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4956 Oak Hill Dr #78
D Composite 41.6
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.4/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.1/10.0
  • Livability +4.0/5.0
  • DSCR +3.7/10.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,900

4956 Oak Hill Dr #78 · Village of Clarkston, MI 48329
2 bd · 2.0 ba · 1,779 sqft · Condo public records · 67 Days on market
Built 1990 $329/mo HOA · 17% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

Key facts

  • Private balcony
  • Walk-in closet
  • In-unit laundry

Tags

OPEN-CONCEPT GREAT ROOMPRIVATE BALCONYIN-UNIT LAUNDRYOVERSIZED PRIMARY SUITEWALK-IN CLOSETEN-SUITE BATH

Property features AI

Finance

  • HOA & community: Homeowners association with $329 monthly fee

Exterior

  • Parking: Detached 1-car garage
  • Utilities: Public sewer; Other water source
  • Home design: Condominium; Single-level (one story); Ground-level entry with steps
  • Construction: Aluminum and vinyl siding; Slab foundation
  • Exterior features: Paved road access; Pets allowed

Interior

  • Kitchen: Dishwasher; Free-standing electric range; Free-standing refrigerator; Microwave
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Wet bar; Fireplace in family room; 7 total rooms
  • Laundry & utility: In-unit laundry room with washer and dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-29 ($-351/yr) — negative.
  • To cash-flow at today's rent, offer at most $175k (2.9% below list).
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
  • Cap rate 6.1% vs local median 3.3% in Village of Clarkston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#98 in MI, #2,255 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F.
  • Waterford School District (suburban): math 26% / reading 42% proficiency, ranked #285 of 540 in MI (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 137 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $132k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $169,106 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.11%
Cap rate
6.10%
Cash-on-cash
-0.70%
DSCR
0.97
GRM
7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.3%
Equity multiple
0.39×
Total profit
$-30,765
Equity at exit
$26,824
10-year hold
IRR
-9.0%
Equity multiple
0.44×
Total profit
$-28,176
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48329

Active inventory
137
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,988 medium interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$253 /mo · $3,033/yr
Insurance
$75
HOA
$329
Vacancy / Maint / Mgmt
$418
Net cashflow
$-29

Break-even live

Break-even rent $2,026
Max offer price $174,732
Occupancy floor 96%

Sensitivity live

Price -10% $73 -5% $22 +0% $-29 +5% $-80 +10% $-131
Rent -10% $-186 -5% $-108 +0% $-29 +5% $49 +10% $128
Rate -1.0pp $61 -0.5pp $17 base $-29 +0.5pp $-76 +1.0pp $-123

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4047 Ledgestone Dr Waterford, MI 3.0 2.0 1546 $2,280 $1.47 11d 1 0.87mi

HOA detail condo

Monthly dues
$329 · $3,948/yr
Likely covers
sewertrashgaslandscapingsnow removalexterior maint.
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-06-21
    days on market $179,900 Active 67 DOM
  2. 2026-06-18
    days on market $179,900 Active 64 DOM
  3. 2026-06-17
    days on market $179,900 Active 63 DOM
  4. 2026-06-16
    days on market $179,900 Active 62 DOM
  5. 2026-06-15
    days on market $179,900 Active 61 DOM
  6. 2026-06-13
    days on market $179,900 Active 59 DOM
  7. 2026-06-09
    days on market $179,900 Active 55 DOM
  8. 2026-06-08
    days on market $179,900 Active 54 DOM
  9. 2026-06-07
    days on market $179,900 Active 53 DOM
  10. 2026-06-04
    days on market $179,900 Active 50 DOM
  11. 2026-06-03
    days on market $179,900 Active 49 DOM
  12. 2026-06-02
    days on market $179,900 Active 48 DOM
  13. 2026-06-01
    days on market $179,900 Active 47 DOM
  14. 2026-05-31
    days on market $179,900 Active 46 DOM
  15. 2026-05-19
    status Active 1573-char remark
    Show marketing remark (1573 chars)

    Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

  16. 2026-05-19
    status Active
    Show marketing remark (1573 chars)

    Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

  17. 2026-04-27
    historical Accepting Backup Offers 1573-char remark
    Show marketing remark (1573 chars)

    Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

  18. 2026-04-27
    historical Active Under Contract
    Show marketing remark (1573 chars)

    Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

  19. 2026-04-15
    listed $179,900 Active
    Show marketing remark (1573 chars)

    Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

  20. 2026-04-15
    listed $179,900 Active 1573-char remark
    Show marketing remark (1573 chars)

    Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.

  21. 2020-08-12
    soldstatus $131,500
  22. 2020-08-06
    soldstatus $131,500 Sold 658-char remark
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  23. 2020-08-06
    soldstatus $131,500 Closed
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  24. 2020-07-13
    status Pending
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  25. 2020-07-13
    status Pending 658-char remark
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  26. 2020-06-25
    price $139,000
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  27. 2020-06-25
    price $139,000 658-char remark
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  28. 2020-05-29
    status Active
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  29. 2020-05-29
    status Active 658-char remark
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  30. 2020-05-26
    status Pending
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  31. 2020-05-26
    status Pending 658-char remark
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  32. 2020-05-21
    listed $149,000 Active 658-char remark
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  33. 2020-05-21
    listed $149,000 Active
    Show marketing remark (658 chars)

    Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.

  34. 2020-01-12
    historical
  35. 2020-01-12
    historical
  36. 2019-11-12
    price $159,000
  37. 2019-11-11
    price $159,000
  38. 2019-10-11
    listed $169,900 Active
  39. 2019-10-11
    listed $169,900 Active
  40. 2012-06-28
    soldstatus $44,900
  41. 2012-01-24
    historical
  42. 2011-09-10
    listed $44,900
  43. 2004-04-14
    soldstatus $152,000
  44. 2004-03-15
    soldstatus $152,000
  45. 2003-10-01
    listed $154,999
  46. 1997-03-06
    soldstatus $102,000
  47. 1997-02-21
    soldstatus $102,000
  48. 1996-11-24
    listed $104,900
  49. 1995-12-08
    soldstatus $94,500
  50. 1990-08-29
    soldstatus $92,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$3,033 · $253/mo
Projected year-2 tax
$3,033 · $253/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,862
− Mortgage interest
−$10,077
− Property taxes
−$3,033
− Insurance
−$900
− Repairs & maintenance
−$1,909
− Management
−$1,909
− HOA
−$3,948
− Depreciation
−$5,233
Taxable loss
−$3,148
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$755
After-tax cash flow
$404/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Waterford School District
NCES district ID
2635310
Math proficiency
26% ▼ -5.00%
Reading proficiency
42% ▼ -1.00%
Median HH income
$55,581
Composite
29.99/100
National rank
#6364
State rank
#285 of 540 in MI

Livability — Village of Clarkston

Score
79/100
State rank
#98
US rank
#2255

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Oakland County · 1,009,092 people
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
24,715
Household income
$85,709
Rent vs Own
10.6% rent · 89.4% own
Severe rent burden
330.0

Population outlook (Oakland County) Hauer SSP2

Today (2025)
1,335,747 people
By 2030
1,375,100 · +2.9%
By 2040
1,435,385 · +7.5%
By 2050
1,469,250 · +10.0%
By 2075
1,531,946 · +14.7%
By 2100
1,450,485 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 7% Hispanic / Latino 6% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 8% Slovak 4% Serbian 3%
Foreign-born
4% · China, Canada
Languages at home
94% English-only · Spanish 2% Chinese 1% Arabic 1%

Political lean MEDSL · Oakland

2024 margin
D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
2008→2024 swing
-3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
All cycles
2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -292.54%
Current HPI
204.9674
Rent YoY
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+93.6% since first listed
36 events — show timeline
  • 2026-05-19 Relisted MiRealSource-MiMLS
  • 2026-05-19 Relisted REALCOMP
  • 2026-04-27 Contingent MiRealSource-MiMLS
  • 2026-04-27 Contingent REALCOMP
  • 2026-04-15 Listed $179,900 REALCOMP
  • 2026-04-15 Listed $179,900 MiRealSource-MiMLS
  • 2020-08-12 Sold (Public Records) $131,500 Public Records
  • 2020-08-06 Sold (MLS) $131,500 MiRealSource-MiMLS
  • 2020-08-06 Sold (MLS) $131,500 REALCOMP
  • 2020-07-13 Pending MiRealSource-MiMLS
  • 2020-07-13 Pending REALCOMP
  • 2020-06-25 Price Changed $139,000 MiRealSource-MiMLS
  • 2020-06-25 Price Changed $139,000 REALCOMP
  • 2020-05-29 Relisted MiRealSource-MiMLS
  • 2020-05-29 Relisted REALCOMP
  • 2020-05-26 Pending MiRealSource-MiMLS
  • 2020-05-26 Pending REALCOMP
  • 2020-05-21 Listed $149,000 MiRealSource-MiMLS
  • 2020-05-21 Listed $149,000 REALCOMP
  • 2020-01-12 Listing Removed MiRealSource-MiMLS
  • 2020-01-12 Listing Removed REALCOMP
  • 2019-11-12 Price Changed $159,000 MiRealSource-MiMLS
  • 2019-11-11 Price Changed $159,000 REALCOMP
  • 2019-10-11 Listed $169,900 MiRealSource-MiMLS
  • 2019-10-11 Listed $169,900 REALCOMP
  • 2012-06-28 Sold (MLS) $44,900 REALCOMP
  • 2012-01-24 Listing Removed REALCOMP
  • 2011-09-10 Listed $44,900 REALCOMP
  • 2004-04-14 Sold (Public Records) $152,000 Public Records
  • 2004-03-15 Sold (MLS) $152,000 REALCOMP
  • 2003-10-01 Listed $154,999 REALCOMP
  • 1997-03-06 Sold (Public Records) $102,000 Public Records
  • 1997-02-21 Sold (MLS) $102,000 REALCOMP
  • 1996-11-24 Listed $104,900 REALCOMP
  • 1995-12-08 Sold (Public Records) $94,500 Public Records
  • 1990-08-29 Sold (Public Records) $92,900 Public Records

Property tax history

+5.4%/yr

Latest (2025): $3,033 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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