4310 Viola Dr #812 · Greenacres, FL 33463

$140,000

4 bd · 2.0 ba · 1,440 sqft · Manufactured · 43 Days on market

Built 1980 Good condition

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Condition / age +4.0/5.0
• Livability +3.5/5.0
• Rent growth +2.8/5.0
• Appreciation +0.0/10.0

Listing remarks

Fully Remodeled 4-Bedroom, 2-Bath Mobile Home in Lake Worth Village- All-Age Community. Offers a perfect blend of comfort, modern design, and functionality. Step inside to find bright open spaces, updated flooring, new kitchen cabinets, and fresh finishes throughout — ready for you to move right in! Modern kitchen with upgraded features, recently renovated. Located in a safe, friendly community. Ideal for large families! Great opportunity, don't miss out! . All measurements are approximate. Call the listing agent today to schedule a visit!.

Key facts

• New kitchen cabinets
• Updated flooring
• Modern kitchen

Tags

• REMODELED MOBILE HOME
• UPDATED FLOORING
• NEW KITCHEN CABINETS
• MODERN KITCHEN

Property features AI

Finance

• Financial info: Pets allowed with possible breed restrictions

Exterior

• Parking: Four total parking spaces; Detached garage; Detached carport; Garage (2 spaces); Carport (2 spaces); Two open parking spaces; Four covered spaces
• Utilities: Public water; Public sewer; Cable available; Electricity available; Natural gas available; Sewer available; Water available
• Home design: Mobile home; Single-story; Faces northeast
• Construction: Metal siding; Metal frame; Built as a resale property
• Exterior features: Not waterfront; Roof over

Interior

• Kitchen: Includes dishwasher, electric range, microwave, refrigerator
• Bedrooms: One bedroom on the main level
• Flooring: Ceramic tile
• Bathrooms: Two full bathrooms (one on the main level)
• Heating & cooling: Central air conditioning
• Interior features: Dishwasher; Electric range; Microwave; Refrigerator

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath manufactured listed at $140k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $1k ($18k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $140k).
• Recommended offer: $136k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 69/100 on livability (#490 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, amenities F, commute F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Heritage Elementary School (math 35% / reading 39%, grade F, #1,609 of 2,144 statewide, top 77%, 786 students, 75% FRL); L C Swain Middle School (math 26% / reading 33%, grade F, #469 of 571 statewide, top 84%, 1,451 students, 74% FRL); Santaluces Community High (math 22% / reading 39%, grade F, #434 of 667 statewide, top 66%, 2,675 students, 61% FRL) — zoned schools average 70% FRL vs 52% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 32% at this address vs 50% district-wide (-17 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.3%/yr); 346 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $3,083/mo this rent would consume 50% of the median local household income ($74k/yr) (locally 1466% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.3% rent growth), your $39k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 43 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,800 (3.0% below list)

Questions for the listing agent

1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.20% ✓
• Cap rate: 18.88%
• Cash-on-cash: 44.94%
• DSCR: 3.00
• GRM: 3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.33% rent growth · sell at horizon

5-year hold

• IRR: 40.1%
• Equity multiple: 2.68×
• Total profit: $65,769
• Equity at exit: $20,874

10-year hold

• IRR: 45.6%
• Equity multiple: 5.02×
• Total profit: $157,641
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33463

• Home prices YoY: -30.9%
• Rents YoY: 1.3%
• Active inventory: 346
• Price-to-rent: 3.8×

Monthly cashflow live

• Estimated rent: $3,083 high
• Mortgage (P&I): −$734
• Tax est. 1.5%: −$175 /mo · $2,100/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$647
• Net cashflow: $1,468

Break-even live

Break-even rent $1,225

Max offer price $140,000

Occupancy floor 47%

Sensitivity live

Price	-10% $1,565	-5% $1,516	+0% $1,468	+5% $1,420	+10% $1,371
Rent	-10% $1,225	-5% $1,346	+0% $1,468	+5% $1,590	+10% $1,712
Rate	-1.0pp $1,539	-0.5pp $1,504	base $1,468	+0.5pp $1,432	+1.0pp $1,395

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
160 Baldwin Blvd Greenacres, FL	4.0	3.0	1650	$3,300	$2.00	14d	1	0.24mi
140 Baldwin Blvd Greenacres, FL	4.0	3.0	1561	$3,400	$2.18	25d	1	0.30mi
4648 Suburban Pines Dr #4648 Lake Worth, FL	3.0	2.5	1514	$2,500	$1.65	25d	1	0.33mi
130 Baldwin Blvd Greenacres, FL	3.0	2.5	1338	$2,700	$2.02	11d	1	0.33mi
239 Leland Ln Greenacres, FL	3.0	2.5	1338	$3,250	$2.43	25d	1	0.42mi
1421 14th Ln Unit D Greenacres, FL	3.0	3.0	1488	$3,000	$2.02	6d	1	0.48mi
4124 Pine Hollow Cir Greenacres, FL	4.0	2.5	1872	$3,195	$1.71	18d	1	0.50mi
4240 S Landar Dr Lake Worth, FL	3.0	2.0	1646	$2,800	$1.70	18d	1	0.59mi
4240 S Landar Dr Lake Worth, FL	3.0	2.0	1646	$2,745	$1.67	8d	1	0.59mi
261 Martin Ave Greenacres, FL	3.0	2.0	1339	$2,770	$2.07	21d	1	0.65mi
3762 Mil Race Ct Greenacres, FL	3.0	2.0	921	$2,250	$2.44	25d	1	0.69mi
4300 S Landar Dr Lake Worth, FL	3.0	2.0	1646	$3,200	$1.94	25d	1	0.69mi
1821 18th Ln Greenacres, FL	3.0	3.0	1488	$2,600	$1.75	0d	1	0.69mi
4588 Holly Lake Dr Lake Worth, FL	3.0	2.0	1646	$2,800	$1.70	25d	1	0.72mi
5012 Starblaze Dr Greenacres, FL	3.0	2.5	1616	$2,900	$1.79	25d	1	0.75mi
2116 21th Ln Unit 2116 Greenacres, FL	3.0	3.0	1488	$2,500	$1.68	25d	1	0.78mi
413 Martin Ave Greenacres, FL	3.0	2.0	1454	$3,000	$2.06	25d	1	0.89mi
5005 Northern Lights Dr Unit 5005 Greenacres, FL	3.0	2.5	1616	$3,200	$1.98	25d	1	0.89mi
4844 Dillion St Lake Worth, FL	4.0	2.5	1644	$3,300	$2.01	8d	1	0.90mi
4844 Dillion St Lake Worth, FL	4.0	2.5	1644	$3,299	$2.01	16d	1	0.90mi
4860 Dillon St Unit 4860 Greenacres, FL	4.0	3.0	1685	$3,650	$2.17	2d	1	0.90mi
4860 Dillon St Unit 4860 Greenacres, FL	4.0	3.0	1685	$3,650	$2.17	11d	1	0.90mi
328 Urquhart St Lake Worth, FL	3.0	2.0	1152	$2,700	$2.34	0d	1	0.93mi
4535 Oak Terrace Dr Greenacres, FL	3.0	2.0	1061	$2,400	$2.26	13d	1	1.04mi
4535 Oak Terrace Dr Greenacres, FL	3.0	2.0	1061	$2,500	$2.36	16d	1	1.04mi
3868 Patio Ct #5 Lake Worth, FL	3.0	2.5	1446	$2,850	$1.97	19d	1	1.04mi
4376 Boatman St Unit 4376 Lake Worth Corridor, FL	3.0	2.5	1680	$3,040	$1.81	25d	1	1.10mi
4260 Lakewood Rd Unit 206 Lake Worth Beach, FL	3.0	2.0	1100	$2,350	$2.14	14d	1	1.11mi
6034 Triphammer Rd Lake Worth, FL	4.0	2.0	1401	$2,950	$2.11	25d	1	1.12mi
4270 Lakewood Rd Unit 308 Lake Worth Beach, FL	3.0	2.0	1100	$2,350	$2.14	14d	1	1.13mi
4400 Boatman St Unit 4400 Lake Worth Corridor, FL	3.0	2.5	1680	$2,890	$1.72	25d	1	1.14mi
5409 Eastbay Dr Greenacres, FL	3.0	2.5	1619	$3,050	$1.88	25d	1	1.15mi
5862 Triphammer Rd Lake Worth, FL	3.0	2.0	1130	$2,850	$2.52	25d	1	1.15mi
4616 Hollister Ave Unit 4616 Greenacres, FL	3.0	2.5	1628	$3,100	$1.90	25d	1	1.17mi
5487 Queenship Ct Greenacres, FL	3.0	2.5	1616	$3,000	$1.86	6d	1	1.24mi
4616 Villas Santorini Dr Unit 4653 Lake Worth Beach, FL	3.0	2.0	1200	$2,450	$2.04	25d	1	1.25mi
5584 Priscilla Ln Lake Worth, FL	4.0	2.0	1453	$3,050	$2.10	17d	1	1.29mi
4657 Meyerson Pl Lake Worth, FL	3.0	2.5	1635	$2,900	$1.77	25d	1	1.30mi
4657 Meyerson Pl Lake Worth, FL	3.0	2.5	1635	$2,900	$1.77	21d	1	1.30mi
6615 Waterfront Xing Lake Worth, FL	1.0–3.0	1.0–2.0	1087	$3,604	$3.31	0d	23	1.33mi

Listing history 14 events

1. 2026-06-18
   days on market $140,000 Active 43 DOM
2. 2026-06-17
   days on market $140,000 Active 42 DOM
3. 2026-06-16
   days on market $140,000 Active 41 DOM
4. 2026-06-15
   days on market $140,000 Active 40 DOM
5. 2026-06-13
   days on market $140,000 Active 38 DOM
6. 2026-06-09
   days on market $140,000 Active 34 DOM
7. 2026-06-08
   days on market $140,000 Active 33 DOM
8. 2026-06-07
   days on market $140,000 Active 32 DOM
9. 2026-06-04
   days on market $140,000 Active 29 DOM
10. 2026-06-03
    days on market $140,000 Active 28 DOM
11. 2026-06-02
    days on market $140,000 Active 27 DOM
12. 2026-06-01
    days on market $140,000 Active 26 DOM
13. 2026-05-31
    days on market $140,000 Active 25 DOM
14. 2026-05-06
    listed $140,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,997
• − Mortgage interest: −$7,842
• − Property taxes: −$2,100
• − Insurance: −$700
• − Repairs & maintenance: −$2,960
• − Management: −$2,960
• − Depreciation: −$4,073
• Taxable income: $16,362
• Est. tax owed @ 24.0%: −$3,927
• After-tax cash flow: $13,690/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab

This fully remodeled mobile home is move-in ready with updated kitchens and bathrooms, fresh paint, and attractive landscaping. Minor improvements could further enhance its curb appeal and value.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — Enhances curb appeal and adds value.
• Both New flooring in bathrooms — Improves functionality and aesthetics in bathrooms.
• Both New countertops in kitchen — Enhances functionality and aesthetics in the kitchen.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value. ↑
• Both New flooring in bathrooms — Improves functionality and aesthetics in bathrooms. ↑
• Both New countertops in kitchen — Enhances functionality and aesthetics in the kitchen. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Greenacres

• Score: 69/100
• State rank: #490
• US rank: #9008

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• City population: 65,478
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 65,478
• Household income: $73,865
• Rent vs Own: 27.1% rent · 72.9% own
• Severe rent burden: 1466.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: Hispanic / Latino 38% Black 29% White 27% Two or more races 11% Asian 4%
• Hispanic origin (detail): Mexican 8% Puerto Rican 6% Cuban 5% Dominican 2%
• Common ancestry: Hispanic 15% Romanian 1% Slovak 1%
• Foreign-born: 39% · Canada, Jamaica, China
• Languages at home: 45% English-only · Spanish 32% French/Haitian/Cajun 17% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -175.33%
• Current HPI: 392.055
• Rent YoY: ▲ 1.33%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-05-06 Listed $140,000 Beaches MLS