159 Sandstone Dr · Pocono Ranch Lands, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +7.4/30.0
- Schools +4.7/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.9/10.0
- DSCR +1.6/10.0
$239,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
Key facts
- Modern finishes
- Updated flooring
- Recessed lighting
Tags
Property features AI
Finance
- HOA & community: Homeowners association with annual fee of $1,200 (equivalent to $100/month); Community amenities include basketball court, pool, playground, clubhouse, beach rights and beach access
Exterior
- Parking: Driveway
- Utilities: Water: Other; Sewer: Septic tank
- Home design: Single-family residence; One story
- Construction: Above-grade finished area recorded (760)
- Exterior features: Deck; Front porch; Corner lot; Has a view
Interior
- Kitchen: Dishwasher; Refrigerator; Microwave; Electric oven
- Bedrooms: Total of 5 rooms (bedroom count not specified)
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; No cooling
- Interior features: Dishwasher; Washer/Dryer; Refrigerator; Microwave; Electric oven; Crawl space basement
- Laundry & utility: Laundry on the main level; Washer/Dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $239k.
Deal economics
- At list price, monthly cash flow is $-304 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $185k (22.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (31.2% below list).
- Recommended offer: $164k (31.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#1,037 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment D, health & safety D, schools F.
- Delaware Valley SD (rural): math 41% / reading 66% proficiency, ranked #121 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 211 active listings in the ZIP; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
- Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $106k; list at $239k implies a 125% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 4.77%
- Cash-on-cash
- -5.45%
- DSCR
- 0.76
- GRM
- 12.1
CMA / ARV
- ARV (on-the-fly)
- $149,720
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 159 Sandstone Dr | 0.00mi | 2/1.0 | 781 (+3%) | 6mo | $106,000 | $136 | 90 |
| 138 Mountain Lake Dr | 0.46mi | 2/1.0 | 760 (0%) | 4mo | $76,000 | $100 | 76 |
| 327 Wild Acres Dr | 0.50mi | 2/1.0 | 760 (0%) | 19mo | $210,000 | $276 | 61 |
| 310 Wild Acres Dr | 0.36mi | 2/1.0 | 848 (+12%) | 19mo | $182,500 | $215 | 48 |
| 116 Autumn Rd | 0.57mi | 2/1.0 | 672 (-12%) | 9mo | $165,000 | $246 | 47 |
| 158 Mountain Lake Dr | 0.31mi | 2/1.0 | 864 (+14%) | 23mo | $130,000 | $150 | 43 |
| 109 Autumn Rd | 0.51mi | 3/1.0 (+1) | 864 (+14%) | 10mo | $170,000 | $197 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.4%
- Equity multiple
- 2.66×
- Total profit
- $110,793
- Equity at exit
- $215,310
- IRR
- 18.6%
- Equity multiple
- 6.10×
- Total profit
- $341,486
- Equity at exit
- $464,324
Cash invested: $66,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18328
- Home prices YoY
- 18.1%
- Active inventory
- 211
- Price-to-rent
- 12.1×
Monthly cashflow live
- Estimated rent
- $1,643 medium interval (Pro) →
- Mortgage (P&I)
- −$1,253
- Tax from tax record
- −$149 /mo · $1,791/yr
- Insurance
- −$100
- HOA
- −$100
- Vacancy / Maint / Mgmt
- −$345
- Net cashflow
- $-304
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,750
- Closing costs
- $7,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $100 · $1,200/yr
Listing history 28 events
-
2026-06-18days on market $239,000 Active 28 DOM
-
2026-06-17days on market $239,000 Active 27 DOM
-
2026-06-16days on market $239,000 Active 26 DOM
-
2026-06-15days on market $239,000 Active 25 DOM
-
2026-06-13days on market $239,000 Active 23 DOM
-
2026-06-13days on market $239,000 Active 22 DOM
-
2026-06-09days on market $239,000 Active 19 DOM
-
2026-06-08days on market $239,000 Active 18 DOM
-
2026-06-07days on market $239,000 Active 17 DOM
-
2026-06-04pricedays on market $239,000 Active 14 DOM
-
2026-06-03days on market $249,000 Active 13 DOM
-
2026-06-02days on market $249,000 Active 12 DOM
-
2026-06-01days on market $249,000 Active 11 DOM
-
2026-05-31days on market $249,000 Active 10 DOM
-
2026-05-21$249,000 Active
-
2025-12-17soldstatus $106,000
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2025-12-16soldstatus $106,000 Closed 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-11-25status Pending 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-11-13status Active 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-11-11status Pending 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-11-06status Active 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-11-06price $125,000 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-08-28price $150,000 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-07-25price $174,900 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-05-22status Active 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-05-19status Pending 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2025-05-08$185,000 Active 187-char remark
Show marketing remark (187 chars)
Lakeview ranch on flat, corner lot in beautiful Wild Acres. 2 bedrooms and 1 bath. Living room features a fireplace. Dining room is open to kitchen, Large deck for BBQ's and entertaining.
-
2005-05-05soldstatus $118,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,791 · $149/mo
- Projected year-2 tax
- $2,784 · $232/mo
- Expected delta
- +$992/yr (+$83/mo · 55.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,718
- − Mortgage interest
- −$13,388
- − Property taxes
- −$1,791
- − Insurance
- −$1,195
- − Repairs & maintenance
- −$1,577
- − Management
- −$1,577
- − HOA
- −$1,200
- − Depreciation
- −$6,953
- Taxable loss
- −$7,963
- Est. tax savings @ 24.0%
- +$1,911
- After-tax cash flow
- $-1,738/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Delaware Valley SD
- NCES district ID
- 4207530
- Math proficiency
- 41% ▼ -12.00%
- Reading proficiency
- 66% ▼ -9.00%
- Median HH income
- $64,202
- Composite
- 46.95/100
- National rank
- #2359
- State rank
- #121 of 539 in PA
Livability — Pocono Ranch Lands
- Score
- 66/100
- State rank
- #1037
- US rank
- #11566
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 8,061
Population outlook (Pike County) Hauer SSP2
- Today (2025)
- 53,548 people
- By 2030
- 51,622 · -3.6%
- By 2040
- 46,490 · -13.2%
- By 2050
- 40,372 · -24.6%
- By 2075
- 31,951 · -40.3%
- By 2100
- 26,821 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Hispanic / Latino 10% Two or more races 8%
- Hispanic origin (detail)
- Puerto Rican 5%
- Common ancestry
- Scotch-Irish 6% Romanian 6% Iranian 4%
- Foreign-born
- 9% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 6% Russian/Polish/Slavic 5% Other Indo-European 2%
Political lean MEDSL · Pike
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.6%
- 2008→2024 swing
- -19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 38.13%
- Current HPI
- 248.4494
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+111.0% since first listed14 events — show timeline
- 2026-05-21 Listed $249,000 PWMLS
- 2025-12-17 Sold (Public Records) $106,000 Public Records
- 2025-12-16 Sold (MLS) $106,000 PMAR
- 2025-11-25 Pending — PMAR
- 2025-11-13 Relisted — PMAR
- 2025-11-11 Pending — PMAR
- 2025-11-06 Relisted — PMAR
- 2025-11-06 Price Changed $125,000 PMAR
- 2025-08-28 Price Changed $150,000 PMAR
- 2025-07-25 Price Changed $174,900 PMAR
- 2025-05-22 Relisted — PMAR
- 2025-05-19 Pending — PMAR
- 2025-05-08 Listed $185,000 PMAR
- 2005-05-05 Sold (Public Records) $118,000 Public Records
Property tax history
+1.7%/yrLatest (2026): $1,791 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…