4616 Robbins Ave · Pine Hills, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.21%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 4 days/yr
- Hot days in 30 yrs
- 12 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.1/30.0
- ARV discount +15.0/15.0
- DSCR +4.6/10.0
- Schools +4.1/10.0
- 1% rule +3.7/10.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$211,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
GREAT BIG BACKYARD ON A LARGE CORNER LOT! WELL KEPT BY PRIDEFULL OWNERS. SHOWS GREAT! A WONDERFUL STARTER HOME! BRING YOUR FUSSIEST BUYERS AND VALUE MINDED INVESTORS! NICE 3BR WITH 1 & 1/2 BATHS ON LARGE CORNER LOT.
Key facts
- 0.25 acre lot
- Built 1959
- Listed 14 days
Property features AI
Finance
- Other: Unfurnished
- Financial info: Lease restrictions apply
- HOA & community: No community association; No community features
Exterior
- Parking: No parking
- Security: Owned security system
- Utilities: Public water; Septic tank sewer; Electricity available; Water available
- Home design: Single Family Residence; One level; Faces east
- Construction: Wood siding; Membrane roof; Slab foundation; Built on approximately 0.25 acre lot
- Exterior features: Other exterior features; Asphalt road access
Interior
- Kitchen: Range
- Bedrooms: 3 bedrooms
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Stone counters; Other interior features
- Laundry & utility: Laundry: Other; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $211k.
Deal economics
- At list price, monthly cash flow is $68 ($811/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (13.0% below list).
- Recommended offer: $184k (13.0% below list) — sets the bar for 1% rule.
- Cap rate 6.7% vs local median 4.8% in Pine Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#317 in FL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, employment D, amenities F.
- Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Rolling Hills Elementary (math 32% / reading 27%, grade F, #1,896 of 2,144 statewide, top 90%, 472 students, 77% FRL); Meadowbrook Middle (math 24% / reading 24%, grade F, #532 of 571 statewide, top 94%, 957 students, 78% FRL); Maynard Evans High (math 12% / reading 27%, grade F, #562 of 667 statewide, top 85%, 2,417 students, 69% FRL) — zoned schools average 75% FRL vs 56% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 24% at this address vs 48% district-wide (-24 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.3%/yr); 251 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $100k; list at $211k implies a 111% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 4→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.68%
- Cash-on-cash
- 1.37%
- DSCR
- 1.06
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $313,888
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5843 Hutton Dr | 0.35mi | 3/2.0 | 1,120 (-3%) | 8mo | $305,000 | $272 | 72 |
| 4773 Robbins Ave | 0.17mi | 3/2.0 | 1,128 (-2%) | 22mo | $215,000 | $191 | 70 |
| 5172 Clarion Hammock Dr | 0.59mi | 3/2.0 | 1,156 (+0%) | 15mo | $330,000 | $285 | 59 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.4%
- Equity multiple
- 0.40×
- Total profit
- $-35,282
- Equity at exit
- $31,461
- IRR
- -16.0%
- Equity multiple
- 0.22×
- Total profit
- $-46,040
- Equity at exit
- $18,243
Cash invested: $59,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32808
- Home prices YoY
- -22.6%
- Rents YoY
- -0.3%
- Active inventory
- 251
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $1,835 high interval (Pro) →
- Mortgage (P&I)
- −$1,107
- Tax from tax record
- −$188 /mo · $2,255/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$385
- Net cashflow
- $68
Break-even live
Sensitivity live
| Price | -10% $187 | -5% $127 | +0% $68 | +5% $8 | +10% $-52 |
|---|---|---|---|---|---|
| Rent | -10% $-77 | -5% $-5 | +0% $68 | +5% $140 | +10% $213 |
| Rate | -1.0pp $174 | -0.5pp $121 | base $68 | +0.5pp $13 | +1.0pp $-43 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,750
- Closing costs
- $6,330
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4793 N Pine Hills Rd Orlando, FL | 2.0–3.0 | 2.0 | 954 | $1,754 | $1.84 | 18d | 56 | 0.44mi |
| 4793 N Pine Hills Rd Orlando, FL | 2.0 | 2.0 | 890 | $1,554 | $1.75 | 5d | 1 | 0.44mi |
| 4793 N Pine Hills Rd Unit 41-101 Pine Hills, FL | 3.0 | 2.0 | 1019 | $1,649 | $1.62 | 9d | 1 | 0.44mi |
| 3903 Pine Ridge Rd Orlando, FL | 4.0 | 1.5 | 1450 | $1,949 | $1.34 | 26d | 1 | 0.51mi |
| 4907 Lake Ridge Rd Orlando, FL | 2.0 | 2.0 | 947 | $1,475 | $1.56 | 26d | 1 | 0.59mi |
| 4974 Sanoma Vlg Orlando, FL | 3.0 | 2.0 | 1182 | $1,699 | $1.44 | 17d | 1 | 0.59mi |
| 4966 Sanoma Village Unit D Orlando, FL | 3.0 | 1.5 | 1252 | $1,650 | $1.32 | 9d | 1 | 0.59mi |
| 4758 Muir Village Orlando, FL | 3.0 | 2.0 | 1097 | $2,043 | $1.86 | 0d | 1 | 0.60mi |
| 4918 Silver Oaks Village Unit F Orlando, FL | 3.0 | 3.0 | 1260 | $1,750 | $1.39 | 26d | 1 | 0.62mi |
| 4825 Lighthouse Cir #4825 Orlando, FL | 2.0 | 1.5 | 1169 | $1,800 | $1.54 | 26d | 1 | 0.70mi |
| 4587 Lighthouse Cir Orlando, FL | 2.0 | 2.0 | 1210 | $1,525 | $1.26 | 24d | 1 | 0.80mi |
| 4603 Lighthouse Cir Orlando, FL | 2.0 | 2.5 | 1177 | $1,550 | $1.32 | 24d | 1 | 0.84mi |
| 5249 Champagne Cir Orlando, FL | 2.0 | 2.0 | 980 | $1,795 | $1.83 | 26d | 1 | 0.85mi |
| 4638 Lighthouse Cir Unit 1 Orlando, FL | 2.0 | 2.5 | 1330 | $1,500 | $1.13 | 26d | 1 | 0.89mi |
| 4620 Lighthouse Cir Orlando, FL | 2.0 | 1.5 | 1328 | $1,475 | $1.11 | 24d | 1 | 0.89mi |
| 4564 Pheasant Run Dr Orlando, FL | 2.0 | 2.0 | 1084 | $1,495 | $1.38 | 0d | 1 | 0.98mi |
| 6138 Ranier Dr Orlando, FL | 3.0 | 2.0 | 1314 | $1,980 | $1.51 | 22d | 1 | 1.06mi |
| 3639 Shalimar Ct Orlando, FL | 4.0 | 2.0 | 1136 | $1,796 | $1.58 | 24d | 1 | 1.08mi |
| 4501 Landing Dr Orlando, FL | 1.0–2.0 | 1.0–2.0 | 775 | $1,418 | $1.83 | 0d | 18 | 1.12mi |
| 3285 Split Willow Dr Orlando, FL | 2.0 | 1.0 | 845 | $1,400 | $1.66 | 26d | 1 | 1.12mi |
| 4901 Bottlebrush Ln Orlando, FL | 1.0–2.0 | 1.0–2.0 | 833 | $1,770 | $2.12 | 0d | 15 | 1.14mi |
| 3723 Narroline Dr Orlando, FL | 3.0 | 2.0 | 1370 | $2,000 | $1.46 | 0d | 1 | 1.17mi |
| 3723 Narroline Dr Orlando, FL | 3.0 | 2.0 | 1370 | $2,000 | $1.46 | 9d | 1 | 1.17mi |
| 4093 Shannon Brown Dr Orlando, FL | 2.0 | 2.5 | 1272 | $1,800 | $1.42 | 5d | 1 | 1.20mi |
| 5419 Stirrup Way Orlando, FL | 3.0 | 2.0 | 1420 | $2,000 | $1.41 | 26d | 1 | 1.29mi |
| 3043 Willow Bend Blvd Orlando, FL | 2.0 | 2.0 | 900 | $1,450 | $1.61 | 26d | 1 | 1.31mi |
| 6408 Sunshine St Orlando, FL | 3.0 | 1.5 | 1000 | $1,900 | $1.90 | 6d | 1 | 1.33mi |
| 5224 Long Rd Orlando, FL | 2.0–4.0 | 1.5–2.5 | 1426 | $1,754 | $1.23 | 0d | 16 | 1.33mi |
| 3071 Willow Bend Blvd Orlando, FL | 2.0 | 2.0 | 900 | $1,525 | $1.69 | 26d | 1 | 1.34mi |
| 2920 Eastern Willow Ave Orlando, FL | 2.0 | 2.0 | 868 | $1,500 | $1.73 | 26d | 1 | 1.37mi |
| 4705 Almond Willow Dr Orlando, FL | 2.0 | 2.0 | 864 | $1,600 | $1.85 | 26d | 1 | 1.43mi |
Listing history 13 events
-
2026-06-13statusdays on market $211,000 Pending 14 DOM
-
2026-06-09days on market $211,000 Active 13 DOM
-
2026-06-08days on market $211,000 Active 12 DOM
-
2026-06-07statusdays on market $211,000 Active 11 DOM
-
2026-05-14status Pending
-
2026-05-05$211,000 Active
-
2008-08-21soldstatus $100,000
-
2008-08-06soldstatus $100,000 221-char remark
Show marketing remark (221 chars)
GREAT BIG BACKYARD ON A LARGE CORNER LOT! WELL KEPT BY PRIDEFULL OWNERS. SHOWS GREAT! A WONDERFUL STARTER HOME! BRING YOUR FUSSIEST BUYERS AND VALUE MINDED INVESTORS! NICE 3BR WITH 1 & 1/2 BATHS ON LARGE CORNER LOT.
-
2008-03-05$99,900 221-char remark
Show marketing remark (221 chars)
GREAT BIG BACKYARD ON A LARGE CORNER LOT! WELL KEPT BY PRIDEFULL OWNERS. SHOWS GREAT! A WONDERFUL STARTER HOME! BRING YOUR FUSSIEST BUYERS AND VALUE MINDED INVESTORS! NICE 3BR WITH 1 & 1/2 BATHS ON LARGE CORNER LOT.
-
2008-01-03$155,000
-
1976-06-01soldstatus $21,000
-
1968-06-01soldstatus $10,000
-
1966-06-01soldstatus $8,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,255 · $188/mo
- Projected year-2 tax
- $2,255 · $188/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 4 d/yr ≥108°F today · 12 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,024
- − Mortgage interest
- −$11,819
- − Property taxes
- −$2,255
- − Insurance
- −$1,055
- − Repairs & maintenance
- −$1,762
- − Management
- −$1,762
- − Depreciation
- −$6,138
- Taxable loss
- −$2,767
- Est. tax savings @ 24.0%
- +$664
- After-tax cash flow
- $1,475/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Orange
- NCES district ID
- 1201440
- Math proficiency
- 46% ▼ -9.00%
- Reading proficiency
- 51% ▼ -2.00%
- Median HH income
- $49,350
- Composite
- 41.47/100
- National rank
- #3461
- State rank
- #43 of 73 in FL
Livability — Pine Hills
- Score
- 73/100
- State rank
- #317
- US rank
- #5362
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pine Hills, FL
- County
- Orange County · 1,471,359 people
- City population
- 60,203
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 60,203
- Household income
- $49,700
- Rent vs Own
- Severe rent burden
- 4039.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 1,618,226 people
- By 2030
- 1,787,404 · +10.5%
- By 2040
- 2,125,621 · +31.4%
- By 2050
- 2,454,016 · +51.6%
- By 2075
- 3,173,711 · +96.1%
- By 2100
- 3,607,781 · +122.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (71%)
- Race & ethnicity
- Black 71% Hispanic / Latino 13% White 10% Two or more races 7% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5% Dominican 2%
- Common ancestry
- Hispanic 20% Lithuanian 1% Scandinavian 0%
- Foreign-born
- 25% · Canada, Vietnam, Jamaica
- Languages at home
- 69% English-only · French/Haitian/Cajun 18% Spanish 11% Other Indo-European 1%
Political lean MEDSL · Orange
- 2024 margin
- D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
- 2008→2024 swing
- -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
- All cycles
- 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -110.15%
- Current HPI
- 376.3801
- Rent YoY
- ▼ -0.27%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+2537.5% since first listed9 events — show timeline
- 2026-05-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-05-05 Listed $211,000 Stellar MLS as Distributed by MLS Grid
- 2008-08-21 Sold (Public Records) $100,000 Public Records
- 2008-08-06 Sold (MLS) $100,000 Stellar MLS as Distributed by MLS Grid
- 2008-03-05 Listed $99,900 Stellar MLS as Distributed by MLS Grid
- 2008-01-03 Listed $155,000 Stellar MLS as Distributed by MLS Grid
- 1976-06-01 Sold (Public Records) $21,000 Public Records
- 1968-06-01 Sold (Public Records) $10,000 Public Records
- 1966-06-01 Sold (Public Records) $8,000 Public Records
Property tax history
+9.4%/yrLatest (2025): $2,255 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…