194 Conodoguinet Mobile Est · Lower Mifflin, PA 17241

$54,900

2 bd · 2.0 ba · 938 sqft · Manufactured public records · 7 Days on market

Built 1989 $500/mo HOA · 34% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

Key facts

• Moveable island
• Spacious kitchen
• New vinyl windows

Tags

• NEW VINYL WINDOWS
• FRESH INTERIOR PAINT
• NEW LIGHTING FIXTURES
• NEW VANITIES AND TOILETS
• SPACIOUS KITCHEN
• MOVEABLE ISLAND

Property features AI

Finance

• Other: Finished above-grade living area per assessor: 938 (source: Assessor)
• Financial info: Fee simple ownership
• HOA & community: HOA fee of $500 per month

Exterior

• Parking: Four total parking spaces; Two driveway spaces; Two off-street spaces
• Utilities: Electric cooling fuel; Electric hot water; Oil heating fuel; Community water; Community septic tank
• Home design: Manufactured home (modular/manufactured construction); Above-grade finished living space
• Construction: Manufactured construction / modular; Other structures above and below grade
• Exterior features: Property is not in a federal flood zone; Ground rent exists (annual payment, 99 years remaining); Community water; Community septic tank

Interior

• Bedrooms: Three bedrooms on the main level
• Bathrooms: Two full bathrooms (both on the main level)
• Heating & cooling: Central heating; Oil-fired heating; Window air conditioning units; Electric hot water
• Interior features: Two or more access exits; No basement

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $55k.

Deal economics

• At list price, monthly cash flow is $220 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $55k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Big Spring SD (rural): math 39% / reading 62% proficiency, ranked #162 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Big Spring Hs (math 57% / reading 24%, grade F, #255 of 437 statewide, top 60%, 739 students, 33% FRL).
• Market conditions: 45 active listings in the ZIP; 1,052 units permitted in Cumberland County in 2024 (310 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Cumberland County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo; HOA is 34% of rent.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $54,900

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.71% ✓
• Cap rate: 13.84%
• Cash-on-cash: 26.94%
• DSCR: 2.20
• GRM: 3.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.0%
• Equity multiple: 1.36×
• Total profit: $5,488
• Equity at exit: $8,186

10-year hold

• IRR: 18.6%
• Equity multiple: 2.58×
• Total profit: $24,343
• Equity at exit: $4,747

Cash invested: $15,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17241

• Home prices YoY: -10.3%
• Active inventory: 45
• Price-to-rent: 3.1×

Monthly cashflow live

• Estimated rent: $1,486 medium
• Mortgage (P&I): −$288
• Tax from tax record: −$18 /mo · $220/yr
• Insurance: −$23
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$500
• Vacancy / Maint / Mgmt: −$312
• Net cashflow: $220

Break-even live

Break-even rent $1,208

Max offer price $54,900

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,725
• Closing costs: $1,647
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $500 · $6,000/yr

Listing history 8 events

1. 2026-05-13
   listed $54,900 Active 1324-char remark
2. 2025-04-07
   soldstatus $8,000 Closed 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

3. 2025-03-15
   status Pending 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

4. 2025-03-04
   price $12,500 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

5. 2025-02-08
   price $14,500 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

6. 2025-01-14
   price $15,900 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

7. 2024-12-12
   price $17,900 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

8. 2024-11-20
   listed $19,900 Active 421-char remark

   Show marketing remark (421 chars)

   Looking for something affordable? Check out this 3-bedroom, 2 full bathroom, single wide mobile home in Big Spring School District! Features primary bedroom with private full bathroom, nice yard space, and off-street parking. This home needs TLC but ready for you to make it your own. Close to route 81 and PA Turnpike. Buyers must be parked approved, and property is sold AS-IS. Call to schedule your private tour today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $220 · $18/mo
• Projected year-2 tax: $544 · $45/mo
• Expected delta: +$324/yr (+$27/mo · 146.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone A · 66% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,837
• − Mortgage interest: −$3,075
• − Property taxes: −$220
• − Insurance: −$1,777
• − Repairs & maintenance: −$1,427
• − Management: −$1,427
• − HOA: −$6,000
• − Depreciation: −$1,597
• Taxable income: $2,314
• Est. tax owed @ 24.0%: −$555
• After-tax cash flow: $2,084/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Big Spring SD
• NCES district ID: 4203660
• Math proficiency: 39% ▼ -12.00%
• Reading proficiency: 62% ▼ -6.00%
• Median HH income: $56,941
• Composite: 43.77/100
• National rank: #2942
• State rank: #162 of 539 in PA

Livability — Lower Mifflin

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 11,094

Population outlook (Cumberland County) Hauer SSP2

• Today (2025): 267,950 people
• By 2030: 278,105 · +3.8%
• By 2040: 296,552 · +10.7%
• By 2050: 312,937 · +16.8%
• By 2075: 349,233 · +30.3%
• By 2100: 361,875 · +35.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 2% Romanian 2% Iranian 1%
• Foreign-born: 1%
• Languages at home: 95% English-only · German/W. Germanic 4% Spanish 1%

Political lean MEDSL · Cumberland

• 2024 margin: Lean R (+9.4) · D 44.6% · R 54.1% · Other 1.3%
• 2008→2024 swing: +4.2pp toward D · 2008: -13.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+10.6 2016: R+18.6 2012: R+18.5 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.92%
• Current HPI: 285.3994
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+175.9% since first listed

10 events — show timeline

• 2026-06-02 Sold (MLS) $54,900 BRIGHT MLS
• 2026-05-20 Pending — BRIGHT MLS
• 2026-05-13 Listed $54,900 BRIGHT MLS
• 2025-04-07 Sold (MLS) $8,000 BRIGHT MLS
• 2025-03-15 Pending — BRIGHT MLS
• 2025-03-04 Price Changed $12,500 BRIGHT MLS
• 2025-02-08 Price Changed $14,500 BRIGHT MLS
• 2025-01-14 Price Changed $15,900 BRIGHT MLS
• 2024-12-12 Price Changed $17,900 BRIGHT MLS
• 2024-11-20 Listed $19,900 BRIGHT MLS

Property tax history

+2.1%/yr

Latest (2026): $220 · +0.8% YoY. Source: county tax records.