarterly fee; Association fee covers cable TV, common area maintenance, electricity, gas, heat, insurance, internet, management, sewer, snow removal, taxes, telephone, trash, water, and furniture replacement; Association amenities include fitness center, front desk, on-site management, pool, shuttle service, spa/hot tub, and tennis courts; Community features include fishing, fitness center, near public transit, on-site management, shuttle service, and trails
Exterior
- Home design: Condominium / unit
- Construction: Tar & gravel roof; Concrete perimeter foundation
- Exterior features: Waterfront property; Residential zoning
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Tile; Wood
- Bathrooms: 3 full bathrooms
- Heating & cooling: Baseboard heating; Electric heating; Ceiling fans
- Interior features: Fireplace; Furnished
- Laundry & utility: Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/3.0-bath condo listed at $6k.
Deal economics
- At list price, monthly cash flow is $2k ($25k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $6k).
- Recommended offer: $5k (12.0% below list) — sets the bar for market timing.
- Cap rate 436.4% vs local median 0.5% in Vail — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#76 in CO) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime D-, cost of living F, health & safety F.
- Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 313 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
- This rent runs 36% of the median local income ($101k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $566 of equity ($41 loan paydown + $525 appreciation (8.8% local appreciation)).
- Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (8.8% appreciation + 3.0% rent growth), your $2k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 233 days — a 12% lower offer ($5k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $5k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 233 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 50.05% ✓
- Cap rate
- 436.45%
- Cash-on-cash
- 1536.26%
- DSCR
- 69.35
- GRM
- 0.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
8.75% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 81.78×
- Total profit
- $135,711
- Equity at exit
- $4,869
- IRR
- —
- Equity multiple
- 176.92×
- Total profit
- $295,548
- Equity at exit
- $9,976
Cash invested: $1,680 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 81657
- Home prices YoY
- 1.8%
- Active inventory
- 313
- Price-to-rent
- 0.2×
Monthly cashflow live
- Estimated rent
- $3,003 medium interval (Pro) →
- Mortgage (P&I)
- −$31
- Tax est. 1.5%
- −$8 /mo · $90/yr
- Insurance
- −$2
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$180
- Vacancy / Maint / Mgmt
- −$631
- Net cashflow
- $2,084
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,500
- Closing costs
- $180
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail condo
- Monthly dues
- $180 · $2,160/yr
- Likely covers
- internetpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 20 events
-
2026-06-19days on market $6,000 Active 233 DOM
-
2026-06-18days on market $6,000 Active 232 DOM
-
2026-06-17days on market $6,000 Active 231 DOM
-
2026-06-16days on market $6,000 Active 230 DOM
-
2026-06-15days on market $6,000 Active 229 DOM
-
2026-06-14days on market $6,000 Active 227 DOM
-
2026-06-12days on market $6,000 Active 226 DOM
-
2026-06-09days on market $6,000 Active 223 DOM
-
2026-06-08days on market $6,000 Active 222 DOM
-
2026-06-07days on market $6,000 Active 221 DOM
-
2026-06-05days on market $6,000 Active 218 DOM
-
2026-06-03days on market $6,000 Active 217 DOM
-
2026-06-02days on market $6,000 Active 216 DOM
-
2026-06-01days on market $6,000 Active 215 DOM
-
2026-05-31days on market $6,000 Active 214 DOM
-
2026-05-30days on market $6,000 Active 213 DOM
-
2025-10-29$6,000 Active
-
2024-07-30soldstatus $5,000 Closed 1011-char remark
Show marketing remark (1011 chars)
Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular creek-side 1 bedroom+ Loft, 3 bathroom condo is yours during week 14 every year---in 2025 you own April 5-12, 2025. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or relaxing on your private deck overlooking Sandstone Creek. Sleeps 8 people and has a balcony, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets. Images show finish level and not necessarily the unit itself. Week 13 is for sale as well for $6,000.
-
2024-07-06status Pending 1011-char remark
Show marketing remark (1011 chars)
Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular creek-side 1 bedroom+ Loft, 3 bathroom condo is yours during week 14 every year---in 2025 you own April 5-12, 2025. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or relaxing on your private deck overlooking Sandstone Creek. Sleeps 8 people and has a balcony, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets. Images show finish level and not necessarily the unit itself. Week 13 is for sale as well for $6,000.
-
2024-06-30$6,000 Active 1011-char remark
Show marketing remark (1011 chars)
Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular creek-side 1 bedroom+ Loft, 3 bathroom condo is yours during week 14 every year---in 2025 you own April 5-12, 2025. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or relaxing on your private deck overlooking Sandstone Creek. Sleeps 8 people and has a balcony, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets. Images show finish level and not necessarily the unit itself. Week 13 is for sale as well for $6,000.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 1/10 Low 14 d/yr ≥76°F today · 37 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,034
- − Mortgage interest
- −$336
- − Property taxes
- −$90
- − Insurance
- −$828
- − Repairs & maintenance
- −$2,883
- − Management
- −$2,883
- − HOA
- −$2,160
- − Depreciation
- −$175
- Taxable income
- $26,680
- Est. tax owed @ 24.0%
- −$6,403
- After-tax cash flow
- $18,608/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Eagle County School District No. RE-50
- NCES district ID
- 0803540
- Math proficiency
- 22% ▼ -8.00%
- Reading proficiency
- 42% ▼ -4.00%
- Median HH income
- $73,322
- Composite
- 30.01/100
- National rank
- #6360
- State rank
- #39 of 86 in CO
Livability — Vail
- Score
- 71/100
- State rank
- #76
- US rank
- #7125
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Vail, CO
- County
- Eagle County · 42,178 people
- City population
- 4,835
- Metro
- Edwards, CO
- Population (ZIP)
- 4,835
- Household income
- $100,573
- Rent vs Own
- Severe rent burden
- 262.0
Population outlook (Eagle County) Hauer SSP2
- Today (2025)
- 57,837 people
- By 2030
- 59,258 · +2.5%
- By 2040
- 60,698 · +4.9%
- By 2050
- 60,206 · +4.1%
- By 2075
- 54,326 · -6.1%
- By 2100
- 47,000 · -18.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 11% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Portuguese 4% Romanian 3% Lithuanian 2%
- Foreign-born
- 14% · Canada
- Languages at home
- 88% English-only · Spanish 6% German/W. Germanic 2% French/Haitian/Cajun 1%
Political lean MEDSL · Eagle
- 2024 margin
- Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
- 2008→2024 swing
- +1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
- All cycles
- 2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.75%
- Current HPI
- 485.2983
- Rent YoY
- —
- Metro
- Edwards, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
|
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| Packaging | 1 | $14B |
|
||
| Healthcare | 1 | $13B |
|
||
| Energy | 1 | $10B |
|
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| Technology | 1 | $4B |
|
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Price history
+0.0% since first listed4 events — show timeline
- 2025-10-29 Listed $6,000 VMLS
- 2024-07-30 Sold (MLS) $5,000 VMLS
- 2024-07-06 Pending — VMLS
- 2024-06-30 Listed $6,000 VMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…