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70200 Dillon Rd #39
B- Composite 67.16
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +4.8/15.0
  • Condition / age +3.8/5.0
  • Livability +3.4/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$55,500

70200 Dillon Rd #39 · Desert Edge, CA 92241
2 bd · 1.0 ba · 550 sqft · Manufactured · 67 Days on market
Built 2003 Good condition $101/sqft · 6% above area Est $52k · 6% over ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This splendid and super clean 2003 Cavco Park model with ~550 sq. ft. features 2 bedrooms, 1 bathroom and a laundry room in the shed. Bring your creative flair and make this well-appointed home your dream getaway with stunning views from the front covered deck of little San Bernadino Mountains where you can enjoy your morning coffee or unmatched sunsets. The California room is currently being utilized as a 2nd bedroom/office. Ample parking for 2 dedicated spots. Located in the luxurious 55+ Caliente Springs Resort which offers amenities that include mineral hot spring pool and spas, state of the art fitness center, 9-hole golf course, pickleball courts, tennis courts, laundry facilities, library, and fun organized community events. Beyond the comfort and amenities of the home itself, residents of Caliente Springs Resort enjoy a vibrant, welcoming atmosphere where neighbors become friends, and every day brings new opportunities for relaxation and recreation. Whether you're seeking peaceful mornings on the deck, social afternoons on the pickleball courts, or quiet evenings at the library, this community is designed to enrich your lifestyle and provide endless possibilities for leisure and connection in a picturesque desert setting. Come make this your new home or getaway place and enjoy this amazing community. Lot is not owned; space rent is $673.

Key facts

  • 9 hole golf course
  • Front covered deck
  • Pickleball courts

Tags

FRONT COVERED DECKCALIFORNIA ROOMMINERAL HOT SPRING POOL9 HOLE GOLF COURSEPICKLEBALL COURTSTENNIS COURTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $56k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $909 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $56k).
  • Recommended offer: $52k (6.0% below list) — sets the bar for market timing.
  • Cap rate 28.6% vs local median 14.8% in Desert Edge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#297 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, schools F, commute D-.
  • Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 218 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $384 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $16k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 4→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,170 (6.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.23%
Cap rate
28.64%
Cash-on-cash
79.83%
DSCR
4.55
GRM
2.6

CMA / ARV

ARV (median comp)
$52,400
List price
$55,500
Delta
5.92%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
70200 Dillon Rd #654 0.01mi 2/1.0 550 (0%) 3mo $97,500 $177 97
70200 Dillon Rd #416 0.01mi 1/1.0 (-1) 550 (0%) 8mo $48,000 $87 88
70200 Dillon Rd #320 0.00mi 1/1.0 (-1) 550 (0%) 10mo $50,000 $91 86
70200 Dillon Rd #527 0.00mi 2/1.0 525 (-4%) 13mo $55,000 $105 82
70200 Dillon Rd #97 0.01mi 1/1.0 (-1) 600 (+9%) 5mo $20,500 $34 76
70200 Dillon Rd #590 0.01mi 2/1.0 625 (+14%) 4mo $61,500 $98 74
70200 Dillon Rd #446 0.16mi 2/1.5 600 (+9%) 4mo $75,000 $125 72
70200 Dillon Rd #324 0.27mi 1/1.0 (-1) 570 (+4%) 12mo $76,000 $133 66
70200 Dillon Rd #215 0.27mi 1/1.0 (-1) 600 (+9%) 4mo $65,000 $108 64
70200 Dillon Rd #605 0.27mi 1/1.0 (-1) 600 (+9%) 5mo $97,500 $163 64
70200 Dillon Rd #36 0.27mi 1/1.0 (-1) 600 (+9%) 8mo $65,000 $108 61
70200 Dillon Rd #244 0.27mi 1/1.0 (-1) 630 (+14%) 13mo $55,900 $89 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
69.8%
Equity multiple
4.15×
Total profit
$48,976
Equity at exit
$8,275
10-year hold
IRR
73.8%
Equity multiple
8.57×
Total profit
$117,581
Equity at exit
$4,799

Cash invested: $15,540 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92241

Home prices YoY
-22.8%
Active inventory
218
Price-to-rent
2.6×

Monthly cashflow live

Estimated rent
$1,794 medium interval (Pro) →
Mortgage (P&I)
$291
Tax est. 1.5%
$69 /mo · $832/yr
Insurance
$23
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$377
Net cashflow
$909

Break-even live

Break-even rent $644
Max offer price $55,500
Occupancy floor 44%

Sensitivity live

Price -10% $947 -5% $928 +0% $909 +5% $889 +10% $870
Rent -10% $767 -5% $838 +0% $909 +5% $979 +10% $1,050
Rate -1.0pp $936 -0.5pp $923 base $909 +0.5pp $894 +1.0pp $880

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,875
Closing costs
$1,665
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
69360 Poolside Dr Desert Hot Springs, CA 3.0 2.0 648 $1,800 $2.78 3d 1 0.76mi
70875 Dillon Rd Desert Hot Springs, CA 2.0 2.0 720 $2,200 $3.06 45d 1 0.92mi
15935 Mary Cir Desert Hot Springs, CA 1.0 1.0 550 $1,350 $2.45 19d 1 1.29mi

Listing history 24 events

  1. 2026-06-21
    days on market $55,500 Active 67 DOM
  2. 2026-06-18
    days on market $55,500 Active 64 DOM
  3. 2026-06-17
    days on market $55,500 Active 63 DOM
  4. 2026-06-16
    days on market $55,500 Active 62 DOM
  5. 2026-06-15
    days on market $55,500 Active 61 DOM
  6. 2026-06-13
    days on market $55,500 Active 59 DOM
  7. 2026-06-13
    days on market $55,500 Active 58 DOM
  8. 2026-06-09
    days on market $55,500 Active 55 DOM
  9. 2026-06-08
    days on market $55,500 Active 54 DOM
  10. 2026-06-07
    days on market $55,500 Active 53 DOM
  11. 2026-06-04
    days on market $55,500 Active 50 DOM
  12. 2026-06-03
    days on market $55,500 Active 49 DOM
  13. 2026-06-02
    days on market $55,500 Active 48 DOM
  14. 2026-06-01
    days on market $55,500 Active 47 DOM
  15. 2026-05-31
    days on market $55,500 Active 46 DOM
  16. 2026-04-15
    listed $55,500 Active 1367-char remark
    Show marketing remark (1367 chars)

    This splendid and super clean 2003 Cavco Park model with ~550 sq. ft. features 2 bedrooms, 1 bathroom and a laundry room in the shed. Bring your creative flair and make this well-appointed home your dream getaway with stunning views from the front covered deck of little San Bernadino Mountains where you can enjoy your morning coffee or unmatched sunsets. The California room is currently being utilized as a 2nd bedroom/office. Ample parking for 2 dedicated spots. Located in the luxurious 55+ Caliente Springs Resort which offers amenities that include mineral hot spring pool and spas, state of the art fitness center, 9-hole golf course, pickleball courts, tennis courts, laundry facilities, library, and fun organized community events. Beyond the comfort and amenities of the home itself, residents of Caliente Springs Resort enjoy a vibrant, welcoming atmosphere where neighbors become friends, and every day brings new opportunities for relaxation and recreation. Whether you're seeking peaceful mornings on the deck, social afternoons on the pickleball courts, or quiet evenings at the library, this community is designed to enrich your lifestyle and provide endless possibilities for leisure and connection in a picturesque desert setting. Come make this your new home or getaway place and enjoy this amazing community. Lot is not owned; space rent is $673.

  17. 2026-04-01
    historical
  18. 2025-09-22
    listed $55,500 Active
  19. 2025-01-07
    historical
  20. 2024-10-07
    listed $55,500 Active
  21. 2024-04-01
    historical
  22. 2024-03-04
    price $55,500
  23. 2024-02-10
    price $59,500
  24. 2023-12-29
    listed $63,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 4 d/yr ≥109°F today · 12 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,529
− Mortgage interest
−$3,109
− Property taxes
−$832
− Insurance
−$1,780
− Repairs & maintenance
−$1,722
− Management
−$1,722
− Depreciation
−$1,615
Taxable income
$10,748
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,580
After-tax cash flow
$8,323/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained 2003 Cavco Park model mobile home offers a good condition with potential for cosmetic updates to the kitchen and exterior to boost its resale and rental value.

Repairs flagged

  • Minor kitchen cabinets — slight wear
  • Minor kitchen countertops — dated design

Value-add opportunities

  • Both update kitchen cabinets and countertops — enhances both resale and rental appeal
  • Both paint exterior — improves curb appeal and resale value
  • Both landscaping — enhances curb appeal and rental appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · slight wear Minor $500–3,000
kitchen countertops · dated design Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both update kitchen cabinets and countertops — enhances both resale and rental appeal
  • Both paint exterior — improves curb appeal and resale value
  • Both landscaping — enhances curb appeal and rental appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Palm Springs Unified
NCES district ID
0629550
Math proficiency
21% ▼ -7.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$43,638
Composite
26.76/100
National rank
#7131
State rank
#328 of 517 in CA

Livability — Desert Edge

Score
68/100
State rank
#297
US rank
#9953

Category grades

Amenities B- Commute D- Cost of living A+ Crime C- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Desert Edge, CA
Population (ZIP)
8,624

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Race & ethnicity
White 50% Hispanic / Latino 46% Two or more races 16% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Lithuanian 3% Slovak 2% Portuguese 2%
Foreign-born
28% · Canada, South Korea
Languages at home
57% English-only · Spanish 38% Chinese 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.23%
Current HPI
400.5663
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-12.6% since first listed
9 events — show timeline
  • 2026-04-15 Listed $55,500 GPSMLS
  • 2026-04-01 Listing Removed GPSMLS
  • 2025-09-22 Listed $55,500 GPSMLS
  • 2025-01-07 Listing Removed GPSMLS
  • 2024-10-07 Listed $55,500 GPSMLS
  • 2024-04-01 Listing Removed GPSMLS
  • 2024-03-04 Price Changed $55,500 GPSMLS
  • 2024-02-10 Price Changed $59,500 GPSMLS
  • 2023-12-29 Listed $63,500 GPSMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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