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19700 N 76th St #1064
D Composite 40.94
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.5/30.0
  • Appreciation +7.8/10.0
  • ARV discount +4.2/15.0
  • Livability +4.0/5.0
  • Schools +3.8/10.0
  • Rent growth +3.6/5.0
  • 1% rule +2.9/10.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0

$620,000

19700 N 76th St #1064 · Scottsdale, AZ 85255
3 bd · 3.0 ba · 1,863 sqft · Condo public records · 132 Days on market
Built 2001 $333/sqft · 7% above area Est $578k · 7% over $572/mo HOA · 12% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

Key facts

  • $572 HOA
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath condo listed at $620k.

Deal economics

  • At list price, monthly cash flow is $-432 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $544k (12.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $487k (21.4% below list).
  • Recommended offer: $487k (21.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 2.5% in Scottsdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#4 in AZ, #1,756 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, cost of living F.
  • Paradise Valley Unified District (4241) (urban): math 39% / reading 46% proficiency, ranked #56 of 249 in AZ (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Grayhawk Elementary School (math 62% / reading 67%, grade B, #104 of 1,109 statewide, top 10%, 358 students, 7% FRL); Mountain Trail Middle School (math 33% / reading 41%, grade F, #57 of 218 statewide, top 27%, 680 students, 24% FRL); Pinnacle High School (math 49% / reading 54%, grade D+, #35 of 381 statewide, top 9%, 2,479 students, 8% FRL) — zoned schools average 13% FRL vs 29% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+4.4%/yr); 735 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($141k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $39k of equity ($4k loan paydown + $35k appreciation (5.6% local appreciation)).
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$63k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($546k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $386k; list at $620k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $487,397 (21.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.79%
Cap rate
5.46%
Cash-on-cash
-2.98%
DSCR
0.87
GRM
10.6

CMA / ARV

ARV (median comp)
$577,658
List price
$620,000
Delta
7.33%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

5.64% appreciation · 4.42% rent growth · sell at horizon

5-year hold
IRR
12.6%
Equity multiple
1.84×
Total profit
$145,379
Equity at exit
$375,631
10-year hold
IRR
13.8%
Equity multiple
3.70×
Total profit
$468,296
Equity at exit
$669,317

Cash invested: $173,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85255

Home prices YoY
1.7%
Rents YoY
4.4%
Active inventory
735
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$4,874 high interval (Pro) →
Mortgage (P&I)
$3,251
Tax from tax record
$200 /mo · $2,403/yr
Insurance
$258
HOA
$572
Vacancy / Maint / Mgmt
$1,024
Net cashflow
$-432

Break-even live

Break-even rent $5,420
Max offer price $543,771
Occupancy floor

Sensitivity live

Price -10% $-81 -5% $-256 +0% $-432 +5% $-607 +10% $-782
Rent -10% $-817 -5% $-624 +0% $-432 +5% $-239 +10% $-46
Rate -1.0pp $-119 -0.5pp $-274 base $-432 +0.5pp $-592 +1.0pp $-756

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$155,000
Closing costs
$18,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19700 N 76th St Unit 1546077P Scottsdale, AZ 2.0 2.0 1722 $3,226 $1.87 16d 1 0.02mi
7340 E Legacy Blvd Scottsdale, AZ 1.0–3.0 1.0–2.0 1045 $2,380 $2.28 0d 21 0.14mi
19700 N 76th St Scottsdale, AZ 2.0–3.0 2.0 1633 $6,500 $3.98 0d 13 0.14mi
19700 N 76th St Scottsdale, AZ 2.0–3.0 2.0 1633 $6,500 $3.98 45d 7 0.14mi
19777 N 76th St Scottsdale, AZ 2.0–3.0 2.0–2.5 1293 $8,000 $6.19 45d 9 0.22mi
19777 N 76th St Scottsdale, AZ 2.0–3.0 2.0–3.5 1324 $5,000 $3.78 11d 19 0.22mi
19777 N 76th St Scottsdale, AZ 2.0–3.0 2.0–3.5 1324 $6,900 $5.21 0d 16 0.22mi
7355 E Thompson Peak Pkwy Scottsdale, AZ 1.0–3.0 1.0–2.0 1045 $2,510 $2.40 0d 40 0.28mi
19777 N 76th St Unit 1546393P Scottsdale, AZ 3.0 2.0 1323 $3,109 $2.35 9d 1 0.28mi
19355 N 73rd Way Unit E-2015 Scottsdale, AZ 3.0 3.0 2396 $8,500 $3.55 45d 1 0.31mi
20121 N 76th St Scottsdale, AZ 2.0–3.0 2.0 1453 $3,000 $2.06 0d 2 0.32mi
20121 N 76th St #2043 Scottsdale, AZ 2.0 2.0 1854 $3,550 $1.91 45d 1 0.32mi
20100 N 78th Pl Scottsdale, AZ 1.0–2.0 1.0–2.0 1043 $4,650 $4.46 21d 15 0.43mi
20100 N 78th Pl Scottsdale, AZ 1.0–2.0 1.0–2.0 1043 $4,650 $4.46 0d 17 0.43mi
20100 N 78th Pl Scottsdale, AZ 2.0 2.0 1202 $3,925 $3.26 45d 5 0.43mi
7743 E Nestling Way Scottsdale, AZ 4.0 2.5 2440 $9,000 $3.69 45d 1 0.44mi
7746 E Nestling Way Scottsdale, AZ 4.0 2.5 2575 $3,995 $1.55 45d 1 0.46mi
7729 E Tailspin Ln Scottsdale, AZ 3.0 2.0 1634 $3,400 $2.08 9d 1 0.48mi
7725 E Journey Ln Scottsdale, AZ 3.0 2.0 1882 $4,250 $2.26 6d 1 0.62mi
20394 N 78th St Scottsdale, AZ 4.0 2.5 2441 $8,500 $3.48 45d 1 0.65mi
7798 E Buteo Dr Scottsdale, AZ 4.0 2.5 2575 $4,600 $1.79 6d 1 0.66mi
7220 E Mayo Blvd Scottsdale, AZ 3.0 1.0–3.0 1418 $9,908 $6.98 0d 86 0.70mi
7789 E Journey Ln Scottsdale, AZ 3.0 2.0 1634 $4,700 $2.88 45d 1 0.71mi
20458 N 78th Way Scottsdale, AZ 4.0 2.0 1834 $4,500 $2.45 25d 1 0.71mi
7689 E Quill Ln Scottsdale, AZ 3.0 3.0 2319 $8,000 $3.45 45d 1 0.73mi
7711 E Thunderhawk Rd Scottsdale, AZ 4.0 3.0 2538 $3,895 $1.53 16d 1 0.80mi
8136 E Beardsley Rd Scottsdale, AZ 2.0 2.5 2244 $5,950 $2.65 45d 1 0.89mi
8182 E Sierra Pinta Dr Scottsdale, AZ 3.0 3.0 2476 $3,950 $1.60 46d 1 0.91mi
7323 E Wing Shadow Rd Scottsdale, AZ 3.0 2.0 2280 $5,000 $2.19 13d 1 0.93mi
8184 E Beardsley Rd Scottsdale, AZ 2.0 2.5 2244 $8,500 $3.79 45d 1 0.94mi
17777 N Scottsdale Rd Scottsdale, AZ 1.0–2.0 1.0–2.0 942 $3,399 $3.61 0d 21 1.02mi
8227 E Angel Spirit Dr Scottsdale, AZ 3.0 2.0 2366 $4,000 $1.69 45d 1 1.02mi
8224 E Angel Spirit Dr Scottsdale, AZ 3.0 2.0 2306 $9,500 $4.12 5d 1 1.04mi
6800 E Mayo Blvd Phoenix, AZ 3.0 1.0–2.0 985 $2,629 $2.67 0d 20 1.07mi
8228 E Mohawk Ln Scottsdale, AZ 2.0 2.0 2306 $8,500 $3.69 45d 1 1.07mi
7435 E Rustling Pass Scottsdale, AZ 3.0 2.0 1804 $8,500 $4.71 45d 1 1.12mi
20802 N Grayhawk Dr Scottsdale, AZ 2.0–3.0 2.5 2295 $6,000 $2.61 3d 2 1.14mi
20802 N Grayhawk Dr Scottsdale, AZ 2.0–3.0 2.5 2030 $8,000 $3.94 45d 4 1.14mi
19838 N 84th St Scottsdale, AZ 3.0 3.0 2549 $12,000 $4.71 15d 1 1.15mi
7314 E Gallego Ln Scottsdale, AZ 4.0 2.0 2058 $12,500 $6.07 45d 1 1.20mi

HOA detail condo

Monthly dues
$572 · $6,864/yr
Likely covers
gaspoolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 25 events

  1. 2026-06-21
    days on market $620,000 Active 132 DOM
  2. 2026-06-18
    days on market $620,000 Active 129 DOM
  3. 2026-06-17
    days on market $620,000 Active 128 DOM
  4. 2026-06-16
    days on market $620,000 Active 127 DOM
  5. 2026-06-15
    days on market $620,000 Active 126 DOM
  6. 2026-06-13
    days on market $620,000 Active 124 DOM
  7. 2026-06-13
    days on market $620,000 Active 123 DOM
  8. 2026-06-09
    days on market $620,000 Active 120 DOM
  9. 2026-06-08
    days on market $620,000 Active 119 DOM
  10. 2026-06-07
    days on market $620,000 Active 118 DOM
  11. 2026-06-04
    days on market $620,000 Active 115 DOM
  12. 2026-06-03
    days on market $620,000 Active 114 DOM
  13. 2026-06-02
    days on market $620,000 Active 113 DOM
  14. 2026-06-01
    days on market $620,000 Active 112 DOM
  15. 2026-05-31
    days on market $620,000 Active 111 DOM
  16. 2026-05-04
    price $620,000 1196-char remark
    Show marketing remark (1196 chars)

    Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

  17. 2026-03-10
    price $625,000 1196-char remark
    Show marketing remark (1196 chars)

    Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

  18. 2026-02-24
    status Active 1196-char remark
    Show marketing remark (1196 chars)

    Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

  19. 2026-02-14
    status Pending 1196-char remark
    Show marketing remark (1196 chars)

    Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

  20. 2026-02-10
    price $635,000 1196-char remark
    Show marketing remark (1196 chars)

    Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

  21. 2026-01-29
    listed $650,000 Active 1196-char remark
    Show marketing remark (1196 chars)

    Discover effortless luxury and exceptional convenience with this ground-floor, lock-and-leave gem located in the coveted Village at Grayhawk. Designed for flexible, low-maintenance living, this 2-bedroom + den floor plan offers the perfect balance of everyday function and private retreat. The open-concept kitchen flows seamlessly into the spacious living and dining areas, highlighted by custom built-ins, a cozy gas fireplace, and abundant natural light overlooking a desert wash - ideal for both relaxed living and entertaining. Generous storage features oversized closets, an 8x8 private storage room, and an attached two-car garage with built-in cabinetry with epoxy flooring. Enjoy a beautifully maintained community: three resort-style pools and relaxing spas and two fully equipped fitness centers. Perfectly situated in North Scottsdale, this home offers quick access to the Loop 101, Grayhawk Golf Club, DC Ranch, Market Street, Kierland, Pinnacle Peak and over 100 miles of scenic trails. Whether you're a seasonal resident or looking for a low maintenance easy-living home, this residence delivers Arizona living at its finest-sophisticated, private and effortlessly comfortable.

  22. 2008-07-15
    soldstatus $386,500 689-char remark
    Show marketing remark (689 chars)

    **Best price & location in the complex on the 1st floor backing to state land w/ mtn & city views**(2-BRM & DEN)***large kitchen w/granite counters, high-end appliances & b/i desk**great room features cozy gas fireplace, custom built in shelving. large dining area & breakfast bar**spacious master suite**private guest room w/ it's own bath**large den makes a great office or extra bedroom area**spacious closets plus an 8 x8 storage room w/ shelves**garage features epoxy coated floor, cabinets, & workbench**3 pools w/ spas & 2-workout rooms**az life at its' finest**central to tons of amenities---a chip shot from world-class golf, great dining and shopping.

  23. 2008-07-15
    soldstatus $386,500
    Show marketing remark (689 chars)

    **Best price & location in the complex on the 1st floor backing to state land w/ mtn & city views**(2-BRM & DEN)***large kitchen w/granite counters, high-end appliances & b/i desk**great room features cozy gas fireplace, custom built in shelving. large dining area & breakfast bar**spacious master suite**private guest room w/ it's own bath**large den makes a great office or extra bedroom area**spacious closets plus an 8 x8 storage room w/ shelves**garage features epoxy coated floor, cabinets, & workbench**3 pools w/ spas & 2-workout rooms**az life at its' finest**central to tons of amenities---a chip shot from world-class golf, great dining and shopping.

  24. 2008-05-05
    historical 689-char remark
    Show marketing remark (689 chars)

    **Best price & location in the complex on the 1st floor backing to state land w/ mtn & city views**(2-BRM & DEN)***large kitchen w/granite counters, high-end appliances & b/i desk**great room features cozy gas fireplace, custom built in shelving. large dining area & breakfast bar**spacious master suite**private guest room w/ it's own bath**large den makes a great office or extra bedroom area**spacious closets plus an 8 x8 storage room w/ shelves**garage features epoxy coated floor, cabinets, & workbench**3 pools w/ spas & 2-workout rooms**az life at its' finest**central to tons of amenities---a chip shot from world-class golf, great dining and shopping.

  25. 2008-01-24
    listed $435,000 689-char remark
    Show marketing remark (689 chars)

    **Best price & location in the complex on the 1st floor backing to state land w/ mtn & city views**(2-BRM & DEN)***large kitchen w/granite counters, high-end appliances & b/i desk**great room features cozy gas fireplace, custom built in shelving. large dining area & breakfast bar**spacious master suite**private guest room w/ it's own bath**large den makes a great office or extra bedroom area**spacious closets plus an 8 x8 storage room w/ shelves**garage features epoxy coated floor, cabinets, & workbench**3 pools w/ spas & 2-workout rooms**az life at its' finest**central to tons of amenities---a chip shot from world-class golf, great dining and shopping.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$2,403 · $200/mo
Projected year-2 tax
$4,092 · $341/mo
Expected delta
+$1,689/yr (+$141/mo · 70.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$58,488
− Mortgage interest
−$34,730
− Property taxes
−$2,403
− Insurance
−$3,100
− Repairs & maintenance
−$4,679
− Management
−$4,679
− HOA
−$6,864
− Depreciation
−$18,036
Taxable loss
−$16,004
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,841
After-tax cash flow
$-1,337/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paradise Valley Unified District (4241)
NCES district ID
0405930
Math proficiency
39% ▼ -11.00%
Reading proficiency
46% ▼ -7.00%
Median HH income
$64,106
Composite
37.89/100
National rank
#4316
State rank
#56 of 249 in AZ

Livability — Scottsdale

Score
80/100
State rank
#4
US rank
#1756

Category grades

Amenities A+ Commute A+ Cost of living F Crime B+ Employment A+ Housing A- Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Scottsdale, AZ
County
Maricopa County · 4,537,380 people
City population
290,846
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
45,346
Household income
$140,616
Rent vs Own
26.9% rent · 73.1% own
Severe rent burden
1034.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 7% Two or more races 6% Asian 4% Black 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Romanian 4% Slovak 3% Italian 2%
Foreign-born
11% · Canada, South Korea, China
Languages at home
88% English-only · Spanish 5% Other Indo-European 3% Other Asian/Pacific 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.64%
Current HPI
330.9931
Rent YoY
▲ 4.42%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+42.5% since first listed
10 events — show timeline
  • 2026-05-04 Price Changed $620,000 ARMLS
  • 2026-03-10 Price Changed $625,000 ARMLS
  • 2026-02-24 Relisted ARMLS
  • 2026-02-14 Pending ARMLS
  • 2026-02-10 Price Changed $635,000 ARMLS
  • 2026-01-29 Listed $650,000 ARMLS
  • 2008-07-15 Sold (Public Records) $386,500 Public Records
  • 2008-07-15 Sold (MLS) $386,500 ARMLS
  • 2008-05-05 Listing Removed ARMLS
  • 2008-01-24 Listed $435,000 ARMLS

Property tax history

+0.8%/yr

Latest (2025): $2,403 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…