7942 SW 6th Pl · Ocala, FL 34474

$199,900

3 bd · 2.0 ba · 2,031 sqft · Manufactured public records · 3 Days on market

Built 2006 8,276 sqft lot $200/mo HOA · 8% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.7/30.0
• ARV discount +7.5/15.0
• 1% rule +7.4/10.0
• DSCR +6.9/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

$10K Price Improvement. If you are looking for a well-built home, situated in serene surroundings peppered with horse farms, lush green landscapes, plenty of fresh air, quiet not far from the restaurants and shopping centers. Welcome to The Falls of Ocala an exclusive 55+ community. Meet new friends at the clubhouse, pool, sauna with amenities providing a resort lifestyle. Spacious kitchen, solid wood cabs, open concept floor plan, huge family room, new flooring throughout, (no carpets), home can accommodate a mother-daughter set up, or have an office/den, large master bedroom, with walk-in closets, retractable canopy in the back porch, new roof 05/2024, many updates for a MH triple wide that defies its class. Seller may carry owner financing with 20% down, 6.5% annual interest, with a 5-year balloon, ask me, if you have any questions. Please take a look and see for yourself how beautiful this home really is!

Key facts

• Solid wood cabinetry
• Open floorplan
• Eat in kitchen

Tags

• OPEN FLOORPLAN
• EAT IN KITCHEN
• SOLID WOOD CABINETRY
• NEWER APPLIANCES
• OVERSIZED PRIMARY EN SUITE
• WALK IN CLOSETS

Property features AI

Finance

• Other: Directions: From I-75 go west on Hwy. 40, left on SW 80th Ave, left onto SW 5th Place, right on 79th Ct — property on the right
• Financial info: Total annual HOA fees $2,400
• HOA & community: Monthly HOA fee of $200; Association amenities: clubhouse, fitness center, pool, maintenance; Association fee is required; Pets allowed (cats and dogs; size limits apply); Deed restrictions; Senior community

Exterior

• Parking: Attached 2-car garage with 20x20 dimensions; Garage door opener; Guest parking
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Irrigation system (drip/microheads)
• Home design: Single-family residence; One-story; Faces north; Planned Unit Development (PUD); Accessible hallways
• Construction: Vinyl siding; Shingle roof; Slab foundation; Built on one level
• Exterior features: Covered front porch; Patio; Awnings; Exterior lighting; Rain gutters; Sidewalk; Cleared, landscaped and paved yard; Private lot; Florida-friendly/native landscaping; Trees and landscaping

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric heat pump); Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Living room/dining room combo; Solid wood cabinets; Programmable thermostat; Tray ceilings; Walk-in closets
• Laundry & utility: Inside laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $200k.

Deal economics

• At list price, monthly cash flow is $309 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Cap rate 8.1% vs local median 4.2% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 295 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• At $2,476/mo this rent would consume 46% of the median local household income ($65k/yr) (locally 1062% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 9 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $199,900

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.24% ✓
• Cap rate: 8.15%
• Cash-on-cash: 6.63%
• DSCR: 1.29
• GRM: 6.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -9.9%
• Equity multiple: 0.65×
• Total profit: $-19,482
• Equity at exit: $29,806

10-year hold

• IRR: -5.8%
• Equity multiple: 0.68×
• Total profit: $-17,823
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34474

• Home prices YoY: -28.4%
• Rents YoY: 0.1%
• Active inventory: 295
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $2,476 medium
• Mortgage (P&I): −$1,048
• Tax from tax record: −$316 /mo · $3,788/yr
• Insurance: −$83
• HOA: −$200
• Vacancy / Maint / Mgmt: −$520
• Net cashflow: $309

Break-even live

Break-even rent $2,085

Max offer price $199,900

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7180 SW 19th Pl Ocala, FL	4.0	2.0	1940	$1,900	$0.98	13d	1	1.11mi
7710 NW 14th St Ocala, FL	3.0	3.0	1521	$4,500	$2.96	21d	1	1.38mi

HOA detail

• Monthly dues: $200 · $2,400/yr
• Likely covers: pool

Listing history 27 events

1. 2026-05-14
   status Pending
2. 2026-05-11
   listed $199,900 Active
3. 2024-12-16
   soldstatus $220,000 Closed 922-char remark

   Show marketing remark (922 chars)

   $10K Price Improvement. If you are looking for a well-built home, situated in serene surroundings peppered with horse farms, lush green landscapes, plenty of fresh air, quiet not far from the restaurants and shopping centers. Welcome to The Falls of Ocala an exclusive 55+ community. Meet new friends at the clubhouse, pool, sauna with amenities providing a resort lifestyle. Spacious kitchen, solid wood cabs, open concept floor plan, huge family room, new flooring throughout, (no carpets), home can accommodate a mother-daughter set up, or have an office/den, large master bedroom, with walk-in closets, retractable canopy in the back porch, new roof 05/2024, many updates for a MH triple wide that defies its class. Seller may carry owner financing with 20% down, 6.5% annual interest, with a 5-year balloon, ask me, if you have any questions. Please take a look and see for yourself how beautiful this home really is!

4. 2024-11-18
   status Pending 922-char remark

   Show marketing remark (922 chars)

   $10K Price Improvement. If you are looking for a well-built home, situated in serene surroundings peppered with horse farms, lush green landscapes, plenty of fresh air, quiet not far from the restaurants and shopping centers. Welcome to The Falls of Ocala an exclusive 55+ community. Meet new friends at the clubhouse, pool, sauna with amenities providing a resort lifestyle. Spacious kitchen, solid wood cabs, open concept floor plan, huge family room, new flooring throughout, (no carpets), home can accommodate a mother-daughter set up, or have an office/den, large master bedroom, with walk-in closets, retractable canopy in the back porch, new roof 05/2024, many updates for a MH triple wide that defies its class. Seller may carry owner financing with 20% down, 6.5% annual interest, with a 5-year balloon, ask me, if you have any questions. Please take a look and see for yourself how beautiful this home really is!

5. 2024-10-25
   price $229,900 922-char remark

   Show marketing remark (922 chars)

   $10K Price Improvement. If you are looking for a well-built home, situated in serene surroundings peppered with horse farms, lush green landscapes, plenty of fresh air, quiet not far from the restaurants and shopping centers. Welcome to The Falls of Ocala an exclusive 55+ community. Meet new friends at the clubhouse, pool, sauna with amenities providing a resort lifestyle. Spacious kitchen, solid wood cabs, open concept floor plan, huge family room, new flooring throughout, (no carpets), home can accommodate a mother-daughter set up, or have an office/den, large master bedroom, with walk-in closets, retractable canopy in the back porch, new roof 05/2024, many updates for a MH triple wide that defies its class. Seller may carry owner financing with 20% down, 6.5% annual interest, with a 5-year balloon, ask me, if you have any questions. Please take a look and see for yourself how beautiful this home really is!

6. 2024-10-07
   listed $239,900 Active 922-char remark

   Show marketing remark (922 chars)

   $10K Price Improvement. If you are looking for a well-built home, situated in serene surroundings peppered with horse farms, lush green landscapes, plenty of fresh air, quiet not far from the restaurants and shopping centers. Welcome to The Falls of Ocala an exclusive 55+ community. Meet new friends at the clubhouse, pool, sauna with amenities providing a resort lifestyle. Spacious kitchen, solid wood cabs, open concept floor plan, huge family room, new flooring throughout, (no carpets), home can accommodate a mother-daughter set up, or have an office/den, large master bedroom, with walk-in closets, retractable canopy in the back porch, new roof 05/2024, many updates for a MH triple wide that defies its class. Seller may carry owner financing with 20% down, 6.5% annual interest, with a 5-year balloon, ask me, if you have any questions. Please take a look and see for yourself how beautiful this home really is!

7. 2024-09-09
   status Active
8. 2024-08-16
   historical
9. 2024-08-08
   status Pending
10. 2024-07-08
    price $219,900
11. 2024-05-06
    listed $227,000 Active
12. 2024-04-08
    historical
13. 2024-02-23
    price $220,000
14. 2024-01-26
    status Active
15. 2023-11-02
    price $230,000
16. 2023-10-08
    listed $240,000 Active
17. 2022-02-23
    status Pending
18. 2022-02-19
    historical
19. 2022-02-14
    listed $220,000 Active
20. 2021-11-03
    soldstatus $162,000
21. 2021-10-27
    soldstatus $162,000 Closed
22. 2021-10-04
    status Pending
23. 2021-10-01
    listed $160,000 Active
24. 2011-05-26
    historical
25. 2010-08-27
    listed $155,900
26. 2004-12-27
    soldstatus $2,750,000
27. 2003-12-17
    soldstatus $600,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,788 · $316/mo
• Projected year-2 tax: $3,788 · $316/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,717
• − Mortgage interest: −$11,198
• − Property taxes: −$3,788
• − Insurance: −$1,000
• − Repairs & maintenance: −$2,377
• − Management: −$2,377
• − HOA: −$2,400
• − Depreciation: −$5,815
• Taxable income: $761
• Est. tax owed @ 24.0%: −$183
• After-tax cash flow: $3,526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 20,258
• Household income: $65,291
• Rent vs Own: 55.8% rent · 44.2% own
• Severe rent burden: 1062.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 52% Hispanic / Latino 25% Black 13% Two or more races 8% Asian 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 1%
• Foreign-born: 21% · Canada, Jamaica, Vietnam
• Languages at home: 71% English-only · Spanish 22% Other Indo-European 4% Vietnamese 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.16%
• Current HPI: 196.5607
• Rent YoY: ▲ 0.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-66.7% since first listed

27 events — show timeline

• 2026-05-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-11 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2024-12-16 Sold (MLS) $220,000 Stellar MLS as Distributed by MLS Grid
• 2024-11-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-10-25 Price Changed $229,900 Stellar MLS as Distributed by MLS Grid
• 2024-10-07 Listed $239,900 Stellar MLS as Distributed by MLS Grid
• 2024-09-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-08-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-08-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-07-08 Price Changed $219,900 Stellar MLS as Distributed by MLS Grid
• 2024-05-06 Listed $227,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-02-23 Price Changed $220,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-26 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-11-02 Price Changed $230,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-08 Listed $240,000 Stellar MLS as Distributed by MLS Grid
• 2022-02-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-02-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2022-02-14 Listed $220,000 Stellar MLS as Distributed by MLS Grid
• 2021-11-03 Sold (Public Records) $162,000 Public Records
• 2021-10-27 Sold (MLS) $162,000 Stellar MLS as Distributed by MLS Grid
• 2021-10-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-10-01 Listed $160,000 Stellar MLS as Distributed by MLS Grid
• 2011-05-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2010-08-27 Listed $155,900 Stellar MLS as Distributed by MLS Grid
• 2004-12-27 Sold (Public Records) $2,750,000 Public Records
• 2003-12-17 Sold (Public Records) $600,000 Public Records

Property tax history

+37.5%/yr

Latest (2025): $3,788 · +11.5% YoY. Source: county tax records.