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5102 Lyndhurst Dr
C+ Composite 60.97
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • ARV discount +13.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +6.2/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,000

5102 Lyndhurst Dr · Houston, TX 77033
3 bd · 1.0 ba · 1,419 sqft · SingleFamily public records · 41 Days on market
Built 1955 7,148 sqft lot $126/sqft · 13% below area Est $206k · 13% under ↓ 30% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Home is tenant occupied and ideal for an investor seeking tenant-occupied properties. Located in central Houston, 5102 Lyndhurst St offers a strong opportunity with convenient access to many of the city’s key destinations. Just minutes from Downtown Houston, the Texas Medical Center, and the University of Houston, the property is well-positioned for both homeowners and investors alike. With easy access to Highway 288, I-45, and Loop 610, commuting throughout Houston is simple and efficient. The surrounding area continues to experience steady growth and redevelopment, adding long-term value and potential to this centrally located property. This location offers a great combination of ac

Key facts

  • 7,148 sq ft lot
  • Built 1955
  • Listed 41 days

Property features AI

Finance

  • Other: Lot area approximately 7,150 square feet (0.1641 acre)
  • Financial info: Lease not considered
  • HOA & community: Not specified

Exterior

  • Parking: Not specified
  • Security: Not specified
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1955; Slab foundation
  • Construction: Unknown construction materials; Composition roof
  • Exterior features: Located in a subdivision

Interior

  • Kitchen: Not specified
  • Bedrooms: Not specified
  • Flooring: Not specified
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric and gas); Central air conditioning (electric and gas)
  • Interior features: 5 total rooms
  • Laundry & utility: Not specified

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $179k.

Deal economics

  • At list price, monthly cash flow is $273 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $179k).
  • Recommended offer: $174k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Attucks Middle (math 15% / reading 22%, grade F, #1,478 of 1,662 statewide, top 90%, 439 students, 98% FRL); Worthing H S (math 22% / reading 21%, grade F, #1,377 of 1,632 statewide, top 85%, 827 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.5%/yr); 338 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • At $2,012/mo this rent would consume 63% of the median local household income ($38k/yr) (locally 1728% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.5% rent growth), your $50k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 3y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,630 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.12%
Cash-on-cash
6.53%
DSCR
1.29
GRM
7.4

CMA / ARV

ARV (median comp)
$206,399
List price
$179,000
Delta
-13.27%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5123 Willow Glen Dr 0.21mi 3/1.0 1,450 (+2%) 0mo $99,497 $69 86
5103 Northridge Dr 0.09mi 4/2.0 (+1) 1,370 (-4%) 3mo $195,900 $143 78
7606 Darnay Dr 0.37mi 3/1.0 1,385 (-2%) 2mo $129,000 $93 77
7609 Saint Lo Rd 0.52mi 3/2.0 1,350 (-5%) 1mo $185,000 $137 63
8838 Delilah St 0.63mi 3/1.0 1,382 (-3%) 6mo $119,999 $87 61
4821 Alvin St 0.47mi 3/2.0 1,307 (-8%) 4mo $174,000 $133 58
5225 Longmeadow St 0.39mi 4/2.0 (+1) 1,293 (-9%) 2mo $138,000 $107 56
5707 Lyndhurst Dr 0.65mi 3/2.0 1,329 (-6%) 1mo $200,000 $150 54
8126 Marcy Dr 0.33mi 4/2.0 (+1) 1,240 (-13%) 1mo $195,000 $157 54
4737 Alvin St 0.55mi 3/1.0 1,216 (-14%) 4mo $95,000 $78 47
7338 Hurtgen Forest Rd 0.61mi 3/2.0 1,230 (-13%) 2mo $220,000 $179 44
5639 Westover St 0.68mi 4/2.0 (+1) 1,289 (-9%) 3mo $230,000 $178 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.45% rent growth · sell at horizon

5-year hold
IRR
-3.4%
Equity multiple
0.87×
Total profit
$-6,479
Equity at exit
$26,689
10-year hold
IRR
9.1%
Equity multiple
1.78×
Total profit
$38,970
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77033

Home prices YoY
-16.3%
Rents YoY
5.5%
Active inventory
338
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,012 high interval (Pro) →
Mortgage (P&I)
$939
Tax from tax record
$304 /mo · $3,646/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$423
Net cashflow
$273

Break-even live

Break-even rent $1,667
Max offer price $179,000
Occupancy floor 81%

Sensitivity live

Price -10% $374 -5% $323 +0% $273 +5% $222 +10% $171
Rent -10% $114 -5% $193 +0% $273 +5% $352 +10% $432
Rate -1.0pp $363 -0.5pp $318 base $273 +0.5pp $226 +1.0pp $179

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7918 Jutland Rd Houston, TX 3.0 1.0 996 $1,295 $1.30 44d 1 0.03mi
5222 Northridge Dr Houston, TX 4.0 2.0 1300 $1,850 $1.42 25d 1 0.14mi
7710 Darnay Dr Houston, TX 3.0 3.0 1635 $2,095 $1.28 44d 1 0.27mi
5314 Longmeadow St Houston, TX 3.0 3.0 1646 $1,900 $1.15 44d 1 0.39mi
8107 Calhoun Rd Houston, TX 3.0 2.5 1304 $2,250 $1.73 25d 1 0.48mi
5623 Bellfort St Houston, TX 4.0 1.0 1320 $1,700 $1.29 15d 1 0.52mi
7358 Guadalcanal Rd Houston, TX 3.0 3.0 1768 $2,195 $1.24 44d 1 0.58mi
4613 Bricker St Unit B Houston, TX 3.0 2.5 1600 $2,300 $1.44 44d 1 0.60mi
4609 Bricker St Unit C Houston, TX 2.0 1.5 1100 $3,200 $2.91 13d 1 0.61mi
4609 Bricker St Unit ABC Houston, TX 3.0 2.5 1375 $3,500 $2.55 12d 1 0.61mi
4609 Bricker St Unit B Houston, TX 3.0 2.5 1300 $3,500 $2.69 13d 1 0.61mi
4601 White Rock St Unit A Houston, TX 3.0 2.5 1700 $2,500 $1.47 44d 1 0.63mi
8521 Dosia St Houston, TX 3.0 2.0 1028 $1,665 $1.62 13d 1 0.68mi
5036 Mallow St Houston, TX 3.0 3.0 1472 $2,050 $1.39 44d 1 0.70mi
5407 Thrush Dr Houston, TX 4.0 1.0 1407 $1,495 $1.06 14d 1 0.73mi
4530 Mayflower St Houston, TX 3.0 2.0 1302 $1,800 $1.38 44d 1 0.76mi
4526 Knoxville St Unit A Houston, TX 3.0 2.5 1474 $1,775 $1.20 15d 1 0.79mi
5818 Glenhurst Dr Houston, TX 3.0 2.0 1441 $1,750 $1.21 0d 1 0.81mi
4723 Mallow St Houston, TX 3.0 2.5 1472 $1,850 $1.26 6d 1 0.81mi
4514 Galesburg St Unit B Houston, TX 3.0 2.5 1680 $3,500 $2.08 25d 1 0.81mi
4942 Bataan Rd Unit 77033 Houston, TX 4.0 2.0 1350 $1,800 $1.33 44d 1 0.85mi
5767 Belcrest St Houston, TX 4.0 2.0 1480 $1,790 $1.21 44d 1 0.87mi
4406 Sterling St Houston, TX 3.0 2.5 1840 $1,999 $1.09 17d 1 0.89mi
4538 Clover St Houston, TX 4.0 2.0 1768 $1,595 $0.90 44d 1 0.97mi
5942 Ridgeway Dr Houston, TX 4.0 2.0 1490 $2,250 $1.51 44d 1 1.00mi
4918 Wilmington St Unit A Houston, TX 3.0 3.0 1300 $2,100 $1.62 44d 1 1.00mi
5317 Chennault Rd Unit A Houston, TX 3.0 2.5 1608 $1,999 $1.24 44d 1 1.02mi
4810 Wilmington St Unit A Houston, TX 3.0 2.0 1165 $1,650 $1.42 44d 1 1.03mi
5012 Higgins St Unit B Houston, TX 3.0 2.5 1611 $1,650 $1.02 25d 1 1.10mi
4921a Pederson St Unit A Houston, TX 3.0 2.0 1765 $2,150 $1.22 13d 1 1.14mi
5954 Doolittle Blvd Houston, TX 3.0 2.0 1371 $1,575 $1.15 44d 1 1.15mi
4117 Shelby Cir Unit 1230900P Houston, TX 4.0 2.0 1367 $5,253 $3.84 0d 1 1.15mi
6928 Paris St Houston, TX 3.0 2.0 1276 $1,900 $1.49 0d 1 1.19mi
6926 Paris St Houston, TX 3.0 2.0 1276 $1,900 $1.49 0d 1 1.20mi
4705 Idaho St Houston, TX 3.0 2.5 1664 $2,500 $1.50 17d 1 1.21mi
7321 Conley St Unit A Houston, TX 3.0 2.5 1869 $2,025 $1.08 21d 1 1.24mi
7321 Conley St Unit B Houston, TX 3.0 2.0 1501 $2,025 $1.35 21d 1 1.24mi
9509 Merle St Unit 9509A Houston, TX 4.0 2.5 1404 $1,500 $1.07 44d 1 1.25mi
5537 Bataan Rd Houston, TX 2.0 1.0 880 $1,300 $1.48 44d 1 1.25mi
3620 Du Bois St Unit 1302349P Houston, TX 3.0 2.5 1797 $2,945 $1.64 3d 1 1.43mi

Listing history 38 events

  1. 2026-06-18
    days on market $179,000 Active 41 DOM
  2. 2026-06-17
    days on market $179,000 Active 40 DOM
  3. 2026-06-16
    days on market $179,000 Active 39 DOM
  4. 2026-06-15
    days on market $179,000 Active 38 DOM
  5. 2026-06-13
    days on market $179,000 Active 36 DOM
  6. 2026-06-10
    days on market $179,000 Active 32 DOM
  7. 2026-06-08
    days on market $179,000 Active 31 DOM
  8. 2026-06-07
    days on market $179,000 Active 30 DOM
  9. 2026-06-04
    days on market $179,000 Active 27 DOM
  10. 2026-06-01
    days on market $179,000 Active 24 DOM
  11. 2026-05-31
    days on market $179,000 Active 23 DOM
  12. 2026-05-08
    listed $189,000 Active 825-char remark
  13. 2026-03-27
    historical
  14. 2026-03-03
    listed $205,000 Active
  15. 2026-03-03
    historical
  16. 2026-01-28
    price $205,000
  17. 2026-01-15
    listed $185,000 Active
  18. 2026-01-14
    historical
  19. 2025-11-20
    price $185,000
  20. 2025-06-09
    listed $199,999 Active
  21. 2024-04-23
    historical $1,895
  22. 2024-04-23
    historical
  23. 2024-04-18
    listed $1,895
  24. 2024-04-18
    historical $1,995
  25. 2024-04-09
    price $175,000
  26. 2024-03-27
    status Active
  27. 2024-03-22
    status Option Pending
  28. 2024-03-06
    listed $185,000 Active
  29. 2024-02-13
    listed $1,995
  30. 2024-02-13
    historical $2,050
  31. 2024-01-31
    historical
  32. 2024-01-19
    historical $2,050
  33. 2024-01-19
    listed $2,050
  34. 2024-01-03
    listed $2,050
  35. 2023-11-29
    price $239,000
  36. 2023-11-27
    listed $255,000 Active
  37. 2006-02-14
    soldstatus
  38. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,646 · $304/mo
Projected year-2 tax
$3,646 · $304/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 70% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,148
− Mortgage interest
−$10,027
− Property taxes
−$3,646
− Insurance
−$895
− Repairs & maintenance
−$1,932
− Management
−$1,932
− Depreciation
−$5,207
Taxable income
$510
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$122
After-tax cash flow
$3,150/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,154
Household income
$38,071
Rent vs Own
41.0% rent · 59.0% own
Severe rent burden
1728.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (55%)
Race & ethnicity
Black 55% Hispanic / Latino 43% Two or more races 17% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Lithuanian 1%
Foreign-born
18% · Canada
Languages at home
61% English-only · Spanish 39%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.49%
Current HPI
212.6472
Rent YoY
▲ 5.45%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-29.8% since first listed
28 events — show timeline
  • 2026-05-21 Price Changed $179,000 HARMLS
  • 2026-05-08 Listed $189,000 HARMLS
  • 2026-03-27 Listing Removed HARMLS
  • 2026-03-03 Listing Removed HARMLS
  • 2026-03-03 Listed $205,000 HARMLS
  • 2026-01-28 Price Changed $205,000 HARMLS
  • 2026-01-15 Listed $185,000 HARMLS
  • 2026-01-14 Listing Removed HARMLS
  • 2025-11-20 Price Changed $185,000 HARMLS
  • 2025-06-09 Listed $199,999 HARMLS
  • 2024-04-23 Rental Removed $1,895 HARMLS
  • 2024-04-23 Listing Removed HARMLS
  • 2024-04-18 Listed for Rent $1,895 HARMLS
  • 2024-04-18 Rental Removed $1,995 HARMLS
  • 2024-04-09 Price Changed $175,000 HARMLS
  • 2024-03-27 Relisted HARMLS
  • 2024-03-22 Pending HARMLS
  • 2024-03-06 Listed $185,000 HARMLS
  • 2024-02-13 Listed for Rent $1,995 HARMLS
  • 2024-02-13 Rental Removed $2,050 HARMLS
  • 2024-01-31 Listing Removed NTREIS
  • 2024-01-19 Rental Removed $2,050 HARMLS
  • 2024-01-19 Listed for Rent $2,050 HARMLS
  • 2024-01-03 Listed for Rent $2,050 HARMLS
  • 2023-11-29 Price Changed $239,000 NTREIS
  • 2023-11-27 Listed $255,000 NTREIS
  • 2006-02-14 Sold (Public Records) Public Records
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+6.3%/yr

Latest (2025): $3,646 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…