20750 Taylor St · Weston, OH 43569

$110,000

3 bd · 2.0 ba · 1,344 sqft · SingleFamily public records · 28 Days on market

Built 1960 0.30 ac lot $82/sqft · 24% below area Est $144k · 24% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.0/30.0
• ARV discount +15.0/15.0
• DSCR +6.7/10.0
• 1% rule +5.5/10.0
• Schools +5.4/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This comfortable home across from park has been totally remodeled. New windows, master bdrm & bath added in '08, kitchen in '10 & water heater in '14. The wood floors are the originals & have been resurfaced. Large spacious living rm & eat-in kitchen w/oak cupboards. Den has large closet & could be used as a 4th. bdrm. After seeing this well maintained home, check out the large lot w/shed & deck.

Key facts

• 0.3 acre lot
• 2 garage spots
• Built 1960

Property features AI

Finance

• Other: Lot includes an additional parcel; Lot size approximately 0.3 acre

Exterior

• Parking: Attached garage; 2 garage spaces; Driveway parking; Concrete surfaces
• Utilities: Electricity connected with circuit breaker panel; Natural gas connected; Public water; Public sewer
• Home design: Single-family residence — house; One level / single-story; No attached units or common walls; Living area reported from public records
• Construction: Vinyl siding; Crawl space foundation
• Exterior features: Shingle roof; Chain link fencing; Shed(s) on the property

Interior

• Kitchen: Kitchen on the main level (approx. 16 x 12)
• Bedrooms: Primary bedroom on the main level (approx. 15 x 20); Bedroom 2 on the main level (approx. 12 x 12); Bedroom 3 on the main level (approx. 8 x 14)
• Flooring: Other flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Primary bathroom; Total of 5 rooms
• Laundry & utility: Laundry located on the main level

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $155 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $108k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 64/100 on livability (#761 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
• Otsego Local (rural): math 59% / reading 65% proficiency, ranked #231 of 656 in OH (top 35%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Otsego Elementary School (math 63% / reading 66%, grade B, #522 of 1,584 statewide, top 36%, 833 students, 25% FRL); Otsego High School (math 10% / reading 67%, grade F, #555 of 781 statewide, top 71%, 479 students, 31% FRL) — zoned schools at 28% FRL track the district average.
• Market conditions: 7 active listings in the ZIP; 493 units permitted in Wood County in 2024 (48 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Wood County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $108,350 (1.5% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.99%
• Cash-on-cash: 6.05%
• DSCR: 1.27
• GRM: 7.9

CMA / ARV

• ARV (median comp): $144,466
• List price: $110,000
• Delta: -23.86%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
20700 Sycamore St	0.09mi	3/2.0	1,248 (-7%)	10mo	$182,150	$146	75
20710 Taylor St	0.04mi	2/1.5 (-1)	1,326 (-1%)	19mo	$104,500	$79	73
20750 Sycamore St	0.06mi	3/1.0	1,506 (+12%)	5mo	$190,000	$126	69
13270 Main St	0.28mi	3/2.0	1,188 (-12%)	18mo	$172,000	$145	53
13459 Main St	0.42mi	3/1.0	1,221 (-9%)	14mo	$104,500	$86	50
20210 Oak St	0.61mi	4/2.0 (+1)	1,464 (+9%)	3mo	$160,000	$109	49
13430 Washington St	0.50mi	3/1.5	1,200 (-11%)	16mo	$165,000	$138	43
20572 Russ St	0.48mi	3/1.0	1,443 (+7%)	24mo	$172,000	$119	42
20115 Taylor St	0.71mi	4/2.0 (+1)	1,464 (+9%)	16mo	$186,400	$127	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.74×
• Total profit: $-7,916
• Equity at exit: $16,401

10-year hold

• IRR: 2.7%
• Equity multiple: 1.19×
• Total profit: $5,916
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43569

• Home prices YoY: -19.4%
• Active inventory: 7
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,160 medium
• Mortgage (P&I): −$577
• Tax from tax record: −$138 /mo · $1,659/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$244
• Net cashflow: $155

Break-even live

Break-even rent $963

Max offer price $110,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-06-03
   statusdays on market $110,000 Pending 28 DOM
2. 2026-06-02
   days on market $110,000 Active 27 DOM
3. 2026-06-01
   days on market $110,000 Active 26 DOM
4. 2026-05-31
   days on market $110,000 Active 25 DOM
5. 2026-05-30
   days on market $110,000 Active 24 DOM
6. 2026-05-04
   listed $110,000 Active 495-char remark
7. 2025-10-14
   price $100,000 423-char remark

   Show marketing remark (423 chars)

   This comfortable home across from park has been totally remodeled. New windows, master bdrm & bath added in '08, kitchen in '10 & water heater in '14. The wood floors are the originals & have been resurfaced. Large spacious living rm & eat-in kitchen w/oak cupboards. Den has large closet & could be used as a 4th. bdrm. After seeing this well maintained home, check out the large lot w/shed & deck.

8. 2019-05-10
   soldstatus $115,000
9. 2018-11-15
   historical
10. 2018-08-03
    listed $112,800
11. 2015-02-20
    soldstatus $100,000
12. 2015-02-18
    soldstatus $100,000 423-char remark

    Show marketing remark (423 chars)

    This comfortable home across from park has been totally remodeled. New windows, master bdrm & bath added in '08, kitchen in '10 & water heater in '14. The wood floors are the originals & have been resurfaced. Large spacious living rm & eat-in kitchen w/oak cupboards. Den has large closet & could be used as a 4th. bdrm. After seeing this well maintained home, check out the large lot w/shed & deck.

13. 2014-09-29
    listed $104,900 423-char remark

    Show marketing remark (423 chars)

    This comfortable home across from park has been totally remodeled. New windows, master bdrm & bath added in '08, kitchen in '10 & water heater in '14. The wood floors are the originals & have been resurfaced. Large spacious living rm & eat-in kitchen w/oak cupboards. Den has large closet & could be used as a 4th. bdrm. After seeing this well maintained home, check out the large lot w/shed & deck.

14. 2000-07-31
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,659 · $138/mo
• Projected year-2 tax: $1,688 · $141/mo
• Expected delta: +$28/yr (+$2/mo · 1.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,918
• − Mortgage interest: −$6,162
• − Property taxes: −$1,659
• − Insurance: −$550
• − Repairs & maintenance: −$1,113
• − Management: −$1,113
• − Depreciation: −$3,200
• Taxable income: $120
• Est. tax owed @ 24.0%: −$29
• After-tax cash flow: $1,835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Otsego Local
• NCES district ID: 3905072
• Math proficiency: 59% ▼ -10.00%
• Reading proficiency: 65% ▼ -5.00%
• Median HH income: $65,653
• Composite: 54.22/100
• National rank: #1377
• State rank: #231 of 656 in OH

Livability — Weston

• Score: 64/100
• State rank: #761
• US rank: #13706

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Weston, OH
• County: Wood · 127,168 people
• City population: 2,804
• Metro: Toledo, OH
• Population (ZIP): 2,804
• Household income: $64,783
• Rent vs Own: 23.0% rent · 77.0% own
• Severe rent burden: 7.2

Population outlook (Wood County) Hauer SSP2

• Today (2025): 138,744 people
• By 2030: 143,189 · +3.2%
• By 2040: 150,896 · +8.8%
• By 2050: 158,589 · +14.3%
• By 2075: 182,166 · +31.3%
• By 2100: 196,533 · +41.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 12% Two or more races 7%
• Hispanic origin (detail): Mexican 10%
• Common ancestry: Slovak 2% Romanian 1% Iranian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 6%

Political lean MEDSL · Wood

• 2024 margin: R (+10.2) · D 44.4% · R 54.6%
• 2008→2024 swing: -17.3pp toward R · 2008: 7.1pp · 2024: -10.2pp
• All cycles: 2024: R+10.2 2020: R+7.6 2016: R+8.5 2012: D+4.2 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.45%
• Current HPI: 226.1011
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+120.0% since first listed

10 events — show timeline

• 2026-06-03 Pending — NORIS
• 2026-05-04 Listed $110,000 NORIS
• 2025-10-14 Price Changed $100,000 NORIS
• 2019-05-10 Sold (Public Records) $115,000 Public Records
• 2018-11-15 Listing Removed — NORIS
• 2018-08-03 Listed $112,800 NORIS
• 2015-02-20 Sold (Public Records) $100,000 Public Records
• 2015-02-18 Sold (MLS) $100,000 NORIS
• 2014-09-29 Listed $104,900 NORIS
• 2000-07-31 Sold (Public Records) $50,000 Public Records

Property tax history

+3.1%/yr

Latest (2025): $1,659 · -0.8% YoY. Source: county tax records.