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1207 To Lani Ct
D- Composite 39.08
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.3/15.0
  • Cash flow +9.3/30.0
  • 1% rule +3.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.8/5.0
  • DSCR +2.6/10.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$219,999

1207 To Lani Ct · Redan, GA 30083
3 bd · 2.0 ba · 1,504 sqft · SingleFamily public records · 18 Days on market
Built 1989 6,098 sqft lot $146/sqft · 13% below area Est $253k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

Key facts

  • 6,098 sq ft lot
  • 2 garage spots
  • Built 1989

Property features AI

Exterior

  • Parking: Detached or attached garage with 2 garage spaces; Driveway parking; Open parking available
  • Utilities: Public water; Public sewer; 110V and 220V electric; Cable available; Natural gas available; Phone available; Electricity available; Sewer available; Water available
  • Home design: One level; Resale property; No common walls
  • Construction: HardiPlank and stone exterior; Composition roof; Pillar/post/pier raised foundation
  • Exterior features: Rain gutters; Rear stairs; Deck; Other exterior features

Interior

  • Kitchen: Breakfast room; White cabinets; Dishwasher; Gas oven; Garbage disposal
  • Bedrooms: Three main-level bedrooms
  • Flooring: Carpet; Luxury vinyl
  • Bathrooms: Two full bathrooms (both on main level); Master bathroom has no special features listed
  • Heating & cooling: Central heating; Central air with heat pump
  • Interior features: High 10-ft ceilings on main level; Double-pane windows; One living room fireplace
  • Laundry & utility: Laundry located in common area; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $-161 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (12.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (17.5% below list).
  • Recommended offer: $182k (17.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#274 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Allgood Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 636 students, 100% FRL); Freedom Middle School (math 6% / reading 16%, grade F, #426 of 470 statewide, top 91%, 1,131 students, 100% FRL); Clarkston High School (math 12% / reading 8%, grade F, #365 of 424 statewide, top 88%, 1,413 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 10% at this address vs 24% district-wide (-13 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.3%/yr); 263 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $181,607 (17.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
5.41%
Cash-on-cash
-3.14%
DSCR
0.86
GRM
10.1

CMA / ARV

ARV (median comp)
$252,613
List price
$219,999
Delta
-12.91%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1207 To Lani Ct 0.00mi 3/2.0 1,504 (0%) 1mo $219,999 $146 100
1363 To Lani Farm Rd 0.22mi 3/2.0 1,596 (+6%) 4mo $205,000 $128 76
1235 To Lani Path 0.11mi 3/2.5 1,664 (+11%) 3mo $260,000 $156 72
4601 Wendover Dr 0.52mi 3/2.0 1,548 (+3%) 0mo $265,000 $171 71
1219 To Lani Dr 0.23mi 3/2.5 1,670 (+11%) 5mo $225,000 $135 65
1381 To Lani Farm Rd 0.24mi 3/2.0 1,726 (+15%) 1mo $289,000 $167 63
4706 Bexley Dr 0.56mi 3/2.0 1,592 (+6%) 1mo $220,000 $138 63
1381 High Meadow Dr 0.43mi 3/1.5 1,371 (-9%) 4mo $160,000 $117 60
1376 Colony East Cir 0.52mi 4/3.0 (+1) 1,560 (+4%) 5mo $270,000 $173 56
1044 Autumn Crest Ct 0.59mi 3/2.0 1,648 (+10%) 3mo $150,000 $91 54
4504 Cedar Ridge Trl 0.72mi 3/2.0 1,591 (+6%) 5mo $230,000 $145 53
979 Oakwood Chase Cir 0.47mi 3/2.5 1,696 (+13%) 4mo $265,000 $156 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold
IRR
-23.5%
Equity multiple
0.21×
Total profit
$-48,880
Equity at exit
$32,803
10-year hold
IRR
-23.8%
Equity multiple
-0.10×
Total profit
$-67,531
Equity at exit
$19,021

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30083

Rents YoY
1.3%
Active inventory
263
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,816 high interval (Pro) →
Mortgage (P&I)
$1,154
Tax from tax record
$351 /mo · $4,206/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$381
Net cashflow
$-161

Break-even live

Break-even rent $2,020
Max offer price $191,522
Occupancy floor

Sensitivity live

Price -10% $-37 -5% $-99 +0% $-161 +5% $-223 +10% $-286
Rent -10% $-305 -5% $-233 +0% $-161 +5% $-89 +10% $-18
Rate -1.0pp $-50 -0.5pp $-105 base $-161 +0.5pp $-218 +1.0pp $-276

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,000
Closing costs
$6,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1217 To Lani Path Stone Mountain, GA 3.0 2.5 1404 $1,754 $1.25 3d 1 0.11mi
1127 Cherokee Hts Stone Mountain, GA 4.0 3.0 2184 $1,831 $0.84 14d 1 0.17mi
1102 Cherokee Hts Stone Mountain, GA 4.0 2.5 1867 $2,140 $1.15 13d 1 0.23mi
1299 To Lani Path Stone Mountain, GA 3.0 2.0 1507 $1,675 $1.11 14d 1 0.25mi
1406 High Meadow Dr Stone Mountain, GA 3.0 2.0 1621 $900 $0.56 23d 1 0.52mi
1406 High Meadow Dr Stone Mountain, GA 3.0 2.0 1621 $1,625 $1.00 14d 1 0.52mi
1380 Colony Hill Ct Stone Mountain, GA 3.0 1.5 1350 $1,500 $1.11 12d 1 0.63mi
1380 Colony Hill Ct Stone Mountain, GA 4.0 4.5 1350 $1,690 $1.25 14d 1 0.63mi
887 Ellis Rd Stone Mountain, GA 3.0 2.0 1778 $1,923 $1.08 26d 1 0.70mi
1247 Adcox Rd Stone Mountain, GA 1.0–2.0 1.0–2.0 919 $1,258 $1.37 0d 10 0.79mi
1420 S Hairston Rd Stone Mountain, GA 1.0–2.0 1.0–2.5 1011 $1,358 $1.34 21d 31 0.84mi
1221 S Indian Creek Dr Stone Mountain, GA 1.0–2.0 1.0–2.0 905 $1,725 $1.91 1d 16 0.84mi
1221 S Indian Creek Dr Stone Mountain, GA 1.0–2.0 1.0–2.0 905 $1,790 $1.98 26d 15 0.84mi
1563 Pine Glen Cir Decatur, GA 3.0 2.0 1608 $1,695 $1.05 7d 1 0.87mi
1038 S Hairston Rd Stone Mountain, GA 1.0–3.0 1.0–2.0 912 $1,285 $1.41 7d 1 0.94mi
1127 Mainstreet Valley Dr Stone Mountain, GA 2.0 2.0 1074 $1,681 $1.57 1d 1 0.99mi
4701 Lost Colony Ct Stone Mountain, GA 3.0 2.0 1120 $1,565 $1.40 45d 1 1.06mi
1023 Privy Ln Stone Mountain, GA 3.0 2.5 1701 $2,700 $1.59 6d 1 1.06mi
4336 Glenhaven Dr Decatur, GA 4.0 3.0 2100 $2,500 $1.19 45d 1 1.11mi
729 Allgood Valley Ct Stone Mountain, GA 4.0 3.0 1680 $2,045 $1.22 1d 1 1.14mi
4169 Cedar Ridge Trl Stone Mountain, GA 3.0 2.0 1591 $1,870 $1.18 7d 1 1.14mi
4011 Redan Rd #5 Stone Mountain, GA 3.0 2.5 1426 $2,040 $1.43 20d 1 1.14mi
4011 Redan Rd #5 Stone Mountain, GA 3.0 2.5 1400 $2,040 $1.46 45d 1 1.14mi
4236 Glenhaven Dr Decatur, GA 3.0 2.0 1120 $1,770 $1.58 1d 1 1.15mi
1081 Brittania Rd Unit 1 Stone Mountain, GA 3.0 2.5 1866 $1,950 $1.05 45d 1 1.16mi
1081 Brittania Rd Stone Mountain, GA 3.0 3.0 1866 $1,950 $1.05 45d 1 1.16mi
3964 Carlinswood Way Stone Mountain, GA 3.0 2.5 1681 $2,000 $1.19 45d 1 1.17mi
841 Arbor Ct Stone Mountain, GA 3.0 2.0 1448 $1,845 $1.27 23d 1 1.18mi
1576 Canberra Dr Stone Mountain, GA 3.0 2.0 1850 $1,000 $0.54 5d 1 1.19mi
1576 Canberra Dr Stone Mountain, GA 3.0 2.0 1850 $1,900 $1.03 4d 1 1.19mi
867 Oakhill Ct Stone Mountain, GA 3.0 2.5 1556 $1,850 $1.19 45d 1 1.20mi
924 Lake Drive Ter Stone Mountain, GA 3.0 2.0 1380 $1,670 $1.21 45d 1 1.21mi
1600 Devon Ct Stone Mountain, GA 4.0 3.0 2100 $2,145 $1.02 26d 1 1.24mi
4852 Lost Colony Ct Stone Mountain, GA 4.0 3.0 1694 $1,775 $1.05 26d 1 1.24mi
1183 Mill Lake Cir Stone Mountain, GA 3.0 2.0 1373 $1,751 $1.28 7d 1 1.25mi
4073 Cedar Ridge Trl Stone Mountain, GA 4.0 2.5 2100 $1,761 $0.84 45d 1 1.28mi
3960 Redan Rd Stone Mountain, GA 1.0–3.0 1.0–2.0 1339 $3,194 $2.39 3d 19 1.28mi
4935 Millstone Walk Stone Mountain, GA 3.0 2.5 1248 $1,950 $1.56 7d 1 1.31mi
4813 Hairston Pl Stone Mountain, GA 2.0 2.0 1204 $1,400 $1.16 45d 1 1.31mi
869 Heritage Oaks Dr Stone Mountain, GA 3.0 2.5 1400 $1,199 $0.86 1d 1 1.31mi

Listing history 11 events

  1. 2026-05-18
    status Pending Offer Approval 423-char remark
    Show marketing remark (423 chars)

    FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

  2. 2026-05-18
    status Pending 423-char remark
    Show marketing remark (423 chars)

    FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

  3. 2026-05-14
    historical Active Under Contract 423-char remark
    Show marketing remark (423 chars)

    FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

  4. 2026-05-14
    historical Active Under Contract 423-char remark
    Show marketing remark (423 chars)

    FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

  5. 2026-04-27
    listed $219,999 New 423-char remark
    Show marketing remark (423 chars)

    FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

  6. 2026-04-27
    listed $219,999 Active 423-char remark
    Show marketing remark (423 chars)

    FANTASTIC OPPORTUNITY!!! All the heavy lifting has already been done for you. This home features a brand new deck, new LVP flooring and carpet throughout, and fresh interior and exterior paint, giving it a clean, move-in-ready feel. The kitchen is equipped with a new refrigerator and stove, offering both style and functionality. A solid opportunity for buyers looking for updated essentials without the premium price tag.

  7. 2018-07-17
    soldstatus $93,000
  8. 2015-04-14
    soldstatus $10,965,300
  9. 2012-10-10
    soldstatus $56,000
  10. 2001-06-04
    soldstatus $126,000
  11. 1988-12-19
    soldstatus $78,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,206 · $351/mo
Projected year-2 tax
$4,206 · $351/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 8 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,793
− Mortgage interest
−$12,323
− Property taxes
−$4,206
− Insurance
−$1,100
− Repairs & maintenance
−$1,743
− Management
−$1,743
− Depreciation
−$6,400
Taxable loss
−$5,724
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,374
After-tax cash flow
$-561/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Redan

Score
64/100
State rank
#274
US rank
#14766

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Dekalb County · 782,738 people
City population
29,279
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,724
Household income
$55,307
Rent vs Own
48.9% rent · 51.1% own
Severe rent burden
3574.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (75%)
Race & ethnicity
Black 75% White 8% Asian 8% Hispanic / Latino 5% Two or more races 5%
Common ancestry
Arab 1%
Foreign-born
24% · Canada, Vietnam, India
Languages at home
71% English-only · Spanish 4% Other Indo-European 4% Vietnamese 2%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -213.61%
Current HPI
216.2527
Rent YoY
▲ 1.31%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+179.5% since first listed
13 events — show timeline
  • 2026-06-03 Sold (MLS) $219,999 FMLS
  • 2026-06-03 Sold (MLS) $219,999 GAMLS
  • 2026-05-18 Pending GAMLS
  • 2026-05-18 Pending FMLS
  • 2026-05-14 Contingent GAMLS
  • 2026-05-14 Contingent FMLS
  • 2026-04-27 Listed $219,999 FMLS
  • 2026-04-27 Listed $219,999 GAMLS
  • 2018-07-17 Sold (Public Records) $93,000 Public Records
  • 2015-04-14 Sold (Public Records) $10,965,300 Public Records
  • 2012-10-10 Sold (Public Records) $56,000 Public Records
  • 2001-06-04 Sold (Public Records) $126,000 Public Records
  • 1988-12-19 Sold (Public Records) $78,700 Public Records

Property tax history

+7.2%/yr

Latest (2025): $4,206 · -9.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…