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4616 Robbins Ave
C- Composite 51.09
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.1/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.6/10.0
  • Schools +4.1/10.0
  • 1% rule +3.7/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$211,000

4616 Robbins Ave · Pine Hills, FL 32808
3 bd · 2.0 ba · 1,154 sqft · SingleFamily public records · 14 Days on market
Built 1959 10,855 sqft lot Est $314k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GREAT BIG BACKYARD ON A LARGE CORNER LOT! WELL KEPT BY PRIDEFULL OWNERS. SHOWS GREAT! A WONDERFUL STARTER HOME! BRING YOUR FUSSIEST BUYERS AND VALUE MINDED INVESTORS! NICE 3BR WITH 1 & 1/2 BATHS ON LARGE CORNER LOT.

Key facts

  • 0.25 acre lot
  • Built 1959
  • Listed 14 days

Property features AI

Finance

  • Other: Unfurnished
  • Financial info: Lease restrictions apply
  • HOA & community: No community association; No community features

Exterior

  • Parking: No parking
  • Security: Owned security system
  • Utilities: Public water; Septic tank sewer; Electricity available; Water available
  • Home design: Single Family Residence; One level; Faces east
  • Construction: Wood siding; Membrane roof; Slab foundation; Built on approximately 0.25 acre lot
  • Exterior features: Other exterior features; Asphalt road access

Interior

  • Kitchen: Range
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Stone counters; Other interior features
  • Laundry & utility: Laundry: Other; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $211k.

Deal economics

  • At list price, monthly cash flow is $68 ($811/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (13.0% below list).
  • Recommended offer: $184k (13.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 4.8% in Pine Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#317 in FL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, employment D, amenities F.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Rolling Hills Elementary (math 32% / reading 27%, grade F, #1,896 of 2,144 statewide, top 90%, 472 students, 77% FRL); Meadowbrook Middle (math 24% / reading 24%, grade F, #532 of 571 statewide, top 94%, 957 students, 78% FRL); Maynard Evans High (math 12% / reading 27%, grade F, #562 of 667 statewide, top 85%, 2,417 students, 69% FRL) — zoned schools average 75% FRL vs 56% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 48% district-wide (-24 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.3%/yr); 251 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $100k; list at $211k implies a 111% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 4→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,537 (13.0% below list)

Questions for the listing agent

  1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.68%
Cash-on-cash
1.37%
DSCR
1.06
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$313,888
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5843 Hutton Dr 0.35mi 3/2.0 1,120 (-3%) 8mo $305,000 $272 72
4773 Robbins Ave 0.17mi 3/2.0 1,128 (-2%) 22mo $215,000 $191 70
5172 Clarion Hammock Dr 0.59mi 3/2.0 1,156 (+0%) 15mo $330,000 $285 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.4%
Equity multiple
0.40×
Total profit
$-35,282
Equity at exit
$31,461
10-year hold
IRR
-16.0%
Equity multiple
0.22×
Total profit
$-46,040
Equity at exit
$18,243

Cash invested: $59,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32808

Home prices YoY
-22.6%
Rents YoY
-0.3%
Active inventory
251
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,835 high interval (Pro) →
Mortgage (P&I)
$1,107
Tax from tax record
$188 /mo · $2,255/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$385
Net cashflow
$68

Break-even live

Break-even rent $1,750
Max offer price $211,000
Occupancy floor 91%

Sensitivity live

Price -10% $187 -5% $127 +0% $68 +5% $8 +10% $-52
Rent -10% $-77 -5% $-5 +0% $68 +5% $140 +10% $213
Rate -1.0pp $174 -0.5pp $121 base $68 +0.5pp $13 +1.0pp $-43

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,750
Closing costs
$6,330
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4793 N Pine Hills Rd Orlando, FL 2.0–3.0 2.0 954 $1,754 $1.84 18d 56 0.44mi
4793 N Pine Hills Rd Orlando, FL 2.0 2.0 890 $1,554 $1.75 5d 1 0.44mi
4793 N Pine Hills Rd Unit 41-101 Pine Hills, FL 3.0 2.0 1019 $1,649 $1.62 9d 1 0.44mi
3903 Pine Ridge Rd Orlando, FL 4.0 1.5 1450 $1,949 $1.34 26d 1 0.51mi
4907 Lake Ridge Rd Orlando, FL 2.0 2.0 947 $1,475 $1.56 26d 1 0.59mi
4974 Sanoma Vlg Orlando, FL 3.0 2.0 1182 $1,699 $1.44 17d 1 0.59mi
4966 Sanoma Village Unit D Orlando, FL 3.0 1.5 1252 $1,650 $1.32 9d 1 0.59mi
4758 Muir Village Orlando, FL 3.0 2.0 1097 $2,043 $1.86 0d 1 0.60mi
4918 Silver Oaks Village Unit F Orlando, FL 3.0 3.0 1260 $1,750 $1.39 26d 1 0.62mi
4825 Lighthouse Cir #4825 Orlando, FL 2.0 1.5 1169 $1,800 $1.54 26d 1 0.70mi
4587 Lighthouse Cir Orlando, FL 2.0 2.0 1210 $1,525 $1.26 24d 1 0.80mi
4603 Lighthouse Cir Orlando, FL 2.0 2.5 1177 $1,550 $1.32 24d 1 0.84mi
5249 Champagne Cir Orlando, FL 2.0 2.0 980 $1,795 $1.83 26d 1 0.85mi
4638 Lighthouse Cir Unit 1 Orlando, FL 2.0 2.5 1330 $1,500 $1.13 26d 1 0.89mi
4620 Lighthouse Cir Orlando, FL 2.0 1.5 1328 $1,475 $1.11 24d 1 0.89mi
4564 Pheasant Run Dr Orlando, FL 2.0 2.0 1084 $1,495 $1.38 0d 1 0.98mi
6138 Ranier Dr Orlando, FL 3.0 2.0 1314 $1,980 $1.51 22d 1 1.06mi
3639 Shalimar Ct Orlando, FL 4.0 2.0 1136 $1,796 $1.58 24d 1 1.08mi
4501 Landing Dr Orlando, FL 1.0–2.0 1.0–2.0 775 $1,418 $1.83 0d 18 1.12mi
3285 Split Willow Dr Orlando, FL 2.0 1.0 845 $1,400 $1.66 26d 1 1.12mi
4901 Bottlebrush Ln Orlando, FL 1.0–2.0 1.0–2.0 833 $1,770 $2.12 0d 15 1.14mi
3723 Narroline Dr Orlando, FL 3.0 2.0 1370 $2,000 $1.46 0d 1 1.17mi
3723 Narroline Dr Orlando, FL 3.0 2.0 1370 $2,000 $1.46 9d 1 1.17mi
4093 Shannon Brown Dr Orlando, FL 2.0 2.5 1272 $1,800 $1.42 5d 1 1.20mi
5419 Stirrup Way Orlando, FL 3.0 2.0 1420 $2,000 $1.41 26d 1 1.29mi
3043 Willow Bend Blvd Orlando, FL 2.0 2.0 900 $1,450 $1.61 26d 1 1.31mi
6408 Sunshine St Orlando, FL 3.0 1.5 1000 $1,900 $1.90 6d 1 1.33mi
5224 Long Rd Orlando, FL 2.0–4.0 1.5–2.5 1426 $1,754 $1.23 0d 16 1.33mi
3071 Willow Bend Blvd Orlando, FL 2.0 2.0 900 $1,525 $1.69 26d 1 1.34mi
2920 Eastern Willow Ave Orlando, FL 2.0 2.0 868 $1,500 $1.73 26d 1 1.37mi
4705 Almond Willow Dr Orlando, FL 2.0 2.0 864 $1,600 $1.85 26d 1 1.43mi

Listing history 13 events

  1. 2026-06-13
    statusdays on market $211,000 Pending 14 DOM
  2. 2026-06-09
    days on market $211,000 Active 13 DOM
  3. 2026-06-08
    days on market $211,000 Active 12 DOM
  4. 2026-06-07
    statusdays on market $211,000 Active 11 DOM
  5. 2026-05-14
    status Pending
  6. 2026-05-05
    listed $211,000 Active
  7. 2008-08-21
    soldstatus $100,000
  8. 2008-08-06
    soldstatus $100,000 221-char remark
    Show marketing remark (221 chars)

    GREAT BIG BACKYARD ON A LARGE CORNER LOT! WELL KEPT BY PRIDEFULL OWNERS. SHOWS GREAT! A WONDERFUL STARTER HOME! BRING YOUR FUSSIEST BUYERS AND VALUE MINDED INVESTORS! NICE 3BR WITH 1 & 1/2 BATHS ON LARGE CORNER LOT.

  9. 2008-03-05
    listed $99,900 221-char remark
    Show marketing remark (221 chars)

    GREAT BIG BACKYARD ON A LARGE CORNER LOT! WELL KEPT BY PRIDEFULL OWNERS. SHOWS GREAT! A WONDERFUL STARTER HOME! BRING YOUR FUSSIEST BUYERS AND VALUE MINDED INVESTORS! NICE 3BR WITH 1 & 1/2 BATHS ON LARGE CORNER LOT.

  10. 2008-01-03
    listed $155,000
  11. 1976-06-01
    soldstatus $21,000
  12. 1968-06-01
    soldstatus $10,000
  13. 1966-06-01
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,255 · $188/mo
Projected year-2 tax
$2,255 · $188/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 4 d/yr ≥108°F today · 12 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,024
− Mortgage interest
−$11,819
− Property taxes
−$2,255
− Insurance
−$1,055
− Repairs & maintenance
−$1,762
− Management
−$1,762
− Depreciation
−$6,138
Taxable loss
−$2,767
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$664
After-tax cash flow
$1,475/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Pine Hills

Score
73/100
State rank
#317
US rank
#5362

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment D Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pine Hills, FL
County
Orange County · 1,471,359 people
City population
60,203
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
60,203
Household income
$49,700
Rent vs Own
58.0% rent · 42.0% own
Severe rent burden
4039.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (71%)
Race & ethnicity
Black 71% Hispanic / Latino 13% White 10% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5% Dominican 2%
Common ancestry
Hispanic 20% Lithuanian 1% Scandinavian 0%
Foreign-born
25% · Canada, Vietnam, Jamaica
Languages at home
69% English-only · French/Haitian/Cajun 18% Spanish 11% Other Indo-European 1%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.15%
Current HPI
376.3801
Rent YoY
▼ -0.27%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2537.5% since first listed
9 events — show timeline
  • 2026-05-14 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-05-05 Listed $211,000 Stellar MLS as Distributed by MLS Grid
  • 2008-08-21 Sold (Public Records) $100,000 Public Records
  • 2008-08-06 Sold (MLS) $100,000 Stellar MLS as Distributed by MLS Grid
  • 2008-03-05 Listed $99,900 Stellar MLS as Distributed by MLS Grid
  • 2008-01-03 Listed $155,000 Stellar MLS as Distributed by MLS Grid
  • 1976-06-01 Sold (Public Records) $21,000 Public Records
  • 1968-06-01 Sold (Public Records) $10,000 Public Records
  • 1966-06-01 Sold (Public Records) $8,000 Public Records

Property tax history

+9.4%/yr

Latest (2025): $2,255 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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