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127 Skyview Rd
B Composite 70.63
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.6/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • 1% rule +6.8/10.0
  • DSCR +6.2/10.0
  • Schools +4.7/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$180,000

127 Skyview Rd · Pocono Ranch Lands, PA 18328
4 bd · 2.0 ba · 1,944 sqft · SingleFamily public records · 121 Days on market
Built 1975 0.29 ac lot $93/sqft · 36% below area Est $283k · 36% under $92/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

Key facts

  • 0.29 acre lot
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $208 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.4% in Pocono Ranch Lands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#1,037 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment D, health & safety D, schools F.
  • Delaware Valley SD (rural): math 41% / reading 66% proficiency, ranked #121 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 211 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $19k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
  • Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $54k; list at $180k implies a 231% gain — meaningful room to come down on a strong offer.
Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
7.68%
Cash-on-cash
4.94%
DSCR
1.22
GRM
7.0

CMA / ARV

ARV (median comp)
$283,408
List price
$180,000
Delta
-36.49%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
115 Ridge Rd 0.19mi 3/3.0 (-1) 1,956 (+1%) 14mo $365,000 $187 69
149 Heather Hill Rd 0.13mi 4/2.0 1,728 (-11%) 11mo $309,900 $179 67
129 Skyview Rd 0.01mi 3/3.0 (-1) 1,703 (-12%) 10mo $325,000 $191 62
121 Lilac Ct 0.60mi 3/1.5 (-1) 1,964 (+1%) 5mo $252,000 $128 59
116 Stroud Ct 0.61mi 3/2.0 (-1) 1,904 (-2%) 13mo $263,000 $138 53
144 Westwood 0.56mi 3/2.5 (-1) 2,132 (+10%) 1mo $300,000 $141 50
122 Fairview Dr 0.38mi 4/2.5 1,680 (-14%) 11mo $260,000 $155 48
157 Mountain Lake Dr 0.54mi 3/2.0 (-1) 2,206 (+14%) 0mo $550,000 $249 47
123 Lakeview Dr 0.51mi 3/2.0 (-1) 2,164 (+11%) 10mo $249,000 $115 44
157 Westwood Dr 0.56mi 3/2.0 (-1) 2,134 (+10%) 12mo $275,000 $129 43
139 Westwood Dr 0.52mi 3/3.0 (-1) 2,200 (+13%) 8mo $335,000 $152 38
136 Hilltop Dr 0.65mi 5/2.0 (+1) 2,100 (+8%) 16mo $295,000 $140 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.9%
Equity multiple
3.21×
Total profit
$111,434
Equity at exit
$162,158
10-year hold
IRR
24.3%
Equity multiple
7.31×
Total profit
$318,099
Equity at exit
$349,700

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18328

Home prices YoY
18.1%
Active inventory
211
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,129 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$363 /mo · $4,360/yr
Insurance
$75
HOA
$92
Vacancy / Maint / Mgmt
$447
Net cashflow
$208

Break-even live

Break-even rent $1,866
Max offer price $180,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
159 Spring Dr Dingmans Ferry, PA 3.0 2.0 1920 $2,000 $1.04 5d 1 0.17mi
368 Wild Acres Dr Dingmans Ferry, PA 4.0 3.0 2262 $3,000 $1.33 1d 1 1.00mi

HOA detail

Monthly dues
$92 · $1,104/yr

Listing history 7 events

  1. 2026-05-08
    price $180,000 320-char remark
    Show marketing remark (320 chars)

    BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

  2. 2026-05-08
    status Active 320-char remark
    Show marketing remark (320 chars)

    BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

  3. 2026-05-06
    status Pending 320-char remark
    Show marketing remark (320 chars)

    BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

  4. 2026-04-08
    price $194,999 320-char remark
    Show marketing remark (320 chars)

    BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

  5. 2026-03-18
    price $204,900 320-char remark
    Show marketing remark (320 chars)

    BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

  6. 2026-01-21
    listed $209,999 Active 320-char remark
    Show marketing remark (320 chars)

    BACK ON THE MARKET - NO FAULT OF THE SELLER! Needs TLC - great investment!! This SPACIOUS 4 bed/ 2 bath / 2 car garage home with circular driveway is positioned in a private location with vacant neighboring lots. This home offers a nice sized kitchen, beautiful sunroom, TWO FIREPLACES, and work space in the basement.

  7. 2019-01-31
    soldstatus $54,413

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,360 · $363/mo
Projected year-2 tax
$4,360 · $363/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,549
− Mortgage interest
−$10,083
− Property taxes
−$4,360
− Insurance
−$900
− Repairs & maintenance
−$2,044
− Management
−$2,044
− HOA
−$1,104
− Depreciation
−$5,236
Taxable loss
−$222
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$53
After-tax cash flow
$2,546/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Delaware Valley SD
NCES district ID
4207530
Math proficiency
41% ▼ -12.00%
Reading proficiency
66% ▼ -9.00%
Median HH income
$64,202
Composite
46.95/100
National rank
#2359
State rank
#121 of 539 in PA

Livability — Pocono Ranch Lands

Score
66/100
State rank
#1037
US rank
#11566

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
8,061

Population outlook (Pike County) Hauer SSP2

Today (2025)
53,548 people
By 2030
51,622 · -3.6%
By 2040
46,490 · -13.2%
By 2050
40,372 · -24.6%
By 2075
31,951 · -40.3%
By 2100
26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 10% Two or more races 8%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Scotch-Irish 6% Romanian 6% Iranian 4%
Foreign-born
9% · Canada, Jamaica
Languages at home
86% English-only · Spanish 6% Russian/Polish/Slavic 5% Other Indo-European 2%

Political lean MEDSL · Pike

2024 margin
Strong R (+24.1) · D 37.6% · R 61.6%
2008→2024 swing
-19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 38.13%
Current HPI
248.4494
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+230.8% since first listed
7 events — show timeline
  • 2026-05-08 Price Changed $180,000 PMAR
  • 2026-05-08 Relisted PMAR
  • 2026-05-06 Pending PMAR
  • 2026-04-08 Price Changed $194,999 PMAR
  • 2026-03-18 Price Changed $204,900 PMAR
  • 2026-01-21 Listed $209,999 PMAR
  • 2019-01-31 Sold (Public Records) $54,413 Public Records

Property tax history

+1.7%/yr

Latest (2026): $4,360 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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