4956 Oak Hill Dr #78 · Village of Clarkston, MI
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.21%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 2/10 · Minimal
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.4/30.0
- ARV discount +7.5/15.0
- 1% rule +6.1/10.0
- Livability +4.0/5.0
- DSCR +3.7/10.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$179,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
Key facts
- Private balcony
- Walk-in closet
- In-unit laundry
Tags
Property features AI
Finance
- HOA & community: Homeowners association with $329 monthly fee
Exterior
- Parking: Detached 1-car garage
- Utilities: Public sewer; Other water source
- Home design: Condominium; Single-level (one story); Ground-level entry with steps
- Construction: Aluminum and vinyl siding; Slab foundation
- Exterior features: Paved road access; Pets allowed
Interior
- Kitchen: Dishwasher; Free-standing electric range; Free-standing refrigerator; Microwave
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating (natural gas); Central air conditioning
- Interior features: Wet bar; Fireplace in family room; 7 total rooms
- Laundry & utility: In-unit laundry room with washer and dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $180k.
Deal economics
- At list price, monthly cash flow is $-29 ($-351/yr) — negative.
- To cash-flow at today's rent, offer at most $175k (2.9% below list).
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
- Cap rate 6.1% vs local median 3.3% in Village of Clarkston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#98 in MI, #2,255 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F.
- Waterford School District (suburban): math 26% / reading 42% proficiency, ranked #285 of 540 in MI (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 137 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $132k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 6.10%
- Cash-on-cash
- -0.70%
- DSCR
- 0.97
- GRM
- 7.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.3%
- Equity multiple
- 0.39×
- Total profit
- $-30,765
- Equity at exit
- $26,824
- IRR
- -9.0%
- Equity multiple
- 0.44×
- Total profit
- $-28,176
- Equity at exit
- $15,554
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48329
- Active inventory
- 137
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,988 medium interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax from tax record
- −$253 /mo · $3,033/yr
- Insurance
- −$75
- HOA
- −$329
- Vacancy / Maint / Mgmt
- −$418
- Net cashflow
- $-29
Break-even live
Sensitivity live
| Price | -10% $73 | -5% $22 | +0% $-29 | +5% $-80 | +10% $-131 |
|---|---|---|---|---|---|
| Rent | -10% $-186 | -5% $-108 | +0% $-29 | +5% $49 | +10% $128 |
| Rate | -1.0pp $61 | -0.5pp $17 | base $-29 | +0.5pp $-76 | +1.0pp $-123 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4047 Ledgestone Dr Waterford, MI | 3.0 | 2.0 | 1546 | $2,280 | $1.47 | 11d | 1 | 0.87mi |
HOA detail condo
- Monthly dues
- $329 · $3,948/yr
- Likely covers
- sewertrashgaslandscapingsnow removalexterior maint.
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-06-21days on market $179,900 Active 67 DOM
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2026-06-18days on market $179,900 Active 64 DOM
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2026-06-17days on market $179,900 Active 63 DOM
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2026-06-16days on market $179,900 Active 62 DOM
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2026-06-15days on market $179,900 Active 61 DOM
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2026-06-13days on market $179,900 Active 59 DOM
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2026-06-09days on market $179,900 Active 55 DOM
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2026-06-08days on market $179,900 Active 54 DOM
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2026-06-07days on market $179,900 Active 53 DOM
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2026-06-04days on market $179,900 Active 50 DOM
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2026-06-03days on market $179,900 Active 49 DOM
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2026-06-02days on market $179,900 Active 48 DOM
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2026-06-01days on market $179,900 Active 47 DOM
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2026-05-31days on market $179,900 Active 46 DOM
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2026-05-19status Active 1573-char remark
Show marketing remark (1573 chars)
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
-
2026-05-19status Active
Show marketing remark (1573 chars)
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
-
2026-04-27historical Accepting Backup Offers 1573-char remark
Show marketing remark (1573 chars)
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
-
2026-04-27historical Active Under Contract
Show marketing remark (1573 chars)
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
-
2026-04-15$179,900 Active
Show marketing remark (1573 chars)
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
-
2026-04-15$179,900 Active 1573-char remark
Show marketing remark (1573 chars)
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle. The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience. The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal. Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you'll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle. Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
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2020-08-12soldstatus $131,500
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2020-08-06soldstatus $131,500 Sold 658-char remark
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-08-06soldstatus $131,500 Closed
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-07-13status Pending
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-07-13status Pending 658-char remark
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-06-25price $139,000
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-06-25price $139,000 658-char remark
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-05-29status Active
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-05-29status Active 658-char remark
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-05-26status Pending
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-05-26status Pending 658-char remark
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-05-21$149,000 Active 658-char remark
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-05-21$149,000 Active
Show marketing remark (658 chars)
Highly Desirable Harbor Oaks Condominium. 3 Bedroom 2 full bath LARGE condo! Open concept family room with fireplace. Unit futures an amazing and a must see. Master Bedroom has a spacious walk in closet, 2 additional over sized bedrooms. Newer appliances and carpet. Walking paths to all sports Eagle Lake. Bring your kayaks. Enjoy a park like setting with Mature Tree lined paths for evening walks or runs. Minutes to Downtown Clarkston for dining and entertainment. Easy access to I-75, be at Oakland University in 15 minutes. Make this your home or great rental opportunity for investor. $97.00 monthly road assessment. BATVAI. Taxes are Non Homestead.
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2020-01-12historical
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2020-01-12historical
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2019-11-12price $159,000
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2019-11-11price $159,000
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2019-10-11$169,900 Active
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2019-10-11$169,900 Active
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2012-06-28soldstatus $44,900
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2012-01-24historical
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2011-09-10$44,900
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2004-04-14soldstatus $152,000
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2004-03-15soldstatus $152,000
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2003-10-01$154,999
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1997-03-06soldstatus $102,000
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1997-02-21soldstatus $102,000
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1996-11-24$104,900
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1995-12-08soldstatus $94,500
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1990-08-29soldstatus $92,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $3,033 · $253/mo
- Projected year-2 tax
- $3,033 · $253/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $23,862
- − Mortgage interest
- −$10,077
- − Property taxes
- −$3,033
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,909
- − Management
- −$1,909
- − HOA
- −$3,948
- − Depreciation
- −$5,233
- Taxable loss
- −$3,148
- Est. tax savings @ 24.0%
- +$755
- After-tax cash flow
- $404/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Waterford School District
- NCES district ID
- 2635310
- Math proficiency
- 26% ▼ -5.00%
- Reading proficiency
- 42% ▼ -1.00%
- Median HH income
- $55,581
- Composite
- 29.99/100
- National rank
- #6364
- State rank
- #285 of 540 in MI
Livability — Village of Clarkston
- Score
- 79/100
- State rank
- #98
- US rank
- #2255
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Oakland County · 1,009,092 people
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 24,715
- Household income
- $85,709
- Rent vs Own
- Severe rent burden
- 330.0
Population outlook (Oakland County) Hauer SSP2
- Today (2025)
- 1,335,747 people
- By 2030
- 1,375,100 · +2.9%
- By 2040
- 1,435,385 · +7.5%
- By 2050
- 1,469,250 · +10.0%
- By 2075
- 1,531,946 · +14.7%
- By 2100
- 1,450,485 · +8.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Two or more races 7% Hispanic / Latino 6% Asian 2% Black 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 8% Slovak 4% Serbian 3%
- Foreign-born
- 4% · China, Canada
- Languages at home
- 94% English-only · Spanish 2% Chinese 1% Arabic 1%
Political lean MEDSL · Oakland
- 2024 margin
- D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
- 2008→2024 swing
- -3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
- All cycles
- 2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -292.54%
- Current HPI
- 204.9674
- Rent YoY
- —
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
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| Automotive | 2 | $372B |
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| Chemicals | 1 | $45B |
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| Automotive Retail | 1 | $29B |
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| Healthcare / Medical Devices | 1 | $23B |
|
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| Automotive Technology | 1 | $20B |
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Price history
+93.6% since first listed36 events — show timeline
- 2026-05-19 Relisted — MiRealSource-MiMLS
- 2026-05-19 Relisted — REALCOMP
- 2026-04-27 Contingent — MiRealSource-MiMLS
- 2026-04-27 Contingent — REALCOMP
- 2026-04-15 Listed $179,900 REALCOMP
- 2026-04-15 Listed $179,900 MiRealSource-MiMLS
- 2020-08-12 Sold (Public Records) $131,500 Public Records
- 2020-08-06 Sold (MLS) $131,500 MiRealSource-MiMLS
- 2020-08-06 Sold (MLS) $131,500 REALCOMP
- 2020-07-13 Pending — MiRealSource-MiMLS
- 2020-07-13 Pending — REALCOMP
- 2020-06-25 Price Changed $139,000 MiRealSource-MiMLS
- 2020-06-25 Price Changed $139,000 REALCOMP
- 2020-05-29 Relisted — MiRealSource-MiMLS
- 2020-05-29 Relisted — REALCOMP
- 2020-05-26 Pending — MiRealSource-MiMLS
- 2020-05-26 Pending — REALCOMP
- 2020-05-21 Listed $149,000 MiRealSource-MiMLS
- 2020-05-21 Listed $149,000 REALCOMP
- 2020-01-12 Listing Removed — MiRealSource-MiMLS
- 2020-01-12 Listing Removed — REALCOMP
- 2019-11-12 Price Changed $159,000 MiRealSource-MiMLS
- 2019-11-11 Price Changed $159,000 REALCOMP
- 2019-10-11 Listed $169,900 MiRealSource-MiMLS
- 2019-10-11 Listed $169,900 REALCOMP
- 2012-06-28 Sold (MLS) $44,900 REALCOMP
- 2012-01-24 Listing Removed — REALCOMP
- 2011-09-10 Listed $44,900 REALCOMP
- 2004-04-14 Sold (Public Records) $152,000 Public Records
- 2004-03-15 Sold (MLS) $152,000 REALCOMP
- 2003-10-01 Listed $154,999 REALCOMP
- 1997-03-06 Sold (Public Records) $102,000 Public Records
- 1997-02-21 Sold (MLS) $102,000 REALCOMP
- 1996-11-24 Listed $104,900 REALCOMP
- 1995-12-08 Sold (Public Records) $94,500 Public Records
- 1990-08-29 Sold (Public Records) $92,900 Public Records
Property tax history
+5.4%/yrLatest (2025): $3,033 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…