7490 W Driftwood Dr · Ventress, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.4/15.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$169,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Country living awaits in Ventress La! Enjoy a friendly neighborhood just minutes away from False River. Perfect for first-time home buyer. New stove range and dishwasher will be installed. Schedule your showing today!
Key facts
- Country living
- New dishwasher
- New stove range
Tags
Property features AI
Exterior
- Parking: Carport
- Utilities: Public water
- Home design: Detached single-family residence; Single-story (entry level details not provided); Located in the River Bend subdivision; directions: Take LA 1 to Ventress, Riverbend Subdivision on the right
- Construction: Slab foundation
- Exterior features: Wood siding and brick exterior; Public water
Interior
- Bathrooms: 1 full bathroom; 1 partial bathroom
- Interior features: Central heating and central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $170k).
- Cap rate 15.6% vs local median 1.9% in Ventress — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 55/100 on livability (#374 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: schools D-, crime F, amenities F.
- Pointe Coupee Parish (rural): math 21% / reading 29% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 38 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 60 units permitted in Pointe Coupee Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pointe Coupee County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.74% ✓
- Cap rate
- 15.57%
- Cash-on-cash
- 33.15%
- DSCR
- 2.47
- GRM
- 4.8
CMA / ARV
- ARV (on-the-fly)
- $169,344
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7517 E Driftwood Dr | 0.08mi | 3/1.0 | 1,097 (-7%) | 3mo | $158,000 | $144 | 81 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.3%
- Equity multiple
- 2.18×
- Total profit
- $56,114
- Equity at exit
- $25,333
- IRR
- 35.8%
- Equity multiple
- 4.29×
- Total profit
- $156,425
- Equity at exit
- $14,690
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70783
- Home prices YoY
- -26.2%
- Active inventory
- 38
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $2,950 medium interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$55 /mo · $655/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$620
- Net cashflow
- $1,314
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7458 W Stacy Dr Ventress, LA | 2.0 | 2.0 | 1200 | $2,950 | $2.46 | 23d | 1 | 0.21mi |
Listing history 2 events
-
2026-06-18remarks 217-char remark
-
2026-06-18$169,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $655 · $55/mo
- Projected year-2 tax
- $934 · $78/mo
- Expected delta
- +$279/yr (+$23/mo · 42.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,400
- − Mortgage interest
- −$9,517
- − Property taxes
- −$655
- − Insurance
- −$850
- − Repairs & maintenance
- −$2,832
- − Management
- −$2,832
- − Depreciation
- −$4,943
- Taxable income
- $13,772
- Est. tax owed @ 24.0%
- −$3,305
- After-tax cash flow
- $12,464/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pointe Coupee Parish
- NCES district ID
- 2201260
- Math proficiency
- 21% ▼ -35.00%
- Reading proficiency
- 29% ▼ -35.00%
- Median HH income
- $42,565
- Composite
- 21.32/100
- National rank
- #8379
- State rank
- #56 of 98 in LA
Livability — Ventress
- Score
- 55/100
- State rank
- #374
- US rank
- #23676
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,797
Population outlook (Pointe Coupee County) Hauer SSP2
- Today (2025)
- 21,165 people
- By 2030
- 20,406 · -3.6%
- By 2040
- 18,650 · -11.9%
- By 2050
- 16,946 · -19.9%
- By 2075
- 13,844 · -34.6%
- By 2100
- 11,154 · -47.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Black 13% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 23% Serbian 2%
- Foreign-born
- 0%
- Languages at home
- 97% English-only · French/Haitian/Cajun 2% Spanish 1%
Political lean MEDSL · Pointe Coupee
- 2024 margin
- Strong R (+27.6) · D 35.7% · R 63.3% · Other 1.0%
- 2008→2024 swing
- -18.0pp toward R · 2008: -9.5pp · 2024: -27.6pp
- All cycles
- 2024: R+27.6 2020: R+22.8 2016: R+17.2 2012: R+9.2 2008: R+9.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.53%
- Current HPI
- 164.7138
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-06-17 Listed $169,900 GBRMLS
- 2026-06-17 Listed $169,900 AcadianaMLS
Property tax history
+2.6%/yrLatest (2025): $655 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…