1558 Estelea · New Braunfels, TX 78130

$254,998

3 bd · 2.0 ba · 1,551 sqft · SingleFamily · 131 Days on market

Built 2025 7,405 sqft lot $164/sqft · 25% below area Est $338k · 25% under $42/mo HOA · 2% of rent ↓ 24% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +6.8/30.0
• Schools +5.2/10.0
• Livability +4.2/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• Rent growth +2.0/5.0
• DSCR +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

Key facts

• Quartz counter top
• Natural light
• Open layout

Tags

• CORNER LOT
• NATURAL LIGHT
• OPEN LAYOUT
• QUARTZ COUNTER TOP
• KITCHEN PENINSULA
• ENSUITE BATHROOM

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $255k.

Deal economics

• At list price, monthly cash flow is $-400 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $197k (22.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (30.3% below list).
• Recommended offer: $178k (30.3% below list) — sets the bar for 1% rule.
• Cap rate 4.4% vs local median 3.4% in New Braunfels — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#9 in TX, #925 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
• Comal ISD (rural): math 57% / reading 59% proficiency, ranked #58 of 826 in TX (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.0%/yr); 1932 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,064 units permitted in Guadalupe County in 2024 (133 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Guadalupe County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 131 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts; this cycle's ask has dropped $80k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,809 (30.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 4.41%
• Cash-on-cash: -6.72%
• DSCR: 0.70
• GRM: 12.0

CMA / ARV

• ARV (median comp): $338,239
• List price: $254,998
• Delta: -24.61%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1616 Big Sur Dr	0.04mi	3/2.0	1,574 (+2%)	2mo	$284,990	$181	94
1628 Big Sur	0.03mi	3/2.0	1,640 (+6%)	1mo	$317,990	$194	88
1524 Golden Wheat	0.39mi	3/2.0	1,512 (-2%)	0mo	$239,990	$159	78
1668 Quiet Teal	0.48mi	3/2.0	1,524 (-2%)	1mo	$294,990	$194	74
1528 Gentle Vw	0.50mi	3/2.0	1,495 (-4%)	1mo	$263,990	$177	70
1521 Gentle Vw	0.53mi	3/2.0	1,495 (-4%)	2mo	$269,990	$181	68
525 Tom Kemp Dr	0.55mi	3/2.5	1,594 (+3%)	1mo	$231,000	$145	67
1568 Golden Wheat	0.37mi	4/2.0 (+1)	1,642 (+6%)	1mo	$284,990	$174	67
1544 Gentle Vw	0.49mi	3/2.0	1,687 (+9%)	0mo	$294,990	$175	62
1540 Gentle Vw	0.49mi	3/2.0	1,424 (-8%)	2mo	$240,160	$169	62
1639 Lost Nook	0.51mi	3/2.0	1,687 (+9%)	2mo	$319,990	$190	60
1645 Viola Ln	0.50mi	4/2.0 (+1)	1,687 (+9%)	3mo	$324,990	$193	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -31.4%
• Equity multiple: -0.01×
• Total profit: $-71,926
• Equity at exit: $38,021

10-year hold

• IRR: -56.4%
• Equity multiple: -0.62×
• Total profit: $-115,323
• Equity at exit: $22,048

Cash invested: $71,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78130

• Rents YoY: -2.0%
• Active inventory: 1932
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $1,778 high
• Mortgage (P&I): −$1,337
• Tax est. 1.5%: −$319 /mo · $3,825/yr
• Insurance: −$106
• HOA: −$42
• Vacancy / Maint / Mgmt: −$373
• Net cashflow: $-400

Break-even live

Break-even rent $2,284

Max offer price $197,184

Occupancy floor —

Sensitivity live

Price	-10% $-223	-5% $-311	+0% $-400	+5% $-488	+10% $-576
Rent	-10% $-540	-5% $-470	+0% $-400	+5% $-329	+10% $-259
Rate	-1.0pp $-271	-0.5pp $-335	base $-400	+0.5pp $-466	+1.0pp $-533

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,750
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1696 Quiet Teal New Braunfels, TX	3.0	2.0	1402	$1,650	$1.18	24d	1	0.42mi
663 Tom Kemp Dr New Braunfels, TX	3.0	2.0	1364	$1,595	$1.17	44d	1	0.51mi
663 Tom Kemp Dr New Braunfels, TX	3.0	2.0	1364	$1,595	$1.17	22d	1	0.51mi
659 Tom Kemp Dr New Braunfels, TX	3.0	2.0	1334	$1,650	$1.24	24d	1	0.51mi
655 Tom Kemp Dr New Braunfels, TX	4.0	2.5	1758	$1,850	$1.05	44d	1	0.51mi
603 Tom Kemp Dr New Braunfels, TX	4.0	2.5	1754	$1,895	$1.08	22d	1	0.55mi
2123 Dodge Dr New Braunfels, TX	3.0	2.5	2243	$2,020	$0.90	4d	1	0.67mi
2118 Silver Maple New Braunfels, TX	3.0	2.0	1209	$1,700	$1.41	5d	1	0.80mi
756 Guna Dr New Braunfels, TX	3.0	2.5	1594	$1,980	$1.24	44d	1	0.82mi
2238 Falcon Way New Braunfels, TX	3.0	2.0	1364	$1,695	$1.24	5d	1	0.83mi
2238 Falcon Way New Braunfels, TX	3.0	2.0	1364	$1,695	$1.24	13d	1	0.83mi
364 Huntsman Way New Braunfels, TX	3.0	2.0	1384	$1,750	$1.26	44d	1	0.83mi
758 Great Oaks Dr New Braunfels, TX	3.0	2.0	1553	$1,695	$1.09	44d	1	0.88mi
417 Deborah Dr New Braunfels, TX	3.0	2.0	1402	$1,900	$1.36	44d	1	0.95mi
733 Wolfeton Way New Braunfels, TX	3.0	2.0	1334	$1,695	$1.27	24d	1	0.95mi
2243 Avery Vlg New Braunfels, TX	3.0	2.0	1301	$1,450	$1.11	4d	1	0.96mi
2237 Avery Vlg New Braunfels, TX	3.0	2.0	1293	$1,595	$1.23	4d	1	0.97mi
1733 James St New Braunfels, TX	4.0	2.0	1717	$1,995	$1.16	24d	1	0.98mi
1721 James St New Braunfels, TX	3.0	2.0	1672	$1,950	$1.17	24d	1	1.00mi
1644 Layne Loop New Braunfels, TX	4.0	2.0	1672	$1,900	$1.14	24d	1	1.00mi
2213 Avery Vlg New Braunfels, TX	3.0	2.0	1301	$1,595	$1.23	44d	1	1.01mi
1543 Silver Crk New Braunfels, TX	3.0	2.0	1266	$1,545	$1.22	5d	1	1.05mi
1417 White Willow New Braunfels, TX	3.0	2.0	1440	$1,550	$1.08	22d	1	1.06mi
146 Texas Thistle New Braunfels, TX	3.0	2.0	1494	$1,750	$1.17	44d	1	1.06mi
2407 Shady Grv New Braunfels, TX	3.0	2.0	1402	$1,575	$1.12	24d	1	1.07mi
2408 Shady Grv New Braunfels, TX	4.0	2.0	1600	$1,913	$1.20	24d	1	1.08mi
2411 Shady Grv New Braunfels, TX	4.0	2.0	1600	$1,595	$1.00	15d	1	1.08mi
323 Deer Crest Dr New Braunfels, TX	4.0	2.0	1604	$2,700	$1.68	24d	1	1.09mi
308 Blacktail Dr New Braunfels, TX	2.0	2.0	1187	$1,595	$1.34	4d	1	1.09mi
2416 Shady Grv New Braunfels, TX	3.0	2.0	1266	$1,773	$1.40	24d	1	1.09mi
2415 Shady Grv New Braunfels, TX	3.0	2.0	1402	$1,545	$1.10	44d	1	1.09mi
2421 Sweet Olive New Braunfels, TX	4.0	2.5	1950	$1,750	$0.90	21d	1	1.11mi
2421 Double Oak Dr New Braunfels, TX	4.0	2.0	1627	$1,600	$0.98	5d	1	1.13mi
2436 Lost Creek Rd New Braunfels, TX	3.0	2.0	1266	$1,495	$1.18	44d	1	1.13mi
2505 Sweet Olive New Braunfels, TX	4.0	2.0	1627	$1,590	$0.98	3d	1	1.13mi
1492 Jordan Xing New Braunfels, TX	3.0	2.0	1844	$1,850	$1.00	24d	1	1.13mi
708 Saengerhalle Rd New Braunfels, TX	3.0	2.0	1373	$1,495	$1.09	17d	1	1.13mi
708 Saengerhalle Rd New Braunfels, TX	3.0	2.0	1369	$1,495	$1.09	18d	1	1.13mi
2440 Lost Creek Rd New Braunfels, TX	3.0	2.0	1402	$1,500	$1.07	44d	1	1.13mi
2441 Legends Crk New Braunfels, TX	3.0	2.0	1266	$1,500	$1.18	3d	1	1.14mi

HOA detail

• Monthly dues: $42 · $504/yr

Listing history 28 events

1. 2026-04-22
   price $254,998 417-char remark

   Show marketing remark (417 chars)

   The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

2. 2026-04-21
   price $254,998 563-char remark

   Show marketing remark (563 chars)

   The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

3. 2026-03-24
   price $289,990 563-char remark

   Show marketing remark (417 chars)

   The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

4. 2026-03-24
   price $289,990 417-char remark

   Show marketing remark (417 chars)

   The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

5. 2026-03-24
   price $276,000 417-char remark

   Show marketing remark (417 chars)

   The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

6. 2026-02-20
   historical
7. 2026-02-13
   price $299,990 417-char remark

   Show marketing remark (417 chars)

   The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

8. 2026-02-12
   price $299,990 563-char remark

   Show marketing remark (563 chars)

   The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

9. 2026-01-15
   listed $334,998 New 417-char remark

   Show marketing remark (417 chars)

   The Val Verde Home is located on a corner lot featuring natural light through the day. The open layout, quarts counter top, kitchen peninsula and dining make this a home family and friends will truly enjoy. The Primary suite located in the back of the home features an ensuite bathroom with his and hers sinks, a walk in shower and oversized closet. The backyard leaves plenty of room for fun while providing privacy.

10. 2026-01-14
    historical
11. 2025-12-30
    price $334,998
12. 2025-12-22
    price $334,998 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

13. 2025-11-21
    price $309,998
14. 2025-11-20
    price $309,998 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

15. 2025-10-17
    price $320,490 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

16. 2025-10-17
    price $307,998 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

17. 2025-10-16
    price $320,490

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

18. 2025-10-16
    price $320,490 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

19. 2025-09-30
    price $307,998

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

20. 2025-09-30
    price $307,998 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

21. 2025-09-24
    listed $342,490 New
22. 2025-09-22
    historical
23. 2025-08-14
    listed $342,490 Active

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

24. 2025-08-14
    status Active 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

25. 2025-08-14
    historical 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

26. 2025-07-24
    listed $342,490 Active 563-char remark

    Show marketing remark (563 chars)

    The Val Verde is a thoughtfully crafted 1,501 sq. ft. home designed for both comfort and functionality. Its open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting atmosphere. A flexible front room offers space for a home office or hobby area, adapting to your needs. The private primary suite boasts a spacious walk-in closet and an en-suite bath, while two additional bedrooms share a conveniently located second bath. A covered patio extends the living space outdoors, perfect for relaxing or entertaining.

27. 2025-07-17
    price $342,490
28. 2025-07-15
    listed $336,990 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,337
• − Mortgage interest: −$14,284
• − Property taxes: −$3,825
• − Insurance: −$1,275
• − Repairs & maintenance: −$1,707
• − Management: −$1,707
• − HOA: −$504
• − Depreciation: −$7,418
• Taxable loss: −$9,383
• Est. tax savings @ 24.0%: +$2,252
• After-tax cash flow: $-2,543/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Comal ISD
• NCES district ID: 4814730
• Math proficiency: 57% ▼ -9.00%
• Reading proficiency: 59% ▼ -2.00%
• Median HH income: $74,792
• Composite: 51.79/100
• National rank: #1671
• State rank: #58 of 826 in TX

Livability — New Braunfels

• Score: 83/100
• State rank: #9
• US rank: #925

Category grades

Amenities A+ Commute F Cost of living A Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Comal County · 206,262 people
• City population: 144,962
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 104,009
• Household income: $83,064
• Rent vs Own: 34.1% rent · 65.9% own
• Severe rent burden: 2912.0

Population outlook (Guadalupe County) Hauer SSP2

• Today (2025): 196,854 people
• By 2030: 220,210 · +11.9%
• By 2040: 268,004 · +36.1%
• By 2050: 316,333 · +60.7%
• By 2075: 434,747 · +120.8%
• By 2100: 520,447 · +164.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (58%)
• Race & ethnicity: White 58% Hispanic / Latino 37% Two or more races 19% Black 2%
• Hispanic origin (detail): Mexican 32%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 78% English-only · Spanish 20% German/W. Germanic 1%

Political lean MEDSL · Guadalupe

• 2024 margin: Strong R (+29.5) · D 34.8% · R 64.3%
• 2008→2024 swing: +1.5pp toward D · 2008: -31.0pp · 2024: -29.5pp
• All cycles: 2024: R+29.5 2020: R+24.2 2016: R+31.8 2012: R+35.1 2008: R+31.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -190.61%
• Current HPI: 173.7128
• Rent YoY: ▼ -1.97%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-24.3% since first listed

28 events — show timeline

• 2026-04-22 Price Changed $254,998 LERA
• 2026-04-21 Price Changed $254,998 Zillow
• 2026-03-24 Price Changed $289,990 Zillow
• 2026-03-24 Price Changed $289,990 LERA
• 2026-03-24 Price Changed $276,000 LERA
• 2026-02-20 Listing Removed — CTXMLS
• 2026-02-13 Price Changed $299,990 LERA
• 2026-02-12 Price Changed $299,990 Zillow
• 2026-01-15 Listed $334,998 LERA
• 2026-01-14 Listing Removed — LERA
• 2025-12-30 Price Changed $334,998 LERA
• 2025-12-22 Price Changed $334,998 Zillow
• 2025-11-21 Price Changed $309,998 LERA
• 2025-11-20 Price Changed $309,998 Zillow
• 2025-10-17 Price Changed $320,490 Zillow
• 2025-10-17 Price Changed $307,998 Zillow
• 2025-10-16 Price Changed $320,490 LERA
• 2025-10-16 Price Changed $320,490 Zillow
• 2025-09-30 Price Changed $307,998 LERA
• 2025-09-30 Price Changed $307,998 Zillow
• 2025-09-24 Listed $342,490 LERA
• 2025-09-22 Listing Removed — LERA
• 2025-08-14 Listed $342,490 CTXMLS
• 2025-08-14 Relisted — Zillow
• 2025-08-14 Delisted — Zillow
• 2025-07-24 Listed $342,490 Zillow
• 2025-07-17 Price Changed $342,490 LERA
• 2025-07-15 Listed $336,990 LERA