219 Laurinton Farms Dr · Hopkins, SC
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.0/30.0
- ARV discount +7.5/15.0
- Condition / age +4.0/5.0
- 1% rule +3.9/10.0
- DSCR +3.9/10.0
- Livability +3.0/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$253,206
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
$11,500 in options or $15,000 in closing cost with our partner lender. Welcome to the Evans! A four bedroom, two-and-one-half bathroom home with an expansive floor plan featuring a primary bedroom on the main level, complete with a large walk-in closet and en-suite bath. The open-concept living and dining areas are perfect for entertaining, while the kitchen boasts birch burlap cabinets and modern appliances with ample counter space. Enjoy the outdoors on your covered back porch! Upstairs, you'll find three bedrooms and a full bathroom. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Key facts
- Modern appliances
- En-suite bath
- Large walk-in closet
Tags
Property features AI
Finance
- Other:
- Financial info:
- HOA & community: Community association present; Association covers common area maintenance, playground, pool, sidewalk maintenance, and street light maintenance
Exterior
- Parking: Attached garage with space for 1 vehicle
- Security:
- Utilities: Public water; Public sewer
- Home design: Two-story home; Slab foundation
- Construction:
- Exterior features: Vinyl exterior finish; Paved road access
Interior
- Kitchen:
- Bedrooms: Master bedroom on the main level; Additional bedrooms on the second level
- Flooring:
- Bathrooms: Three full bathrooms; One partial bathroom (half bath)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Family room on the main level
- Laundry & utility: Washer/dryer located on the main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath single-family listed at $253k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-12 ($-148/yr) — negative.
- To cash-flow at today's rent, offer at most $251k (0.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (10.9% below list).
- Recommended offer: $226k (10.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#238 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+, housing B; Watch: employment D+, amenities F, commute F.
- Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Horrell Hill Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 562 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 328 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 45% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.23%
- Cash-on-cash
- -0.21%
- DSCR
- 0.99
- GRM
- 9.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.6%
- Equity multiple
- 0.41×
- Total profit
- $-41,755
- Equity at exit
- $37,754
- IRR
- -8.4%
- Equity multiple
- 0.48×
- Total profit
- $-37,123
- Equity at exit
- $21,893
Cash invested: $70,898 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29061
- Home prices YoY
- -22.8%
- Active inventory
- 328
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,255 medium interval (Pro) →
- Mortgage (P&I)
- −$1,328
- Tax est. 1.5%
- −$317 /mo · $3,798/yr
- Insurance
- −$106
- HOA
- −$44
- Vacancy / Maint / Mgmt
- −$474
- Net cashflow
- $-12
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,302
- Closing costs
- $7,596
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 345 Bevington Brook Ln Hopkins, SC | 3.0 | 2.0 | 1475 | $2,195 | $1.49 | 23d | 1 | 0.97mi |
| 455 Hunters Crossing Dr Hopkins, SC | 3.0 | 2.0 | 1381 | $1,699 | $1.23 | 14d | 1 | 1.00mi |
| 1049 Crescent Moon Loop Hopkins, SC | 3.0 | 2.5 | 1650 | $2,100 | $1.27 | 14d | 1 | 1.06mi |
HOA detail
- Monthly dues
- $44 · $528/yr
Listing history 2 events
-
2026-05-19status Pending
-
2026-03-18$253,206 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,061
- − Mortgage interest
- −$14,183
- − Property taxes
- −$3,798
- − Insurance
- −$1,266
- − Repairs & maintenance
- −$2,165
- − Management
- −$2,165
- − HOA
- −$528
- − Depreciation
- −$7,366
- Taxable loss
- −$4,410
- Est. tax savings @ 24.0%
- +$1,058
- After-tax cash flow
- $910/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in good condition with a good condition score of 80. It is move-in ready with a cosmetic rehab level. The highest-ROI updates would be painting the exterior and interior walls, landscaping improvements, upgrading the kitchen appliances, and upgrading the bathrooms with modern fixtures.
Value-add opportunities
- Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhances curb appeal and adds value.
- Resale Upgrading the kitchen appliances — Modernizes the kitchen and appeals to potential buyers.
- Resale Upgrading the bathrooms with modern fixtures — Modernizes the bathrooms and appeals to potential buyers.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value. ↑
- Resale Upgrading the kitchen appliances — Modernizes the kitchen and appeals to potential buyers. ↑
- Resale Upgrading the bathrooms with modern fixtures — Modernizes the bathrooms and appeals to potential buyers. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Richland 01
- NCES district ID
- 4503360
- Math proficiency
- 26% ▼ -7.00%
- Reading proficiency
- 36% ▼ -5.00%
- Median HH income
- $38,931
- Composite
- 25.94/100
- National rank
- #7335
- State rank
- #54 of 80 in SC
Livability — Hopkins
- Score
- 59/100
- State rank
- #238
- US rank
- #19825
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 12,538
- Metro
- Columbia, SC
- Population (ZIP)
- 12,538
- Household income
- $60,307
- Rent vs Own
- Severe rent burden
- 236.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (68%)
- Race & ethnicity
- Black 68% White 23% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Italian 1% Lithuanian 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.44%
- Current HPI
- 194.8986
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
2 events — show timeline
- 2026-05-19 Pending — Consolidated MLS
- 2026-03-18 Listed $253,206 Consolidated MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…