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710 Sr-821 #101
B Composite 74.76
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.8/5.0
  • Schools +4.8/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Appreciation +0.0/10.0

$92,500

710 Sr-821 #101 · Selah, WA 98901
3 bd · 2.0 ba · 924 sqft · SingleFamily public records · 69 Days on market
Built 2022 Good condition $100/sqft · 72% below area ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New Price! Like-New, 2022 manufactured home for sale in Pomona Mobile Park. A beautiful 3-bedroom, 2 full bathroom home featuring a spacious open-concept layout designed for today's lifestyle. The kitchen is equipped with a premium Whirlpool stainless steel appliance package, providing both style and reliability. Bright modern canned lighting throughout, warm wood cabinetry, and new floor coverings will be sure to impress. Pomona Mobile Park is an all-ages approved community where residents enjoy a welcoming neighborhood atmosphere with a large central park, playground, & sports court. Convenient freeway access to shopping, schools, medical facilities, and city services make this community both popular and affordable. Tucked in a location that balances privacy with accessibility, come see for yourself why your next home is just one showing away!

Key facts

  • Warm wood cabinetry
  • Manufactured home
  • New floor coverings

Tags

MANUFACTURED HOMEOPEN-CONCEPT LAYOUTMODERN CANNED LIGHTINGWARM WOOD CABINETRYNEW FLOOR COVERINGSALL-AGES APPROVED COMMUNITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $92k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $527 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $92k).
  • Recommended offer: $87k (6.0% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 3.0% in Selah — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#164 in WA, #3,936 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, health & safety A-; Watch: schools C-, amenities D+, commute F.
  • Selah School District (suburban): math 48% / reading 59% proficiency, ranked #113 of 291 in WA (top 39%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+9.3%/yr); 168 active listings in the ZIP; 468 units permitted in Yakima County in 2024 (23 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $640 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Yakima County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $26k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($87k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $86,950 (6.0% below list)

Questions for the listing agent

  1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
13.13%
Cash-on-cash
24.42%
DSCR
2.09
GRM
5.6

CMA / ARV

ARV (median comp)
$330,271
List price
$92,500
Delta
-71.99%
Verdict
UNDERPRICED
Comps
8 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
710 Sr 821 #28 0.01mi 2/1.0 (-1) 980 (+6%) 19mo $58,000 $59 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
22.9%
Equity multiple
2.00×
Total profit
$25,833
Equity at exit
$13,792
10-year hold
IRR
33.8%
Equity multiple
4.81×
Total profit
$98,738
Equity at exit
$7,998

Cash invested: $25,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 98901

Home prices YoY
-33.4%
Rents YoY
9.3%
Active inventory
168
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,377 medium interval (Pro) →
Mortgage (P&I)
$485
Tax from tax record
$37 /mo · $447/yr
Insurance
$39
HOA
$0
Vacancy / Maint / Mgmt
$289
Net cashflow
$527

Break-even live

Break-even rent $710
Max offer price $92,500
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,125
Closing costs
$2,775
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-05-07
    status Pending 862-char remark
    Show marketing remark (862 chars)

    New Price! Like-New, 2022 manufactured home for sale in Pomona Mobile Park. A beautiful 3-bedroom, 2 full bathroom home featuring a spacious open-concept layout designed for today's lifestyle. The kitchen is equipped with a premium Whirlpool stainless steel appliance package, providing both style and reliability. Bright modern canned lighting throughout, warm wood cabinetry, and new floor coverings will be sure to impress. Pomona Mobile Park is an all-ages approved community where residents enjoy a welcoming neighborhood atmosphere with a large central park, playground, & sports court. Convenient freeway access to shopping, schools, medical facilities, and city services make this community both popular and affordable. Tucked in a location that balances privacy with accessibility, come see for yourself why your next home is just one showing away!

  2. 2026-03-31
    price $92,500 862-char remark
    Show marketing remark (862 chars)

    New Price! Like-New, 2022 manufactured home for sale in Pomona Mobile Park. A beautiful 3-bedroom, 2 full bathroom home featuring a spacious open-concept layout designed for today's lifestyle. The kitchen is equipped with a premium Whirlpool stainless steel appliance package, providing both style and reliability. Bright modern canned lighting throughout, warm wood cabinetry, and new floor coverings will be sure to impress. Pomona Mobile Park is an all-ages approved community where residents enjoy a welcoming neighborhood atmosphere with a large central park, playground, & sports court. Convenient freeway access to shopping, schools, medical facilities, and city services make this community both popular and affordable. Tucked in a location that balances privacy with accessibility, come see for yourself why your next home is just one showing away!

  3. 2026-02-27
    listed $99,000 Active 862-char remark
    Show marketing remark (862 chars)

    New Price! Like-New, 2022 manufactured home for sale in Pomona Mobile Park. A beautiful 3-bedroom, 2 full bathroom home featuring a spacious open-concept layout designed for today's lifestyle. The kitchen is equipped with a premium Whirlpool stainless steel appliance package, providing both style and reliability. Bright modern canned lighting throughout, warm wood cabinetry, and new floor coverings will be sure to impress. Pomona Mobile Park is an all-ages approved community where residents enjoy a welcoming neighborhood atmosphere with a large central park, playground, & sports court. Convenient freeway access to shopping, schools, medical facilities, and city services make this community both popular and affordable. Tucked in a location that balances privacy with accessibility, come see for yourself why your next home is just one showing away!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WA · Resets to sale price

Current annual tax
$447 · $37/mo
Projected year-2 tax
$906 · $76/mo
Expected delta
+$459/yr (+$38/mo · 102.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥96°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 15 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,527
− Mortgage interest
−$5,181
− Property taxes
−$447
− Insurance
−$462
− Repairs & maintenance
−$1,322
− Management
−$1,322
− Depreciation
−$2,691
Taxable income
$5,100
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,224
After-tax cash flow
$5,101/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

This 2022 manufactured home is in excellent condition with a good condition score of 80. It is move-in ready with minimal cosmetic updates needed to maximize its resale and rental value.

Value-add opportunities

  • Both Landscaping improvements — Enhances curb appeal and property value
  • Both Painting exterior and interior — Fresh paint improves aesthetics and value
  • Both Upgrading window treatments — Enhances energy efficiency and curb appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping improvements — Enhances curb appeal and property value
  • Both Painting exterior and interior — Fresh paint improves aesthetics and value
  • Both Upgrading window treatments — Enhances energy efficiency and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Selah School District
NCES district ID
5307770
Math proficiency
48% ▬ 0.00%
Reading proficiency
59% ▲ 3.00%
Median HH income
$54,495
Composite
47.97/100
National rank
#4809
State rank
#113 of 291 in WA

Livability — Selah

Score
75/100
State rank
#164
US rank
#3936

Category grades

Amenities D+ Commute F Cost of living C+ Crime A Employment B- Housing A+ Health & safety A- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Yakima County · 134,789 people
City population
18,871
Metro
Yakima, WA
Population (ZIP)
31,366
Household income
$57,392
Rent vs Own
50.0% rent · 50.0% own
Severe rent burden
1317.0

Population outlook (Yakima County) Hauer SSP2

Today (2025)
256,514 people
By 2030
259,403 · +1.1%
By 2040
265,677 · +3.6%
By 2050
273,061 · +6.5%
By 2075
296,991 · +15.8%
By 2100
315,291 · +22.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (54%)
Race & ethnicity
Hispanic / Latino 54% White 39% Two or more races 22% Native American 3% Black 1%
Hispanic origin (detail)
Mexican 49%
Common ancestry
Italian 3% Lithuanian 2% Scottish 1%
Foreign-born
20% · Canada
Languages at home
53% English-only · Spanish 46%

Political lean MEDSL · Yakima

2024 margin
R (+14.3) · D 41.6% · R 55.9% · Other 2.5%
2008→2024 swing
-3.8pp toward R · 2008: -10.6pp · 2024: -14.3pp
All cycles
2024: R+14.3 2020: R+7.7 2016: R+15.4 2012: R+15.1 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.24%
Current HPI
287.8283
Rent YoY
▲ 9.31%
Metro
Yakima, WA
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

-6.6% since first listed
3 events — show timeline
  • 2026-05-07 Pending YAMLS
  • 2026-03-31 Price Changed $92,500 YAMLS
  • 2026-02-27 Listed $99,000 YAMLS

Property tax history

-9.0%/yr

Latest (2026): $447 · -9.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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