11201 80th Ave #305 · Seminole, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +4.6/10.0
- Livability +4.4/5.0
- Schools +4.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Super sweet clean top floor 1 Bed, 1 Bath condo with a peaceful water view in a the very desirable 55+ complex of Seminole Gardens. Location is fantastic. Close to all shopping (steps to Seminole City Centre Outdoor Mall), dining, movies, groceries, sports and professional services. Only 3 miles from IndianShores Beach, one of the best beaches on the Gulf Coast with great coffee shops, tennis /pickleball court, ample social and dining experiences to enjoy. This condo is centrally located to other beaches like IndianRocks, Madeira Beach, Treasure Island, Redington Shores, and Saint Pete Beach. 2 airports within 30 minutes or less. 3 Urgent Care facilities in the mall next door and on Seminole Blvd. Complex has 52 acres with plenty of mature trees, lush landscaping, wildlife, 3 lakes, water-features and walking paths. It is well maintained and features guest parking, shuffleboard courts, shuttle bus service 5 days a week for shopping and banking, social club activities like exercise classes and a crystal clear heated swimming pool, jacuzzi and sauna. This is a smoke-free, pet-free building. This unit has been recently updated with fresh luxury vinyl flooring, bathroom vanity and appliances. New A/C installed 2019. Full sized hot water heater. Enclosed Lanai (not included in the square footage) faces north so you can enjoy this room at all times of the day and it stays cool in the summer months. Lanai/Porch faces the pond/lake as well and is currently set up as a sleeping room providing 2 spaces for sleeping if you have a guest. The Lanai/Porch can be used for any number of other uses, den, TV room, sewing room, yoga or meditation room. You feel like you are in a tree house in this room. New high quality carpet in the bedroom, large walk in hall utility/pantry closet. Bathroom is light and bright with mirrored shower doors and a porcelain tub and new vanity with solid quartz top and under mount sink. Living room windows have a mirrored film that maintains privacy. Residents of Seminole Florida are granted free use of the beautiful state of the art Seminole Rec Center which includes a well equipped modern fitness center, indoor and outdoor pickleball and basketball courts, Olympic size swimming pool (extra small fee) and many activities like yoga, pilates, and other classes and events. Furnishings are negotiable. Seller is a registered RE agent in the State of Florida. Mail boxes, trash and laundry facilities on the first floor by elevator. HOA fee of 527.36 MO INCLUDES ALL AMENITIES, TAXES, WATER, SEWER, TRASH, PEST CONTROL, LANDSCAPING MAINTENANCE AND LAND LEASE. Furnishings are negotiable. Owner may lease this unit immediately upon close of escrow. Some owner financing may be available. All room sizes are approximate. Building has upgraded elevator in 2022/2023 and was recently painted in the last few years. Brand new roof March 2024.
Key facts
- $609 HOA
- Community pool
- Built 1970
Property features AI
Finance
- Financial info: Total monthly fees $609; total annual fees $7,308; Lease restrictions apply
- HOA & community: Monthly association fee of $609 (includes pool, common area taxes, maintenance of grounds, recreational facilities, sewer, trash, water); Association name: Chuck Eade; Association approval required; Association amenities: Laundry, recreation facilities, sauna, shuffleboard court, spa/hot tub; Buyer approval required; Clubhouse, fitness center, and pool in community; Senior community; Pets not allowed
Exterior
- Parking: No carport spaces
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
- Home design: Condominium; Residential property; One level; Located on 3rd floor; Faces south
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Built as part of a multi-story building (3 stories total)
- Exterior features: Private mailbox; Storage
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
- Bedrooms: 1 bedroom
- Flooring: Carpet; Laminate; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Open floorplan; Living room/dining room combo; Window treatments; Building has elevator
- Laundry & utility: Laundry: Other
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $70k.
Deal economics
- At list price, monthly cash flow is $22 ($268/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
- Cap rate 6.7% vs local median 3.8% in Seminole — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 88/100 on livability (#5 in FL, #174 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Seminole Elementary School (math 65% / reading 57%, grade B, #653 of 2,144 statewide, top 31%, 428 students, 59% FRL); Seminole High School (math 26% / reading 47%, grade F, #351 of 667 statewide, top 54%, 1,546 students, 39% FRL) — zoned schools at 49% FRL track the district average.
- Market conditions: Rents flat; 207 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 25 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 43% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.03% ✓
- Cap rate
- 6.68%
- Cash-on-cash
- 1.37%
- DSCR
- 1.06
- GRM
- 4.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.1% rent growth · sell at horizon
- IRR
- -21.1%
- Equity multiple
- 0.31×
- Total profit
- $-13,547
- Equity at exit
- $10,437
- IRR
- -53.7%
- Equity multiple
- -0.22×
- Total profit
- $-23,930
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33772
- Rents YoY
- 0.1%
- Active inventory
- 207
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,420 high interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$94 /mo · $1,126/yr
- Insurance
- −$29
- HOA
- −$609
- Vacancy / Maint / Mgmt
- −$298
- Net cashflow
- $22
Break-even live
Sensitivity live
| Price | -10% $62 | -5% $42 | +0% $22 | +5% $3 | +10% $-17 |
|---|---|---|---|---|---|
| Rent | -10% $-90 | -5% $-34 | +0% $22 | +5% $78 | +10% $134 |
| Rate | -1.0pp $58 | -0.5pp $40 | base $22 | +0.5pp $4 | +1.0pp $-14 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8425 112th St #104 Seminole, FL | 1.0 | 1.0 | 608 | $1,300 | $2.14 | 5d | 1 | 0.22mi |
| 8450 112th St #103 Seminole, FL | 1.0 | 1.0 | 608 | $1,250 | $2.06 | 25d | 1 | 0.25mi |
| 8555 112th St #206 Seminole, FL | 1.0 | 1.0 | 638 | $1,250 | $1.96 | 5d | 1 | 0.29mi |
| 12100 Park Blvd Seminole, FL | 1.0–3.0 | 1.0–2.5 | 921 | $1,296 | $1.41 | 2d | 40 | 0.79mi |
| 10764 70th Ave Seminole, FL | 1.0–2.0 | 1.0–2.0 | 828 | $1,500 | $1.81 | 4d | 2 | 0.81mi |
| 10405 Addison Way Seminole, FL | 1.0–3.0 | 1.0–2.0 | 1133 | $1,807 | $1.59 | 2d | 18 | 1.10mi |
HOA detail condo
- Monthly dues
- $609 · $7,308/yr
- Likely covers
- watersewertrashlandscapingpoolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 17 events
-
2026-06-02remarks 699-char remark
-
2026-06-02status $70,000 Pending 25 DOM
-
2026-06-01days on market $70,000 Active 25 DOM
-
2026-05-31days on market $70,000 Active 24 DOM
-
2026-05-07$70,000 Active
-
2025-07-17historical
-
2025-05-30price $80,000
-
2025-04-04price $89,000
-
2025-04-03price $890,000
-
2025-03-07$93,000 Active
-
2024-04-12soldstatus $87,500 Closed 2889-char remark
Show marketing remark (2889 chars)
Super sweet clean top floor 1 Bed, 1 Bath condo with a peaceful water view in a the very desirable 55+ complex of Seminole Gardens. Location is fantastic. Close to all shopping (steps to Seminole City Centre Outdoor Mall), dining, movies, groceries, sports and professional services. Only 3 miles from IndianShores Beach, one of the best beaches on the Gulf Coast with great coffee shops, tennis /pickleball court, ample social and dining experiences to enjoy. This condo is centrally located to other beaches like IndianRocks, Madeira Beach, Treasure Island, Redington Shores, and Saint Pete Beach. 2 airports within 30 minutes or less. 3 Urgent Care facilities in the mall next door and on Seminole Blvd. Complex has 52 acres with plenty of mature trees, lush landscaping, wildlife, 3 lakes, water-features and walking paths. It is well maintained and features guest parking, shuffleboard courts, shuttle bus service 5 days a week for shopping and banking, social club activities like exercise classes and a crystal clear heated swimming pool, jacuzzi and sauna. This is a smoke-free, pet-free building. This unit has been recently updated with fresh luxury vinyl flooring, bathroom vanity and appliances. New A/C installed 2019. Full sized hot water heater. Enclosed Lanai (not included in the square footage) faces north so you can enjoy this room at all times of the day and it stays cool in the summer months. Lanai/Porch faces the pond/lake as well and is currently set up as a sleeping room providing 2 spaces for sleeping if you have a guest. The Lanai/Porch can be used for any number of other uses, den, TV room, sewing room, yoga or meditation room. You feel like you are in a tree house in this room. New high quality carpet in the bedroom, large walk in hall utility/pantry closet. Bathroom is light and bright with mirrored shower doors and a porcelain tub and new vanity with solid quartz top and under mount sink. Living room windows have a mirrored film that maintains privacy. Residents of Seminole Florida are granted free use of the beautiful state of the art Seminole Rec Center which includes a well equipped modern fitness center, indoor and outdoor pickleball and basketball courts, Olympic size swimming pool (extra small fee) and many activities like yoga, pilates, and other classes and events. Furnishings are negotiable. Seller is a registered RE agent in the State of Florida. Mail boxes, trash and laundry facilities on the first floor by elevator. HOA fee of 527.36 MO INCLUDES ALL AMENITIES, TAXES, WATER, SEWER, TRASH, PEST CONTROL, LANDSCAPING MAINTENANCE AND LAND LEASE. Furnishings are negotiable. Owner may lease this unit immediately upon close of escrow. Some owner financing may be available. All room sizes are approximate. Building has upgraded elevator in 2022/2023 and was recently painted in the last few years. Brand new roof March 2024.
-
2024-03-27status Pending 2889-char remark
Show marketing remark (2889 chars)
Super sweet clean top floor 1 Bed, 1 Bath condo with a peaceful water view in a the very desirable 55+ complex of Seminole Gardens. Location is fantastic. Close to all shopping (steps to Seminole City Centre Outdoor Mall), dining, movies, groceries, sports and professional services. Only 3 miles from IndianShores Beach, one of the best beaches on the Gulf Coast with great coffee shops, tennis /pickleball court, ample social and dining experiences to enjoy. This condo is centrally located to other beaches like IndianRocks, Madeira Beach, Treasure Island, Redington Shores, and Saint Pete Beach. 2 airports within 30 minutes or less. 3 Urgent Care facilities in the mall next door and on Seminole Blvd. Complex has 52 acres with plenty of mature trees, lush landscaping, wildlife, 3 lakes, water-features and walking paths. It is well maintained and features guest parking, shuffleboard courts, shuttle bus service 5 days a week for shopping and banking, social club activities like exercise classes and a crystal clear heated swimming pool, jacuzzi and sauna. This is a smoke-free, pet-free building. This unit has been recently updated with fresh luxury vinyl flooring, bathroom vanity and appliances. New A/C installed 2019. Full sized hot water heater. Enclosed Lanai (not included in the square footage) faces north so you can enjoy this room at all times of the day and it stays cool in the summer months. Lanai/Porch faces the pond/lake as well and is currently set up as a sleeping room providing 2 spaces for sleeping if you have a guest. The Lanai/Porch can be used for any number of other uses, den, TV room, sewing room, yoga or meditation room. You feel like you are in a tree house in this room. New high quality carpet in the bedroom, large walk in hall utility/pantry closet. Bathroom is light and bright with mirrored shower doors and a porcelain tub and new vanity with solid quartz top and under mount sink. Living room windows have a mirrored film that maintains privacy. Residents of Seminole Florida are granted free use of the beautiful state of the art Seminole Rec Center which includes a well equipped modern fitness center, indoor and outdoor pickleball and basketball courts, Olympic size swimming pool (extra small fee) and many activities like yoga, pilates, and other classes and events. Furnishings are negotiable. Seller is a registered RE agent in the State of Florida. Mail boxes, trash and laundry facilities on the first floor by elevator. HOA fee of 527.36 MO INCLUDES ALL AMENITIES, TAXES, WATER, SEWER, TRASH, PEST CONTROL, LANDSCAPING MAINTENANCE AND LAND LEASE. Furnishings are negotiable. Owner may lease this unit immediately upon close of escrow. Some owner financing may be available. All room sizes are approximate. Building has upgraded elevator in 2022/2023 and was recently painted in the last few years. Brand new roof March 2024.
-
2024-03-15price $90,000 2889-char remark
Show marketing remark (2889 chars)
Super sweet clean top floor 1 Bed, 1 Bath condo with a peaceful water view in a the very desirable 55+ complex of Seminole Gardens. Location is fantastic. Close to all shopping (steps to Seminole City Centre Outdoor Mall), dining, movies, groceries, sports and professional services. Only 3 miles from IndianShores Beach, one of the best beaches on the Gulf Coast with great coffee shops, tennis /pickleball court, ample social and dining experiences to enjoy. This condo is centrally located to other beaches like IndianRocks, Madeira Beach, Treasure Island, Redington Shores, and Saint Pete Beach. 2 airports within 30 minutes or less. 3 Urgent Care facilities in the mall next door and on Seminole Blvd. Complex has 52 acres with plenty of mature trees, lush landscaping, wildlife, 3 lakes, water-features and walking paths. It is well maintained and features guest parking, shuffleboard courts, shuttle bus service 5 days a week for shopping and banking, social club activities like exercise classes and a crystal clear heated swimming pool, jacuzzi and sauna. This is a smoke-free, pet-free building. This unit has been recently updated with fresh luxury vinyl flooring, bathroom vanity and appliances. New A/C installed 2019. Full sized hot water heater. Enclosed Lanai (not included in the square footage) faces north so you can enjoy this room at all times of the day and it stays cool in the summer months. Lanai/Porch faces the pond/lake as well and is currently set up as a sleeping room providing 2 spaces for sleeping if you have a guest. The Lanai/Porch can be used for any number of other uses, den, TV room, sewing room, yoga or meditation room. You feel like you are in a tree house in this room. New high quality carpet in the bedroom, large walk in hall utility/pantry closet. Bathroom is light and bright with mirrored shower doors and a porcelain tub and new vanity with solid quartz top and under mount sink. Living room windows have a mirrored film that maintains privacy. Residents of Seminole Florida are granted free use of the beautiful state of the art Seminole Rec Center which includes a well equipped modern fitness center, indoor and outdoor pickleball and basketball courts, Olympic size swimming pool (extra small fee) and many activities like yoga, pilates, and other classes and events. Furnishings are negotiable. Seller is a registered RE agent in the State of Florida. Mail boxes, trash and laundry facilities on the first floor by elevator. HOA fee of 527.36 MO INCLUDES ALL AMENITIES, TAXES, WATER, SEWER, TRASH, PEST CONTROL, LANDSCAPING MAINTENANCE AND LAND LEASE. Furnishings are negotiable. Owner may lease this unit immediately upon close of escrow. Some owner financing may be available. All room sizes are approximate. Building has upgraded elevator in 2022/2023 and was recently painted in the last few years. Brand new roof March 2024.
-
2024-02-08$100,000 Active 2889-char remark
Show marketing remark (2889 chars)
Super sweet clean top floor 1 Bed, 1 Bath condo with a peaceful water view in a the very desirable 55+ complex of Seminole Gardens. Location is fantastic. Close to all shopping (steps to Seminole City Centre Outdoor Mall), dining, movies, groceries, sports and professional services. Only 3 miles from IndianShores Beach, one of the best beaches on the Gulf Coast with great coffee shops, tennis /pickleball court, ample social and dining experiences to enjoy. This condo is centrally located to other beaches like IndianRocks, Madeira Beach, Treasure Island, Redington Shores, and Saint Pete Beach. 2 airports within 30 minutes or less. 3 Urgent Care facilities in the mall next door and on Seminole Blvd. Complex has 52 acres with plenty of mature trees, lush landscaping, wildlife, 3 lakes, water-features and walking paths. It is well maintained and features guest parking, shuffleboard courts, shuttle bus service 5 days a week for shopping and banking, social club activities like exercise classes and a crystal clear heated swimming pool, jacuzzi and sauna. This is a smoke-free, pet-free building. This unit has been recently updated with fresh luxury vinyl flooring, bathroom vanity and appliances. New A/C installed 2019. Full sized hot water heater. Enclosed Lanai (not included in the square footage) faces north so you can enjoy this room at all times of the day and it stays cool in the summer months. Lanai/Porch faces the pond/lake as well and is currently set up as a sleeping room providing 2 spaces for sleeping if you have a guest. The Lanai/Porch can be used for any number of other uses, den, TV room, sewing room, yoga or meditation room. You feel like you are in a tree house in this room. New high quality carpet in the bedroom, large walk in hall utility/pantry closet. Bathroom is light and bright with mirrored shower doors and a porcelain tub and new vanity with solid quartz top and under mount sink. Living room windows have a mirrored film that maintains privacy. Residents of Seminole Florida are granted free use of the beautiful state of the art Seminole Rec Center which includes a well equipped modern fitness center, indoor and outdoor pickleball and basketball courts, Olympic size swimming pool (extra small fee) and many activities like yoga, pilates, and other classes and events. Furnishings are negotiable. Seller is a registered RE agent in the State of Florida. Mail boxes, trash and laundry facilities on the first floor by elevator. HOA fee of 527.36 MO INCLUDES ALL AMENITIES, TAXES, WATER, SEWER, TRASH, PEST CONTROL, LANDSCAPING MAINTENANCE AND LAND LEASE. Furnishings are negotiable. Owner may lease this unit immediately upon close of escrow. Some owner financing may be available. All room sizes are approximate. Building has upgraded elevator in 2022/2023 and was recently painted in the last few years. Brand new roof March 2024.
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2013-01-23soldstatus $28,000
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2012-10-24$29,900
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2009-09-09$45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,126 · $94/mo
- Projected year-2 tax
- $1,126 · $94/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,034
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,126
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,363
- − Management
- −$1,363
- − HOA
- −$7,308
- − Depreciation
- −$2,036
- Taxable loss
- −$433
- Est. tax savings @ 24.0%
- +$104
- After-tax cash flow
- $372/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Seminole
- Score
- 88/100
- State rank
- #5
- US rank
- #174
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Seminole, FL
- County
- Pinellas County · 939,478 people
- City population
- 42,315
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 23,733
- Household income
- $73,586
- Rent vs Own
- Severe rent burden
- 720.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 8% Two or more races 7% Asian 3% Black 2%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 3%
- Foreign-born
- 10% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 5% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -485.84%
- Current HPI
- 315.303
- Rent YoY
- ▲ 0.10%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+55.6% since first listed13 events — show timeline
- 2026-05-07 Listed $70,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-05-30 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-04 Price Changed $89,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-03 Price Changed $890,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-07 Listed $93,000 Stellar MLS as Distributed by MLS Grid
- 2024-04-12 Sold (MLS) $87,500 Stellar MLS as Distributed by MLS Grid
- 2024-03-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-03-15 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
- 2024-02-08 Listed $100,000 Stellar MLS as Distributed by MLS Grid
- 2013-01-23 Sold (MLS) $28,000 Stellar MLS as Distributed by MLS Grid
- 2012-10-24 Listed $29,900 Stellar MLS as Distributed by MLS Grid
- 2009-09-09 Listed $45,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+10.3%/yrLatest (2025): $1,126 · +15.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…