1434 E 80th St · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- ARV discount +15.0/15.0
- DSCR +5.4/10.0
- 1% rule +4.8/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Updated home with a bright living room and arched opening to the dining area, plus neutral interior paint and white trim. The kitchen features granite-look countertops, subway-tile backsplash, double-bowl sink with gooseneck faucet, stainless electric range, and LVP-style flooring, plus a rear door to the yard. Hardwood flooring runs through the main living areas. The refreshed bath offers a tub/shower surround, pedestal sink, and updated lighting. The unfinished basement with painted stone foundation provides a large open area for storage and hobby space with easy access to mechanicals/utilities. Spacious front yard with mature shade trees. Buyer to verify all info and measurements.
Key facts
- Bright living room
- Arched opening
- Double-bowl sink
Tags
Property features AI
Finance
- Other: Property age: approximately 76–100 years
- HOA & community: No association fees
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One-story (ranch)
- Construction: Frame construction; Composition roof; Basement with inside entrance; unfinished stone/rock
- Exterior features: Lot approximately 8,769 square feet
Interior
- Kitchen: Kitchen on the first floor
- Bedrooms: 3 bedrooms, all on the first floor
- Flooring: Vinyl flooring; Wood flooring
- Bathrooms: 1 full bathroom (first floor)
- Heating & cooling: Forced air heating; Electric cooling
- Interior features: Formal dining area; Ranch floor plan
- Laundry & utility: Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $89 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (2.1% below list).
- Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.2% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Center 58 (urban): math 12% / reading 29% proficiency, ranked #301 of 324 in MO (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+4.0%/yr); 131 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 7.15%
- Cash-on-cash
- 3.06%
- DSCR
- 1.14
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $154,979
- List price
- $125,000
- Delta
- -19.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8028 Flora Ave | 0.12mi | 2/1.0 | 906 (-4%) | 1mo | $130,000 | $143 | 86 |
| 7930 Michigan St | 0.28mi | 2/1.0 | 960 (+1%) | 3mo | $60,000 | $63 | 82 |
| 1429 E 79th St | 0.12mi | 3/1.5 (+1) | 986 (+4%) | 3mo | $139,000 | $141 | 78 |
| 8116 Wayne Ave | 0.25mi | 3/1.0 (+1) | 996 (+5%) | 1mo | $112,500 | $113 | 74 |
| 8119 Wayne Ave | 0.27mi | 2/1.0 | 882 (-7%) | 4mo | $85,000 | $96 | 73 |
| 1404 E 77th St | 0.29mi | 1/1.0 (-1) | 1,014 (+7%) | 1mo | $118,000 | $116 | 69 |
| 1518 E 76th St | 0.44mi | 2/1.0 | 1,039 (+10%) | 1mo | $185,000 | $178 | 62 |
| 8444 Wayne St | 0.65mi | 2/1.5 | 987 (+4%) | 1mo | $94,000 | $95 | 60 |
| 8236 Flora Ave | 0.37mi | 3/2.0 (+1) | 864 (-9%) | 0mo | $195,000 | $226 | 58 |
| 2121 E 77th Ter | 0.48mi | 2/1.0 | 832 (-12%) | 2mo | $78,000 | $94 | 56 |
| 1421 E 77th St | 0.26mi | 3/1.5 (+1) | 1,087 (+14%) | 2mo | $205,000 | $189 | 55 |
| 8111 Park Ave | 0.60mi | 3/2.0 (+1) | 882 (-7%) | 3mo | $129,900 | $147 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.97% rent growth · sell at horizon
- IRR
- -10.3%
- Equity multiple
- 0.62×
- Total profit
- $-13,332
- Equity at exit
- $18,638
- IRR
- 0.3%
- Equity multiple
- 1.02×
- Total profit
- $873
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64131
- Rents YoY
- 4.0%
- Active inventory
- 131
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,223 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$169 /mo · $2,033/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$257
- Net cashflow
- $89
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8226 Flora Ave Kansas City, MO | 2.0 | 1.0 | 862 | $1,200 | $1.39 | 3d | 1 | 0.32mi |
| 1830 E 78th St Kansas City, MO | 3.0 | 1.0 | 1000 | $1,350 | $1.35 | 12d | 1 | 0.34mi |
| 8222 Troost Ave Unit 8222-1 Kansas City, MO | 2.0 | 1.0 | 825 | $1,400 | $1.70 | 14d | 1 | 0.39mi |
| 8150 Troost Ave Unit 53 Kansas City, MO | 2.0 | 1.0 | 900 | $1,200 | $1.33 | 44d | 1 | 0.40mi |
| 8101 Campbell St Kansas City, MO | 2.0 | 1.0 | 820 | $888 | $1.08 | 1d | 1 | 0.40mi |
| 1861 E 78th St Kansas City, MO | 3.0 | 1.0 | 864 | $1,095 | $1.27 | 16d | 1 | 0.41mi |
| 8208 Troost Ave Unit 8218-3 Kansas City, MO | 2.0 | 1.0 | 750 | $1,345 | $1.79 | 44d | 1 | 0.42mi |
| 8208 Troost Ave Kansas City, MO | 1.0–2.0 | 1.0 | 761 | $1,395 | $1.83 | 7d | 2 | 0.43mi |
| 7427 Arleta Blvd Kansas City, MO | 2.0 | 1.0 | 805 | $1,150 | $1.43 | 44d | 1 | 0.73mi |
| 7560 Prospect Ave Unit G Kansas City, MO | 1.0 | 1.0 | 900 | $925 | $1.03 | 4d | 1 | 0.77mi |
| 320 E 79th Ter Kansas City, MO | 3.0 | 1.0 | 1100 | $1,700 | $1.55 | 44d | 1 | 0.79mi |
| 7560 Prospect Ave Unit F Kansas City, MO | 1.0 | 1.0 | 900 | $925 | $1.03 | 44d | 1 | 0.79mi |
| 7605 Locust St Kansas City, MO | 2.0 | 1.0 | 744 | $1,325 | $1.78 | 7d | 1 | 0.82mi |
| 8104 McGee St Kansas City, MO | 2.0 | 1.0 | 1100 | $1,350 | $1.23 | 23d | 1 | 0.88mi |
| 7411 Montgall Ave Kansas City, MO | 3.0 | 1.0 | 840 | $1,200 | $1.43 | 44d | 1 | 1.02mi |
| 8701 Chestnut Cir Kansas City, MO | 1.0–2.0 | 1.0–2.0 | 925 | $1,115 | $1.21 | 1d | 15 | 1.15mi |
| 3106 E 75th St Kansas City, MO | 3.0 | 1.5 | 985 | $1,225 | $1.24 | 21d | 1 | 1.20mi |
| 7412 Bellefontaine Ave Unit A Kansas City, MO | 2.0 | 1.0 | 780 | $1,200 | $1.54 | 2d | 1 | 1.21mi |
| 7524 Baltimore Ave Kansas City, MO | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 16d | 1 | 1.22mi |
| 7317 Agnes Ave Kansas City, MO | 2.0 | 1.0 | 767 | $895 | $1.17 | 23d | 1 | 1.24mi |
| 2422 E 70th Ter Kansas City, MO | 2.0 | 1.0 | 748 | $1,356 | $1.81 | 12d | 1 | 1.33mi |
| 7426 Indiana Ave Kansas City, MO | 3.0 | 1.0 | 1100 | $1,400 | $1.27 | 44d | 1 | 1.35mi |
| 316 E Gregory Blvd Unit 3W Kansas City, MO | 1.0 | 1.0 | 700 | $1,149 | $1.64 | 16d | 1 | 1.38mi |
| 7133 Agnes Ave Kansas City, MO | 3.0 | 2.0 | 1100 | $1,645 | $1.50 | 23d | 1 | 1.39mi |
| 202 E Gregory Blvd Kansas City, MO | 1.0 | 1.0 | 600 | $1,149 | $1.92 | 2d | 2 | 1.41mi |
| 7131 Main St Kansas City, MO | 1.0 | 1.0 | 850 | $1,250 | $1.47 | 4d | 1 | 1.43mi |
| 7022 S Benton Ave Kansas City, MO | 3.0 | 1.5 | 1100 | $1,095 | $1.00 | 14d | 1 | 1.44mi |
| 6921 Prospect Ave Unit C Kansas City, MO | 1.0 | 1.0 | 538 | $850 | $1.58 | 4d | 1 | 1.46mi |
| 1831 E 68th St Kansas City, MO | 3.0 | 1.0 | 1043 | $1,250 | $1.20 | 16d | 1 | 1.46mi |
| 2120 E 68th Ter Kansas City, MO | 2.0 | 1.0 | 930 | $1,200 | $1.29 | 23d | 1 | 1.47mi |
| 7036 Bellefontaine Ave Unit A Kansas City, MO | 2.0 | 1.0 | 810 | $1,200 | $1.48 | 2d | 1 | 1.49mi |
Listing history 35 events
-
2026-06-18days on market $125,000 Active 45 DOM
-
2026-06-17days on market $125,000 Active 44 DOM
-
2026-06-16days on market $125,000 Active 43 DOM
-
2026-06-15days on market $125,000 Active 42 DOM
-
2026-06-13days on market $125,000 Active 40 DOM
-
2026-06-09pricedays on market $125,000 Active 36 DOM
-
2026-06-08days on market $130,000 Active 35 DOM
-
2026-06-07days on market $130,000 Active 34 DOM
-
2026-06-03days on market $130,000 Active 30 DOM
-
2026-06-02days on market $130,000 Active 29 DOM
-
2026-06-01days on market $130,000 Active 28 DOM
-
2026-05-31days on market $130,000 Active 27 DOM
-
2026-05-04$130,000 Active 692-char remark
-
2026-05-04historical
-
2026-04-16historical Active Under Contract
-
2026-03-26price $130,000
-
2026-03-11$140,000 Active
-
2026-03-11historical
-
2026-02-13price $140,000
-
2026-01-26$150,000 Active
-
2022-07-06price $1,200
-
2022-06-22historical
-
2022-06-21soldstatus
-
2022-04-08$169,000 Active
-
2022-04-04soldstatus
-
2022-03-29soldstatus Closed
-
2022-03-06status Pending
-
2022-03-06status Active
-
2022-02-27status Pending
-
2022-02-24$80,000 Active
-
2000-06-01soldstatus
-
1999-11-18soldstatus
-
1999-11-16soldstatus
-
1999-09-15$24,000
-
1996-09-30soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $2,033 · $169/mo
- Projected year-2 tax
- $2,033 · $169/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,679
- − Mortgage interest
- −$7,002
- − Property taxes
- −$2,033
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,174
- − Management
- −$1,174
- − Depreciation
- −$3,636
- Taxable loss
- −$966
- Est. tax savings @ 24.0%
- +$232
- After-tax cash flow
- $1,304/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Center 58
- NCES district ID
- 2908250
- Math proficiency
- 12% ▼ -15.00%
- Reading proficiency
- 29% ▼ -6.00%
- Median HH income
- $43,544
- Composite
- 17.64/100
- National rank
- #9031
- State rank
- #301 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Jackson County · 687,798 people
- City population
- 439,467
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 21,942
- Household income
- $64,201
- Rent vs Own
- Severe rent burden
- 1249.0
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 719,589 people
- By 2030
- 731,456 · +1.6%
- By 2040
- 746,689 · +3.8%
- By 2050
- 749,289 · +4.1%
- By 2075
- 736,227 · +2.3%
- By 2100
- 668,210 · -7.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 48% Black 39% Hispanic / Latino 7% Two or more races 7% Asian 1%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Italian 5% Slovak 1% Lithuanian 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 93% English-only · Spanish 3% French/Haitian/Cajun 1%
Political lean MEDSL · Jackson
- 2024 margin
- D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
- 2008→2024 swing
- -6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
- All cycles
- 2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -253.25%
- Current HPI
- 340.8202
- Rent YoY
- ▲ 3.97%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+420.8% since first listed24 events — show timeline
- 2026-06-08 Price Changed $125,000 Heartland MLS as Distributed by MLS Grid
- 2026-05-04 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2026-05-04 Listed $130,000 Heartland MLS as Distributed by MLS Grid
- 2026-04-16 Contingent — Heartland MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $130,000 Heartland MLS as Distributed by MLS Grid
- 2026-03-11 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2026-03-11 Listed $140,000 Heartland MLS as Distributed by MLS Grid
- 2026-02-13 Price Changed $140,000 Heartland MLS as Distributed by MLS Grid
- 2026-01-26 Listed $150,000 Heartland MLS as Distributed by MLS Grid
- 2022-07-06 Price Changed $1,200 RENT.
- 2022-06-22 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2022-06-21 Sold (Public Records) — Public Records
- 2022-04-08 Listed $169,000 Heartland MLS as Distributed by MLS Grid
- 2022-04-04 Sold (Public Records) — Public Records
- 2022-03-29 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2022-03-06 Pending — Heartland MLS as Distributed by MLS Grid
- 2022-03-06 Relisted — Heartland MLS as Distributed by MLS Grid
- 2022-02-27 Pending — Heartland MLS as Distributed by MLS Grid
- 2022-02-24 Listed $80,000 Heartland MLS as Distributed by MLS Grid
- 2000-06-01 Sold (Public Records) — Public Records
- 1999-11-18 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 1999-11-16 Sold (Public Records) — Public Records
- 1999-09-15 Listed $24,000 Heartland MLS as Distributed by MLS Grid
- 1996-09-30 Sold (Public Records) — Public Records
Property tax history
+19.0%/yrLatest (2025): $2,033 · +60.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…