200 SE Avenue F · Childress, TX 79201

$99,000

4 bd · 3.0 ba · 1,635 sqft · SingleFamily public records · 18 Days on market

Built 1930 0.32 ac lot

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.6/30.0
• Appreciation +10.0/10.0
• DSCR +9.7/10.0
• 1% rule +8.1/10.0
• ARV discount +7.5/15.0
• Schools +4.1/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

The home sits on two lots totaling 14,000 square feet, features an existing metal roof, and offers a covered carport alongside a floor plan that gives you genuine room to spread out 3 bedrooms, 2 baths, and square footage that is hard to find at this price point anywhere in Childress County. The kitchen is ready for your finishing touches, which means you get to put your own stamp on the space that matters most and build equity while you do it.

Key facts

• Metal roof
• Covered carport
• 0.32 acre lot

Tags

• METAL ROOF
• COVERED CARPORT

Property features AI

Finance

• Other: Property is not attached to another dwelling; Deed restrictions; Will not subdivide
• Financial info: Accepts Cash, Conventional and FHA financing; Loan treated as clear (principal & interest); No second mortgage
• HOA & community: No homeowners association

Exterior

• Parking: Attached carport (covered) for 2 vehicles; Driveway; Paved parking
• Utilities: City water; City sewer; No municipal utility district
• Home design: Single-family residence; Residential property; Entry level: main level; Preowned (built in 1930)
• Construction: Frame construction; Metal roof; Other foundation details; Year built 1930
• Exterior features: Private yard; Chain link fencing; Corner lot with few trees; Easement access

Interior

• Kitchen: Includes other appliances (specifics not listed)
• Bedrooms: 4 bedrooms (primary bedroom on main level)
• Flooring: Carpet; Hardwood; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: One level; Accessible approach with ramp, accessible doors and entrance; 3 total rooms (living/dining and others); 1 living area; 1 dining area; Other built-in appliances/equipment
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $99k.

Deal economics

• At list price, monthly cash flow is $296 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $99k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#516 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
• Childress ISD (town): math 54% / reading 44% proficiency, ranked #204 of 826 in TX (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Childress El (math 55% / reading 48%, grade C-, #808 of 4,322 statewide, top 19%, 451 students, 72% FRL); Childress J H (math 48% / reading 39%, grade D, #530 of 1,662 statewide, top 32%, 251 students, 55% FRL); Childress H S (math 67% / reading 42%, grade C-, #379 of 1,632 statewide, top 26%, 303 students, 54% FRL).
• Market conditions: 36 active listings in the ZIP.

Forward outlook

• In year one you build about $11k of equity ($684 loan paydown + $10k appreciation (10.0% local appreciation)).
• Childress County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wildfire risk; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $97,515 (1.5% below list)

Questions for the listing agent

1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.31% ✓
• Cap rate: 9.88%
• Cash-on-cash: 12.80%
• DSCR: 1.57
• GRM: 6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 33.7%
• Equity multiple: 3.63×
• Total profit: $72,796
• Equity at exit: $89,187

10-year hold

• IRR: 29.1%
• Equity multiple: 8.20×
• Total profit: $199,657
• Equity at exit: $192,335

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79201

• Home prices YoY: 6.2%
• Active inventory: 36
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $1,296 medium
• Mortgage (P&I): −$519
• Tax from tax record: −$168 /mo · $2,012/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$272
• Net cashflow: $296

Break-even live

Break-even rent $922

Max offer price $99,000

Occupancy floor 72%

Sensitivity live

Price	-10% $352	-5% $324	+0% $296	+5% $268	+10% $240
Rent	-10% $193	-5% $244	+0% $296	+5% $347	+10% $398
Rate	-1.0pp $346	-0.5pp $321	base $296	+0.5pp $270	+1.0pp $244

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-21
   days on market $99,000 Active 18 DOM
2. 2026-06-21
   days on market $99,000 Active 17 DOM
3. 2026-06-18
   days on market $99,000 Active 15 DOM
4. 2026-06-17
   days on market $99,000 Active 14 DOM
5. 2026-06-17
   price $99,000 Active 13 DOM
6. 2026-06-16
   days on market $119,000 Active 13 DOM
7. 2026-06-15
   days on market $119,000 Active 12 DOM
8. 2026-06-13
   days on market $119,000 Active 10 DOM
9. 2026-06-12
   days on market $119,000 Active 9 DOM
10. 2026-06-09
    days on market $119,000 Active 6 DOM
11. 2026-06-08
    days on market $119,000 Active 5 DOM
12. 2026-06-08
    days on market $119,000 Active 4 DOM
13. 2026-06-07
    days on market $119,000 Active 3 DOM
14. 2026-06-04
    remarks 448-char remark
15. 2026-06-04
    listed $119,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,012 · $168/mo
• Projected year-2 tax: $2,012 · $168/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 6/10 Major 6 d/yr ≥107°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,551
• − Mortgage interest: −$5,546
• − Property taxes: −$2,012
• − Insurance: −$495
• − Repairs & maintenance: −$1,244
• − Management: −$1,244
• − Depreciation: −$2,880
• Taxable income: $2,130
• Est. tax owed @ 24.0%: −$511
• After-tax cash flow: $3,037/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Childress ISD
• NCES district ID: 4813860
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 44% ▼ -8.00%
• Median HH income: $42,072
• Composite: 41.25/100
• National rank: #3529
• State rank: #204 of 826 in TX

Livability — Childress

• Score: 67/100
• State rank: #516
• US rank: #10179

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Childress, TX
• Population (ZIP): 6,817

Population outlook (Childress County) Hauer SSP2

• Today (2025): 7,082 people
• By 2030: 7,249 · +2.4%
• By 2040: 7,425 · +4.8%
• By 2050: 7,451 · +5.2%
• By 2075: 7,067 · -0.2%
• By 2100: 5,510 · -22.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 54% Hispanic / Latino 34% Two or more races 18% Black 7%
• Hispanic origin (detail): Mexican 26%
• Common ancestry: Italian 4% Slovak 1% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 79% English-only · Spanish 21%

Political lean MEDSL · Childress

• 2024 margin: Solid R (+76.0) · D 11.6% · R 87.6%
• 2008→2024 swing: -20.1pp toward R · 2008: -56.0pp · 2024: -76.0pp
• All cycles: 2024: R+76.0 2020: R+71.7 2016: R+74.3 2012: R+67.4 2008: R+56.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 10.42%
• Current HPI: 179.442
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-06-03 Listed $119,000 NTREIS

Property tax history

+4.7%/yr

Latest (2025): $2,012 · +7.1% YoY. Source: county tax records.