7936 June St · Mauriceville, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.0/30.0
- DSCR +7.7/10.0
- ARV discount +7.5/15.0
- 1% rule +6.1/10.0
- Livability +3.4/5.0
- Schools +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$127,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
3 bed 1 1/2 bath brick home with beautiful bonus room perfect for an office or 4th bedroom. Attached 2 car garage on beautiful, secluded corner 1/2 acre lot. Home built and owned by original family. Home never flooded. Metal roof replaced in 2021.Electical/wiring replaced in 2018. Home has been mostly restored with some work still needed. Home for sale by owners. Sorry, no owner financing.
Key facts
- Metal roof
- Electrical wiring
- Attached garage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $127k.
Deal economics
- At list price, monthly cash flow is $249 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $127k).
- Recommended offer: $125k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#575 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Little Cypress-Mauriceville CISD (rural): math 35% / reading 40% proficiency, ranked #435 of 826 in TX (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 294 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $878 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $94k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.65%
- Cash-on-cash
- 8.40%
- DSCR
- 1.37
- GRM
- 7.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.5%
- Equity multiple
- 0.87×
- Total profit
- $-4,711
- Equity at exit
- $18,936
- IRR
- 6.2%
- Equity multiple
- 1.46×
- Total profit
- $16,361
- Equity at exit
- $10,981
Cash invested: $35,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77632
- Home prices YoY
- -31.6%
- Active inventory
- 294
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,404 medium interval (Pro) →
- Mortgage (P&I)
- −$666
- Tax from tax record
- −$142 /mo · $1,700/yr
- Insurance
- −$53
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$295
- Net cashflow
- $249
Break-even live
Sensitivity live
| Price | -10% $321 | -5% $285 | +0% $249 | +5% $213 | +10% $177 |
|---|---|---|---|---|---|
| Rent | -10% $138 | -5% $194 | +0% $249 | +5% $304 | +10% $360 |
| Rate | -1.0pp $313 | -0.5pp $281 | base $249 | +0.5pp $216 | +1.0pp $183 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,750
- Closing costs
- $3,810
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6111 Ashland Dr Orange, TX | 2.0 | 2.0 | 1114 | $1,250 | $1.12 | 14d | 1 | 1.08mi |
Listing history 17 events
-
2026-06-18days on market $127,000 Active 23 DOM
-
2026-06-17days on market $127,000 Active 22 DOM
-
2026-06-16days on market $127,000 Active 21 DOM
-
2026-06-15days on market $127,000 Active 20 DOM
-
2026-06-14days on market $127,000 Active 18 DOM
-
2026-06-13days on market $127,000 Active 17 DOM
-
2026-06-10days on market $127,000 Active 15 DOM
-
2026-06-09days on market $127,000 Active 14 DOM
-
2026-06-08days on market $127,000 Active 13 DOM
-
2026-06-07days on market $127,000 Active 12 DOM
-
2026-06-03days on market $127,000 Active 8 DOM
-
2026-06-02days on market $127,000 Active 7 DOM
-
2026-06-01days on market $127,000 Active 6 DOM
-
2026-05-31days on market $127,000 Active 5 DOM
-
2026-05-30days on market $127,000 Active 4 DOM
-
2026-05-26$127,000 Active
-
2024-08-06soldstatus $94,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,700 · $142/mo
- Projected year-2 tax
- $2,324 · $194/mo
- Expected delta
- +$625/yr (+$52/mo · 36.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,854
- − Mortgage interest
- −$7,114
- − Property taxes
- −$1,700
- − Insurance
- −$635
- − Repairs & maintenance
- −$1,348
- − Management
- −$1,348
- − Depreciation
- −$3,695
- Taxable income
- $1,014
- Est. tax owed @ 24.0%
- −$243
- After-tax cash flow
- $2,744/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Little Cypress-Mauriceville CISD
- NCES district ID
- 4827690
- Math proficiency
- 35% ▼ -5.00%
- Reading proficiency
- 40% ▲ 1.00%
- Median HH income
- $60,483
- Composite
- 33.41/100
- National rank
- #5473
- State rank
- #435 of 826 in TX
Livability — Mauriceville
- Score
- 67/100
- State rank
- #575
- US rank
- #10991
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mauriceville, TX
- County
- Orange County · 87,112 people
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 22,976
- Household income
- $74,418
- Rent vs Own
- Severe rent burden
- 431.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Hispanic / Latino 8% Two or more races 6% Black 4%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 8% Slovak 2% Italian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.96%
- Current HPI
- 149.354
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+35.1% since first listed2 events — show timeline
- 2026-05-26 Listed $127,000 FSBO.com
- 2024-08-06 Sold (Public Records) $94,000 Public Records
Property tax history
+0.3%/yrLatest (2025): $1,700 · -1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…