2334 Aransas Ave · San Antonio, TX 78220

$64,900

3 bd · 1.0 ba · 940 sqft · SingleFamily public records · 136 Days on market

Built 1964 5,401 sqft lot $69/sqft · 49% below area Est $127k · 49% under ↓ 35% since listing

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Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• Livability +4.0/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +1.4/10.0

Listing remarks MLS

Step into a solid Eastside opportunity with this 3-bedroom, 1-bath single-story home offering a practical layout and everyday functionality. The property includes a covered front porch, fenced yard, and a separate laundry area, with interior spaces arranged for comfortable daily use. Conveniently located near Martin Luther King Park, Lincoln Park, and J Street Park, with quick access to Frost Bank Center, Freeman Coliseum, and the Salado Creek Greenway trail system. Minutes from Downtown San Antonio and major routes, this home blends accessibility with neighborhood convenience and room to make it your own.

Key facts

• Covered front porch
• Fenced yard
• 5,401 sq ft lot

Tags

• COVERED FRONT PORCH
• FENCED YARD
• SEPARATE LAUNDRY AREA

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $378 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).
• Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
• Cap rate 13.3% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: M L King Academy (math 10% / reading 13%, grade F, #4,225 of 4,322 statewide, top 98%, 222 students, 98% FRL, charter); Davis Middle (math 5% / reading 15%, grade F, #1,641 of 1,662 statewide, top 99%, 545 students, 96% FRL, charter); Houston H S (math 12% / reading 18%, grade F, #1,507 of 1,632 statewide, top 93%, 856 students, 95% FRL) — zoned schools average 96% FRL vs 80% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 116 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $7k of equity ($449 loan paydown + $6k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 0.5% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 136 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 4.7% of price.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $57,112 (12.0% below list)

Questions for the listing agent

1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.95% ✓
• Cap rate: 13.29%
• Cash-on-cash: 24.99%
• DSCR: 2.11
• GRM: 4.3

CMA / ARV

• ARV (median comp): $126,624
• List price: $64,900
• Delta: -48.75%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
207 Fargo	0.23mi	3/1.0	952 (+1%)	9mo	$97,700	$103	79
419 Hub Ave	0.27mi	3/1.0	918 (-2%)	6mo	$196,000	$214	78
115 Robeson	0.47mi	3/1.5	928 (-1%)	3mo	$149,000	$161	72
103 Nellina	0.25mi	2/1.0 (-1)	906 (-4%)	11mo	$85,000	$94	68
142 Dafoste Ave	0.35mi	3/1.0	914 (-3%)	16mo	$124,000	$136	66
339 Como	0.24mi	2/1.0 (-1)	801 (-15%)	0mo	$115,999	$145	59
330 Hub	0.13mi	2/1.0 (-1)	832 (-12%)	16mo	$140,000	$168	56
778 F St	0.52mi	2/1.0 (-1)	960 (+2%)	17mo	$125,000	$130	53
923 F St	0.66mi	3/1.0	832 (-12%)	5mo	$135,000	$162	46
343 Dorie St	0.55mi	4/1.0 (+1)	1,004 (+7%)	16mo	$141,000	$140	45
971 F St	0.74mi	4/1.0 (+1)	1,004 (+7%)	10mo	$145,000	$144	41
1614 Latimer St	0.62mi	2/1.5 (-1)	1,073 (+14%)	17mo	$120,000	$112	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.53% rent growth · sell at horizon

5-year hold

• IRR: 41.5%
• Equity multiple: 4.11×
• Total profit: $56,502
• Equity at exit: $58,467

10-year hold

• IRR: 34.7%
• Equity multiple: 8.82×
• Total profit: $142,059
• Equity at exit: $126,086

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78220

• Home prices YoY: 9.1%
• Rents YoY: 0.5%
• Active inventory: 116
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,267 high
• Mortgage (P&I): −$340
• Tax from tax record: −$255 /mo · $3,058/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$266
• Net cashflow: $378

Break-even live

Break-even rent $788

Max offer price $64,900

Occupancy floor 65%

Sensitivity live

Price	-10% $597	-5% $397	+0% $378	+5% $360	+10% $342
Rent	-10% $278	-5% $328	+0% $378	+5% $428	+10% $478
Rate	-1.0pp $411	-0.5pp $395	base $378	+0.5pp $362	+1.0pp $344

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,225
• Closing costs: $1,947
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
239 Ferris Ave San Antonio, TX	3.0	2.0	909	$1,249	$1.37	45d	1	0.11mi
311 Ferris Ave San Antonio, TX	3.0	2.0	909	$1,245	$1.37	6d	1	0.16mi
3030 Martin Luther King Dr San Antonio, TX	3.0	1.0	938	$1,295	$1.38	25d	1	0.19mi
215 Edna Ave San Antonio, TX	2.0	1.0	968	$1,260	$1.30	45d	1	0.21mi
380 Sterling St Unit 1 San Antonio, TX	2.0	1.0	642	$550	$0.86	25d	1	0.25mi
311 Spriggsdale Ave Unit 710 San Antonio, TX	2.0	2.0	890	$973	$1.09	0d	1	0.32mi
455 Lincolnshire Dr San Antonio, TX	2.0	1.0	768	$925	$1.20	22d	1	0.42mi
458 Ferris Ave San Antonio, TX	3.0	2.0	909	$1,350	$1.49	0d	1	0.45mi
3259 Martin Luther King Dr San Antonio, TX	3.0	2.0	909	$1,135	$1.25	0d	1	0.46mi
302 Dorie St San Antonio, TX	3.0	2.0	1028	$1,285	$1.25	23d	1	0.47mi
515 Lincolnshire Dr San Antonio, TX	2.0	1.0	681	$885	$1.30	6d	1	0.51mi
3318 Martin Luther King Dr San Antonio, TX	3.0	2.0	909	$975	$1.07	45d	1	0.57mi
3327 Martin Luther King Dr Unit a San Antonio, TX	3.0	2.0	876	$915	$1.04	3d	1	0.58mi
143 Ranger Unit 101 San Antonio, TX	3.0	2.0	876	$1,099	$1.25	3d	1	0.66mi
738 Sterling St San Antonio, TX	4.0	1.0	1038	$1,095	$1.05	6d	1	0.86mi
547 Dorie St San Antonio, TX	3.0	2.0	909	$1,135	$1.25	23d	1	0.89mi
918 Hampton St Unit 1 San Antonio, TX	3.0	1.0	912	$975	$1.07	45d	1	0.91mi
227 S Grimes St Unit 202 San Antonio, TX	3.0	2.5	1089	$1,550	$1.42	45d	1	0.91mi
723 Sewanee St San Antonio, TX	3.0	2.0	1028	$1,264	$1.23	14d	1	0.92mi
610 Belmont San Antonio, TX	2.0	1.0	1050	$1,195	$1.14	45d	1	0.92mi
420 Clark Ave San Antonio, TX	2.0	1.0	756	$1,295	$1.71	19d	1	0.96mi
515 Clark Ave San Antonio, TX	3.0	2.0	528	$1,250	$2.37	25d	1	1.00mi
314 Maryland St Unit 102 San Antonio, TX	2.0	2.5	1055	$1,295	$1.23	45d	1	1.01mi
1435 Gibbs San Antonio, TX	3.0	1.0	975	$1,435	$1.47	25d	1	1.04mi
231 Noblewood Dr San Antonio, TX	1.0–4.0	1.0–2.0	1084	$1,378	$1.27	0d	1	1.05mi
1650 Gorman San Antonio, TX	2.0	1.0	950	$1,111	$1.17	25d	1	1.08mi
3815 E Commerce St San Antonio, TX	3.0	1.0–2.0	872	$1,530	$1.75	5d	60	1.08mi
125 Magendie St San Antonio, TX	2.0	2.0	820	$1,323	$1.61	6d	1	1.09mi
746 Gulf San Antonio, TX	2.0	1.0	744	$975	$1.31	16d	1	1.14mi
936 Poinsettia St San Antonio, TX	2.0	1.0	675	$895	$1.33	16d	1	1.14mi
934 Poinsettia San Antonio, TX	2.0	1.0	625	$995	$1.59	45d	1	1.15mi
932 Poinsettia St San Antonio, TX	2.0	1.0	800	$945	$1.18	45d	1	1.15mi
742 Gulf St Unit 746 San Antonio, TX	2.0	1.0	744	$975	$1.31	14d	1	1.15mi
928 Poinsettia St San Antonio, TX	2.0	1.0	675	$990	$1.47	45d	1	1.16mi
706 Canton San Antonio, TX	2.0	1.0	994	$1,545	$1.55	25d	1	1.16mi
1431 Aransas Ave San Antonio, TX	3.0	1.0	1108	$1,195	$1.08	16d	1	1.17mi
342 Vine St San Antonio, TX	2.0	1.0	768	$995	$1.30	25d	1	1.19mi
342 Vine St Unit B San Antonio, TX	2.0	1.0	768	$875	$1.14	45d	1	1.19mi
2142 Lamar St San Antonio, TX	2.0	1.0	900	$1,100	$1.22	45d	1	1.21mi
1510 Gorman San Antonio, TX	2.0	1.0	996	$1,300	$1.31	19d	1	1.21mi

Listing history 26 events

1. 2026-06-21
   days on market $64,900 Active 136 DOM
2. 2026-06-18
   days on market $64,900 Active 133 DOM
3. 2026-06-17
   days on market $64,900 Active 132 DOM
4. 2026-06-16
   days on market $64,900 Active 131 DOM
5. 2026-06-15
   days on market $64,900 Active 130 DOM
6. 2026-06-13
   days on market $64,900 Active 128 DOM
7. 2026-06-09
   days on market $64,900 Active 124 DOM
8. 2026-06-08
   days on market $64,900 Active 123 DOM
9. 2026-06-07
   days on market $64,900 Active 122 DOM
10. 2026-06-04
    days on market $64,900 Active 119 DOM
11. 2026-06-03
    days on market $64,900 Active 118 DOM
12. 2026-06-02
    days on market $64,900 Active 117 DOM
13. 2026-06-01
    days on market $64,900 Active 116 DOM
14. 2026-05-31
    days on market $64,900 Active 115 DOM
15. 2026-03-21
    price $64,900 613-char remark

    Show marketing remark (613 chars)

    Step into a solid Eastside opportunity with this 3-bedroom, 1-bath single-story home offering a practical layout and everyday functionality. The property includes a covered front porch, fenced yard, and a separate laundry area, with interior spaces arranged for comfortable daily use. Conveniently located near Martin Luther King Park, Lincoln Park, and J Street Park, with quick access to Frost Bank Center, Freeman Coliseum, and the Salado Creek Greenway trail system. Minutes from Downtown San Antonio and major routes, this home blends accessibility with neighborhood convenience and room to make it your own.

16. 2026-02-05
    listed $74,900 Active 613-char remark

    Show marketing remark (613 chars)

    Step into a solid Eastside opportunity with this 3-bedroom, 1-bath single-story home offering a practical layout and everyday functionality. The property includes a covered front porch, fenced yard, and a separate laundry area, with interior spaces arranged for comfortable daily use. Conveniently located near Martin Luther King Park, Lincoln Park, and J Street Park, with quick access to Frost Bank Center, Freeman Coliseum, and the Salado Creek Greenway trail system. Minutes from Downtown San Antonio and major routes, this home blends accessibility with neighborhood convenience and room to make it your own.

17. 2026-01-16
    historical
18. 2025-11-12
    price $74,900
19. 2025-10-04
    price $79,900
20. 2025-08-28
    price $89,900
21. 2025-08-09
    historical $1,095
22. 2025-07-30
    listed $1,095
23. 2025-07-16
    listed $99,900 New
24. 2022-01-27
    soldstatus
25. 2006-12-06
    soldstatus
26. 2006-10-05
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,058 · $255/mo
• Projected year-2 tax: $3,058 · $255/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,199
• − Mortgage interest: −$3,635
• − Property taxes: −$3,058
• − Insurance: −$324
• − Repairs & maintenance: −$1,216
• − Management: −$1,216
• − Depreciation: −$1,888
• Taxable income: $3,862
• Est. tax owed @ 24.0%: −$927
• After-tax cash flow: $3,614/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: San Antonio ISD
• NCES district ID: 4838730
• Math proficiency: 12% ▼ -21.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $30,952
• Composite: 13.57/100
• National rank: #9512
• State rank: #805 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 19,423
• Household income: $41,710
• Rent vs Own: 47.3% rent · 52.7% own
• Severe rent burden: 705.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Hispanic (60%)
• Race & ethnicity: Hispanic / Latino 60% Black 30% Two or more races 22% White 8%
• Hispanic origin (detail): Mexican 47% Puerto Rican 1%
• Foreign-born: 11% · Canada
• Languages at home: 63% English-only · Spanish 36%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 23.86%
• Current HPI: 284.9844
• Rent YoY: ▲ 0.53%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-35.0% since first listed

12 events — show timeline

• 2026-03-21 Price Changed $64,900 HARMLS
• 2026-02-05 Listed $74,900 HARMLS
• 2026-01-16 Listing Removed — LERA
• 2025-11-12 Price Changed $74,900 LERA
• 2025-10-04 Price Changed $79,900 LERA
• 2025-08-28 Price Changed $89,900 LERA
• 2025-08-09 Rental Removed $1,095 SHOWMOJO
• 2025-07-30 Listed for Rent $1,095 SHOWMOJO
• 2025-07-16 Listed $99,900 LERA
• 2022-01-27 Sold (Public Records) — Public Records
• 2006-12-06 Sold (Public Records) — Public Records
• 2006-10-05 Sold (Public Records) — Public Records

Property tax history

+8.7%/yr

Latest (2025): $3,058 · -0.9% YoY. Source: county tax records.