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431 Westgate Blvd
B- Composite 66.41
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.7/30.0
  • ARV discount +12.0/15.0
  • DSCR +8.6/10.0
  • 1% rule +6.4/10.0
  • Schools +5.1/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

431 Westgate Blvd · Austintown, OH 44515
4 bd · 1.0 ba · 1,392 sqft · SingleFamily public records · 116 Days on market
Built 1957 0.28 ac lot $93/sqft · 10% below area Est $144k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover your dream home in the heart of Austintown! This stunning 5-bedroom residence has been meticulously updated to offer you the finest in modern living. Step inside and be greeted by newly installed flooring that seamlessly flows throughout an open and inviting layout. Freshly painted interiors and exteriors provide a crisp and contemporary aesthetic that complements any style. The heart of this home is undoubtedly its chef’s kitchen – completely remodeled with sleek countertops and custom cabinetry designed for both functionality and flair. Adjoining this culinary haven is an expansive living area that provides ample space for relaxation or entertaining friends and family. Each bedroom boasts generous proportions, ensuring comfort for all residents or guests. The redesigned bathroom features sophisticated fixtures and finishes, adding a touch of luxury to your daily routine. Nestled in a well-established community, this property offers more than just beauty; it promises convenience to local schools, parks, shopping centers, and dining options. Don't miss the opportunity to own a piece of perfection where every detail has been thoughtfully curated just for you!

Key facts

  • Completely remodeled
  • Redesigned bathroom
  • Chef's kitchen

Tags

NEWLY INSTALLED FLOORINGCHEF'S KITCHENCOMPLETELY REMODELEDEXPANSIVE LIVING AREAREDESIGNED BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $310 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 4.8% in Austintown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#322 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, employment D-.
  • Austintown Local Schools (suburban): math 56% / reading 65% proficiency, ranked #290 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 84 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 116 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 13y ago; this cycle's ask has dropped $30k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $37k; list at $130k implies a 247% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $118,209 (9.0% below list)

Questions for the listing agent

  1. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.16%
Cash-on-cash
10.24%
DSCR
1.46
GRM
7.3

CMA / ARV

ARV (median comp)
$144,358
List price
$129,900
Delta
-10.02%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
132 S Main St 0.45mi 3/1.0 (-1) 1,452 (+4%) 0mo $110,000 $76 66
136 Rosemont Ave 0.45mi 3/1.5 (-1) 1,438 (+3%) 2mo $126,000 $88 65
255 S Beverly Ave 0.28mi 3/2.0 (-1) 1,288 (-8%) 2mo $185,000 $144 64
4226 Burkey Rd 0.34mi 4/1.0 1,224 (-12%) 1mo $117,500 $96 63
4102 Burkey Rd 0.31mi 4/1.0 1,592 (+14%) 1mo $120,000 $75 61
225 S Raccoon Rd 0.48mi 4/1.5 1,257 (-10%) 2mo $165,000 $131 58
923 Kirwan Dr 0.41mi 3/2.0 (-1) 1,292 (-7%) 2mo $213,000 $165 58
102 S Main St 0.50mi 3/1.0 (-1) 1,498 (+8%) 1mo $185,000 $123 58
600 S Meridian Rd 0.69mi 3/1.0 (-1) 1,308 (-6%) 2mo $170,000 $130 51
179 S Beverly Ave 0.40mi 3/2.0 (-1) 1,200 (-14%) 1mo $189,900 $158 48
4234 Selkirk Ave 0.70mi 3/1.5 (-1) 1,520 (+9%) 1mo $165,000 $109 44
4230 Selkirk Ave 0.70mi 3/1.5 (-1) 1,198 (-14%) 0mo $190,000 $159 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.9%
Equity multiple
0.96×
Total profit
$-1,288
Equity at exit
$19,369
10-year hold
IRR
8.7%
Equity multiple
1.67×
Total profit
$24,325
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44515

Home prices YoY
-26.4%
Active inventory
84
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,484 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$126 /mo · $1,518/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$310

Break-even live

Break-even rent $1,091
Max offer price $129,900
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4494 Burkey Rd Youngstown, OH 3.0 1.5 1596 $1,700 $1.07 44d 1 0.59mi
131 N Edgehill Ave Youngstown, OH 3.0 1.0 1200 $1,350 $1.12 21d 1 0.91mi
155 N Roanoke Ave Youngstown, OH 3.0 1.5 1632 $1,500 $0.92 21d 1 0.97mi
4661 New Hampshire Ct Austintown, OH 3.0 1.0–1.5 795 $1,325 $1.67 13d 1 1.02mi
2230 S Raccoon Rd Youngstown, OH 3.0 1.0–1.5 1141 $1,135 $0.99 13d 1 1.19mi
2433 Bainbridge Ave Youngstown, OH 3.0 1.0 1640 $1,500 $0.91 21d 1 1.27mi
3968 Staatz Dr Youngstown, OH 3.0 1.5 1112 $1,650 $1.48 44d 1 1.28mi
2529 Bainbridge Ave Youngstown, OH 3.0 2.0 1692 $1,500 $0.89 44d 1 1.44mi

Listing history 21 events

  1. 2026-06-19
    days on market $129,900 Active 116 DOM
  2. 2026-06-18
    days on market $129,900 Active 115 DOM
  3. 2026-06-17
    days on market $129,900 Active 114 DOM
  4. 2026-06-16
    days on market $129,900 Active 113 DOM
  5. 2026-06-15
    days on market $129,900 Active 112 DOM
  6. 2026-06-14
    days on market $129,900 Active 110 DOM
  7. 2026-06-13
    days on market $129,900 Active 109 DOM
  8. 2026-06-10
    days on market $129,900 Active 107 DOM
  9. 2026-06-09
    days on market $129,900 Active 106 DOM
  10. 2026-06-08
    days on market $129,900 Active 105 DOM
  11. 2026-06-07
    days on market $129,900 Active 104 DOM
  12. 2026-06-03
    days on market $129,900 Active 100 DOM
  13. 2026-06-02
    days on market $129,900 Active 99 DOM
  14. 2026-06-01
    days on market $129,900 Active 98 DOM
  15. 2026-05-31
    days on market $129,900 Active 97 DOM
  16. 2026-05-30
    days on market $129,900 Active 96 DOM
  17. 2026-04-20
    price $149,900 1197-char remark
    Show marketing remark (1197 chars)

    Discover your dream home in the heart of Austintown! This stunning 5-bedroom residence has been meticulously updated to offer you the finest in modern living. Step inside and be greeted by newly installed flooring that seamlessly flows throughout an open and inviting layout. Freshly painted interiors and exteriors provide a crisp and contemporary aesthetic that complements any style. The heart of this home is undoubtedly its chef’s kitchen – completely remodeled with sleek countertops and custom cabinetry designed for both functionality and flair. Adjoining this culinary haven is an expansive living area that provides ample space for relaxation or entertaining friends and family. Each bedroom boasts generous proportions, ensuring comfort for all residents or guests. The redesigned bathroom features sophisticated fixtures and finishes, adding a touch of luxury to your daily routine. Nestled in a well-established community, this property offers more than just beauty; it promises convenience to local schools, parks, shopping centers, and dining options. Don't miss the opportunity to own a piece of perfection where every detail has been thoughtfully curated just for you!

  18. 2026-03-19
    price $151,900 1197-char remark
    Show marketing remark (1197 chars)

    Discover your dream home in the heart of Austintown! This stunning 5-bedroom residence has been meticulously updated to offer you the finest in modern living. Step inside and be greeted by newly installed flooring that seamlessly flows throughout an open and inviting layout. Freshly painted interiors and exteriors provide a crisp and contemporary aesthetic that complements any style. The heart of this home is undoubtedly its chef’s kitchen – completely remodeled with sleek countertops and custom cabinetry designed for both functionality and flair. Adjoining this culinary haven is an expansive living area that provides ample space for relaxation or entertaining friends and family. Each bedroom boasts generous proportions, ensuring comfort for all residents or guests. The redesigned bathroom features sophisticated fixtures and finishes, adding a touch of luxury to your daily routine. Nestled in a well-established community, this property offers more than just beauty; it promises convenience to local schools, parks, shopping centers, and dining options. Don't miss the opportunity to own a piece of perfection where every detail has been thoughtfully curated just for you!

  19. 2026-02-23
    listed $159,900 Active 1197-char remark
    Show marketing remark (1197 chars)

    Discover your dream home in the heart of Austintown! This stunning 5-bedroom residence has been meticulously updated to offer you the finest in modern living. Step inside and be greeted by newly installed flooring that seamlessly flows throughout an open and inviting layout. Freshly painted interiors and exteriors provide a crisp and contemporary aesthetic that complements any style. The heart of this home is undoubtedly its chef’s kitchen – completely remodeled with sleek countertops and custom cabinetry designed for both functionality and flair. Adjoining this culinary haven is an expansive living area that provides ample space for relaxation or entertaining friends and family. Each bedroom boasts generous proportions, ensuring comfort for all residents or guests. The redesigned bathroom features sophisticated fixtures and finishes, adding a touch of luxury to your daily routine. Nestled in a well-established community, this property offers more than just beauty; it promises convenience to local schools, parks, shopping centers, and dining options. Don't miss the opportunity to own a piece of perfection where every detail has been thoughtfully curated just for you!

  20. 2013-06-26
    soldstatus $37,400 745-char remark
    Show marketing remark (745 chars)

    The sellers acquired this clean 4 to 5 bedroom, 1 1/2 story home with detached garage w/ workshop area and attached screened-in patio from their parents. The house has 2 bedrooms on the first floor and another 13'x 12' room on the 1st floor currently used as a family room that could be the 3 BR on the first floor. There are 2 bedrooms on the second floor. There is a newer forced air furnace with central air conditioning, a newer kitchen with first floor laundry/utility room off of the kitchen and bedroom area. The electric glass top range is less than 9 mos. old. This house is in move-in condition and can be purchased now $40,000 plus a 10% Buyers Premium for a contract price of $44,000. Pre-approved buyers can schedule an appointment.

  21. 2013-03-09
    listed $40,000 745-char remark
    Show marketing remark (745 chars)

    The sellers acquired this clean 4 to 5 bedroom, 1 1/2 story home with detached garage w/ workshop area and attached screened-in patio from their parents. The house has 2 bedrooms on the first floor and another 13'x 12' room on the 1st floor currently used as a family room that could be the 3 BR on the first floor. There are 2 bedrooms on the second floor. There is a newer forced air furnace with central air conditioning, a newer kitchen with first floor laundry/utility room off of the kitchen and bedroom area. The electric glass top range is less than 9 mos. old. This house is in move-in condition and can be purchased now $40,000 plus a 10% Buyers Premium for a contract price of $44,000. Pre-approved buyers can schedule an appointment.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,518 · $126/mo
Projected year-2 tax
$1,772 · $148/mo
Expected delta
+$254/yr (+$21/mo · 16.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,804
− Mortgage interest
−$7,276
− Property taxes
−$1,518
− Insurance
−$650
− Repairs & maintenance
−$1,424
− Management
−$1,424
− Depreciation
−$3,779
Taxable income
$1,733
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$416
After-tax cash flow
$3,307/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Austintown Local Schools
NCES district ID
3904829
Math proficiency
56% ▼ -12.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$45,129
Composite
50.99/100
National rank
#1778
State rank
#290 of 656 in OH

Livability — Austintown

Score
73/100
State rank
#322
US rank
#5290

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Austintown, OH
County
Mahoning · 224,175 people
City population
27,740
Metro
Youngstown-Warren, OH
Population (ZIP)
27,740
Household income
$52,831
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
10.9

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 1%
Foreign-born
2%
Languages at home
96% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.64%
Current HPI
228.0895
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+274.8% since first listed
5 events — show timeline
  • 2026-04-20 Price Changed $149,900 MLSNOW
  • 2026-03-19 Price Changed $151,900 MLSNOW
  • 2026-02-23 Listed $159,900 MLSNOW
  • 2013-06-26 Sold (MLS) $37,400 MLSNOW
  • 2013-03-09 Listed $40,000 MLSNOW

Property tax history

+1.2%/yr

Latest (2025): $1,518 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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